Download or read book NISM X Taxmann s Investment Adviser Level 2 Comprehensive guide for investment advisory services covering insurance planning risk management estate planning behavioural finance et al written by NISM (An Educational Initiative of SEBI) and published by Taxmann Publications Private Limited. This book was released on 2024-01-17 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book aims to clarify and focus on the critical areas of investment advisory, enhancing the overall quality of services in the financial industry. It discusses various critical topics such as insurance planning, understanding different insurance products, and essential aspects of risk management. Additionally, the discussion includes retirement products, detailing their features and the pivotal role of Investment Advisers in effective retirement planning. Much of the book is dedicated to the intricacies of estate planning, including exploring various estate planning tools and the important tax considerations of different financial securities. Moreover, it emphasises behavioural finance's influence and risk profiling's significance in delivering comprehensive financial advice. In other words, the discussion is focused on topics such as: • [Know the Aspects] of the following: o Insurance Planning o Insurance Products o Risk Management o Taxation Aspects of Different Financial Securities o Role of Behavioural Finance o Risk Profiling in Providing Financial Advice • [Understand] the following: o Various Retirement Products and their Features o Role of Investment Advisers in Retirement Planning o Important of Estate Planning o Role of Estate Planning Tools The Present Publication is the August 2023 workbook version, published exclusively by Taxmann for NISM Certification Examination X-B | Investment Adviser (Level 2), with the following contents: • Risk Management and Insurance Planning o Basics of Insurance o Life Insurance Products o Non-Life Insurance Products • Retirement Planning o Retirement Planning Basics o Retirement Products o Miscellaneous Aspects of Retirement Planning • Taxation o Concepts in Taxation o Capital Gains o Income from Other Sources o Taxation of Debt Products o Taxation of Equity Products o Taxation of Other Products o Tax Provisions for Special Cases • Estate Planning o Basics of Estate Planning o Tools for Estate Planning • Behavioural Finance o Basics of Behavioural Finance o Behavioural Finance in Practice • Comprehensive Investment Advice o Risk Profiling for Investors o Comparison of Products Across Categories • Case Studies o Practical Case Studies with Solutions
Download or read book NISM X Taxmann s Investment Adviser Level 1 Encompassing a comprehensive guide investment advisory related services equity debt derivatives mutual funds and portfolio management services written by NISM (An Educational Initiative of SEBI) and published by Taxmann Publications Private Limited. This book was released on 2023-12-21 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book aims to create a common minimum knowledge benchmark for all individual investment advisers or principal officers of a non-individual investment adviser and persons associated with investment advice under SEBI (Investment Advisers) Regulations, 2013 and offering investment advisory services. This book covers all important topics to enhance the quality of investment advisory and related services in the financial services industry. It covers topics related to the following: • [Know the Basics] of the following: o Personal Financial Planning o Time Value of Money o Evaluating the Financial Position of Clients o Debt Management & Loans • [Understand the Indian Markets] for Finance and Securities segments. • [Get Oriented to Different Investment Products] such as: o Equity o Debt o Derivatives o Managed Portfolios such as mutual funds, portfolio management services and alternative investment funds • [Knowledge] about the portfolio construction, performance monitoring and evaluation • [Understand] about the operational aspects of investment management, key regulations, ethical issues of investment advisers and grievance redressal system The Present Publication is the August 2023 workbook version, published exclusively by Taxmann for NISM Certification Examination X-A | Investment Adviser (Level 1), with the following contents: • Personal Financial Planning o Introduction to Personal Financial Planning o Time Value of Money o Evaluating the Financial Position of Clients o Debt Management and Loans • Indian Financial Markets o Introduction to the Indian Financial Markets o Securities Market Segments • Investment Products o Introduction to Investment o Investing in Stocks o Investing in Fixed Income Securities o Understanding Derivatives • Investment Through Managed Portfolios o Mutual Funds o Portfolio Manager o Overview of Alternative Investment Funds (AIFs) • Portfolio Construction, Performance Monitoring and Evaluation o Introduction to Modern Portfolio Theory o Portfolio Construction Process o Portfolio Performance Measurement and Evaluation • Operations, Regulatory Environment, Compliance and Ethics o Operational Aspects of Investment Management o Key Regulations o Ethical Issues o Grievance Redress Mechanism
Download or read book Implementing the Wealth Management Index written by Ross Levin and published by John Wiley & Sons. This book was released on 2011-10-11 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: The gold standard for measuring financial progress, updated for today's market From Ross Levin, a trusted financial planner, comes Implementing the Wealth Management Index. The new edition of the book Investment Advisor called a "landmark opus," this revised and updated volume expands upon his legendary Wealth Management Index tool. A benchmark system that, through a series of questions and evaluations, enables advisors to score their performance for individual clients, the tool is used by firms around the world. In this new edition, the index looks at asset protection, disability and income protection, debt management, investment planning, and estate planning. The new edition adds more how-to information, as well as actual client examples and case studies to show how Levin's firm successfully uses the index as a daily strategy. Asks the important questions, like "Did you use all reasonable means to reduce your taxes?" and "Have you established and funded all the necessary trusts? Have you made your desired gifts for this year? Newly revised and expanded for the first time since 1997 Essential guidance from a top man in the game, Implementing the Wealth Management Index is the one-stop resource for measuring client financial progress.
Download or read book The New Wealth Management written by Harold Evensky and published by John Wiley & Sons. This book was released on 2011-03-29 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mainstay reference guide for wealth management, newly updated for today's investment landscape For over a decade, The New Wealth Management: The Financial Advisor's Guide to Managing and Investing Client Assets has provided financial planners with detailed, step-by-step guidance on developing an optimal asset allocation policy for their clients. And, it did so without resorting to simplistic model portfolios, such as lifecycle models or black box solutions. Today, while The New Wealth Management still provides a thorough background on investment theories, and includes many ready to use client presentations and questionnaires, the guide is newly updated to meet twenty-first century investment challenges. The book Includes expert updates from Chartered Financial Analyst (CFA) Institute, in addition to the core text of 1997's first edition endorsed by investment luminaries Charles Schwab and John Bogle Presents an approach that places achieving client objectives ahead of investment vehicles Applicable for self-study or classroom use Now, as in 1997, The New Wealth Management effectively blends investment theory and real world applications. And in today's new investment landscaped, this update to the classic reference is more important than ever.
Download or read book How to Write an Investment Policy Statement written by Jack Gardner and published by John Wiley & Sons. This book was released on 2012-09-28 with total page 61 pages. Available in PDF, EPUB and Kindle. Book excerpt: An indispensable resource for every financial service professionals developing an IPS The Investment Policy Statement (IPS) is one of the most critical documents fiduciaries must draft. For years, ERISA and other industry regulations have governed the guidelines all fiduciaries must comply with when drafting one. But the current climate of corporate scandal and the 2008 global banking crisis have led to increased scrutiny by regulators, prompting firms to take a closer look at the quality and integrity of their IPSs and to take steps to have a rigorous formal process in place for drafting them. Endorsed by the Foundation of Fiduciary Studies, this concise guide provides a rigorous framework and the expert insight, information and guidance you need to guarantee that your IPS is in complete compliance with all ERISA-directed requirements. Provides a step-by-step plan for creating a uniform IPS that every advisor in the office can follow Defines the duties and responsibilities of all parties involved, while clarifying diversification guidelines and providing methods for keeping costs under control Packed with ready-to-use templates, sample forms, letters and other documents, diagrams and other valuable tools, including sample Policy Statement downloadable at the companion website Designed to get you quickly up to speed on what you need to know to confidently serve your clients with the highest standards of care and protection
Download or read book Understanding TIAA CREF written by Irving S. Schloss and published by Oxford University Press. This book was released on 2001-03-01 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: TIAA-CREF is the largest private pension plan in the world, with more than $260 billion under management, including an estimated 1% of all shares traded on the New York Stock Exchange. And yet, while there is a wealth of information on IRAs, 401(k)s and other investment vehicles, until now there has been little guidance for the millions of TIAA-CREF plan participants and their advisors. The TIAA-CREF Book offers the definitive guide to TIAA-CREF for participants, estate planners, and financial advisors. Simply and clearly--and with a droll sense of humor--the authors explain the often complex legal and financial aspects of how the TIAA-CREF plan works, how the investment choices new participants make can affect the funds available at retirement, what the distribution options are for withdrawing money either before or after retirement, and how to leave the fund as an inheritance. For participants in the accumulation stage of their careers, the authors explain the important differences between fixed income securities (TIAA) and equity securities (CREF), and examine the investment choices for both. They address such important issues as how to allocate contributions, how portable an account really is, and how plans differ from employer to employer. In addition to the valuable primer on estate planning--from how to quantify assets, needs, and income to how the Federal Estate Tax affects TIAA-CREF accounts--the authors explore in detail the distribution options available and help weigh the pros and cons of each choice. Drawing on their extensive work in the field of estate planning, the authors cover the gamut of what it takes to make the most out of a TIAA-CREF plan. TIAA-CREF is a registered trademark of the Teachers Insurance and Annunity Association/College Retirement Equities Fund Corporation.
Download or read book The Wealth Management Index written by Ross Levin and published by McGraw-Hill Companies. This book was released on 1997 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Because wealth management encompasses a variety of disciplines--the management of personal risks, prudent investing, reduction of income taxes, and ensuring appropriate estate distribution--traditional performance measures are misleading and ineffective. In this landmark book, Ross Levin presents the Wealth Management Index T M, an innovative tool for financial advisors to quantify their clients' success in financial planning. The index helps financial advisors establish rational goals with their clients and measure their progress toward achieving goals. Wealth Management Index includes: Guidelines and strategies for determining your clients' unique needs; A detailed discussion of each section of the index--asset protection, disability and income protection, debt management, investment and cash flow planning, and estate distribution; Step-by-step procedures on how to implement The Wealth Management Index TuM in a financial planning practice.
Download or read book Financial Planners Investment Advisers Broker dealers written by Taylor Davis and published by Nova Science Publishers. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumers are increasingly turning for help to financial planners--individuals who help clients meet their financial goals by providing assistance with such things as selecting investments and insurance products, and managing tax and estate planning. This book examines how financial planners, investment advisers and broker-dealers are regulated and overseen at the federal and state levels; what is known about the effectiveness of this regulation; and the advantages and disadvantages of alternative regulatory approaches.
Download or read book Tax Aware Investment Management written by Douglas S. Rogers, CFA and published by Bloomberg Press. This book was released on 2006-01-01 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investment returns are uncertain, especially in today’s economic environment. But taxes are a sure thing. That's one reason why tax-aware investment management is essential for building and maintaining wealth. In this comprehensive, groundbreaking book, Douglas S. Rogers, CFA, explains why many accepted investment strategies and techniques developed for tax-exempt institutional investors don't work for individuals who are subject to taxes. They will end up with substantially lower after-tax returns simply because their portfolios are not structured or managed with tax obligations in mind. This book shows: How to measure and compare the tax-efficiency of mutual funds, hedge funds, and individual investment managers How the widely used style-box matrix can prove detrimental to after-tax investment returns How to minimize taxes on stock-and-bond portfolios and employ sophisticated strategies for offsetting gains against losses How to decide which asset categories should be placed in tax-deferred accounts such as IRAs and which should be placed in regular taxable accounts How to incorporate tax-aware techniques and insights into all facets of investment planning, portfolio management, and estate planning
Download or read book The Insured Portfolio written by Erika Nolan and published by Wiley. This book was released on 2010-08-23 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to safely, easily, and as tax efficiently as possible diversify and hedge against the dollar’s fall It's no secret–the U.S. economy is in crisis mode, threatening everything from personal savings to our overall prosperity as a nation. Panicking is not the answer. Having a clear game plan is. In this environment, investors must protect themselves from the immense financial uncertainties they face as a saver or an investor in the 21st Century. Investors need solid information about ways to recession-proof their retirement and investment portfolios. The Insured Portfolio offers that guidance revealing the major financial threats the 21st Century Saver and Investor faces and showing them how to build a strong portfolio and protect their assets. Written in smart, engaging prose, the book: Details ways to invest overseas, and specifically–how to use international private placement policies as a way to protect assets and reduce taxes Provides investors with the tips and tools needed to profit overseas with insurance, including how to bypass the international restrictions often used to keep investors from seeking opportunities in other countries For those seeking customized asset protection, a dollar hedge, global investment diversification, tax privileged growth and estate planning, there is not another single solution on the market today that can achieve all of these objectives at once better than The Insured Portfolio.
Download or read book Tax Deferred Investing written by Cory C. Grant and published by Wiley. This book was released on 2000-06-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take control of your most important retirement assets Investment advisors, financial planners, accountants, and attorneys are always hungry for expert advice and guidance on the best ways to help their clients make the most of their investments during their work lives and successfully manage their payouts when they retire. Written by two of today's most visible retirement planning experts, Tax-Deferred Investing meets that need. Cory Grant and Andrew Westhem describe proven wealth-building and payout strategies for both employers and employees. A complete guide to plan selection, investment, asset allocation, and distribution strategies Includes estate planning techniques for keeping the wealth in a family from one generation to the next Cory C. Grant (La Jolla, CA) is Executive Vice President of Westhem Group/Wealth Planning, Inc., and a specialist on advanced estate, retirement, and business planning strategies. Andrew Westhem (La Jolla, CA) is President of Westhem Group/Wealth Planning, Inc., focusing on advanced estate, retirement, and business planning strategies.
Download or read book Trading in Commodity Futures written by United States. Commodity Exchange Administration and published by . This book was released on 1937 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Making Economic Sense written by Murray Newton Rothbard and published by Ludwig von Mises Institute. This book was released on 2006 with total page 536 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Underground Economy written by Fraser Institute (Vancouver, B.C.) and published by The Fraser Institute. This book was released on 1997 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the back cover: The papers in this ground breaking book constitute a unique collection of information about the underground economy and how it is manifested in a variety of countries. Section One attempts to measure Canada's underground economic activity and provides a specific estimate of the impact that tax changes have on its size. It also looks at the problems of tax evasion and tax avoidance. Section Two deals with the size of the underground substance economy, the legal aspects of tlhe underground economy in the United States, and an asseeement of the economic activities of the Mafia. Section Three analyzes the underground economy abroad, specifically in the United States, Britain, Mexico, Peru, Chile, Russia and China. The fourth section returns to Canada and examines some policy implications of the underground economy. A survey detailed in Section One shows that a majority of Canadians believe that they do not receive enough benefits for the taxation they pay. Section Four offers a solution to the problem of tax evasion and underground economic activity; the adoption of user fees and user taxes.
Download or read book Accounting and Corporate Reporting written by Soner Gokten and published by BoD – Books on Demand. This book was released on 2017-09-20 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: We have spent a great deal of time on the continued development of accounting and auditing standards, which are used as a primary component of corporate reporting, to reach today's financial reporting framework. However, is it possible to say that, currently, financial statements provide full and prompt disclosure? Or will they still be useful as a primary element with their current structures in corporate reporting? Undoubtedly, we are deeply concerned about these issues in recent times. This volume contains chapters to discuss the today's and tomorrow's accounting and corporate reporting phenomena in a comprehensive and multidimensional way. Therefore, this book is organized into six sections: "Achieving Sustainability through Corporate Reporting", "International Standardization", "Financial Reporting Quality", "Accounting Profession and Behavioral Aspects", "Public Sector Accounting and Reporting", and "Managerial Accounting".
Download or read book Taxation an International Perspective written by James M. Buchanan and published by . This book was released on 1984 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Proceedings of an International Symposium on Taxation held in Vancouver, British Columbia, Canada on August 27-29, 1980"--Verso of t.p. Includes bibliographies and index.
Download or read book Factors Influencing Individual Taxpayer Compliance Behaviour written by Ken Devos and published by Springer Science & Business Media. This book was released on 2013-09-30 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume provides a comprehensive analysis of why taxpayers behave the way they do. It reveals the motivations for why some taxpayers comply with the law while others choose not to comply. Given the current global financial climate there is a need for governments worldwide to increase their revenue collections via improving taxpayer compliance. Research into what shapes and influences taxpayer behavior is critical in that any marginal improvement in understanding and dealing with this behavior can potentially have a dramatic impact upon government revenue. Based on Australian data derived from the data bases of the Australian Taxation Office as an example, this book presents findings that provide lessons for tax systems around the world. Regardless of the type of tax system in place, taxpayers of all nationalities are concerned about how their tax authorities deal with non-compliance and in particular how the tax authorities go about encouraging compliance and ensuring a fair tax system for all. The book presents empirical evidence concerning taxpayer compliance behavior with particular attention being drawn to the moral values of taxpayers, the perceived fairness of the tax system and the deterrent measures undertaken by revenue authorities which influence that behavior. Other issues examined include the degree to which tax penalties operate as an effective deterrent to curbing behavior and how taxpayers' level of general tax knowledge and awareness also impacts upon their actions.
