Download or read book Payday written by Joe Vasicek and published by Joe Vasicek. This book was released on 2021-06-12 with total page 29 pages. Available in PDF, EPUB and Kindle. Book excerpt: A near future sci-fi thriller about the perils of a universal basic income. In a world gone mad with fake news, rising prices, job automation, and the welfare state, one man struggles to provide for his family and give them a better future than his own. But while it may be too late to save his society from collapse, those who learn the old ways can still find their way.

Download or read book Podcasting Bible written by Mitch Ratcliffe and published by John Wiley & Sons. This book was released on 2007-02-12 with total page 602 pages. Available in PDF, EPUB and Kindle. Book excerpt: How-to guide for producing, distributing, and marketing revenue-generating podcasts.

Download or read book The Unbanking of America written by Lisa Servon and published by Houghton Mifflin Harcourt. This book was released on 2017-01-10 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why Americans are fleeing our broken banking system: “Startling and absorbing…Required reading for fans of muckraking authors like Barbara Ehrenreich.”—Publishers Weekly (starred review) What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twentysomething graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America’s banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve those outside the one percent. “Valuable evidence on the fragility of the personal economies of most Americans these days.”—Kirkus Reviews “An intelligent plea for financial justice…[An] excellent book.”—The Christian Science Monitor

Download or read book Big Podcast Grow Your Podcast Audience Build Listener Loyalty and Get Everybody Talking About Your Show written by David Hooper and published by Big Podcast. This book was released on 2019-03-12 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is it worth doing a podcast if nobody listens? You started your podcast because you want to: - Spread an important message - Share your passion - Make money But your podcast hasn’t quite taken off like you thought it would. What happened? This book is for podcasters who can’t quite figure out what they’re doing wrong (and are ready to do things right). You’ll learn: - Why your “natural personality” may be repelling to people and how to make it attract listeners to your podcast like a magnet (See p198) - What to do when a company tries to “lowball” you on advertising fees (do nothing, except send them the email on p424) - It’s easy to screw up an interview. To be sure you don’t run into any problems, use my “guest contract” on p311. - A six-word “trick” (learned from a 20-year radio veteran) that will instantly make you a better host (it’s on p210) - 9 reasons to kill an interview before it happens – ignore these “red flags” and you’ll be sorry (p299) - What Victoria’s Secret models know about podcasting (even though you never hear them talk) – this lesson starts on p208! - Nervous on the mic? You have lots of company – 75% of podcasters to be exact. I give you a 5-step way to cure your “stage fright” on p229. - If you’re scared of getting bad reviews, don’t worry – I have three simple ways to handle critics on p236 (two of which can turn critics into fans) - Why copying top podcasters may be killing your podcast (I share the story on p116) and how to develop a podcasting style that works for you (and will attract more listeners) - My 3-step “episode teaser” formula – it’s boring, but it works (get it on p110) - Thinking of doing a “daily” podcast? You must read p103 before you start. - Want to impress a guest? See the chapter starting on p321 for my 3-step followup “ritual” that will make being on your podcast unforgettable (and encourage guests to promote your episodes) And that’s just the start … This book contains my complete system on how to attract listeners, deliver your message effectively, and build a big podcast. You can't build a big podcast on "hope." But you can build a big podcast. And if you’re ready to do just that, read this book.

Download or read book How to Adult written by Jake Cousineau and published by . This book was released on 2021-03-23 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: An essential resource for a high school graduate, college student, or any other young adult who needs to prepare for the financial realities of adulthood. Drawing on years of teaching personal finance in the high school classroom, as well as valuable life experience as a young professional, Cousineau introduces topics ranging from compound interest and mutual funds to Roth IRAs and insurance deductibles. Each chapter contains straightforward explanations, practical examples, revealing anecdotes, and hands-on tools that will help you to jump-start your personal financial journey. In this book, you'll learn: The foundational concepts of personal finance and building wealth How to avoid costly financial missteps How to budget, save, and invest your money wisely How taxes and insurance work How to prepare for life's big expenses Reviews "This! This is what I needed when I was in high school. It is also what I needed when I was in college, and when I bought my first car, and when I bought my first house, and when I opened my first credit card. Every high school student in America should have to pass a class that uses this book. The real-world examples are relatable and make the reader feel like they are armed with the knowledge they need. It doesn't just make you book smart. It makes you street smart." -Stuart Draper "In How to Adult, Jake Cousineau engages readers using a blend of storytelling, analogies, charts and research to deliver key financial lessons. Whether it's comparing index funds to sports teams or interest to pineapple on pizza, Jake has a gift in delivering financial advice in a way that will educate adults, you and old alike!" -NGPF Personal Finance

Download or read book How the Other Half Banks written by Mehrsa Baradaran and published by Harvard University Press. This book was released on 2015-10-06 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect

Download or read book American Popular Music and Its Business in the Digital Age written by Music Licensing Consultant Rick Sanjek and published by Oxford University Press. This book was released on 2024-07-18 with total page 697 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the long awaited sequel to American Popular Music and Its Business: the First 400 Years, this book offers a detailed and objective history of the evolution and effect of digital technology from 1985 through 2020 on all segments of the popular music business from CDs and stadium tours to TikTok and the effects of the COVID-19 pandemic, with particular emphasis on the relationship between the creators, the consumers, and the business professionals who form the three major axes of the industry. Author Rick Sanjek, a 50-year industry veteran, combines the knowledge acquired during his decades of experience with scholarly research to create a compelling narrative of the events, economics, and innerworkings of the modern music business.

Download or read book The Great Money Reset written by Jill Schlesinger and published by St. Martin's Press. This book was released on 2023-01-24 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ten timely financial steps to build the life you really want. The COVID-19 pandemic forced us to rethink everything. Now, when it comes to envisioning a post-pandemic future, noted financial expert Jill Schlesinger hears one question over and over: How far should I really go to change my life? The Great Money Reset is your guide to getting serious and building your best life. A road map for navigating our present era, this book shows us how to take advantage of the seismic changes unfurling all around us to make big life improvements. Whether it’s negotiating a better deal with your boss, starting or selling a business, moving to a new locale, retraining for a new career, taking time off to find yourself, or saying “the heck with it” and retiring early, The Great Money Reset provides an essential frame-work for strategizing and planning your next move. Is quitting your job a wise decision or the biggest mistake of your life? Should you pursue that graduate degree or are you throwing away your money for a few meaningless letters after your name? What kinds of lifestyle sacrifices will you need to make—and could you tolerate—in order to realize your dreams? What tax and investment moves should you make to secure your future as you head into uncharted territory? And how can you put yourself in a strong position to undertake future life transitions that you can’t fully imagine now? The Great Money Reset answers these and many other questions with Jill’s signature clarity, wit, and no-nonsense honesty. You’ll learn how to change your work, change your wealth, and change your life. In ten simple steps, this book empowers you to break free of your unsatisfying pre-pandemic reality and thrive, regardless of whatever surprises might come next.

Download or read book A Way Up written by Patrick Young and published by Page Publishing Inc. This book was released on 2022-05-31 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first thought after any arrest is usually how long it will take to get out. Whether in jail or prison, your sole focus is getting out. Recent statistics show that three out of every four persons incarcerated always end up returning behind bars within the first three years of release. A large percentage of these people are from low-income communities where access to financial capital, education, and job opportunities is limited, and the family ends up getting stuck in a deep cycle of poverty that they found extremely difficult to break out from. Arrested for crimes often sponsored by poverty and the dire economic conditions that defined them, they are taken through a criminal justice system that is far more interested in keeping them in the poverty-incarceration cycle than rehabilitating them and giving them a better chance at life. With no income and criminal history after release, they are unable to pay for food, housing, and health needs. And what happens eventually? They slip back into a life of crime, and the cycle continues. It is high time we nullify this poverty-incarceration two-feeder system. How? By dealing with the root, which is poverty. So how do you break the cycle of poverty? You may want to get out of jail or prison, but are you ready to get out of poverty? How? The answers are found here in learning how to experience your own economic development post-incarceration. Do you feel stuck? Are you tired of going in and out of jail? Or are you an ex-offender who has found it difficult to progress because of barriers associated with your criminal history? This workbook is the clear road map to creating generational wealth and living the kind of life you deserve. This workbook is the guide to finding a way up, not just a way out.

Download or read book Built to Sell written by John Warrillow and published by Penguin. This book was released on 2012-12-24 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: Run your company. Don’t let it run you. Most business owners started their company because they wanted more freedom—to work on their own schedules, make the kind of money they deserve, and eventually retire on the fruits of their labor. Unfortunately, according to John Warrillow, most owners find that stepping out of the picture is extremely difficult because their business relies too heavily on their personal involvement. Without them, their company—no matter how big or profitable—is essentially worthless. But the good news is that entrepreneurs can take specific steps—no matter what stage a business is in—to create a valuable, sellable company. Warrillow shows exactly what it takes to create a solid business that can thrive long into the future.

Download or read book The House Hacking Strategy written by Craig Curelop and published by Biggerpockets Publishing, LLC. This book was released on 2019-10-17 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Don't pay for your home--hack it and live for free! Savvy investors have been using a little-known, but clever strategy in real estate for decades--and now, you will learn exactly how to perfect this trade secret! When mastered, house hacking can save you thousands of dollars in monthly expenses, build tens of thousands of dollars in equity each year, and provide the financial means to retire early. In fact, the average house hacker can turn a single-family home or small multifamily property into a cash-flowing investment. You can collect rent that completely covers your living expenses--and then some! In this book, serial house hacker Craig Curelop lays out the in-depth details so you can make your first (or next) house hack a huge success. Inside, you will learn: What house hacking is, and why it's one of the best methods for building wealth The different types of house-hacking strategies you can use--no one size fits all here! The incredible connection between house hacking, wealth building, and early retirement How to get started house hacking--even with low income or low savings Strategies to house hack with a family, spouse, or independently How to find the ideal house hack property--even in a competitive or expensive market Stories from real estate investors all over the country on their house-hacking triumphs, mishaps, and their purpose behind house hacking. Property-management strategies to make ownership a breeze House hacking doesn't have to be a mystery. Discover why so many successful investors support their investment careers with house hacking--and learn from a frugality expert who has "hacked" his way toward financial freedom!

Download or read book The Radio Station written by John Allen Hendricks and published by Routledge. This book was released on 2018-05-01 with total page 458 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Radio Station offers a concise and insightful guide to all aspects of radio broadcasting, streaming, and podcasting. This book’s tenth edition continues its long tradition of guiding readers to a solid understanding of who does what, when, and why in a professionally managed station. This new edition explains what "radio" in America has been, where it is today, and where it is going, covering the basics of how programming is produced, financed, delivered and promoted via terrestrial and satellite broadcasting, streaming and podcasting, John Allen Hendricks and Bruce Mims examine radio and its future within a framework of existing and emerging technologies. The companion website is new revised with content for instructors, including an instructors’ manual and test questions. Students will discover an expanded library of audio interviews with leading industry professionals in addition to practice quizzes and links to additional resources.

Download or read book My Money My Way written by Kumiko Love and published by Penguin. This book was released on 2022-02-01 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Download or read book Clever Girl Finance written by Bola Sokunbi and published by John Wiley & Sons. This book was released on 2019-06-25 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.

Download or read book The Money Sandwich written by Marc Bineham and published by John Wiley & Sons. This book was released on 2022-07-21 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sandwiched between adult kids and ageing parents, and seeking financial freedom? Take control of your finances today and secure a stress-free future tomorrow. Managing money can be a major source of stress, especially for members of the ‘Sandwich Generation’ — those in the last decade or two of their working lives and feeling stretched by supporting adult kids on one side, ageing parents on the other and with their own retirement on the horizon. The Money Sandwich provides practical, easy-to-understand knowledge, tips and action lists on all aspects of financial management for your pre- and post-retirement years. You’ll learn how to: manage debt and take control of your money build a diverse but secure investment portfolio understand superannuation (finally!) and how to optimise it navigate insurance, aged care and estate planning set up your children for a worry-free financial future. Everyone deserves to retire comfortably and on their own terms. Make this the year you take action! Marc Bineham, now part of the sandwich generation himself, has had a long career of over 30 years in the financial advice profession. As a Money Coach, Marc continues to help families to get on top of their money worries, manage their money better and live a more fulfilled and balanced life.

Download or read book The Essential Guide to Intellectual Property written by Aram Sinnreich and published by Yale University Press. This book was released on 2019-05-28 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: A broad introduction to the changing roles of intellectual property within society Intellectual property is one of the most confusing--and widely used--dimensions of the law. By granting exclusive rights to publish, manufacture, copy, or distribute information and technology, IP laws shape our cultures, our industries, and our politics in countless ways, with consequences for everyone, including artists, inventors, entrepreneurs, and citizens at large. In this engaging, accessible study, Aram Sinnreich uncovers what's behind current debates and what the future holds for copyrights, patents, and trademarks.

Download or read book Ship Breaker National Book Award Finalist written by Paolo Bacigalupi and published by Little, Brown Books for Young Readers. This book was released on 2010-05-01 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: Set in a dark future America devastated by the forces of climate change, this thrilling bestseller and National Book Finalist is a gritty, high-stakes adventure of a teenage boy faced with conflicting loyalties. In America's flooded Gulf Coast region, oil is scarce, but loyalty is scarcer. Grounded oil tankers are being broken down for parts by crews of young people. Nailer, a teenage boy, works the light crew, scavenging for copper wiring just to make quota--and hopefully live to see another day. But when, by luck or by chance, he discovers an exquisite clipper ship beached during a recent hurricane, Nailer faces the most important decision of his life: Strip the ship for all it's worth or rescue its lone survivor, a beautiful and wealthy girl who could lead him to a better life.... In this powerful novel, Hugo and Nebula Award winning author Paolo Bacigalupi delivers a fast-paced adventure set in the vivid and raw, uncertain future of his companion novels The Drowned Cities and Tool of War. "Suzanne Collins may have put dystopian literature on the YA map with The Hunger Games...but Bacigalupi is one of the genre's masters, employing inventively terrifying details in equally imaginative story lines." —Los Angeles Times A New York Times Bestseller A Michael L. Printz Award Winner A National Book Award Finalist A VOYA 2010 Top Shelf Fiction for Middle School Readers Book A Rolling Stone 40 Best YA Novels Book Don’t miss the other books in the series: The Drowned Cities Tool of War