Download or read book No Down Payment Formulas written by Ed Beckley and published by . This book was released on 1985-05-01 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book How to Buy Real Estate Without a Down Payment in Any Market written by Susan Smith Alvis and published by Atlantic Publishing Company. This book was released on 2006 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: This new book explains everything you need to know to locate and purchase real estate with no down payment from individuals, banks, and other sources. Whether you are a first-time homeowner or an experienced property investor, this is a tremendous guide for buying real estate in any market with no down payment. You will learn the simple formula that can build massive wealth through a real estate purchase, with no money down. This proven formula works even if you have no real estate experience, bad or no credit, or very little money. This formula has been developed out of real-life experience. You will learn how to make smart real estate investments and use those investments to help you achieve financial success. We spent thousands of hours interviewing, e-mailing, and communicating with hundreds of today's most successful real estate investors. This book is a compilation of their secrets and proven successful ideas. If you are interested in learning hundreds of hints, tricks, and secrets on how to purchase a property with no money down, then this book is for you. You will learn how to find the right property, locate motivated sellers, make mutually beneficial offers, and possibly even receive cash at the closing. Though you may be relatively cash-poor or have a less-than-perfect credit rating, you can acquire a mortgage and find the house you've always wanted. You will receive professional direction through all the complicated legal and tax issues involved. You will uncover secrets that expert real estate investors use every day. This comprehensive resource contains a wealth of modern tips and strategies for financing and closing on a property. The author shows readers how to find out how much they're really worth, how to uncover unknown assets, and how anyone can enhance their credit rating within six months. Financing your dream home can be possible, even if you never thought you could. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
Download or read book Essential Excel Loan Mortgage Formulas written by Tim Hill and published by Questing Vole Press. This book was released on 2018-06-20 with total page 175 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most common financial operations in Microsoft Excel are calculations for mortgages, student loans, leases, credit-card debt, car payments, medical expenses, annuities, and retirement funds. This no-nonsense guide shows you how to use worksheet functions, array formulas, data tables, and other Excel features to manage your business and personal finances. You'll also learn the auxiliary skills needed to create and maintain financial workbooks: rounding numbers, data and time arithmetic, summing and counting values, and more. You can download the sample workbooks to follow along with the author's examples. - Covers all versions of Excel. - Learn about basic financial concepts, including cash flows, timing issues, and the time value of money. - Determine how much to invest now to meet a future goal. - Calculate how money will accumulate in your retirement or savings accounts. - Figure out the payments needed to pay off a loan or to meet an investment target. - Derive the true interest rate of your investments or loans, including "interest-free" loans. - See how much time it will take to pay off a loan, meet an investment target, or retire. - Separate the interest and principal portions of your mortgage or loan payments for tax purposes. - Convert between the commonly used methods of quoting interest rates. - Create amortization schedules to see how your debts change over time. - Build summary tables to compare loans that have different interest rates, loan amounts, or payment terms. Contents Part I - Loans & Mortgages 1. Getting Started with Loans & Mortgages 2. Present Value (PV) 3. Future Value (FV) 4. Payments (PMT) 5. Interest Rates (RATE) 6. Periods (NPER) 7. Interest and Principal Components 8. Converting Interest Rates 9. Loan Amortization Schedules 10. Summarizing Loan Options Part II - Dates & Times 11. Getting Started with Dates & Times 12. Date & Time Basics 13. Date & Time Functions 14. Date Tricks 15. Time Tricks Part III - Sums & Counts 16. Getting Started with Sums & Counts 17. Counting Basics 18. Counting Tricks 19. Frequency Distributions 20. Summing Basics 21. Summing Tricks
Download or read book Excel 2010 Formulas written by John Walkenbach and published by John Wiley & Sons. This book was released on 2010-04-22 with total page 817 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take your Excel formulas to the next level with this updated reference John Walkenbach's name is synonymous with excellence in computer books that decipher complex technical topics. Known as "Mr. Spreadsheet," Walkenbach provides you with clear explanations on all the methods you can use to maximize the power of Excel with formulas within the frameworks of all the new features of Excel 2010. You'll learn how to create financial formulas, maximize the power of array formulas, develop custom worksheet functions with VBA, debug formulas, and much more. This invaluable reference is fully updated for the new Microsoft Office release and provides comprehensive formulas coverage, delivering more than 800 pages of Excel tips, tricks, and techniques you won't find anywhere else. Demonstrates how to use all the new features of Excel 2010 to maximize your formulas Shows how to develop custom worksheet functions with VBA, debug formulas, create financial formulas, and more Serves as an indispensable reference no matter your skill level Includes a valuable CD-ROM with sample files, templates and worksheets from the book, plus John Walkenbach's award-winning Power Utility Pak Prepare to excel with Excel when you have John Walkenbach and Excel 2010 Formulas by your side! Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.
Download or read book Real World Finance Boost Your Financial Literacy as All Schools Have Failed to Do written by Jerry L. Copley and published by Page Publishing Inc. This book was released on 2023-06-13 with total page 95 pages. Available in PDF, EPUB and Kindle. Book excerpt: As a former mathematics teacher and a master's degree recipient, I have witnessed a decline in basic mathematical abilities and financial literacy over the past twenty years. It is disheartening. To witness the anxieties people struggle with in their everyday lives--especially when due to reliance on credit--prompted me to do something. I decided to write a book to break down even complex financial concepts into understandable terms. Over the years, I have talked with business owners, bank mortgage lenders, sales professionals, finance managers, and college and high school students, along with coworkers, about the many financial topics individuals encounter throughout their lives. To be honest, I was somewhat surprised by the lack of understanding around basic financial concepts like budgeting, compensation and remuneration, insurance, credit, investments, and even taxation. Education has always been an integral part of my life. I believe in the total education of the individual, not just subject-matter expertise. An education that can last throughout a lifetime is complex yet simple, timeless yet timely, and most importantly, it builds a foundation that is needed for ultimate success. This book, Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do, builds the financial education that seems to be missing from society today. It details financial concepts necessary to guide the individual through a lifetime of experiences and endeavors. The financial topics include budgets, credit, insurance, investments, retirement, and worker compensation with fringe benefits and taxes, all tailored to an individual's personal financial life. As a former tax associate, I have assisted hundreds with their tax returns. In too many cases, individuals did not know how to fill out, complete, and/or file their required tax return. Some didn't even know what their W-2 was! I have become determined to increase their financial literacy as I did with the thousands of students I taught. Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do explains topics using real-world examples from employee compensation and lease versus purchase to loans, insurance, retirement, and the importance of investment to taxation. Employing this method breaks down any intimidation of mathematics (encountered by many of my former students and the general population) while teaching necessary financial concepts and calculations needed for everyday living--purchasing a car, buying insurance, setting up a budget, comparing total compensation from various job opportunities, retirement and investing, filing tax returns, comparing leasing, renting versus ownership, and more. A Walmart employee I recently spoke with told me he had to learn many of these concepts for himself after suffering financial hardship. He wished he would have been introduced to these concepts in school. When I informed him I had taught many of the topics contained in Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do to my students, he responded, "I wish I had you as a teacher." I want to help more people like the Walmart employee and others. I sincerely think they will not only benefit from the topics--they will find them interesting and the narrative informative. Thank you in advance for taking the time to look at Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do!
Download or read book Glannon Guide to Sales written by Scott J. Burnham and published by Aspen Publishing. This book was released on 2021-07-05 with total page 534 pages. Available in PDF, EPUB and Kindle. Book excerpt: Law school classroom lectures can leave you with a lot of questions. Glannon Guides can help you better understand your classroom lecture with straightforward explanations of tough concepts with hypos that help you understand their application. The Glannon Guide is your proven partner throughout the semester when you need a supplement to (or substitute for) classroom lecture. Here’s why you need to use Glannon Guides to help you better understand what is being taught in the classroom: It mirrors the classroom experience by teaching through explanation, interspersed with hypotheticals to illustrate application. Both correct and incorrect answers are explained; you learn why a solution does or does not work. Glannon Guides provide straightforward explanations of complex legal concepts, often in a humorous style that makes material stick.
Download or read book Cooperative Saving with Federal Credit Unions written by United States. Farm Credit Administration and published by . This book was released on 1938 with total page 506 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Formulas for Wealth written by Richard C. Powelson and published by Skyward Publishing Company. This book was released on 2001 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Three consecutive years on the New York Times Best Sellers list, Albert J. Lowry Ph.D. has combined with real estate guru Richard C. Powelson Ph.D to offer truly genius methods that show anyone how to increase personal income. These tried and proven methods teach anyone how to make thousands of dollars in one day, how to become a millionaire, how to be self-employed, and how to build a fortune with No-Money-Down. A must for anyone serious about increasing wealth. This book has received top reviews.
Download or read book Beginning Excel First Edition written by Barbara Lave and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the first edition of a textbook written for a community college introductory course in spreadsheets utilizing Microsoft Excel; second edition available: https://openoregon.pressbooks.pub/beginningexcel19/. While the figures shown utilize Excel 2016, the textbook was written to be applicable to other versions of Excel as well. The book introduces new users to the basics of spreadsheets and is appropriate for students in any major who have not used Excel before.
Download or read book Introduction to Quantitative Reasoning written by Neil Simonetti and published by Linus Learning. This book was released on 2020 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduction to QR, Quantitative Reasoning and Discrete Mathematics was designed for the introductory college student who may not have fully understood mathematical concepts in secondary schools. With a focus on applications, this book is divided into small digestible pieces with lots of examples illustrating a variety of topics. Use the whole book for a two semester sequence, or pick and choose topics to make a single semester course. The most basic of algebra topics are reintroduced, with an emphasis on learning how to translate scenarios into problems that can be solved or modeled with linear functions. Scientific notation and significant figures are applied to problems involving unit conversion, including examples with the Consumer Price Index. The basics of personal finance are explained, including interest, loans, mortgages, and taxes. Statistical topics are introduced to give the students the ability to look critically at the myriad of numerical sound bites tossed out in today’s social media. Combinatorics and probability topics are introduced in a way to be accessible to students seeing the material for the first time. Logic and graph theory are used to solve some traditional types of games and puzzles. Applications are connected to issues in modern Christianity with references to 18th century philosopher Emanuel Swedenborg, including why Intelligent Design does not act as proof of God, and how random chance and Divine Providence work together. Each chapter ends with a project related to the chapter, often involving spreadsheet programs or website data collection. About the Author Neil Simonetti, PhD, Professor of Mathematics and Computer Science at Bryn Athyn College, has been teaching Mathematics, Computer Science and Operations Research courses for almost 20 years. He is committed to showing students who are afraid of mathematics that the basics of this subject do not have to be difficult and confusing. This work results from discovering what these students need in mathematics to succeed in business, science, and social science courses.
Download or read book The Complete Guide to Contracting Your Home written by Kent Lester and published by Penguin. This book was released on 2017-01-12 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: Save 30% on home construction! Whether you want to take on all the responsibility of contracting your home or simply want to intelligently communicate with your homebuilder, The Complete Guide to Contracting Your Home can help you save 30% or more on the cost of home construction by teaching you the ins and outs of managing your construction project. Learn how to get your project off to a solid start. Get financial and legal details in language you can understand. Learn what to consider when selecting a lot and how to deal with suppliers, labor and subcontractors. Gain understanding of building codes and inspections so you can manage with authority, confidence, and efficiency. This extensive guide walks you through each phase of construction including preconstruction, foundations, framing, roofing, plumbing, electrical, masonry, siding, insulation, drywall, trim, painting, cabinetry, countertops, flooring, tile and landscaping. Completely revised and updated, this edition includes a new section on sustainable building as well as the most comprehensive building resources section ever compiled. You'll find schedules, order forms, control logs, contracts and checklists to help keep your project on track.
Download or read book All Your Worth written by Elizabeth Warren and published by Simon and Schuster. This book was released on 2006-01-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.
Download or read book Next Generation Excel written by Isaac Gottlieb and published by John Wiley & Sons. This book was released on 2013-02-04 with total page 439 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take Excel to the next level in accounting and financial modeling In this new Second Edition of Next Generation Excel, Isaac Gottlieb shows financial analysts how to harness the full power of Excel to move forward into the new world of accounting and finance. Companies of all sizes use financial models to analyze their finances and plan business operations, as well as to create financial accounting reports like balance sheets, income statements, and statements of cash flows. While many businesspeople are quite familiar with the reports created with financial models, most are not as familiar with the creation of the models themselves. This book shows them how to build an accurate and effective financial model using the solid functionality and easy usability of Excel. Fully updated and revised to include support for Apple users Written by a professor of management and statistics who has taught the discipline for fifteen years Appropriate for professional financial analysts, as well as MBA students For professionals and students whose responsibilities or studies include a full understanding of financial modeling, Next Generation Excel, Second Edition offers comprehensive training.
Download or read book Cooperative Saving with Federal Credit Unions written by and published by . This book was released on 1938 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Real Estate Investing Wisdom written by Bruce Kellogg and published by Page Publishing Inc. This book was released on 2024-01-04 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a book of wisdom "for the times". Since the Great Recession of 2009, many new investors have come into real estate. Prices and rents have increased steadily. Interest rates have declined to forty-year lows. Loan money has been abundant. Success, even wealth, have been readily available to those who apply themselves. Times are changing now, and many investors are unprepared for less prosperous times. This book aims to help that. The author has combed through his forty-four years of experience to present the techniques that investors will need to succeed in the challenging markets ahead.
Download or read book Business Math written by Cheryl S. Cleaves and published by . This book was released on 2002 with total page 584 pages. Available in PDF, EPUB and Kindle. Book excerpt: This colorful textbook focuses on practical applications of simple mathematical concepts in the business world. Some of the topics are bank records, payroll, trade and cash discounts, markup and selling price, compound interest, annuities, and consumer credit. The CD-ROM contains a study wizard for
Download or read book Models for Life written by Jeffrey T. Barton and published by John Wiley & Sons. This book was released on 2016-01-19 with total page 496 pages. Available in PDF, EPUB and Kindle. Book excerpt: Features an authentic and engaging approach to mathematical modeling driven by real-world applications With a focus on mathematical models based on real and current data, Models for Life: An Introduction to Discrete Mathematical Modeling with Microsoft® Office Excel® guides readers in the solution of relevant, practical problems by introducing both mathematical and Excel techniques. The book begins with a step-by-step introduction to discrete dynamical systems, which are mathematical models that describe how a quantity changes from one point in time to the next. Readers are taken through the process, language, and notation required for the construction of such models as well as their implementation in Excel. The book examines single-compartment models in contexts such as population growth, personal finance, and body weight and provides an introduction to more advanced, multi-compartment models via applications in many areas, including military combat, infectious disease epidemics, and ranking methods. Models for Life: An Introduction to Discrete Mathematical Modeling with Microsoft® Office Excel® also features: A modular organization that, after the first chapter, allows readers to explore chapters in any order Numerous practical examples and exercises that enable readers to personalize the presented models by using their own data Carefully selected real-world applications that motivate the mathematical material such as predicting blood alcohol concentration, ranking sports teams, and tracking credit card debt References throughout the book to disciplinary research on which the presented models and model parameters are based in order to provide authenticity and resources for further study Relevant Excel concepts with step-by-step guidance, including screenshots to help readers better understand the presented material Both mathematical and graphical techniques for understanding concepts such as equilibrium values, fixed points, disease endemicity, maximum sustainable yield, and a drug’s therapeutic window A companion website that includes the referenced Excel spreadsheets, select solutions to homework problems, and an instructor’s manual with solutions to all homework problems, project ideas, and a test bank The book is ideal for undergraduate non-mathematics majors enrolled in mathematics or quantitative reasoning courses such as introductory mathematical modeling, applications of mathematics, survey of mathematics, discrete mathematical modeling, and mathematics for liberal arts. The book is also an appropriate supplement and project source for honors and/or independent study courses in mathematical modeling and mathematical biology. Jeffrey T. Barton, PhD, is Professor of Mathematics in the Mathematics Department at Birmingham-Southern College. A member of the American Mathematical Society and Mathematical Association of America, his mathematical interests include approximation theory, analytic number theory, mathematical biology, mathematical modeling, and the history of mathematics.
