Download or read book Private Pensions Information That Sponsors and Participants need to Understand 401 k Plan Fees written by and published by DIANE Publishing. This book was released on 2007 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Private Pensions written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-05-18 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: Private Pensions: Information That Sponsors and Participants Need to Understand 401(k) Plan Fees
Download or read book Private Pensions 401 k Plan Participants and Sponsors Need Better Information on Fees written by and published by DIANE Publishing. This book was released on 2007 with total page 22 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Private Pensions written by U S Government Accountability Office (G and published by BiblioGov. This book was released on 2013-06 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. Government Accountability Office (GAO) is an independent agency that works for Congress. The GAO watches over Congress, and investigates how the federal government spends taxpayers dollars. The Comptroller General of the United States is the leader of the GAO, and is appointed to a 15-year term by the U.S. President. The GAO wants to support Congress, while at the same time doing right by the citizens of the United States. They audit, investigate, perform analyses, issue legal decisions and report anything that the government is doing. This is one of their reports.
Download or read book Private Pensions written by Barbara D. Bovbjerg and published by . This book was released on 2007 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Private Pensions written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-14 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Private Pensions: 401(k) Plan Participants and Sponsors Need Better Information on Fees
Download or read book Private Pensions written by and published by . This book was released on 2007 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Private Pensions written by Barbara D. Boubjerg and published by DIANE Publishing. This book was released on 2007-07 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past 20 years there has been a shift in the types of pension plans employers are offering employees. Employers are increasingly moving away from traditional defined benefit plans to the 401(k). Specific info. about the plan & plan options becomes more relevant than under defined benefit plans because participants are responsible for ensuring that they have adequate income at retirement. While info. on historical performance & investment risk for each plan option are important for participants to understand, so too is info. on fees because fees can significantly decrease participants¿ retirement savings over the course of a career. This testimony focuses on: trends in the use of 401(k) plans; & the types of fees assoc. with these plans. Illus.
Download or read book Private Pensions written by Barbara D. Bovbjerg and published by DIANE Publishing. This book was released on 2009 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: American workers increasingly rely on 401(k) plans for their retirement security, and sponsors of 401(k) plans -- typically employers -- have critical obligations under the Employee Retirement Income Security Act of 1974 (ERISA). When acting as fiduciaries, they must act prudently and solely in the interest of plan participants and beneficiaries. This report examined: (1) common 401(k) plan features, which typically have important fiduciary implications, and factors affecting these decisions; (2) challenges sponsors face in fulfilling their fiduciary obligations when overseeing plan operations; and (3) actions labor takes to ensure that sponsors fulfill their fiduciary obligations, and the progress the Dept. of Labor has made on its regulatory initiatives.
Download or read book Fixing the 401 k written by Joshua P. Itzoe and published by Hillcrest Publishing Group. This book was released on 2008 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you a retirement plan fiduciary but unsure of what's required of you? Does it scare you to be held personally liable for bad decisions? Do you have a sneaking suspicion that your plan is paying too much in fees but you're not sure how to find out? Are you worried that your employees won't be able to retire? If the answer to any of these questions is "Yes," this book is for you. "Josh Itzoe has a remarkable capacity for seeing through the maze of regulations surrounding qualified plans to the handful of core ideals by which successful plans must operate. This is a great, understandable guide for plan sponsors." -Pete Swisher, CFP, CPC, Vice President and Senior Institutional Consultant, Unified Trust Company, N.A. and author of "401 (k) Fiduciary Governance: An Advisor's Guide" "Fixing the 401(k) is a bold and excellent work. Josh Itzoe reminds us that excellence is desperately needed within our private retirement system. By following the solid principles shared in this book, Itzoe reveals how any employer, large or small, can build and operate an excellent 401(k). The 401(k) is the mechanism that over fifty million people will rely upon to help their retirement dreams become a reality. This book is the starting point for employers who want to understand how to make their 401(k) truly excellent and help secure the common good of society." -Matthew D. Hutcheson, Congressional Expert and Independent Pension Fiduciary
Download or read book Private pensions increased reliance on 401 k plans calls for better information on fees testimony written by and published by DIANE Publishing. This book was released on with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Private Pensions written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2017-09-13 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: American workers are increasingly relying on 401(k) plans, which allow pre-tax contributions to individual accounts, for their retirement income. As workers accrue earnings on their investments, they also pay a number of fees that may significantly decrease their retirement savings. Because of concerns about the effects of fees on participants' retirement savings, GAO examined (1) the types of fees associated with 401(k) plans and who pays these fees, (2) how information on fees is disclosed to plan participants, and (3) how the Department of Labor (Labor) oversees plan fees and certain business arrangements. GAO reviewed industry surveys on fees and interviewed Labor officials and pension professionals about disclosure and reporting practices.
Download or read book The 401 k Plan Management Handbook written by Jeffrey M. Miller and published by Irwin Professional Publishing. This book was released on 1993 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The 401 k 403 b Investment Manual written by James Watkins and published by . This book was released on 2020-04-22 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a manual designed by an ERISA and securities attorney to help 401(k) and 403(b) plan participants and plan sponsors effectively manage the investment options within their retirement plans. Studies and legal actions against such plans have consistently shown that the overwhelmingly majority of today's 401(k) and 403(b) plans are not cost-efficient and, thus, are not in the employees' best interests, The consistent underperformance and excessive costs of the investment options in most plans relative to comparable, less expensive index mutual funds.makes it imperative that plan sponsors and plan participants understand how to evaluate their plans and take the necessary steps to correct such problems and better protect their "retirement readiness" and overall financial security. The simple, yet effective, information and strategies outlined in this manual will allow them to do just that
Download or read book 401 k Fiduciary Solutions written by Christopher Carosa and published by . This book was released on 2012-04-20 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: In an economy that demands focused attention, 401k plan sponsors must concentrate on their business, not its employee benefits. Ironically, this same economic environment provides an ideal opportunity to create a retirement plan that can best help employees retire in comfort. Companies achieving this ideal will find it easier to hire quality employees. How can 401k plan sponsors balance these two opposing forces? The answer most likely lies not within the walls of the company, but in its ability to outsource certain key fiduciary duties to recognized leaders in the fiduciary service industry. 401(k) Fiduciary Solutions covers all 401k compliance issues in a single reference source. It is written for plan managers, sponsors and others with 401k plan fiduciary responsibilities. Smart plan participants may also find the book a helpful source for advice on how to actively monitor plan performance and regulatory compliance. 401(k) Fiduciary Solutions helps readers: - Learn the 5 areas of fiduciary liability. - See a benchmarking template on how to best measure your plan. - Read what issues experts and industry thought leaders say matter most. - Discover how to avoid hiring vendors with hidden conflicts-of-interest. - Recognize what academic research suggests will help employees making good decisions. - Find out what industry pros are doing to create better 401k plans. - Follow an easy-to-implement approach to develop effective plan education. 401(k) Fiduciary Solutions contains an exhaustive appendix filled with great resources and useful checklists. Here's What Others Are Saying About Christopher Carosa's 401(k) Fiduciary Solutions: "The collection of material Carosa has compiled in 401(k) Fiduciary Solutions is nothing short of extraordinary. He digs deeply into an expansive set of topics to extract the practical insights diligent fiduciaries can use on a daily basis as they work with their retirement plans." - Mike Alfred, Co-Founder & CEO BrightScope, Inc. "Chris provides a treasure trove of practical & invaluable information and insights for plan sponsors and financial advisors to 401K plans. If you wear either of these hats you MUST read this book." - Harold Evensky, CFP, AIF, President, Evensky & Katz "Carosa demonstrates a knack for cutting through the clutter of investment, administrative and regulatory issues plan sponsors face to uncover the essence of what the reader needs to know and points to great resources for more information." - Blaine F. Aikin, CEO, fi360 "What sets this book apart from others I've seen in this space is the thoroughness of Chris's research, the variety of experts interviewed, and the breadth and depth of the topics covered. The book flows seamlessly from expert to expert and topic to topic. If you are a plan sponsor or in any way provide service and advice to plan sponsors this is a must-have book for your library." - Roger Wohlner, Co-founder Retirement Fiduciary Advisors "Provocative yet conversational, Carosa's book will terrify plan fiduciaries before guiding them on a simple path out of the darkness." - Jan Sackley, Fraud Examiner, PI, Fiduciary Consultant Fiduciary Foresight, LLC "Candid and forthright, Mr. Carosa proves he writes what he knows. The pithy and concise narrative translates the technicalities of the 401k fiduciary area into a relatable expertise." - Jenny Ivy, Managing Editor BenefitsPro.com "To craft, as Chris has on a regular basis, information on a complex subject that is readable, timely, and instructive - as well as occasionally controversial - is a rare gift." - Nevin E. Adams, JD Director, Education and External Relations Employee Benefit Research Institute "Carosa's work is highly regarded in the retirement community. His new book should serve as an essential reference for any plan sponsor or advisor who aspires to a higher fiduciary standard." - Kerry Pechter, Editor & publisher Retirement Income Jo
Download or read book Gao 07 21 Private Pensions written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-29 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: GAO-07-21 Private Pensions: Changes Needed to Provide 401(k) Plan Participants and the Department of Labor Better Information on Fees
Download or read book The Appropriateness of Retirement Plan Fees written by United States. Congress. House. Committee on Ways and Means and published by . This book was released on 2009 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt:
