Download or read book Private Health Insurance Premiums and Rate Reviews written by Mark Newsom and published by DIANE Publishing. This book was released on 2011-04 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: Health insur. premiums (HIP) have been trending up, while the value of coverage has trended down. Both admin. and medical costs continue to rise, but the rate of growth in these expenses slowed between 2008 and 2009. The rise in medical costs is primarily attributable to the price of services, not increased utilization. This report provides an overview of the concepts, regulation, and public data regarding private HIP. Contents of this report: (1) Intro.; (2) Drivers of HIP Increases: Health Benefits Exp.; Unit Prices; Health Service Utilization; Admin. Costs; Health Insur. Co. Profits; The Underwriting Cycle; (3) Review of Health Insur. Rates: State Rate Filing and Reviews; Fed. Reforms Affecting HIP. Charts and tables. A print on demand report.
Download or read book Private Health Insurance Premiums and Rate Reviews written by and published by . This book was released on 2011 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Download or read book Controlling the Rate of Growth of Private Health Insurance Premiums written by Murray N. Ross and published by . This book was released on 1993 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Private Health Insurance written by U.s. Government Accountability Office and published by . This book was released on 2017-08-17 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: "As premiums increasing for privatehealth insurance, questions have beenraised about the extent to whichincreases are justified. Oversight of theprivate health insurance industry isprimarily the responsibility of states. In2010, the Patient Protection andAffordable Care Act required theDepartment of Health and HumanServices (HHS) to award grants toassist states in their oversight ofpremium rates. GAO was asked toprovide information on state oversightof premium rates. In this report, GAOdescribes (1) states' practices foroverseeing health insurance premiumrates in 2010, including the outcomesof premium rate reviews; and(2) changes that states that receivedHHS rate review grants have begunmaking to enhance their oversight ofpremium rates.GAO surveyed officials from insurancedepartments in 50 states and theDistrict of Columbia (referred to asstates) about their practices foroverseeing premium rates in 2010 andchanges they have begun making toenhance their oversight. GAO receivedresponses from all but one state. GAOalso interviewed officials fromCalifornia, Illinois, Maine, Michigan,and Texas to gather additionalinformation on state practices. GAOselected these states based ondifferences in their authority to overseepremium rates, and proposed changesto their oversight, their size, and theirgeographic location. GAO alsointerviewed officials from advocacygroups and two large carriers to..."
Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.
Download or read book Health Insurance Rate Review written by John Aloysius Cogan Jr. and published by . This book was released on 2016 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Affordable Care Act's health insurance rate review process has been touted by government officials and consumer advocates as an effective tool to control rising health insurance premiums. This Article argues that the current rate review process is limited in its ability to lower health insurance costs as it does not address the primary driver of rising premiums -- the excessive prices paid by health insurers to healthcare providers. The efficacy of the Act's rate review process is further diminished by two additional factors: (1) a retrospective medical loss ratio requirement that pressures insurers to lower administrative costs prior to rate review, and (2) the limited scope of the new rate review requirements. Nevertheless, this Article does not advocate abandoning health insurance rate review. Instead, this Article contends that health insurance rate review holds great potential to control healthcare costs and hold down premium increases if it is modified from its present form, created to address century-old insurance market defects, to be a more dynamic process that gives state insurance commissioners the authority to correct market failures in the healthcare industry that drive up the prices insurers pay for the healthcare services we consume.
Download or read book Health Reform and Health Insurance Premiums Empowering States to Serve Consumers S Hrg 112 859 August 2 2011 112 1 Hearing written by and published by . This book was released on 2014 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Private Health Insurance written by Michael Gutowski and published by DIANE Publishing. This book was released on 1998-04 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most Americans rely on private health insurance to help pay for medical expenses. During the past decade, private health insurance has undergone fundamental changes in who is covered, how much coverage costs, & the type of coverage Americans receive. This report provides information on major trends in the private health insurance market during the 1980s & 1990s. Specifically, it discusses the decline in private health insurance coverage & factors contributing to this decline, trends in health insurance premiums & reasons for these trends, & employers' efforts to control health benefit costs. Charts & tables.
Download or read book Private Health Insurance written by United States. General Accounting Office and published by . This book was released on 1996 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Panel Discussions on National Health Insurance written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Health and published by . This book was released on 1975 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Private Health Insurance written by John E. Dicken and published by DIANE Publishing. This book was released on 2011-05 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: The large percentage of Americans that rely on private health insurance for health care coverage could expand with enactment of the Patient Protection and Affordable Care Act (PPACA) of 2010. Until PPACA is fully implemented, some consumers seeking coverage can have their applications for enrollment denied, and those enrolled may face denials of coverage for specific medical services. PPACA required this study of the rates of such application and coverage denials. The study reviewed the data available on denials of: (1) applications for enrollment; and (2) coverage for medical services. Charts and tables. This is a print on demand edition of an important, hard-to-find publication.
Download or read book Private Health Insurance written by John E. Dicken and published by . This book was released on 2011-07-29 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: With premiums increasing for private health insurance (HI), questions have been raised about the extent to which increases are justified. Oversight of the private HI industry is primarily the responsibility of states. In 2010, the Patient Protection and Affordable Care Act required the Dept. of Health and Human Services (HHS) to award grants to assist states in their oversight of premium rates. This report provides info. on state oversight of premium rates. It describes: (1) states' practices for overseeing HI premium rates in 2010, incl. the outcomes of premium rate reviews; and (2) changes that states that received HHS rate review grants have begun making to enhance their oversight of premium rates. Charts and tables. A print on demand report.
Download or read book Global Marketplace for Private Health Insurance written by Alexander S. Preker and published by World Bank Publications. This book was released on 2009-11-18 with total page 532 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial protection against the cost of illness and inclusion of vulnerable groups will require better mobilization and use of private means. Private voluntary health insurance already plays an important role in mobilizing additional resources to the health sector and protecting against the catastrophic cost of illness in some countries. This review explores the context under which private voluntary health insurance could contribute to an improvement in the sustainability of the health sector and financial protection in other countries.
Download or read book Private Health Insurance written by Ross Harold Arnett and published by . This book was released on 1984 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Health Insurance Cost Increases Lead to Coverage Limitations and Cost Shifting written by United States. General Accounting Office and published by . This book was released on 1990 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Private Health Insurance written by and published by DIANE Publishing. This book was released on 2003 with total page 63 pages. Available in PDF, EPUB and Kindle. Book excerpt:
