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Book NIV  LifeConnect Study Bible

Download or read book NIV LifeConnect Study Bible written by Zondervan, and published by Zondervan. This book was released on 2016-04-05 with total page 1809 pages. Available in PDF, EPUB and Kindle. Book excerpt: GROW DEEPER AND STRONGER In Your Spiritual Life AT HOME ^s ONLINE ^s AROUND THE WORLD Dr. Wayne Cordeiro has something to say to you today: Love your Bible. In a world competing for your time and attention at every turn, that’s easier said than done. Until now. Through helpful notes and articles, a variety of study tools, and links that direct you to an incredible set of digital resources, connecting with the Word of God is never more than a click, a tap, or a swipe away. The NIV LifeConnect Study Bible includes expanded margins with subtle ruled lines, so you can personally interact with the Bible by writing down your thoughts and insights right on the page. Includes access to a wealth of digital resources about Biblical discipleship and in-depth Bible study by Dr. Wayne Cordeiro and others, right on your handheld device. Features: The complete text of the NIV Bible, the world’s most-read and most-trusted modern-English translation Thousands of verse-by-verse notes explain and provide background on the Scripture text SOAP (Scripture, Observation, Application, Prayer) articles invite interaction with the text through a helpful framework Extra room in the margins and after each Bible book allows for writing directly on the page LifeConnect Articles bring the truths of the Bible to your life today Insightful quotes invite reflection Study tools include book introductions, NIV cross-references and an NIV concordance 9-point type size

Book Life Connect Study Bible

    Book Details:
  • Author : Wayne Cordeiro
  • Publisher :
  • Release : 2016-04-26
  • ISBN : 9780310444732
  • Pages : 0 pages

Download or read book Life Connect Study Bible written by Wayne Cordeiro and published by . This book was released on 2016-04-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Grow deeper in your spiritual life with the NIV LifeConnect Study Bible. Dr. Wayne Cordeiro includes articles bringing the truths of the Scriptures to your life today, as well as Scripture, Observation, Application, Prayer (SOAP) articles that offer an interactive framework to apply the Word of God to your life. Free digital resources included.

Book NIV Life Application Study Bible Personal Size Indexed Red Letter Edition  Third Edition  Brown

Download or read book NIV Life Application Study Bible Personal Size Indexed Red Letter Edition Third Edition Brown written by Zondervan and published by NIV Life Application Study Bib. This book was released on 2020-04-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover How You Can Apply the Bible to Your Life Today Impacting over 20 million readers for over 30 years, the Life Application(R) Study Bible is today's #1-selling study Bible. Now, it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. With a fresh, two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers the real-life questions that you may have and provides you with practical yet powerful ways to apply it to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps and charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Presentation page Two ribbon markers Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV) 7.3-point type size

Book NIV Life Application Study Bible  Third Edition  Large Print

Download or read book NIV Life Application Study Bible Third Edition Large Print written by Tyndale and published by Tyndale House Publishers, Inc.. This book was released on 2020-04-07 with total page 3257 pages. Available in PDF, EPUB and Kindle. Book excerpt: Trusted & Treasured by Millions of Readers over 30 years, the Life Application(R) Study Bible Is Today's #1-Selling Study Bible, and a Bible for All Times. Now it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. Discover How You Can Apply the Bible to Your Life Today Now with a fresh two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers questions that you may have about the text and provides you practical yet powerful ways to apply the Bible to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. The Large Print editions are for people who enjoy the enhanced readability of larger text. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps & charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Quality Smyth-sewn binding--durable, made for frequent use, and lays flat when open Presentation page Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV) The words of Jesus are in red letter.

Book NIV Life Application Study Bible  Third Edition  Large Print

Download or read book NIV Life Application Study Bible Third Edition Large Print written by Tyndale and published by Tyndale House Publishers, Inc.. This book was released on 2020-04-07 with total page 3257 pages. Available in PDF, EPUB and Kindle. Book excerpt: Trusted & Treasured by Millions of Readers over 30 years, the Life Application(R) Study Bible Is Today's #1-Selling Study Bible, and a Bible for All Times. Now it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. Discover How You Can Apply the Bible to Your Life Today Now with a fresh two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers questions that you may have about the text and provides you practical yet powerful ways to apply the Bible to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. The Large Print editions are for people who enjoy the enhanced readability of larger text. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps & charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Quality Smyth-sewn binding--durable, made for frequent use, and lays flat when open Presentation page Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV) The words of Jesus are in red letter.

Book NIV Life Application Study Bible  Third Edition  Personal Size

Download or read book NIV Life Application Study Bible Third Edition Personal Size written by Tyndale and published by Tyndale House Publishers, Inc.. This book was released on 2020-04-07 with total page 2493 pages. Available in PDF, EPUB and Kindle. Book excerpt: Trusted & Treasured by Millions of Readers over 30 years, the Life Application(R) Study Bible Is Today's #1-Selling Study Bible, and a Bible for All Times. Now it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. Discover How You Can Apply the Bible to Your Life Today Now with a fresh two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers questions that you may have about the text and provides you practical yet powerful ways to apply the Bible to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. The Personal Size editions are for people who like to carry their study Bible with them. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps & charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Quality Smyth-sewn binding--durable, made for frequent use, and lays flat when open Presentation page Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV)

Book NIV Life in the Spirit Study Bible

Download or read book NIV Life in the Spirit Study Bible written by Donald C Stamps and published by . This book was released on 2003-03-01 with total page 2304 pages. Available in PDF, EPUB and Kindle. Book excerpt: A newly revised version of the trusted Full Life Study Bible, with unique features designed especially for Spirit-filled Christians who prefer the NIV.

Book NIV Life Application Study Bible  Third Edition

Download or read book NIV Life Application Study Bible Third Edition written by Tyndale and published by Tyndale House Publishers, Inc.. This book was released on 2019-10 with total page 2494 pages. Available in PDF, EPUB and Kindle. Book excerpt: Trusted & Treasured by Millions of Readers over 30 years, the Life Application(R) Study Bible Is Today's #1-Selling Study Bible Now it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. Discover How You Can Apply the Bible to Your Life Today With a fresh two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers the real-life questions that you may have and provides you practical yet powerful ways to apply the Bible to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps & charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Quality Smyth-sewn binding--durable, made for frequent use, and lays flat when open Presentation page Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV) The words of Jesus are in red letter.

Book NIV Life Application Study Bible  Third Edition

Download or read book NIV Life Application Study Bible Third Edition written by Tyndale and published by Tyndale House Publishers, Inc.. This book was released on 2019-10 with total page 2494 pages. Available in PDF, EPUB and Kindle. Book excerpt: Trusted & Treasured by Millions of Readers over 30 years, the Life Application(R) Study Bible Is Today's #1-Selling Study Bible Now it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. Discover How You Can Apply the Bible to Your Life Today With a fresh two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers the real-life questions that you may have and provides you practical yet powerful ways to apply the Bible to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps & charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Quality Smyth-sewn binding--durable, made for frequent use, and lays flat when open Presentation page Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV)

Book NIV Life Application Study Bible  Third Edition  Personal Size

Download or read book NIV Life Application Study Bible Third Edition Personal Size written by Tyndale and published by Tyndale House Publishers, Inc.. This book was released on 2020-04-07 with total page 2493 pages. Available in PDF, EPUB and Kindle. Book excerpt: Trusted & Treasured by Millions of Readers over 30 years, the Life Application(R) Study Bible Is Today's #1-Selling Study Bible, and a Bible for All Times. Now it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. Discover How You Can Apply the Bible to Your Life Today Now with a fresh two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers questions that you may have about the text and provides you practical yet powerful ways to apply the Bible to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. The Personal Size editions are for people who like to carry their study Bible with them. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps & charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Quality Smyth-sewn binding--durable, made for frequent use, and lays flat when open Presentation page Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV)

Book NIV Full Life Study Bible

    Book Details:
  • Author : Donald C. Stamps
  • Publisher : Zondervan Publishing Company
  • Release : 1992
  • ISBN : 9780310916932
  • Pages : 0 pages

Download or read book NIV Full Life Study Bible written by Donald C. Stamps and published by Zondervan Publishing Company. This book was released on 1992 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Extensive study notes Features articles 44 in-text maps and charts 5 mega-charts Introductions and outlines Center-column cross references Extensive concordance Subject index Reading plan 16 pages of color maps Red Letter 2,240 pp.

Book NIV  Life Application Study Bible  Third Edition  Large Print  Bonded Leather  Burgundy  Red Letter Edition

Download or read book NIV Life Application Study Bible Third Edition Large Print Bonded Leather Burgundy Red Letter Edition written by Zondervan and published by HarperOne. This book was released on 2020-05-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover How You Can Apply the Bible to Your Life Today Impacting over 20 million readers for over 30 years, the Life Application(R) Study Bible is today's #1-selling study Bible. Now, it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. With a fresh, two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers the real-life questions that you may have and provides you with practical yet powerful ways to apply it to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps and charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Presentation page Two ribbon markers Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV) 10.8-point type size

Book NIV Life Application Study Bible Personal Size Red Letter Edition  Third Edition  Burgundy

Download or read book NIV Life Application Study Bible Personal Size Red Letter Edition Third Edition Burgundy written by Zondervan and published by NIV Life Application Study Bib. This book was released on 2020-04-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover How You Can Apply the Bible to Your Life Today Impacted by over 20 million readers for over 30 years, the Life Application(R) Study Bible is today's #1-selling study Bible. Now, it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. With a fresh, two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers the real-life questions that you may have and provides you with practical yet powerful ways to apply it to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps and charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Presentation page Two ribbon markers Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV) 7.3-point type size

Book NIV Life Application Study Bible Red Letter Edition  Third Edition  Large Print  Black

Download or read book NIV Life Application Study Bible Red Letter Edition Third Edition Large Print Black written by Zondervan and published by NIV Life Application Study Bib. This book was released on 2020-04-28 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover How You Can Apply the Bible to Your Life Today Impacting over 20 million readers for over 30 years, the Life Application(R) Study Bible is today's #1-selling study Bible. Now, it has been thoroughly updated and expanded, offering even more relevant insights for understanding and applying God's Word to everyday life in today's world. With a fresh, two-color interior design and meaningfully updated study notes and features, this Bible will help you understand God's Word better than ever. It answers the real-life questions that you may have and provides you with practical yet powerful ways to apply it to your life every day. Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams--all to help you do life God's way, every day. Features: (Enhanced, updated, and with new content added throughout) Now more than 10,000 Life Application(R) notes and features Over 100 Life Application(R) profiles of key Bible people Introductions and overviews for each book of the Bible More than 500 maps and charts placed for quick reference Dictionary/concordance Extensive side-column cross-reference system to facilitate deeper study Life Application(R) index to notes, charts, maps, and profiles Refreshed design with a second color for visual clarity 16 pages of full-color maps Presentation page Two ribbon markers Single-column format Christian Worker's Resource, a special supplement to enhance the reader's ministry effectiveness Full text of the accurate, readable, and clear New International Version (NIV) 10.8-point type size

Book Life

    Book Details:
  • Author : Zondervan
  • Publisher :
  • Release : 2019-10
  • ISBN : 9780310452843
  • Pages : 2496 pages

Download or read book Life written by Zondervan and published by . This book was released on 2019-10 with total page 2496 pages. Available in PDF, EPUB and Kindle. Book excerpt: Impacting more than 20 million lives over 30 years, the Life Application Study Bible is the #1-selling study Bible. Now it has been thoroughly updated to be even more useful and relevant to help you better understand God's Word and give you practical ways to apply it to your life every day. The Life Application Study Bible---A Bible For All Times!

Book NIV Life Application Study Bible Indexed Red Letter Edition  Bro

Download or read book NIV Life Application Study Bible Indexed Red Letter Edition Bro written by Zondervan and published by NIV Life Application Study Bib. This book was released on 2019-09-24 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover How You Can Apply the Bible to Your Life Today Impacting more than 20 million lives over 30 years, the Life Application(R) Study Bible is the #1-selling study Bible of our generation. Now, it has been thoroughly updated and expanded to be even more helpful and relevant for your life and today's world. With a fresh, new interior page design and comprehensively updated study notes and features, this Bible will help you better understand God's Word and provide you with practical ways to apply it to your life every day. The Life Application Study Bible--A Bible For All Times Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams. Features: (Enhanced, updated, and with new content added throughout) Over 10,000 Life Application notes and other features Over 100 personality profiles Introductions and overviews for each book of the Bible In-text maps, charts, and diagrams Dictionary/concordance Side-column cross-reference system Subject index to notes, charts, maps, and profiles Words of Jesus in red Two-color page design 16 pages of full-color maps Presentation page Two ribbon markers Single-column format 8.5-point type size Full text of the accurate, readable, and clear New International Version (NIV)

Book NIV Life Application Study Bible Indexed Red Letter Edition  Pink

Download or read book NIV Life Application Study Bible Indexed Red Letter Edition Pink written by Zondervan and published by NIV Life Application Study Bib. This book was released on 2019-10-29 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover How You Can Apply the Bible to Your Life Today Impacting more than 20 million lives over 30 years, the Life Application(R) Study Bible is the #1-selling study Bible of our generation. Now, it has been thoroughly updated and expanded to be even more helpful and relevant for your life and today's world. With a fresh, new interior page design and comprehensively updated study notes and features, this Bible will help you better understand God's Word and provide you with practical ways to apply it to your life every day. The Life Application Study Bible--A Bible For All Times Study the stories and teachings of the Bible with verse-by-verse commentary. Gain wisdom from people in the Bible by exploring their accomplishments and learning from their mistakes. Survey the big picture of each book through overviews, vital statistics, outlines, and timelines, and grasp difficult concepts using in-text maps, charts, and diagrams. Features: (Enhanced, updated, and with new content added throughout) Over 10,000 Life Application notes and other features Over 100 personality profiles Introductions and overviews for each book of the Bible In-text maps, charts, and diagrams Dictionary/concordance Side-column cross-reference system Subject index to notes, charts, maps, and profiles Words of Jesus in red Two-color page design 16 pages of full-color maps Presentation page Two ribbon markers Single-column format 8.5-point type size Full text of the accurate, readable, and clear New International Version (NIV)