Download or read book Worry Free Money written by Shannon Lee Simmons and published by HarperCollins. This book was released on 2017-12-19 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: NATIONAL BESTSELLER "A fresh way to think about your money." David Chilton, author of The Wealthy Barber Stop budgeting. Start living. Managing your money can be frustrating and confusing. Life is expensive. Whether you make $30,000 or $130,000 a year, it can feel like you’re constantly broke. Can you afford that new car, that vacation, that night out? You think so, but it feels impossible to know. And rigid budgets that force you to spend your money in unrealistic ways (like $9.50 per week for pants) don’t make things any clearer. But what if there was a new way to manage your money? One that left you certain you had your bases covered—both for your monthly bills and your future retirement—and then let you enjoy your money by spending it. (Yes, really.) Enter Shannon Lee Simmons, a fresh voice in the world of personal finance, one who understands the new and very real pressures to survive modern life and keep up in the age of social media. Shannon doesn’t lecture, judge or patronize. The founder of the wildly popular New School of Finance, Shannon recognized that most of her thousands of financial planning clients felt broke, no matter what their income. And feeling broke can be as bad as actually being broke, because it leads to overspending and misery. So she came up with a new plan: Worry-Free Money. Worry-Free Money takes a fresh approach to finances, looking at the root cause of the pressure to spend and showing why traditional budgets don’t work. It is a deeply practical book that will help you break the cycle of guilt, understand why you overspend, banish unhappy spending from your life, learn to recognize your f*ck it moments and find hope—and fun—in getting your money under control.

Download or read book Goodbye Money Guilt written by Shona L Gates and published by . This book was released on 2020-07-16 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: Can you guess what the number 1 block that the mums I work with kept coming up against time and time again ... YEP, money. Every fricken time. Money is where I see so many women (especially mums) get stuck. That's why I decided to write this book. To help mums and women overcome this hurdle and transform the way they earn, spend, and attract money. You see, women know they want more money, they know deep down that spark inside them is calling them to a life of MORE ABUNDANCE ... But for some crazy reason, they keep going furthur and furthur into debt. Overspending, then restrictive saving then binging on shit they don't need from Kmart ... It is a vicious cycle, babe. But why is this? Seriously, Why do we seem to be so stubborn and stuck in our ways around money? Why do we continue with the limited "there's not enough" thinking around money? Aren't you tired of putting a subconscious limit on how much money you can have? You and I both know this is a HUGE problem, and I believe something needs to be done about it. NOW before the next generation grow up and get their credit cards . That's why I wrote this book, and that's why you and I are going on this journey TOGETHER. I've invested thousands and thousands of hours and $$$ into learning about this, perfecting, trying, testing rinse, and repeating all of these methods. So you could go and spend thousands and thousands and tackle it by yourself .... eww. Or you could grab this book get it simplified, for WAY WAY less and I'll give you EVERYTHING. I'm not holding anything back, no secrets. I'm laying it all out for you. Imagine this ... Money is no longer the main factor in every single decision you make. You have paid off your debt and no longer have to dread checking the letters. You just booked that family trip to Disney Land you have been dreaming about for YEARS. When bills come in the mail it doesn't even bother you. You pay them straight away without a second thought, no stress. You get massages every month, instead of just saving up Christmas spa vouchers from your aunty for a special occasion. Your ordering lunch and can get the extra avo on the side without feeling guilty. You never have to look at the price on the menu before deciding what to eat ever again. You can buy the organic veggies and the fancy adult cheese instead of sticking to the home brand section in coles. You don't have to justify what you spend to your partner, your mother, and your friends. No more living week to week, paycheck to paycheck ... NO MORE MONEY GUILT. BECAUSE YOU HAVE COMPLETELY DESTROYED MONEY GUILT .... FOREVER ! It's time to un complicate your finances and transform your money mindset.

Download or read book Money Without Guilt written by Floyd E. Rose and published by . This book was released on 2008-04-01 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Meet the broccoliosaur, a dinosaur who eats broccoli. Follow his adventures as the people and animals of Rainbow adjust to life with a big, green dinosaur in their town.

Download or read book The 30 Day Money Cleanse written by Ashley Feinstein Gerstley and published by Sourcebooks, Inc.. This book was released on 2019-01-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: When were you last happy with your finances? Create lasting happiness with your financial situation — not by creating a blistering budget but by living the life you love! Ashley Feinstein Gerstley was working in financial services when she came to the shocking realization that even she was stressed about her personal finances. How could that be, with all her education and experience in dealing with money? Ashley quickly realized that her stress didn't only arise from a lack of knowledge but the way that we as a society treat and talk (or rather don't talk) about our money, and she created a system to turn the entire practice on its head! Through Ashley's system, in just 30 days you will have created a healthier, happier relationship with your money by: Eliminating all money stressors Finally knowing where your money is going Breaking those panic-inducing bad money habits Learning the basics of how and where to invest Making a plan that you can not only live with but enjoy Readers who have tried the 30-Day Money Cleanse have, on average, saved over $950 through the course of the month! Are you ready to cleanse?

Download or read book Happy Money written by Elizabeth Dunn and published by Simon and Schuster. This book was released on 2013-05-14 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?

Download or read book Heal Your Relationship with Money written by Kara Stevens and published by Createspace Independent Publishing Platform. This book was released on 2018-04-04 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: All of us have a money story. A story that we tell ourselves about what we can afford, what we should buy, why we shouldn't spend, and about the real power of money. But many of us never examine these money stories, which are the same stories that keep us living in chronic cycles of binge spending, money hoarding, and financial amnesia for our whole adult lives. These forms of financial dysfunction cripple us, erode our confidence, and leave us burdened by guilt, shame, and anxiety. They threaten to leave us financially and emotionally bankrupt if we don't learn how to break free from the chaos and heal our relationship with money for good. Fortunately, our relationship with money does not have to be a major source of stress in our lives. In fact, our relationship with money can actually be a source of joy and provide us with peace of mind once we learn how to care of it, listen to it, and respond to the messages it sends to us. heal your relationship with money guides you through 28 days of money lessons, financial introspection, and daily "lifework" to help you examine your financial past and connect with your true financial voice. The spiritual tools and financial guidance of heal your relationship with money allow you to rewrite your money narrative so it empowers you and transforms how you relate to your money life.

Download or read book Wallet Activism written by Tanja Hester and published by BenBella Books. This book was released on 2021-11-16 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt: 2022 NATIONAL INDIE EXCELLENCE AWARDS FINALIST — SOCIAL/POLITICAL CHANGE • 2022 ASJA ANNUAL WRITING AWARD WINNER — SERVICE • 2022 NAUTILUS BOOK AWARDS GOLD MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE • 2022 AXIOM BUSINESS BOOK AWARD GOLD MEDALIST — PHILANTHROPY/NONPROFIT/SUSTAINABILITY How do we vote with our dollars, not just to make ourselves feel good, but to make a real difference? Wallet Activism challenges you to rethink your financial power so can feel confident spending, earning, and saving money in ways that align with your values. While we call the American system a democracy, capitalism is the far more powerful force in our lives. The greatest power we have—especially when political leaders won’t move quickly enough—is how we use our money: where we shop, what we buy, where we live, what institutions we entrust with our money, who we work for, and where we donate determines the trajectory of our society and our planet. While our votes and voices are essential, too, Wallet Activism helps you use your money for real impact. It can feel overwhelming to determine “the right way” to spend: a choice that might seem beneficial to the environment may have unintended consequences that hurt people. And marketers are constantly lying to you, making it hard to know what choice is best. Wallet Activism empowers us to vote with our wallets by making sense of all the information coming at us, and teaching us to cultivate a more holistic mindset that considers the complex, interrelated ecosystems of people and the planet together, not as opposing forces. From Tanja Hester, Our Next Life blogger and author of Work Optional, comes the mindset-shifting guide to help you put your money where your values are. Wallet Activism is not a list of dos and don’ts that will soon become outdated, nor does it call for anti-consumerist perfection. Instead, it goes beyond simple purchasing decisions to explore: The impacts a financial decision can have across society and the environment How to create a personal spending philosophy based on your values Practical questions to quickly assess the “goodness” of a product or an entity you may buy from The ethics of earning money, choosing what foods to eat, employing others, investing responsibly, choosing where to live, and giving money away For anyone interested in leaving the world better than you found it, Wallet Activism helps you build habits that will make your money matter.

Download or read book The Moneyless Man written by Mark Boyle and published by Simon and Schuster. This book was released on 2010-06-01 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Imagine living for an entire year without money. Where do you live? What do you eat? How do you stay in touch with your friends and family? Former businessman Mark Boyle thought he’d give it a try. In a world of seasonal foods, solar panels, skill-swapping schemes, cuttlefish toothpaste, and compost toilets, Boyle puts the fun into frugality and offers some great tips for economical and environmentally friendly living. By following his own strict rules, he learns ingenious ways to eliminate his bills and flourish for free. Heart-warming, witty, and full of money-saving tips, The Moneyless Man will inspire you to ask what really matters in life.

Download or read book I Will Teach You to Be Rich Second Edition written by Ramit Sethi and published by Workman Publishing Company. This book was released on 2019-05-14 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: The groundbreaking NEW YORK TIMES and WALL STREET JOURNAL BESTSELLER that taught a generation how to earn more, save more, and live a rich life—now in a revised 2nd edition. Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you—automatically. Best of all, spend guilt-free on the things you love. Personal finance expert Ramit Sethi has been called a “wealth wizard” by Forbes and the “new guru on the block” by Fortune. Now he’s updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works. I Will Teach You to Be Rich will show you: • How to crush your debt and student loans faster than you thought possible • How to set up no-fee, high-interest bank accounts that won’t gouge you for every penny • How Ramit automates his finances so his money goes exactly where he wants it to—and how you can do it too • How to talk your way out of late fees (with word-for-word scripts) • How to save hundreds or even thousands per month (and still buy what you love) • A set-it-and-forget-it investment strategy that’s dead simple and beats financial advisors at their own game • How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses—stress free • The exact words to use to negotiate a big raise at work Plus, this 10th anniversary edition features over 80 new pages, including: • New tools • New insights on money and psychology • Amazing stories of how previous readers used the book to create their rich lives Master your money—and then get on with your life.

Download or read book I Can Make You Rich written by Paul McKenna and published by . This book was released on 2017 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: Previously published: Great Britain: Bantam Press, 2007.

Download or read book The Money Book for Freelancers Part Timers and the Self Employed written by Joseph D'Agnese and published by Currency. This book was released on 2010-03-02 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a book for people like us, and we all know who we are. We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including: • Managing Cash Flow When the Cash Isn’t Flowing Your Way • Getting Real About What You’re Really Earning • Tools for Getting Out of Debt and Into Financial Security • Saving Consistently When You Earn Irregularly • What To Do When a Client’s Check Doesn’t Come In • Health Savings Accounts and How To Use Them • Planning for Retirement, Taxes and Dreams—All On Your Own

Download or read book When I Say No I Feel Guilty written by Manuel J. Smith and published by Bantam. This book was released on 2011-01-12 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: The best-seller that helps you say: "I just said 'no' and I don't feel guilty!" Are you letting your kids get away with murder? Are you allowing your mother-in-law to impose her will on you? Are you embarrassed by praise or crushed by criticism? Are you having trouble coping with people? Learn the answers in When I Say No, I Feel Guilty, the best-seller with revolutionary new techniques for getting your own way.

Download or read book You re So Money written by Farnoosh Torabi and published by Crown Currency. This book was released on 2008-04-15 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your Good Life Starts Now Live beyond your means but spend within them. Take your steady out for that $350 dinner after the big promotion. You might just have to eat PB&J for a week to make it happen. Splurge when it makes sense. Buy the designer jeans you can’t live without in your size, at full price. But you better walk away from last season’s must-have sweater, even if it is 75 percent off! Make more money with your money. Invest in stocks to make the big bucks and start saving for retirement now. You want to be debt-free in your swinging sixties. Have it all . . . just not all at once. Want a Mercedes more than anything in the world? You can make it happen . ..but probably not while sharing a summer beach house with your friends. Finally a savvy, realistic finance book for those of us who love our Starbucks mocha lattes and Razr cell phones but don’t want our Jimmy Choo shoes or Bose headphones buried under a pile of burgeoning debt. Twenty-something financial reporter Farnoosh Torabi tells you that you can satisfy your sophisticated tastes and achieve financial bliss. The key: prioritizing your expenses according to what you want the most—splurging when you can and saving on other things. From sensible grocery shopping (yes, you can have your organic yogurt and eat it, too!) to cyberbanking, empower yourself to live a guilt-free, Gucci- and gadget-clad good life without sacrificing financial security.

Download or read book Get Good with Money written by Tiffany the Budgetnista Aliche and published by Rodale Books. This book was released on 2021-03-30 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

Download or read book Love What Matters written by LoveWhatMatters and published by Simon and Schuster. This book was released on 2017-05-02 with total page 413 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the bestselling tradition of The Five People You Meet in Heaven and Humans of New York comes a collection of authentic, emotional, and inspiring stories about life’s most important moments, as curated by the editors at Love What Matters. “90% of the reads bring me to tears. I just can't believe the love this world truly has when all we see is hate. This is so uplifting.” —Shelsea Where do you go when you want to feel inspired? When you want to forget about the divisiveness and the anger? For over five million people, that place is Love What Matters, a digital platform dedicated to finding and sharing the daily moments of kindness, compassion, and love that so often go overlooked. This curated collection of powerful stories features first person accounts and photographs that perfectly capture each moment: A husband learning he’s about to be a dad. A new mom embracing her body. A cashier inadvertently teaching a young girl a lesson about patience. A bagel from a stranger that saved a homeless man’s life. From long overdue adoptions to military heroes returning home; from a fireman’s touching 9/11 tribute to what an old dinner plate found at a bake sale can teach us all about life—these are the moments that matter. They are genuine. Authentic. Raw. And they are perfect in their imperfection—just like all of us. You will no doubt experience goosebumps and tears, but this mosaic of life’s moments will leave you with something even more profound: a reminder that, in the end, love always wins. “This really is the best page on Facebook. It renews your love of humanity. There are still good people. We need more reports of acts of kindness.” —Johnny

Download or read book Your Money The Missing Manual written by J.D. Roth and published by O'Reilly Media. This book was released on 2010-03-04 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Keeping your financial house in order is more important than ever. But how do you deal with expenses, debt, taxes, and retirement without getting overwhelmed? This book points the way. It's filled with the kind of practical guidance and sound insights that makes J.D. Roth's GetRichSlowly.org a critically acclaimed source of personal-finance advice. You won't find any get-rich-quick schemes here, just sensible advice for getting the most from your money. Even if you have perfect credit and no debt, you'll learn ways to make your rosy financial situation even better. Get the info you need to make sensible decisions on saving, spending, and investing Learn the best ways to set and achieve financial goals Set up a realistic budget framework and learn how to track expenses Discover proven methods to help you eliminate debt Understand how to use credit wisely Win big by making smart decisions on your home and other big-ticket items Learn how to get the most from your investments by avoiding rash decisions Decide how -- and how much -- to save for retirement

Download or read book How To Say No Without Feeling Guilty written by Connie V Hatch and published by Random House. This book was released on 2011-05-31 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'How to Say no without feeling guilty teaches practical skills for embracing what's important and getting rid of what is keeping us from living the lives we want to live. It's a book to consult over and over again. I highly recommend it' John Gray By learning to say no without feeling guilty, you will find time you never dreamed you had. Even more important, you will learn to say yes to all those things that you hold most dear to your heart. Your life will become yours again. As you learn to say no, you become more available, compassionate, effective, energetic and generous to the people, organisations and causes dear to you. With the authors' help you will be able to identify what is truly important in your life and realise that vision. Whether your dream is to write a great novel, have more leisure time, or travel the world, both your life and the world around you will be better off because you have learned to say no.How to Say No Without Feeling Guilty devotes a chapter each to saying no: --at work;--to kids, family and friends;--to invitations, dates and romantic entanglements;--to requests for money whether from friends or charities;--to high maintenance people;as well as a chapter on all-purpose no's, difficult no's with extra bite, and excuses.