Download or read book Money Matters Avoid Getting Sandwiched Out of Retirement written by Veronica Karas and published by Money Matters. This book was released on 2021-12 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Sandwich Generation refers to people typically in their thirties or forties, responsible for bringing up their children, saving and accumulating wealth for themselves, and caring for their aging parents. The goal: make sure you can afford your own retirement (however that looks for you), while also taking care of your loved ones along the way. It seems like a daunting task, but with the help of this creative and informative guide, you will learn the necessary insight to achieve your financial goals! Meet Jen and Jack. They have now been married for six years; they have two beautiful children, a lovely home, run the finances of their household jointly, and are dealing with being a part of The Sandwich Generation. They are figuring out how to save for both college and retirement. Jen and Jack also face the very likely scenario where they will need to help Jack's parents as they age. In addition, Jack has decided to start a business and is overwhelmed with all the financial decisions involved. Whether you are like Jen and Jack or whether you have different goals for the future, the fundamental principles of financial security remain the same. Throughout this book, the author guides you on Jen and Jack's journey, but at each stage, you also will be considering the variety of alternatives you may be facing in your life. You may not fit all parts of this - perhaps your parents have done their own financial planning, and you will never have to take care of them, or you may never want to have children. If that is the case, please feel free to take what applies to you and discard everything that does not. This book is organized topically, so it can easily serve as a reference guide for you to make key decisions in areas that may be new or unfamiliar. Whatever your goals may be, this book will help you achieve them!

Download or read book Personal Finance After 50 For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2021-03-26 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt: The best way to take control of your post-career financial future Retirement is lasting longer for all of us. That’s why—and however long you decide to keep working—it’s essential to plan ahead so you can live your post-career life as you wish. The latest edition of Personal Finance After 50 For Dummies details what you need to know—making it the perfect book to shelve next to your diet and fitness library, so you can keep your finances, as well as your health, in peak condition. Whether you’re new to financial planning or are pretty savvy but want to cut through the noise with targeted information and advice, you’ll find everything you need to know about how best to spend, invest, and protect your wealth so you can make your senior years worry-free, healthy, and fun. In plain English, retirement and financial experts Eric Tyson and Bob Carlson cover all the issues from investing, Social Security, and the long-term insurance marketplace to taxes and estate planning—including state-by-state differences. They demystify the muddy world of financial planning and provide strategies that make the course ahead crystal clear. They also dive into less obvious territory, showing how it’s possible to strategize financially to avoid the worst impact of unexpected events—such as the COVID-19 crisis—as well as exploring what investment approaches you can take to protect the most important possession of all: your own and your family’s health. Minimize your taxes and make wise investing decisions Find out how the SECURE Act affects retirement accounts and savings Navigate the latest Medicare, Social Security, and property tax rules Dig into what’s new in estate planning and reverse mortgages Get what you want from your career as you approach retirement Whether doing it for yourself or for parents, it’s never too late to begin retirement planning—and this highly praised, straightforward book is the best way to take control, so you can be confident your senior years are exactly what you want them to be: golden.

Download or read book Money Matters Nine Steps To A Very Successful Retirement written by Kizzi Nkwocha and published by Athena Publishing. This book was released on with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you worried about your retirement? Do you feel like you don't know where to start planning or how to ensure that you'll be financially secure in your golden years? You're not alone. Many people find retirement planning confusing and overwhelming, especially when it comes to financial matters. But it doesn't have to be that way. In this illustrated book, I’ll guide you through the nine essential steps to a successful retirement, using simple, friendly, and uncomplicated language that's easy to understand. I'll break down complex financial concepts into digestible pieces, so even if you're a non-professional with little understanding of financial matters, you'll be able to follow along and take action. With Money Matters: Nine Steps To A Very Successful Retirement, you'll have a roadmap to follow, helping you make the most of your retirement years. Whether you're just starting or have been planning for a while, this book will provide you with valuable insights, tools, and strategies to achieve your retirement goals. Let's get started on this journey together.

Download or read book Financial Tips For Retirees written by Russell Pattison and published by . This book was released on 2021-08-12 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book shares proved, professional financial wisdom and insight to help us all create a master plan for guaranteeing a safe, secure and peaceful retirement! You will learn how to conquer the #1 fear of retirees: running out of money before running out of life. You'll also learn how to avoid stock market ups and downs while increasing your portfolio, avoid taxes on distributions from your retirement funds, and foresee the future and sleep well at night.

Download or read book Safe Money Matters written by Brad Pistole and published by . This book was released on 2014-10-04 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Safe Money Matters, you will learn how to conquer the #1 fear of retirees: running out of money before running out of life. You'll also learn how to avoid stock market ups and downs while increasing your portfolio, avoid taxes on distributions from your retirement funds, and foresee the future and sleep well at night.

Download or read book Flipping a Switch Your Guide to Happiness and Financial Security in Later Life written by Barbara O'Neill and published by Atlantic Publishing Company. This book was released on 2020-07-30 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: Leaving full-time employment to enter retirement often requires a 180-degree change––in mindset and behavior––from the way you managed your time and money previously. This is especially true for Baby Boomers who may have never experienced adult life without a full-time job and have been practicing the same habits since their 20s. These life transitions can be looked at as if they require “flipping a switch.” Some changes happen suddenly like an on/off switch, while others happen over time like a “dimmer switch”. Some “switches” are voluntary like spending accumulated savings, while some are mandatory like taking required minimum distributions starting at age 72. And to make matters more confusing, there are also lifestyle and social changes to consider as well. Flipping a Switch discusses 35 financial, lifestyle, and social transitions you’ll encounter upon entering retirement, including: • Full-time work to new pastimes • Saving money to spending money • Receiving a paycheck to creating a “paycheck” • Funding retirement savings plans to taking required minimum distribution withdrawals • Accumulating possessions to downsizing Everyone has unique “switches” to flip. Flipping a Switch: Your Guide to Happiness and Financial Security in Later Life offers important information and guidance new retirees need before undertaking their new life. Each chapter includes a “How to Flip This Switch” section with suggested action steps. Nationally known speaker, author, and Certified Financial Planner® Dr. Barbara O’Neill will help you develop a plan to become your best future self.

Download or read book Ready for Pretirement written by Kris Miller and published by Morgan James Publishing. This book was released on 2012-06-01 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: A little planning goes a long way—prepare for a more secure financial future with this practical, proactive guide that “will help you sleep at night” (Sam Horn, author of Pop!). Retirement planning can be scary, confusing, and overwhelming—especially if you wait until you’re faced with a family medical emergency. It is during these unexpected situations that people often make foolish decisions because of the stress and pressure to make a quick choice. Stop procrastinating and get started now with the tools included in this guide. Older people can face pressing financial planning issues related to age and health—that’s why retirement planning isn’t just for seniors. Author Kris Miller taps into her vast estate planning experience and explains why you should get started now—even if you’re only in your twenties or thirties. Learn how to create a Living Will and a Living Trust; make sure your family is cared for; build wealth; protect your assets from sky-high medical expenses; and retire happy. Ready For Pretirement provides an easy-to-understand overview of the financial decisions that need to be made. From writing a will to creating a trust, from the proper way to hold property to selecting low-risk investments, this book provides necessary guidance—so when you’re ready to plunge into your golden years, you can do it with peace of mind.

Download or read book 13 Things Rich People Won t Tell You written by Jennifer Merritt and published by Penguin. This book was released on 2013-09-12 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you read about the janitor who donated $1 million dollars to his local library? Do you ever watch in amazement as your well-off boss haggles over the price of a tuna fish sandwich? Is it possible to find an advisor to help you invest your money—without losing it all to a Bernie Madoff-like con man? In the same spirit of Reader’s Digest magazine’s popular 13 Things They Won’t Tell You series, the editors at America’s Most Trusted Magazine have developed the ultimate roadmap for making the most of your money and avoiding the wallet-sucking scams that are keeping you off Easy Street. We talked to everyday and not-so-everyday rich folks, and to the experts who helped make them rich, to learn their secrets on what to save for, how much to save—and where to stash cash so that it grows (hint: not that bank savings account). We also got their tips for developing “rich guy vision”: The uncanny ability to make financial goals and reach them in five, ten even 20 years—while smartly navigating economic pitfalls and surprises. You’ll learn what services you should be getting for free, how to ask the right questions to get behind-the-scenes deals, and how to “live rich” even on an everyday budget. You’ll stop wasting money, blowing your budget (or flying blind without one), and getting scammed. This book will enlighten you, horrify you, and give you a whole new perspective on when to spend and when to stash it deep in your pockets. Inside you’ll discover countless eye-opening strategies for: Saving and investing. The savvy tricks you need to know to grow your money wisely—from branching out beyond your 401K to getting tax breaks you didn’t know you deserved. Plus: what the IRS, stockbrokers, and bankers won’t tell you. House and home. All the tips your rich neighbors might not want you to know, including: smart versus stupid renovations; smart ways to increase your home’s value; advice on first and second mortgages; buying and selling your home. Plus, what your mortgage lender and real estate agent won’t tell you. The Household Budget: How to build a budget that lets you “live rich” while saving. Topics include smart vs. stupid splurges; online budget tools and calculators; tips for saving on utilities, gasoline, groceries and car repairs. College planning. Some of the most famous rich people in the country (Mark Zuckerberg, anyone?) are also famous for dropping out of college. You’ll get out-of-the-box thinking about the value of private versus public universities; 529 plans; loans, scholarships, and financial aid; advice from college admissions officers. Of course, millionaires also tell us how they made money by following their hearts and doing what they love—and you can approach your kids’ education with that in mind. Plus: what your scholarship and test-prep services, financial planner, and student-loan company won’t tell you. Retirement. How the rich really want to spend their golden years, and the clever ways they seed the ground now to ensure their retirement dreams bloom and flourish later. Plus what your 401(k) manager, pension plan, and financial planner won’t tell you. Along the way, you’ll discover top savings strategies for clipping coupons and hunting down bargains, how to pass Go and collect the big salaries, and the biggest mistakes that cost the rich their fortunes. With this handy companion, you’ll have all the savvy, patience, and smarts you’ll ever need to get ahead—and stay there.

Download or read book Money Secrets for the Sandwich Generation Squeezed in the Financial Middle written by Patricia Davis and published by Davis Financial. This book was released on 2014-11-17 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money Secrets for the Sandwich Generation This comprehensive, compassionate book is written to help guide those simultaneously caring for aging parents/grandparents and adult/minor children. Many feel squeezed in the financial middle as the two sides tug at both their heart strings and their purse strings. It provides a wealth of financial care-giving information and lays out steps you can take to help ease any bewilderment, guilt and sense of helplessness you may have. The book defines the sandwich generation and provides perspective on how it came to be, along with an outlook for the future. It has in-depth chapters on taking care of yourself first, as well as how to care for the other two sides of the sandwich. Retirement secrets; hints on long-term care giving; common money scams and how to avoid them; dealing with adult offspring living in your home; reverse mortgages; and secrets ways to improve one s finances all are covered in great detail along with pages of useful resources and references. The book is instructive and offers sound recommendations, and witty advice at the beginning of each chapter from Ms. Davis and her delightful, no-nonsense Mother, Mimi, first introduced in Davis book, Mimi, Money and Me 101 Realities About Money Daddy Never Taught Me but Mama Always Knew. Those who have previewed the book say Money Secrets for the Sandwich Generation is a must read. It lays out, with clarity, and un-complicates many of the issues the sandwich generation faces and provides real life examples of challenges and solutions that work."

Download or read book So You Want to Retire written by Arthur S. Montgomery and published by . This book was released on 2010-06-01 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: So You Want to Retire is a practical, easy-to-read guide to retirement planning. For over 19 years, the author interviewed hundreds of retirees and pre-retirees to discover their experiences and advice for others.Arthur S. Montgomery reports that the same issues and concerns recur frequently. His book gives examples of some of the more common mistakes retirees make and shows ways to avoid making them. He not only covers financial planning for retirement, but also advises on the physical and mental health aspects that, when handled properly, can relieve burdens placed on loved ones.Montgomery says there are many ways for retirees to stay active, yet not be over-committed. He also points out the resources available to help pre-retiree have more information to make informed decisions. This book is for anyone who ever plans to retire Author and financial advisor Arthur S. Montgomery has written articles for publications since 1992, but this is his first book. He has advised retirees for nearly two decades. After reading several books on retirement planning and dealing with being downsized, I couldn't find any one book that answered all of the larger questions that most pre-retirees have regarding retirement planning. So I decided to write one that answered those questions. The Missouri native is married and has three children.

Download or read book Don t Die Broke written by Melvin Jay Swartz and published by . This book was released on 2001 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most books and the media deal only with investing, if they cover the subject of economic health at all. Don't Die Broke! (A Guide To Secure Retirement) is a touchstone for accurate retirement advice; it is not an investment guide; it is a shepherd for the preservation of principal and retirement plan distributions; in it the author tells real stories about real people to explain the legal, tax, and financial aspects of retirement.Endorsements:1.This book should be read by everyone who wants to protect themselves, and what they own, from unnecessary taxes, ill advised retirement planning, costly pension and IRA decisions, and the use of non-professional advice. A lawyer who really knows his subject wrote it, and everyone should easily understand it.Don't Die Broke! (A Guide To Secure Retirement) by Melvin Jay Swartz should be on every bookshelf in America. -- Vance Hartke - United States Senator, 1959-1977; Author of Medicare, Guaranteed Pension Law, and many tax laws.2.Read Don't Die Broke! (A Guide To Secure Retirement) for a serious and entertaining, no-nonsense, easy-to-understand insightful discussion of the legal, tax and financial entrapments in retirement. It covers all aspects of planning for and living in retirement, and tells amusing and true stories that will help you avoid making the mistakes so frequently made by others. -- Robert S. Block, Chairman, International Communication Technologies, Inc. and co-author of Guide To Finance.3.A very powerful resource for anybody who wants both financial security and peace of mind and peace of mind. -- Dr. George Land, Author, Grow or Die and Break Point and Beyond.Author Data: Melvin Jay Swartz of Phoenix, Arizona, has represented morethan 9,000 retiring clients. He was dubbed the first eldercare lawyer in the late 1970s. With 40 years as an estate-planning lawyer and pioneer in the area of eldlerlaw, he is listed in Who's Who in America, Who's Who in the West, Who's Who in American Law, and Who's Who in Financial Planning.

Download or read book Retirement Planning Coach written by Larry Bunn and published by . This book was released on 2021-06-30 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover the secrets to achieve financial independence...even if you're deep in debt Want to be financially independent in retirement? Do you want to enjoy your retirement without any financial limitations? Then you need to keep reading... In case you haven't noticed, things have changed over the years, especially retirement. You cannot rely solely on pensions and social security as people did in the past. You don't want to reach a stage in your retirement where you realise that you have run out of money and you are forced back into working... This is one of the common problems people face when they don't properly plan for their retirement. For the sake of time, I won't go into more details, but instead save you from these troubles to begin with. Don't panic, it's not too late. You can start today and bypass the regretful route to your retirement and you don't have to share in the same regrets that retirees of today unfortunately have. Even if you feel you're too old to get an early start, start as soon as possible, start now! Rather than beating yourself up for not planning ahead, the best thing to do is to act. And, don't worry, you've got this. Here's a glance of what you will learn in this book... Setting the foundations for financial independence The easy 6 step process for effective retirement budgeting Top 2 proven tactics for successful retirement savings Essential things you need to know to avoid losing money in retirement Ironclad medical planning for retirement How to build a recession-proof lifetime source of income The 4 Pillars of Smart Investing and much more... As a free bonus, you'll get a free fillable budgeting worksheet inside to help you with your retirement planning. Once you have proper retirement planning done, you will have peace of mind so that you can better enjoy your retirement and can reap the benefits of compounding interest if you start early. Retirement can be so easy. So if you want to make sure that you are financially independent in retirement, then scroll up and click the "Add to Cart" button now!

Download or read book The Retirement Pitfall written by Simon Chu and published by . This book was released on 2013-04 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to Have a Happy Retirement...Five things you should know when planning your golden years. 1. Do you know that when you retire, your paychecks may stop, but your expenses don't? How do you resolve that? 2. Do you know what control your employer has over your qualified savings plan? Learn how to retain control of your money. 3. Do you want to risk your money in the stock market? There are ways to protect your nest egg. 4. Do you know after a few years in a nursing home your assets could be wiped out? Learn strategies to keep them for your loved ones. 5. Do you know how to control your money when you are incapacitated? Find out how to pass your money on to your heirs. Many books have been written about how to properly plan for retirement, but they always assume that the retirement planning began when you are young. This book is for people who are approaching retirement or are in retirement that gives them the tools to help them reach success regardless of their financial history. It's never too late to plan for retirement. Even if you are older and don't have a plan, there are ways to catch up. From avoiding common mistakes and controlling your spending, to financial planning and constructing your estate, Simon teaches you to build a retirement plan designed to weather any storm.

Download or read book Everything You Need to Know about Saving for Retirement written by Ben Carlson and published by . This book was released on 2020-11-21 with total page 125 pages. Available in PDF, EPUB and Kindle. Book excerpt: When it comes to planning for retirement the majority of people are on their own. There's no one to coach you or hold your hand to make sure you understand what you need to do, when you need to do it, or how to make wise decisions with your life savings. The goal of this book is to help remove some of the stress, confusion, and anguish involved in the process of saving and investing for retirement. Money is a tool that can either cause or solve a lot of problems in your life. This book guides you through the big decisions necessary to get you on the right track towards financial independence so you can move on with your life to focus on more important things and let your money do the work for you. Everything You Need to Know About Saving For Retirement covers: *How to get started with your retirement savings *Why saving is more important than investing *How much you should save for retirement *How to spend your money on the things you care about *Where to invest your money *How to become a 401(k) millionaire *How to make up for a late start to saving and retirement planning *How much you need to retire *How to think about Social Security *The 3 biggest things you need to know about investing and much more Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He has spent his career working with nonprofits and individuals to help them plan and invest their money wisely. Ben is the author of three other books including A Wealth of Common Sense: Why Simplicity Trumps Complexity in Any Investment Plan as well as the blog A Wealth of Common Sense.

Download or read book Get a Life written by Ralph E. Warner and published by NOLO. This book was released on 1998 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial service industry would lead you to believe that you need to have begun putting aside huge sums of money years ago n order to avoid financial destitution in old age.Not true, says Warner. Although a sensible savings plan is advisable, there are a number of other things you can do in mid-life to ensure a fulfilling retirement. Get a Life shows how to beat the anxiety surrounding retirement and how to: -- work on the things that really matter -- good health, interests and activities, close relationships with family and friends -- realistically calculate how much money you will need and how to secure it.The fully updated second edition incorporates the most recent state planning laws, and it gives even more advice about everyday choices that can make all the difference down the road. New chapters address early retirement and give pointers to couples who reach retirement at different times.Interviews with successful, retired people show how to put Warner's advice into action.

Download or read book Retirement Financial Planning 101 written by Lewis Guilfoil and published by . This book was released on 2021-05-17 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: As you near retirement, you might look back and think that saving for this next stage of life was the easy part. Running out of money is one of the biggest fears people have after they retire. But there are lots of ways to prevent outliving your savings and put your mind at ease in the process. During your working years, the big decisions were how much to save and where to invest. But now it's time to switch gears. Instead of accumulating assets, you must figure out how to turn your nest egg into an income stream to last a lifetime. This book reveals proven strategies you can easily implement that can protect your nest egg and ensure yourself a guaranteed income stream regardless of how long your retirement lasts. In this book, you'll discover: ✔ The one financial vehicle for a guaranteed lifetime income. ✔ The 3 most important keys to eliminating risk and fees from your retirement. ✔ The #1 mistake retirees make and how to avoid this. ✔ What your advisor is afraid you'll find out! ✔ How money depleting factors erode your wealth. ✔ The easiest way to protect your savings from inflation. ✔ How to reduce your financial stress and live your retirement dreams.

Download or read book The 5 Cup of Coffee Is Ruining My Retirement written by Paul Bse Mse Scheiner and published by Xlibris Corporation. This book was released on 2008-08-01 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you worked hard at your job for most of your life and find that you have little if anything to show for it but debts and credit card bills? Do you feel like you can't save a dime because of the demands of a growing family? Does it frustrate you when you try to figure out how you can possibly build a retirement nest egg under these conditions? The $5 Cup of Coffee is Ruining My Retirement will teach you the lifestyle changes necessary to eliminate waste and pay off debt in order to start building your nest egg. It will help you develop your own personalized financial plan and make your money work for you. There are chapters aimed at providing novice investors with a basic understanding of investments and how to safely increase the value of their assets. In addition, the book explores a number of personal issues associated with leaving the job force, selecting leisure activities, and controlling spending in the retirement years. Now Paul Scheiner gives you the tools to master the art of controlling your spending and building wealth. Hundreds of books offer advice on preparing for retirement, but few focus specifically on the day-to-day issues facing the family of today as they try to pay their bills, avoid debt, and have something left over to build their nest egg. Unlike other books, it is aimed at the average adult who does not have a financial education. The $5 Cup of Coffee is Ruining My Retirement is a book that you will want to keep on your shelf for reference over the years. The $5 Cup of Coffee is Ruining My Retirement reviews: How much of a nest egg you need to retire Eliminating waste in everyday activities Taking advantage of other people's money Diversifying your investments How to grow your nest egg The various forms of investing The magic of compounding Issues related to early retirement Outliving your money Getting the most out of retirement activities Plus numerous other issues