Download or read book Please Don T Make Your Retirement Complicated written by Leroy Hayes Jr. and published by Xlibris Corporation. This book was released on 2015-11-17 with total page 115 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you can save 10 % of your earnings on a consistent basis and the proper planning is afforded by you, your financial success will be accomplished nine times out of ten. Dont you love those odds? That retirement of yours will be secure. Do you like success based on your own accomplishments and lifestyle? Then follow my book to success, and please dont worry about the Joneses, because you may be derailed from your own success!
Download or read book Your Retirement Made Simple written by Timothy Turner, JD and published by Createspace Independent Publishing Platform. This book was released on 2017-12-18 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: DISCOVER SECRETS TO KEEP FROM RUNNING OUT OF MONEY IN RETIREMENT "Everything should be made as 'simple' as possible, but not simpler." - Albert Einstein Learn from financial insiders and hear from five financial experts about little-known retirement strategies. These techniques can be used to help keep you from running out of money in retirement. We've called the book "Your Retirement Made Simple" because too many people make retirement planning something that is way too complicated. They use too many technical terms and financial insider "jargon." We call this "technobabble." It's not easy to use simpler terms when discussing financial topics. But in this book, we have tried to convey strategies and techniques using language and a format that you can understand. Using "Simpler" language, but not too simplistic. That is the gist of what Albert Einstein was talking about. Have you read any financial books that you never finished? Was it because they were too boring? Or perhaps they were too complicated to understand? Many books are also just too long. In this book we have brought you expertise from five different retirement experts. We have kept the book short and used an "interview" style format which is easy to read. In addition, we have tried to make the concepts as simple to understand as possible. Our hope is that you find this format easier to understand and "simpler" to read and digest. Each of the five authors of this book has some valuable insights to share with you to help you on your journey towards "Your Retirement Made Simple." We hope you enjoy this book. Please visit our website at: www.YourRetirementMadeSimple.com to give us your feedback and to download some FREE resources related to this book. Thanks and Happy Planning!
Download or read book The Obstacles Facing Our Teenagers Where in the Justice System Schools Workplaces Voting Booths and Beyond written by Leroy Hayes Jr. RFP MBE RFC ME and published by Xlibris Corporation. This book was released on 2021-08-13 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a research book on our teenagers that I thought was necessary to do at this time. With the coronavirus pandemic in our midst for over a year now and is expected to be around for at least through the year 2022, to some extent. I wanted to present the dilemma of blacks versus whites from a historical point of view and bringing it all the way up to the current times, to see if there have been major progress and/or changes for the good of all teenagers as a whole—equal in nature and in opportunities for all teenagers as a result and not just a segment of these groups. You will be able to make your own assessment from my research, and I will give you mine based on my interpretation of the actual data presented.
Download or read book The Index Card written by Helaine Olen and published by Penguin. This book was released on 2016-01-05 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: “The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an offhand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.
Download or read book How to Make Your Money Last Completely Updated for Planning Today written by Jane Bryant Quinn and published by Simon & Schuster. This book was released on 2020-01-07 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
Download or read book Keys to a Successful Retirement written by Fritz Gilbert and published by Sourcebooks, Inc.. This book was released on 2020-05-05 with total page 155 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're finally retired! Learn how to make these the best years of your life. Congrats on your retirement! But now what will you do with all that free time? With Keys to a Successful Retirement, you'll discover everything you need to know to get your retired years off to a great start. Covering topics like finances, embracing your passions, and dealing with feelings of aimlessness, grief, and depression that may crop up, this in-depth guide to retired living answers all the burning questions you want to ask—as well as those you're afraid to. Take a complete look at your newfound freedom and explore what it really means to have a successful retirement. This in-depth guide includes: Essential basics—Make sure you're retirement ready with advice for managing your savings, dealing with healthcare, staying fit, and more. Handling tough times—Dig into the more challenging aspects of retirement, like how to best handle the effects it can have on your mental health. Be your own boss—Get guidance that teaches you how to decide what you want your retirement to be and how you can lean into the things that you love. An exciting new chapter of your life is starting—get a helping hand ensuring it's the best it can be!
Download or read book The Power of Zero Revised and Updated written by David McKnight and published by National Geographic Books. This book was released on 2018-09-04 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
Download or read book The New Retirement Savings Time Bomb written by Ed Slott and published by Penguin. This book was released on 2021-03-02 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: AS SEEN ON PUBLIC TELEVISION New for 2021—The complete action plan from Ed Slott, "the best source of IRA advice" (Wall Street Journal), to help you make sure your 401(k)s, IRAs, and retirement savings aren't depleted by taxes by the time you need to use them. If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The New Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan. This easy-to-follow plan helps you place your assets to avoid the latest traps set out by congress in addition to any that might be set down the road, so you can keep your hard-earned money no matter what. And, it's fully up-to date with information on the SECURE Act and everything you need to know about how the coronavirus relief bills will affect your savings down the road. This book is required reading for every American with savings and investments who is planning to retire, be it five years from now or fifty.
Download or read book Five Island Cove Boxed Set written by Jessie Newton and published by AEJ Creative Works. This book was released on 2022-07-11 with total page 871 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take a vacation any time of year in the seaside town of Five Island Cove! Meet five best friends as they reunite after years apart and rekindle their strong bond with one another, weather storms, and uncover secrets that have been lying dormant for decades... This set includes the first 3 novels in the series from USA Today bestselling and Kindle All-Star Author Jessie Newton. For fans of Pamela Kelley, Rachel Hanna, Judith Keim, Brenda Novak, Susan Mallery, Kristin Hannah, RaeAnne Thayne, Jan Moran, Lily Mirren, and Susan Wiggs! 1. The Lighthouse: After the death of a childhood loved one, 5 best friends reunite in the small coastal town of Five Island Cove. One doesn't expect to find love with a high school crush. Another isn't prepared to find the strength she needs to take control of her life. And none of them are ready for the secrets they'll uncover at the lighthouse... As the truth comes to light, these five best friends will learn what really matters: friendship, family, and faith. 2. The Summer Sand Pact: These five best friends made a Summer Sand Pact as teens and have only kept it once or twice—until they reunite decades later and renew their agreement to meet in Five Island Cove every summer. Get ready for more secrets to come to light in Five Island Cove, and for these five women to show each other what it means to love and support someone through thick and thin. 3. The Cliffside Inn: Spend another month in Five Island Cove and experience an amazing adventure between five best friends, the challenges they face, the secrets threatening to come between them, and their undying support of each other.
Download or read book Make Retirement Simple written by Tim Turner and published by . This book was released on 2016-09-12 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is called Make Retirement Simple because I have seen too many people make retirement planning out to be just too complicated. It's always easy to use technobabble and jargon to make things hard to understand. It's difficult to avoid using technical terms to convey information in simple terms that people understand. But, it takes special skill to make it understandable without dumbing it down so much that too much information is lost. I think that is the gist of what Albert Einstein was talking about.Let me be clear that I am not a financial planner or a financial advisor. I have never sold any financial products or services. My experience has been in developing software for the financial industry - financial advisors, planners, and financial companies. So, I have been able to be an outsider looking in at what goes on in the financial industry. This has given me insight into what is complicated and what could be made simpler.Have you read a financial or retirement book and never finished it? Was it because it was too complicated to understand and left you with a headache? Or was it because it was just plain boring and too long? Regardless, with this book we have tried to collate some valuable expertise while keeping it simple and understandable. In fact, the book is based on a short interview format rather than as a long boring educational read. We are hoping that this format is more digestible, easier-to-understand, and simpler to read.This book is also fairly short. I believe many books are too long and that it turns off the reader. We wanted this book to be something you can read quickly without you getting bored and putting it down never to finish. I've also elicited the help from three financial advisors that are actual practitioners of varying types. In this way, you get a more well-rounded view of how you can improve your retirement finances. All three of the other authors have used our RetirementView software with their clients, and that's how I know them... from their relationship with Torrid Technologies. To introduce you to the other authors of this book:Craig R. Cassidy is an IAR (Investment Advisor Representative) who for over 20 years has worked with hundreds of clients from coast to coast, employing comprehensive planning services and development strategies with the goals of helping clients increase income, reduce taxation, and never run out of money in retirement. His firm Financial Vision & Investment Services, Inc. is based in Victorville, California in the High Desert area. He lives by the motto, People Don't Care What You Know Until They Know That You Care!R. Travis Evans is a CFP (Certified Financial Planner) with over 20 years of experience counseling business owners and professionals with their wealth management and estate planning; Travis has a proprietary process called Economic Efficiency Engineering that helps clients avoid unnecessary investment risk, debt traps, and taxation. His firm, Evans Financial Group, is based in College Station, Texas.Jeffrey J. Biro, CEP, RFC supports the retirement lifestyle plans of pre-retirees and retirees with financial planning strategies that focus on growth with preservation of capital. As President of Family Wealth Advisors and Biro Financial & Retirement Services, he has assisted over 5,000 families to invest wisely and protect their assets. Jeff has over 30 years' experience, and his firm is based out of Scottsdale, Arizona.Each one of us has some valuable insights to share with you on your journey to Make Retirement Simple.We hope you enjoy this book. Thanks and Happy Planning!Timothy J. Turner, JDFounder of Torrid Technologies
Download or read book Retirement written by Mick McPherson and published by CreateSpace. This book was released on 2015-08-16 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: RETIREMENT SUCCESS SECRETS TO RETIRE YOUNG AND TRAVEL THE WORLD! This "Retirement" book contains proven steps and strategies on how to plan out your life after pursuing a career job. Today only, get this Amazing Amazon book for this incredibly discounted price! This is of course a significant matter most especially if you want your retirement years to be enjoyable, comfortable, and debt-free. Actually, you don't have to stop making money when this time comes. Many of those who have wisely invested their money on profitable ventures and passive income sources have succeeded in their goals. This is to ensure that their pension is not their only source of income. Even a retired individual could make a lot of money from passive income and use it to enjoy the rest of his life after retirement. It all comes down to careful planning and wise use of resources when they were still young or near the age of retirement. Unfortunately, not all of us know the right way around this matter. There are lots of risks in investments. There are many complicated things that one should deal with in order to effectively get out of debt. Luckily, the cause is not yet lost. Retiring happy and with enough money to do what you want is possible. This book will guide you with the basics of planning for your retirement, what to do with your money, how to start with debt management, and how to get the most out of your retirement years. Don't worry, there is nothing complicated presented on the pages of this book. Everything has been simplified so that you can immediately understand the concepts that need to be learned and the things that need to be done. By going through the ten chapters of this book, you'll be armed with the knowledge that will make your retirement a better one. Here Is A Preview Of What You'll Learn... How To Set A Budget For Retirement Profitable Retirement Investments Steps To Get Out Of Debt Tips For Creating Passive Income Quit Your Day Job And Start An Online Business How To Travel The World On A Budget Importance Of Goal Setting Early Retirement Mistakes To Avoid Pursuing Your Dreams And Life Passions Determine What You Want And How Much Money You Will Need Much, Much More! Get your copy today!
Download or read book Planning Your Retirement written by Edmund Hamon and published by . This book was released on 2021-06-22 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: You work hard to provide for your family and create a lifestyle you enjoy. Whether your target retirement age is years away or right around the corner, you need a plan to keep it that way. And retirement planning doesn't have to be complicated. Step outside of old and outdated traditions, and create a more personal and satisfying plan for retirement with a book that: -Awakens your creative spirit and soulful expression -Breaks the old and outdated rules that hold so many people back -Fosters confidence, control, and clarity -Helps you customize retirement in a way that reflects your deepest needs and desires
Download or read book What Color Is Your Parachute for Retirement Second Edition written by John E. Nelson and published by Ten Speed Press. This book was released on 2010-07-13 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Plan Now for the Life You Want Today’s economic realities have reset our expectations of what retirement is, yet there’s still the promise for what it can be: a life stage filled with more freedom and potential than ever before. Given the new normal, how do you plan for a future filled with prosperity, health, and happiness? As a companion to What Color Is Your Parachute?, the world’s best-selling career book, What Color Is Your Parachute? for Retirement offers both a holistic, big-picture look at these years as well as practical tools and exercises to help you build a life full of security, vitality, and community. This second edition contains updates throughout, including a section on Social Security, an in-depth exercise on values and how they inform your retirement map, and the one-of-a-kind resource for organizing the sea of information on finances and mental and physical health: the Retirement Well-Being Profile. More than a guide on where to live, how to stay active, or which investments to choose, What Color Is Your Parachute? for Retirement helps you develop a detailed picture of your ideal retirement, so that—whether you’re planning retirement or are there already—you can take a comprehensive approach to make the most of these vital years.
Download or read book The Ultimate Retirement Guide for 50 written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."
Download or read book Next Stage written by Tom Wilson and published by Balboa Press. This book was released on 2019-07-15 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every day, thousands of people turn sixty-five – some feel excitement, some feel scared, most feel both. While many may still work, raise children or pursue their career goals, most of these pressures are fading into the past. People realize that they will likely live for decades longer and are starting to have serious questions. If you are in this situation, you may be asking yourself: • What am I going to do with my time? • Will I have enough money to enjoy my life? • What can I do to stay healthy? Drawing on years of research, interviews and analysis, Tom Wilson gives you what you need to address these questions, and many more. Real-life insights bring the research findings to life and the step-by-step guides help you create a Master Plan based on your needs, wants and circumstances. From finances to relationships to developing a new sense of identity, this comprehensive guide to retirement will help you prepare for and enjoy this exciting next stage of life.
Download or read book Customize don t Minimize Your Retirement written by Diane B. Burman and published by AuthorHouse. This book was released on 2009 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: About the Book "Customize...don't minimize...Your Retirement"(c) is a self-help guide to assist you in mapping out your journey into the retirement years. No longer does retirement mean just "kick-back" and lead the leisure life. Most of us would not feel fulfilled by doing little. Careers typically have given us a sense of purpose. Perhaps, because of this, about 80% of Boomers state that they will be working in some capacity during their retirement years. In retirement, we want to continue having a life filled with enjoyment; but also, one of purpose and a feeling of being valued by others. Given that the transition into retirement is an individualized journey, it deserves your personal attention to make it "all it can be." Life can be complicated and retirement will involve new challenges, as well as opportunities for change. Whether it is relationships with spouse and others; what to do with your time; creating a new identity; working, not working or changing careers; making health and housing choices; or managing the financial potholes; this very readable book, containing many unique and thought-provoking exercises, is guaranteed to help you focus and create ways to build a happier futur
Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
