Download or read book Modern Risk Management and Insurance written by Gregg Dimkoff and published by . This book was released on 2012 with total page 773 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Islamic Insurance written by Aly Khorshid and published by Psychology Press. This book was released on 2004 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Some Muslims believe insurance is unnecessary, as society should help its victims. Muslims can no longer ignore the fact that they live, trade and communicate with open global systems, and they can no longer ignore the need for banking and insurance. Aly Khorshid demonstrates how initial clerical apprehensions were overcome to create pioneering Muslim-friendly banking systems, and applies the lessons learnt to a workable insurance framework by which Muslims can compete with non-Muslims in business and have cover in daily life. The book uses relevant Quranic and Sunnah extracts, and the arguments of pro- and anti-insurance jurists to arrive at its conclusion that Muslims can enjoy the peace of mind and equity of an Islamic insurance scheme.
Download or read book Modern Captive Insurance written by Matthew Queen and published by . This book was released on 2020-10-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance is a sophisticated financial vehicle that can be best understood through the lens of risk management. Experiencing dramatic growth, captive insurance is owned and controlled by its insureds, pooling the risks of its owners. Captive insurance provides businesses with unmatched flexibility regarding coverage, claims, premium, and control, while also offering advantages such as lucrative dividends and innovative financing techniques. This state-of-the-art guide traces the development of small captive insurance and addresses how to set up and properly manage a captive. Modern Captive Insurance: A Legal Guide to Formation, Operation, and Exit Strategies, begins with an overview of what captive insurance is and detail the advantages in setting up a captive for a range of different business situations. Chapters explain how to incorporate and start up a new captive insurance program, including basic terminology and the roles different professionals play in running captive programs. Captive insurance is an intricate yet effective risk management strategy. For guidance in properly establishing a captive, the authors address critical issues evaluated by the IRS, such as risk shifting and distribution, and explore ethical considerations arising out of off-shore captive management, such as how to identify money laundering red flags and how to properly manage the investments of reserves. Modern Captive Insurance takes an in-depth look at the topics and issues that are common in insurance and in businesses, but are often handled differently for captives, such as: Financial statements, investments, and financial ratings Policy drafting and coverage Risk pools and structuring the pooling arrangement to be valid Federal, state and local taxation Tax-exempt organizations Risk retention groups (RRP) Reinsurance, and more Table of Contents Chapter 1: Captive Company Formation Chapter 2: Captives and Capitalists Chapter 3: Risk Pools Chapter 4: Financial Statements, Investments, and Financial Ratings Chapter 5: Policy Drafting and Coverage Chapter 6: Underwriting and Claims Reserving Chapter 7: Federal Income Tax and Captives Chapter 8: State and Local Captive Insurance Issues Chapter 9: Tax-Exempt Organizations and Captive Insurance Chapter 10: Risk Retention Groups and How They Work Chapter 11: Reinsurance Chapter 12: Workers' Compensation and the Grand Bargain Chapter 13: Employee Benefits Conclusion Table of Cases and Index
Download or read book Modern Problems in Insurance Mathematics written by Dmitrii Silvestrov and published by Springer. This book was released on 2014-06-06 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a compilation of 21 papers presented at the International Cramér Symposium on Insurance Mathematics (ICSIM) held at Stockholm University in June, 2013. The book comprises selected contributions from several large research communities in modern insurance mathematics and its applications. The main topics represented in the book are modern risk theory and its applications, stochastic modelling of insurance business, new mathematical problems in life and non-life insurance and related topics in applied and financial mathematics. The book is an original and useful source of inspiration and essential reference for a broad spectrum of theoretical and applied researchers, research students and experts from the insurance business. In this way, Modern Problems in Insurance Mathematics will contribute to the development of research and academy–industry co-operation in the area of insurance mathematics and its applications.
Download or read book Insurance and Behavioral Economics written by Howard C. Kunreuther and published by Cambridge University Press. This book was released on 2013-01-28 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the behavior of individuals at risk and insurance industry policy makers involved in selling, buying and regulation.
Download or read book The Origin and Early History of Insurance written by Charles Farley Trenerry and published by . This book was released on 1926 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book LIFE written by and published by . This book was released on 1961-09-29 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: LIFE Magazine is the treasured photographic magazine that chronicled the 20th Century. It now lives on at LIFE.com, the largest, most amazing collection of professional photography on the internet. Users can browse, search and view photos of today’s people and events. They have free access to share, print and post images for personal use.
Download or read book Insurance Industry written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly and published by . This book was released on 1971 with total page 2210 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book World Insurance written by Peter Borscheid and published by Oxford University Press. This book was released on 2012-08-23 with total page 752 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the end of the eighteenth century, the insurance industry has cast a safety net around the world, first in the British Isles and then further afield, irrespective of cultural, political and ideological divides. Unlike previous publications on insurance history, which tend to discuss the development of national markets or individual companies, this book focuses on the creation of networks across borders from the end of the eighteenth century to the present day. Distinguished international economic historians draw upon examples from twenty countries across the continents to demonstrate how what was called the 'British system' of risk management spread out in waves, and describes the forces that made this possible - first among them migration from Europe and international trade. The book explores the economic, political, religious, and cultural obstacles that blocked the path of this European invention - not only religious law and traditional practices, but above all protectionism, inflation, and political ideologies. It examines the process of transformation through which modern insurance supplanted traditional forms of protection against perils and risks and was able to keep on offering new ways of dealing with the risks of modern life. As well as discussing primary insurance, it also considers the role played by reinsurance, without which the losses arising out of today's natural and man-made disasters would be immeasurably greater. Finally, taking modern-day disaster scenarios as examples, the book shows just what the limits of insurability are and what risks worldwide networks entail.
Download or read book Safety Net written by Daniel Mulino and published by Black Inc.. This book was released on 2022-08-16 with total page 457 pages. Available in PDF, EPUB and Kindle. Book excerpt: Economist and Labor MP Daniel Mulino explains how the Australian welfare state was created - and what we need to do to protect and extend it The welfare state is one of the crowning achievements of the twentieth century, giving citizens access to healthcare, pensions, disability and unemployment benefits. This unprecedented expansion of the state was a product of the postwar period of the late 1940s, when governments ramped up investment in this grand safety net. By the 1970s, half of all government spending went towards social-welfare programs, but today the welfare state stands at a crossroads, beset by both political opposition and funding pressures as the population ages. Australian Labor Party MP Daniel Mulino provides a sweeping account of the history of welfare in Australia and abroad, from Bismarckian Germany to present-day Canberra. In this deeply researched and lucid account, Mulino looks to the challenges facing today's welfare state and reflects on what steps must be taken to protect and extend it. 'Knowledge and thoughtful analysis applied to crucial policy questions. Reassuring and inspiring after the federal election.' -Ross Garnaut 'A timely and comprehensive review of the history and future of the welfare state, and whether Australia's safety net is fit-for-purpose for the risks and challenges ahead' -Peter Dawkins, former vice-chancellor of Victoria University and former director of the Melbourne Institute 'A deep reflection on the contemporary management of social risk in democratic systems. This thoughtful and challenging book is essential reading for anyone concerned with the task of ensuring our social safety net is sustainable and adapted to the modern era.' -Emma Dawson, executive director of Per Capita 'Daniel Mulino chronicles in impressive, readable detail the global progress that societies have made in developing shock-absorbing social policies, and proposes further development in the footsteps of Australia's greatest social and economic reformers.' -Peter Harris, former chairman of the Australian Productivity Commission 'Social policies need to be shaped by policymakers as well as by scholars versed in economics and history. MP Daniel Mulino applies all these skills in fashioning this monumental work. It's all there: a complete set of practical experience-based recommendations for every kind of social insurance." -Professor Peter H. Lindert, University of California - Davis and author of Making Social Spending Work
Download or read book Modern Loss written by Rebecca Soffer and published by HarperCollins. This book was released on 2018-01-23 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inspired by the website that the New York Times hailed as "redefining mourning," this book is a fresh and irreverent examination into navigating grief and resilience in the age of social media, offering comfort and community for coping with the mess of loss through candid original essays from a variety of voices, accompanied by gorgeous two-color illustrations and wry infographics. At a time when we mourn public figures and national tragedies with hashtags, where intimate posts about loss go viral and we receive automated birthday reminders for dead friends, it’s clear we are navigating new terrain without a road map. Let’s face it: most of us have always had a difficult time talking about death and sharing our grief. We’re awkward and uncertain; we avoid, ignore, or even deny feelings of sadness; we offer platitudes; we send sympathy bouquets whittled out of fruit. Enter Rebecca Soffer and Gabrielle Birkner, who can help us do better. Each having lost parents as young adults, they co-founded Modern Loss, responding to a need to change the dialogue around the messy experience of grief. Now, in this wise and often funny book, they offer the insights of the Modern Loss community to help us cry, laugh, grieve, identify, and—above all—empathize. Soffer and Birkner, along with forty guest contributors including Lucy Kalanithi, singer Amanda Palmer, and CNN’s Brian Stelter, reveal their own stories on a wide range of topics including triggers, sex, secrets, and inheritance. Accompanied by beautiful hand-drawn illustrations and witty "how to" cartoons, each contribution provides a unique perspective on loss as well as a remarkable life-affirming message. Brutally honest and inspiring, Modern Loss invites us to talk intimately and humorously about grief, helping us confront the humanity (and mortality) we all share. Beginners welcome.
Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Download or read book Generalized Poisson Models and their Applications in Insurance and Finance written by Vladimir E. Bening and published by Walter de Gruyter. This book was released on 2012-06-11 with total page 456 pages. Available in PDF, EPUB and Kindle. Book excerpt: The series is devoted to the publication of high-level monographs and surveys which cover the whole spectrum of probability and statistics. The books of the series are addressed to both experts and advanced students.
Download or read book Product Awareness and Customer Satisfaction of Life Insurance written by Dr. Rajesh Deb Barman and published by Ashok Yakkaldevi. This book was released on 2020-11-12 with total page 81 pages. Available in PDF, EPUB and Kindle. Book excerpt: Life insurance is a contract that pledges payment of an amount to the person assured or his nominee on the happening of the event insured against. The contract is valid for payment of insured amount during: a) The date of maturity of policy b) Specified dates at periodic intervals of policy terms c) Unfortunate death, if it occur earlier Among other things, the contract also provides for the payment of premium periodically to the Insurer by the policyholder. Life insurance is universally acknowledged to be an institution, which eliminates ‘risk’, substituting certainty for uncertainty and comes to the timely aid of the family in the unfortunate event of death of the breadwinner. By and large, life insurance is civilization’s partial solution to the problems caused by death. Life insurance, in short, is concerned with two hazards that stand across the life-path of every person: 1) That of dying prematurely is leaving a dependent family to fend for itself. 2) That of living till old age without visible means of support.
Download or read book Insurance Era written by Caley Horan and published by University of Chicago Press. This book was released on 2021-06-11 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: Charts the social and cultural life of private insurance in postwar America, showing how insurance institutions and actuarial practices played crucial roles in bringing social, political, and economic neoliberalism into everyday life. Actuarial thinking is everywhere in contemporary America, an often unnoticed byproduct of the postwar insurance industry’s political and economic influence. Calculations of risk permeate our institutions, influencing how we understand and manage crime, education, medicine, finance, and other social issues. Caley Horan’s remarkable book charts the social and economic power of private insurers since 1945, arguing that these institutions’ actuarial practices played a crucial and unexplored role in insinuating the social, political, and economic frameworks of neoliberalism into everyday life. Analyzing insurance marketing, consumption, investment, and regulation, Horan asserts that postwar America’s obsession with safety and security fueled the exponential expansion of the insurance industry and the growing importance of risk management in other fields. Horan shows that the rise and dissemination of neoliberal values did not happen on its own: they were the result of a project to unsocialize risk, shrinking the state’s commitment to providing support, and heaping burdens upon the people often least capable of bearing them. Insurance Era is a sharply researched and fiercely written account of how and why private insurance and its actuarial market logic came to be so deeply lodged in American visions of social welfare.
Download or read book Ordinary Economies in Japan written by Tetsuo Najita and published by Univ of California Press. This book was released on 2009-09-16 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Ordinary Economies in Japan directs our attention to a subordinate yet powerful theme in modern Japanese economic thought that appeared unobtrusively in the mid-Tokugawa period and found expression in the formation of voluntary, non-hierarchical associations of commoners who purposively organized their self-help activities apart from state authority. Tetsuo Najita's compelling analysis of kô is groundbreaking and explains a great deal about Japanese modernization that economic historians have overlooked or undervalued."—Stephen Vlastos, University of Iowa
Download or read book Urban Risk Management in China written by Jianping Sun and published by Elsevier. This book was released on 2024-01-23 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is the culmination of the author's research on Urban Risk Management, based on research on practical applications on risk prevention and control practice in the industry. The main goal of this book is to make clear the concept of urban risk, analyse the objects to urban risk management, form a cognitive framework, arrange the practice on Chinese urban risk management, and finally to form a workable urban risk management system. - Systematically discusses urban risk prevention and control in terms of its main forces, mechanisms, systems, and capabilities and presents a multidimensional pyramidal management framework between society, market, and government - Improves the typology of academic courses related to urban risk management and clarifies different branches of theoretical concepts and practical applications - Provides a solid foundation for an understanding of how urban risks evolve from accidents or incidents and identifies characteristics and patterns in risk sources - Proposes three mechanisms: co-governance, refined prevention and control, and multilayered guarantees as part of the full-lifecycle perspective in risk prevention, control, and management
