Download or read book Microinsurance and Social Protection for Workers in the Informal Sector in Indonesia written by Sirojudin Sirojudin and published by . This book was released on 2013 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contemporary social policy and development literature has recognized microinsurance as a new and promising avenue for extending social protection coverage to workers in the informal sector in developing countries. However, emerging research on the subject has focused narrowly on the roles of commercial insurance and community-based microfinance institutions and the relationships between the two. The roles of government in promoting community-based microinsurance have not been sufficiently examined. Drawing from a case study by the Asuransi Kesejahteraan Sosial (ASKESOS), which can be translated as the Social Welfare Insurance Program (SWIP), this dissertation argues that government can contribute to the development of community-based microinsurance. In addition to the institutional aspects, this study also reveals that microinsurance can have social protections as well as social developmental effects. Initiated since 1996, SWIP was implemented under the sponsorship of the Ministry of Social Affairs of the Republic of Indonesia in partnership with Community-Based Organizations (CBOs). While the Ministry provides a social investment block grant and legal support, the CBOs are responsible for implementing SWIP at the community level. A qualitative case study design was used in which open-ended interviews were conducted with managers of 17 CBOs that implemented SWIP between 2003 and 2008 in West Java Province, Indonesia. Data collection procedures also included observations and document analyses. This dissertation presents several key findings. The first finding suggests that SWIP has become part of a broader social protection reform in Indonesia during the last decade. SWIP policy emulates the predominant approach in the contemporary development and poverty reduction policies in Indonesia that emphasize local-level initiatives and community-based participations. Furthermore, contrary to other microinsurance models supported by private insurance corporations that utilize CBOs solely as marketing channels, the relationship between the Ministry of Social Affairs and CBOs is more dynamic and mutualistic in the form of creating two-levels of patron-client relationships. SWIP enables the Ministry of Social Affairs to recreate and sustain patron-client relations with CBOs on one level and reinforces patron-clients relations between CBOs with local communities on the other. Instead of avoiding elite capture, the implementation of SWIP leverages the privileged position of the CBOs within the community. Respondents also reveal that previous relationships between the CBOs and the Ministry of Social Affairs were more important in determining the CBOs' participation in the program than their expertise in running microinsurance activities. Regarding social protection, eleven out of 17 SWIP managers perceived that SWIP was effective and somewhat effective. The remaining respondents believed that SWIP was not effective in reducing the risks and vulnerabilities of the members. Nevertheless, although the amount of benefits (sickness, injury and survivor) were considered inadequate, respondents believed that SWIP has enabled CBOs to promote social development through facilitating access to microcredit and saving programs and supporting members to invest in both human and social capital. These productive economic activities were supported by 50% of social investment block grant they received from the Ministry of Social Affairs. However, the relatively small size of the grant put several CBOs in a difficult situation because the return on their investments barely covered administrative costs associated with running SWIP. The study recommends that SWIP needs to pay more attention to the organizational and financial capabilities of the CBOs as well as on the size of the social investment block grant if it is to enhance both its social protection and social development impact. Effective use of participatory evaluation at the local level could provide useful insights, particularly when linked to wider national level outcome studies. It is also important that SWIP becomes more fully integrated with national efforts to expand social protection to the population as a whole and to address the challenges facing informal sector workers in the country. In turn, these programs need to be implemented and integrated with the government's antipoverty strategy.].
Download or read book Social Protection for Informal Workers in Asia written by Sri Wening Handayani and published by Asian Development Bank. This book was released on 2016-12-01 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication examines the need to expand social protection coverage of the informal sector to support working age productivity, reduce vulnerability, and improve economic opportunity. Case studies from Bangladesh, the People's Republic of China, India, Indonesia, Pakistan, the Philippines, and Thailand offer suggestions to close social protection gaps and recommend policy solutions to create equitable and inclusive social protection programs for informal workers.
Download or read book Grassroots Social Security in Asia written by James Midgley and published by Routledge. This book was released on 2011-03-17 with total page 167 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investigates the role of mutual associations in providing income protection to low-income people in Asia, particularly the region's developing countries. Providing a number of important case studies covering South Asia, Sri Lanka, Thailand, Mongolia, Indonesia and Japan.
Download or read book The Potential of Microinsurance for Social Protection written by Yvonne Deblon and published by . This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many informal sector employees in developing and emerging countries lack access to reliable forms of social protection: They cannot afford to buy private insurance, they are not covered by social insurance, and they are not entitled to social assistance. Therefore, micro-insurance schemes have built up in many countries to fill the gap and reduce the vulnerability of people in the informal sector. The question is how much micro-insurance can do in this regard: To what degree can micro-insurance contribute to close the gap in social protection coverage in developing and emerging countries? And is it always the best instrument to close the gap? Or are other instruments more effective and efficient in this regard - for example the extension of social insurance or social assistance coverage? The article argues that a systemic perspective on social protection is crucial for analysing the potential of micro-insurance. Micro-insurance is no substitute for social transfers, which are financed by taxes and intended to support the most poor and vulnerable in society. In addition, it is normally not superior to social insurance (especially regarding risks such as illness, old age etc.) as long as both instruments are realistic options, i.e. where there is both, a political will and the necessary capability of the state to build up efficient and equitable social insurance schemes for low-income households. Nevertheless, the potential for micro-insurance is huge in most developing countries because many governments lack the political will or the capabilities to establish public social protection schemes. Many others are also not able to provide comprehensive social protection against every negative effect of all relevant risks for each and every household in a country. And micro-insurance can always be an effective instrument to cover risks that are not coverered by public social insurance schemes.
Download or read book Protecting The Poor A Microinsurance Compendium written by Craig Churchill and published by Academic Foundation. This book was released on 2008 with total page 688 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Poverty Income and Social Protection written by Richard Hoefer and published by Routledge. This book was released on 2013-10-31 with total page 153 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides insights into the way social protection policy is being redefined as a result of the new commitment by governments around the world to use these programs to reduce poverty. The case studies presented show how innovations in social protection have emerged in different countries. They also discuss various aspects of social protection that will be of interest to readers. While some of the case studies are primarily descriptive and seek to document recent trends in different countries, they also address important social policy issues. Others are particularly topical because they provide useful updates on recent social protection innovations. Countries discussed include Brazil, Britain, Chile, China, Indonesia, South Africa, and the United States. This book was originally published as a special issue of the Journal of Policy Practice.
Download or read book Social Security written by International Labour Office and published by International Labour Organization. This book was released on 2001 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report offers an in-depth overview of the important, and sometimes controversial, issues surrounding social security in a global context: its relationship to employment and development, its extension in terms of personal coverage, and its contribution to gender equality, as well as its financing. Consisting of resolutions and conclusions drawn from the International Labour Conference, 89th Session, 2001, this book contains the report to the conference - prepared for the general discussion on social security and sets out the key topics and priorities for providing and managing social security systems. Global trends in social security expenditure are covered, as the report addresses such pivotal questions as: Is social security facing an ageing crisis? Is it facing a globalization crisis? Has it reached its limits in terms of affordability? The concept of social dialogue, and its part in strengthening and expanding social security, is also discussed and the report considers how family and local solidarity networks, institutions, enterprises, governments and the international community can help enhance the effectiveness of social security. (ILO Website)
Download or read book Handbook on Social Protection and Social Development in the Global South written by Leila Patel and published by Edward Elgar Publishing. This book was released on 2023-09-06 with total page 587 pages. Available in PDF, EPUB and Kindle. Book excerpt: This cutting-edge Handbook argues for social protection to be situated in a wider system of social welfare and development programmes for low- and middle-income countries. Focusing on the role of citizens and communities in enhancing human development, it explores how welfare systems are unfolding in diverse contexts across the global South.
Download or read book Social Health Insurance for Developing Nations written by R. Paul Shaw and published by World Bank Publications. This book was released on 2007-01-01 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: Specialist groups have often advised health ministers and other decision makers in developing countries on the use of social health insurance (SHI) as a way of mobilizing revenue for health, reforming health sector performance, and providing universal coverage. This book reviews the specific design and implementation challenges facing SHI in low- and middle-income countries and presents case studies on Ghana, Kenya, Philippines, Colombia, and Thailand.
Download or read book Workers Under Social Security written by and published by . This book was released on 1968 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Extending Social Security written by Wouter van Ginneken and published by . This book was released on 2003 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Advanced Introduction to Social Protection written by Midgley, James and published by Edward Elgar Publishing. This book was released on 2022-03-08 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by James Midgley, a leading authority on international social policy and social development, this Advanced Introduction offers a concise, readable and wide-ranging overview of how protection schemes such as social assistance, social insurance, employer mandates and social allowances promote social welfare by meeting peoples’ income needs and improving their living standards. It defines the field, traces its historical evolution, discusses the contribution of theories and ideologies and examines its impact on poverty.
Download or read book Financing Social Protection written by Michael Cichon and published by International Labour Organization. This book was released on 2004 with total page 702 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication considers the range of financing options available for the design of cost-effective and equitable social welfare systems, giving a thorough analysis of their advantages and disadvantages and their financial and economic implications. Written by practitioners for practitioners, the book discusses the design and maintenance of national social protection systems that seek to ensure effective and efficient use of available resources at the community, national and international levels while supporting long-term economic development. The book explores theoretical and practical policy questions, as well as looking at the policy process that determines the affordable levels of and scope of social protection in a given country.
Download or read book Shock Waves written by Stephane Hallegatte and published by World Bank Publications. This book was released on 2015-11-23 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ending poverty and stabilizing climate change will be two unprecedented global achievements and two major steps toward sustainable development. But the two objectives cannot be considered in isolation: they need to be jointly tackled through an integrated strategy. This report brings together those two objectives and explores how they can more easily be achieved if considered together. It examines the potential impact of climate change and climate policies on poverty reduction. It also provides guidance on how to create a “win-win†? situation so that climate change policies contribute to poverty reduction and poverty-reduction policies contribute to climate change mitigation and resilience building. The key finding of the report is that climate change represents a significant obstacle to the sustained eradication of poverty, but future impacts on poverty are determined by policy choices: rapid, inclusive, and climate-informed development can prevent most short-term impacts whereas immediate pro-poor, emissions-reduction policies can drastically limit long-term ones.
Download or read book Assessment of Microinsurance as Emerging Microfinance Service for the Poor written by Asian Development Bank and published by Asian Development Bank. This book was released on 2017-02-01 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Asian Development Bank (ADB) is an active partner of the Government of the Philippines in developing microfinance---the provision of insurance products that meet the needs of the disadvantaged for risk protection and relief against misfortune. As a result, microfinance activities have increased, and diversified formal financial services were made available to impoverished clients at affordable costs. However, there is still the risk of making poverty-stricken clients worse off because of unexpected events, prompting ADB to create interventions that focus on microinsurance development. This report assesses the expansion of microinsurance activities based on the Philippines' experience, with guidance on next steps forward.
Download or read book Health Microinsurance Implementing Universal Health Coverage In The Informal Sector written by David M Dror and published by World Scientific. This book was released on 2020-02-05 with total page 454 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is the first and only study on implementing Universal Health Coverage in poor, rural and informal settings, with end-to-end guidance for rolling out a demand-driven and needs-based health insurance model. The chapters are comprehensive, covering topics such as data collection and analysis for contextual risk assessment, the design of suitable benefits packages, how to price microinsurance, insurance education for illiterate or innumerate populations, the setting up of governance bodies and training staff for key roles, and information management.The book contains insights gained from years of fieldwork in several countries and is valuable reading for undergraduate and graduate students and practitioners of health microinsurance. As a companion to the author's first book, Financing Micro Health Insurance: Theory, Methods and Evidence, this book provides the only current source of information on implementing health microinsurance. The practical guidelines to setting up and operating a microinsurance scheme are accompanied by impact evaluation, chapter exercises and Issue Briefs that present examples of using tools that are necessary for successful implementation.
Download or read book Impact of Health Insurance in Low and Middle income Countries written by Maria-Luisa Escobar and published by Brookings Institution Press. This book was released on 2010 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past twenty years, many low- and middle-income countries have experimented with health insurance options. While their plans have varied widely in scale and ambition, their goals are the same: to make health services more affordable through the use of public subsidies while also moving care providers partially or fully into competitive markets. Until now, however, we have known little about the actual effects of these dramatic policy changes. Understanding the impact of health insurance-based care is key to the public policy debate of whether to extend insurance to low-income populationsand if so, how to do itor to serve them through other means.
