EBookClubs

Read Books & Download eBooks Full Online

EBookClubs

Read Books & Download eBooks Full Online

Book Money and the 9 Steps You Need to Survive Any Financial Crisis

Download or read book Money and the 9 Steps You Need to Survive Any Financial Crisis written by Nick Ruiz and published by Tate Publishing. This book was released on 2009-12 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like to get the financial information you need to survive and eventually thrive in any financial crisis? In Money and the 9 Steps You Need to Survive Any Financial Crisis, author Nick Ruiz tackles the truth behind the financial myths that have kept you locked in a perpetual cycle of financial trouble. Readers will not only encounter fundamental financial wisdom but will tackle the emotional side of finances, which is the factor that is actually driving America into its deep recession. Nick is an expert on telling it like it is and showing how we all can survive this mess by providing Main Street's solutions to Wall Street's problems.

Book The 9 Steps to Financial Freedom

Download or read book The 9 Steps to Financial Freedom written by Suze Orman and published by Crown Currency. This book was released on 1999-10-06 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: Suze Orman has transformed the concept of personal finance for millions by teaching us how to gain control of our money -- so that money does not control us. She goes beyond the nuts and bolts of managing money to explore the psychological, even spiritual power money has in our lives. The 9 Steps to Financial Freedom is the first personal finance book that gives you not only the knowledge of how to handle money, but also the will to break through all the barriers that hold you back. Combining real-life recommendations with the motivation to overcome financial anxieties, Suze Orman offers the keys to providing for yourself and your family, including: * seeing how your past holds the key to your financial future * facing your fears and creating new truths * trusting yourself more than you trust others * being open to receiving all that you are meant to have * understanding the lessons of the money cycle The 9 Steps to Financial Freedom is useful advice and inspiration from the leading voice in personal finance. As Orman shows, managing money is far more than a matter of balancing your checkbook or picking the right investments. It's about redefining financial freedom -- and realizing that you are worth far more than your money.

Book What To Do With Your Money When Crisis Hits

Download or read book What To Do With Your Money When Crisis Hits written by Michelle Singletary and published by HarperCollins. This book was released on 2021-05-18 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it’s not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like: What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this “opportunity” a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.

Book 50 Simple Steps You Can Take to Disaster Proof Your Finances

Download or read book 50 Simple Steps You Can Take to Disaster Proof Your Finances written by Ilyce R. Glink and published by Currency. This book was released on 2002-05-14 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: The best time to plan for trouble—the death of a spouse, the collapse of a business, the loss of your home—is before you’re overwhelmed by it. This is especially important if you have a family or a small business or are beginning to save for your retirement. But what should you do first? In 50 Simple Steps You Can Take to Disaster-Proof Your Finances, money and real estate expert Ilyce Glink walks you step by step through the things you need to do to protect your family and your money so you can survive any crisis. Topics include: * Getting organized: What do you have and where is it? * Banking and credit: The credit, accounts, and emergency cash you need * Travel: Traveling safer—and for less money * Insurance and health: How to buy the important policies and save * Investments: Diversifying to help you weather the tough times * Family matters: Planning for your children’s and aging parents’ futures * Estate matters: Wills, living wills, and more * After the disaster: Finding the emergency aid you need In her friendly and easy-to-understand style, Ilyce Glink shows you how to avoid the ten most common mistakes people make in planning for their future, helps you add up the numbers with simple worksheets, and guides you to the leading websites for more information. With this indispensable guide, you’ll know you’ve done the best you can do for yourself and your loved ones.

Book Safe Money in Tough Times

Download or read book Safe Money in Tough Times written by Jonathan D. Pond and published by Tantor Media Incorporated. This book was released on 2014-05-09 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: A pioneer in personal finance explains how to stay afloat while the economy sinks.

Book Bring on the Crash

Download or read book Bring on the Crash written by Richard Stooker and published by CreateSpace. This book was released on 2014-04 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Crash or Slow Loss of Value, You Must Protect Your Wealth from the Government The U.S. dollar is on the verge of catastrophe. For the first time in history, the debt of the most powerful government on Earth, leading the world's largest economy, has been downgraded by Standard & Poor's to Double AA from a perfect Triple AAA. The political grandstanding of the Republicans and Democrats over the debt ceiling made many Americans and others around the world doubt our leadership. And many feel the final deal between doesn't go far enough to reduce US government spending. US government debt now equals the country's Gross Domestic Product (GDP). That's like you or I owing an entire year of our incomes to Mastercard and Visa. The 2007-2009 financial crisis appears to have been the first step toward a deflationary depression that could destroy the savings of three generations of Americans. We've technically been “recovering” since March 2009, but despite all government and Fed actions to stimulate the US economy, unemployment stubbornly remains over 9%. That is, unless the government's massive cash creation unleashes a wave of hyperinflation. The US dollar has recently hit new record lows against the Japanese yen and Swiss franc, despite massive interventions by the central banks of those two countries. China has divested itself of 97% of its holdings of short-term US Treasury bills. That happened by March 2011, well before the current downgrade. China still owns many billions of US dollars of long-term Treasury bonds and is clearly worried about the future. They are making a big show of supporting Europe's economy, so they have an alternative to the US dollar. What is wrong with us when the biggest Communistic country on Earth has to lecture us on how to manage our currency? How much longer will China, Japan and international bankers continue to buy U.S. Treasury bonds to finance our swelling budget? If these countries began selling US dollars instead of buying, the hyperinflation would bankrupt America We – and Europeans – are also threatened by the debt problems of Europe. Greece nearly went up in flames over austerity measures forced on that country. Italy, Spain, Portugal and Ireland are also in bad shape. How long will France and German taxpayers continue to support them? If the euro breaks up, that will create more financial instability for the entire world. Gold recently hit a record high of $1,813 per ounce. I can't tell you exactly what is going to happen in the treacherous foreign exchange and financial markets in the future. Maybe another recession - the double dip some have been predicting since April 2009. Maybe deflation leading to a horrific depression. Maybe hyperinflation. Maybe a total collapse of the world's financial markets and infrastructure. All I know for sure -- and every day's headlines confirm this -- is that the future for the US dollar, euro and other fiat currencies looks dark and ugly. Bring on the Crash! offers a 3 part process to protect yourself and your family from these dangers. Whether you have $2,000 or $2 million, this volume contains the resources you need to make sure you weather the coming storm. This 3 step process is a comprehensive plan to survive almost all financial emergencies. And if we never fall through the thin economic ice the United States is now skating on, you'll still benefit from diversifying your retirement portfolio. 31,000 words. Therefore, hit the Buy button now.

Book The 7 Critical Steps to Financial Stability

Download or read book The 7 Critical Steps to Financial Stability written by Tim Hensley and published by Createspace Independent Publishing Platform. This book was released on 2016-01-14 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you need to financially recover from a recent money melt-down? Then you need to read this book! The 7 Critical Steps To Financial Stability is a disaster-proof guide that will walk you through the process of recovering from the 2007 global financial crisis - something still impacting American families to this day. Learn about the debt system, how to repair your credit fast and implement new rules for financial success with this handy guide. Inside these pages, you will find out how to... Formulate a financial plan for recovery - Create passive income from small businesses and small investments - Protect your money from any crisis, once you have made it - Revamp your expenses and incomes to work for you With The 7 Critical Steps To Financial Stability, you can reorganize your financial recovery so that a global financial crisis never impacts your family again. No more worries about out-of-control credit, no more slavery to the bank, and real cash that gives you real buying power. It is time to get smarter about your financial future!

Book The 9 Steps to Financial Freedom

Download or read book The 9 Steps to Financial Freedom written by Suze Orman and published by Turtleback. This book was released on 2000-12-01 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Shows readers how to maintain control over their money through changing their spending habits; how to understand investments, retirement, insurance, and credit; and how to gain true financial freedom.

Book A 9 Step Path to Financial Independence

Download or read book A 9 Step Path to Financial Independence written by Vicki Robin and published by . This book was released on 2015-11-06 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get ready for a fundamentally different approach to personal finance. This program helps you transform your relationship with money-whether your goal is to get out of debt, become financially independent or align your financial decisions with your personal values.Your choice: this inexpensive workbook or a free PDF.First and foremost, the PDF version of this entire course is available for free on my website "financinglife-dot-org". (Amazon doesn't allow discrete web links, but you'll find it quickly there.) This paperback version exists for those who prefer a hardcopy to use as a workbook, or to give as a gift.This workbook is organized to be very personal. You need some time, a pencil, and a commitment to get full benefit of this course. You may print specific pages from the PDF version. A paperback version is available from Amazon.com, although we offer this primarily as a convenience if you prefer hardcopy, and so that you can gift a pretty paperback version to a friend or family member on their birthday, holiday, or graduation.What you can expect from this program:The late Joe Dominguez, co-author of the bestseller Your Money or Your Life, spent a decade developing this program for himself. Nearly 40 years later, people's lives are still being enriched by the Financial Integrity Program he helped create. The program enables you to: Get out of debt Spend less Develop savings Learn to base your transactions (the getting, spending, investing and giving of your resources) on your own personal principles Achieve a degree of financial independence that allows you to spend your time doing what is fulfilling for you Rick Van Ness, author of Why Bother With Bonds recently expanded Steps 8 and 9 to reflect the time-proven wisdom that many call the common sense investing principles. These are also recognized as the Bogleheads Investment Philosophy, an endearing term honoring John C. Bogle, lifelong champion for ordinary investors.What's different about the 9-Step Financial Integrity Program?Many books and "step programs" on managing your money are available today. What most of these books have in common is that they assume your financial life functions separately from the rest of your life. The Financial Integrity Program is different. It is a 'whole systems' approach to your life. And it will take you back to basics-the basics of making your spending (and hopefully your saving and investing) of money into a clear mirror of your life values and purpose.The purpose of the Financial Integrity Program is not to sell you anything-a product, a guru, a lifestyle. You don't need any of those to achieve your goals. But you don't need to go it alone, either. By using this proven, comprehensive program of nine steps based on classic financial principles, you can get where you want to go faster than making them up yourself. And it's all free.Is this program what you need? Ask yourself these questions: Are you comfortable with the amount of money you have? Is it enough? Are you spending as much time with family and friends as you would like? Do you come home from your job feeling fulfilled? Do you have time to participate in things you believe are worthwhile? If you were laid off from your job, would you see it as a tragedy or an opportunity? Do you have enough savings to support you through six months of normal living expenses? When you think about your finances, do you feel peaceful and at ease? If you were to die in the next few years, would you be comfortable with your legacy or contribution to your family, your community, the world? Are all the aspects of your life - your job, your possessions, your relationships, your values - integrated? If you answered, 'no' to even one of these, then this 9-Step program can help.

Book Financial Prepping Survival Guide

Download or read book Financial Prepping Survival Guide written by Ronald Williams and published by . This book was released on 2017-06-28 with total page 29 pages. Available in PDF, EPUB and Kindle. Book excerpt: When faced with the possibility of a disaster ever happening in their life, most people respond with something along the lines of, "It won't ever happen to me" or "it can't ever happen to me."But the truth is you or anyone else cannot foretell the future. You can't honestly say that there will never be a food shortage or a cash shortage in the future.To prepare for such a scenario, you always have a choice to make: you can either prepare and be frugal now, or you can do nothing and have frugality forced upon you and your family.Frugal living is easily one of the best disaster preparations a true survivalist can make. For one thing, it enables you to spend additional resources towards your survival plan, but it also greatly lessens the surprise or the shock when a disaster scenario comes our way.A financial collapse or recession is just one of the many disasters that can and will be forced upon us. We already had one major recession back in 2008, but a future economic collapse will be far worse than that.Economic collapses and recessions are both noted for their high unemployment levels, bankruptcies of major businesses and companies, a significant lowering of consumer spending, and even hyperinflation which can lead to a multitude of other problems such as civil unrest. Can you honestly say you are prepared for an economic collapse? If not, then this book will be perfect for you.In this book, we are going to discuss how to begin preparing financially for a major disaster such as an economic collapse from a beginner's perspective.The specific subjects that we are going to cover include each of the following:* Why A Complete Financial Collapse Is Coming * The Benefits Of Preparing Financially Now* Setting A Budget and Getting Out Of Debt * Easy Ways To Make More Money * Living Frugally* Making A Survival Emergency Fund When people think about preparing for disaster, they often think about hoarding food and water and other necessities, putting together a bug out bag, finding a suitable bug out location, and so on.That's all great, but at the same time, you have to adequately prepare your finances for disaster as well. It's one of the most overlooked aspects of prepping, but at the same time, it's also one of the most critical.

Book Your Money or Your Life

Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

Book The 10 Commandments of Money

Download or read book The 10 Commandments of Money written by Liz Weston and published by Penguin. This book was released on 2011-12-27 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A perfect read as a financial primer. Weston's solid and occasionally humorous writing shines through . . . [and] takes this book from being yet another personal finance book to being an enjoyable read I would recommend."—The Simple Dollar Millions of us skate by from paycheck to paycheck. We all have financial goals we want (or need) to achieve, but are perplexed by how to get there. But expert financial advisor Liz Weston has carved a path, with ten simple strategies that help anyone avoid critical mistakes, survive downturns, and make the numbers work. Debunking well-trod myths (pay down all your debt immediately) while giving unexpectedly brilliant tips (it's okay to let student loans linger), Liz Weston outlines everything you need to become financially viable, including how to: • Know what you can afford • Create a survival plan with cash and credit • Manage "good debt" to get ahead • Save for retirement without sacrificing today

Book How to Survive and Thrive When Bad Things Happen

Download or read book How to Survive and Thrive When Bad Things Happen written by Jim Taylor, PhD and published by Rowman & Littlefield. This book was released on 2019-06-08 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: Few of us go through life without experiencing some sort of crisis, whether health, financial, relationship, career, or personal safety. Crises happen and they are often out of our control. But the one thing we can control is how we respond to them. Yet, our natural instincts often hinder us as we confront today’s crises that are complex, amorphous, and not readily solvable. Changing our reaction to a crisis is an immense challenge, yet with powerful lessons provided in these pages, anyone can turn crises into opportunities for reflection, positive action, and growth. . A crisis mentality can overwhelm you when bad things happen. Turning crises into opportunitiesempowers you to overcome the darkness that can engulf you in troubled times and allow you to seek the light that can guide you through hard times. Exploring the essential psychological, emotional, and interpersonal factors that most impact your reaction to a crisis, Jim Taylor provides you with deep insights and practical tools that help you move from a crisis mentality of fear, pessimism, and panic that controls you to an opportunity mindset of calm, confidence, and courage that you control in a crisis. He offers compelling examples, both recent and historical, well-known and unfamiliar, to bring these issues to life. Illustrations from government, large and small business, and ordinary people will highlight who responded well and who did not. Break free from the crisis mentality and embrace an opportunity mindset with nine strategies that will not only help you to survive, but actually thrive, when bad things happen.

Book The Financial Crisis Inquiry Report

Download or read book The Financial Crisis Inquiry Report written by Financial Crisis Inquiry Commission and published by Cosimo, Inc.. This book was released on 2011-05-01 with total page 692 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Financial Crisis Inquiry Report, published by the U.S. Government and the Financial Crisis Inquiry Commission in early 2011, is the official government report on the United States financial collapse and the review of major financial institutions that bankrupted and failed, or would have without help from the government. The commission and the report were implemented after Congress passed an act in 2009 to review and prevent fraudulent activity. The report details, among other things, the periods before, during, and after the crisis, what led up to it, and analyses of subprime mortgage lending, credit expansion and banking policies, the collapse of companies like Fannie Mae and Freddie Mac, and the federal bailouts of Lehman and AIG. It also discusses the aftermath of the fallout and our current state. This report should be of interest to anyone concerned about the financial situation in the U.S. and around the world.THE FINANCIAL CRISIS INQUIRY COMMISSION is an independent, bi-partisan, government-appointed panel of 10 people that was created to "examine the causes, domestic and global, of the current financial and economic crisis in the United States." It was established as part of the Fraud Enforcement and Recovery Act of 2009. The commission consisted of private citizens with expertise in economics and finance, banking, housing, market regulation, and consumer protection. They examined and reported on "the collapse of major financial institutions that failed or would have failed if not for exceptional assistance from the government."News Dissector DANNY SCHECHTER is a journalist, blogger and filmmaker. He has been reporting on economic crises since the 1980's when he was with ABC News. His film In Debt We Trust warned of the economic meltdown in 2006. He has since written three books on the subject including Plunder: Investigating Our Economic Calamity (Cosimo Books, 2008), and The Crime Of Our Time: Why Wall Street Is Not Too Big to Jail (Disinfo Books, 2011), a companion to his latest film Plunder The Crime Of Our Time. He can be reached online at www.newsdissector.com.

Book Cash Crisis Survival Guide

Download or read book Cash Crisis Survival Guide written by Joseph Odeleye and published by Independently Published. This book was released on 2024-02-21 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a world where financial instability is inevitable, the Cash Crisis Survival Guide has proven to be your compass to weather the storm. This book is more than just a guide. It's a strategic ally that provides you with the insights, tools, and mindset to not only weather the financial crisis, but thrive after it. What you'll discover Insights into financial dynamics: Discover patterns and triggers that lead to cash crises. Learn how to anticipate challenges and manage unpredictable financial turmoil. Psychological Resilience Go beyond the numbers to understand the psychological impact of a funding crisis. Learn strategies to strengthen your mindset and maintain your mental health during difficult times. Anatomy of a Cash Crisis: Analyze the components of a cash crisis, from identifying the red flags to understanding the impact. This section serves as a diagnostic tool for effective crisis management. Comprehensive Survival Toolkit: A one-stop shop for practical strategies and actionable steps. From budget hacks to negotiation skills, this toolkit is designed to help you regain control and stability. Leverage your support system: Discover the importance of relying on your support network, from friends and family to your financial advisor. Forge alliances that strengthen your financial foundation and create a safety net in times of turmoil. Building Financial Resilience: Beyond Survival to Resilience, learn principles to not only manage the current crisis but also secure a more stable financial future. This section is a guide to overcoming challenges with new powers. Why this guide matters A personalized approach: This guide recognizes that every funding crisis is different and has been tailored to your individual circumstances. We offer strategies that can be adapted to a variety of financial challenges. Empowerment through knowledge: Knowledge is your greatest asset during a crisis. This guide not only provides solutions, but also educates and assists you in making informed decisions for your long-term financial well-being. Opportunity for change: See the funding crisis not only as a challenge, but also as an opportunity for change. This guide invites you to rethink your financial situation and develop a resilient and confident mindset. Your journey starts here: This is more than just a book. It is a partner on the path to financial self-determination. You're not the only one checking out our Cash Crisis Survival Guide. This book is designed to guide, support and inspired you to overcome challenges with resilience and foresight. Let's weather the storm together: When it comes to economic uncertainty, community and shared knowledge are invaluable. Join me and other readers on this journey. Share your insights, learn from your experiences, and weather the storm together. The Cash Crisis Survival Guide is more than just a book. We are a community of individuals committed to turning challenges into opportunities. A financial future in your own right awaits you: Your journey to financial self-determination begins now. Flip through the pages, enjoy the insights, and watch the transformation unfold. A confident financial future awaits you. Welcome to the Funding Crisis Survival Guide community. There, challenges have solutions and every crisis is an opportunity for growth. Beyond the realm of numbers and budgets, there are psychological effects of a funding crisis. Fear, stress, and anxiety can overshadow rational decision-making, making it important to navigate your emotional as well as your financial

Book Survival Skills

    Book Details:
  • Author : Brian Stevens
  • Publisher : Independently Published
  • Release : 2021-03-18
  • ISBN :
  • Pages : 182 pages

Download or read book Survival Skills written by Brian Stevens and published by Independently Published. This book was released on 2021-03-18 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: The world is facing the worst financial crisis since the Great Depression .. are you prepared for it? More than 500 million people worldwide have lost their jobs. We have the highest unemployment rate since the Great Depression! Worldwide debt is more than $253 trillion. The US national debt alone has skyrocketed to $25 trillion. We're in debt up to our eyeballs, and it's only the beginning. Survive The Coming Financial Crash Simply, Safely, And Cheaply, is a no-nonsense survival guide that gives you step-by-step instructions on how to protect yourself and your family from the impending financial meltdown. It could be the most important book you ever buy. For the last 30 years I've taught people how to buy and store survival food, water, and equipment, and how to use those supplies. In this survival book I'll show you: The essential items you must have to survive this financial crisis. How to create a long-term food storage system that averages less than a dollar a meal. How to protect your money in the event of bank closures or a stock market crash. Easy and delicious survival-food recipes that take less than 20 minutes to prepare. Low cost and no-cost ways to stay warm if the electricity goes out in the winter. Simple, inexpensive ways to stay cool in the summer. The simplest and cheapest ways to cook your food and light your home. Emergency survival charts and checklists. A complete first aid guide that could save your life, or the life of a loved one. The one investment that could make you 200% to 500% during a financial crisis. A $25 first aid kit that will see you through 95% of all medical emergencies. How to keep financial and medical records safe. A list of essential suppliers, books, and internet sites to help you survive. Scroll up and click the add to cart button to secure your copy NOW.

Book Money Basics for Tough Times

Download or read book Money Basics for Tough Times written by David Koch and published by Macmillan Publishers Aus.. This book was released on 2020-10-27 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: The essential guide for managing your finances in the wake of COVID-19, and how to turn a recession into an opportunity. Get the money basics right and get back on your feet after financial disaster. Australia hasn't had a recession in 30 years - so how can you recover from it? The COVID-19 pandemic has thrown the global economy into chaos and stock market on a wild rollercoaster ride. But what about your finances? Whether you've lost on shares, your property or your job, this is a frightening time for everyone. Getting the money stuff right has never been more important. Money Basics for Tough Times is about having a plan to recover from financial disaster. Packed with tips and strategies on money management, from negotiating with your landlord to buying groceries on a shoestring budget to investing in crashing markets to starting a side hustle for extra income, pioneering consumer finance journalist David Koch offers Australians hope in an unprecedented era by taking things back to basics. This is a clear, comforting, concise guide for how individuals and families, despite economic hardship and uncertainty, can turn their fortunes around.