Download or read book Microfinance through Women Self Help Groups SHGs for Grass root level Empowerment An Empirical study of Varanasi Uttar Pradesh India written by Tripti Kumari and published by kassel university press GmbH. This book was released on 2016 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance, as a concept, involves providing financial services, particularly small credit, fund transfer, and insurance to the unemployed, low-income group, and those who do not have easy access to the banking system. It has emerged as an active agent of financial inclusion, ensuring economic, and social upliftment of the unprivileged. Microfinance is being operated through two channels Self-help Group-Bank Linkage Programme (SBLP) and Micro-finance Institutions (MFIs). The special characteristic of SBLP is its direct connection with the clients at the grass-root level and working towards poverty reduction by providing financial support. The paper is based on a field study on SBLP undertaken for women in the Varanasi District of Uttar Pradesh, India. The increase in women’s participation in economic activities and decision-making reveals that SHGs have made an impact. SHGs have also helped them to create a common platform to participate, discuss, and find a solution of their problems. Women’s income and occupation structure under SHGs have also influenced the standard of living and empowerment level significantly.
Download or read book Women s empowerment for sustainable rural livelihoods written by Akua Opokua Britwum and published by kassel university press GmbH. This book was released on 2019-01-15 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Agricultural interventions are designed on certain assumptions of empowerment that do not necessarily address the livelihood constraints of the rural women they set out to support. This is a failing that might be due to the omission of women’s voices expressing their understanding of empowerment and its relation to existing gender orders. Using primary data from the Upper East and Northern Regions in Ghana, we explored women and men’s notions of the processes and outcomes of empowerment. We began by understanding the basis of women’s disempowerment and confirmed its location within agricultural production relations that granted women limited access to resources. Respondents recognised all the main dimensions of power: within, with, to and over. The restrictions of women’s empowerment to the provisioning role on condition that it did not usurp male power over women limited intervention’s ability to provide true empowerment for women. But signs of increasing transfer of women’s power within into group action and male acceptance of women’s expanding spheres of influence indicate that some grounds for true transformation in the future exists.
Download or read book Self help groups for India s financial inclusion written by Rajeev, Meenakshi and published by kassel university press GmbH. This book was released on 2017-12-13 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ensuring accessibility to credit to the poor self-employed households is a critical concern for many developing nations. Self-help groups (SHG) formed by women in the developing countries help them to access financial intermediaries and access credit for various income-generating activities. In case of India, SHGs are formed either through state-assisted SHG-Bank Linkage Programme (SBLP) or through private initiatives of micro finance institutions (MFIs) or NGOs. Under the former, the groups access formal banking directly while in case of MFIs, loan is disbursed through MFIs themselves. Rate of interest in case of loans obtained by SHGs through SBLP, therefore, depends on the rate of interest charged by the various types of formal lending agencies and is often found to be lower than the interest charges of the MFIs. It is, however, argued that transaction costs involved in a bank loan are substantial, therefore, borrowers prefer loans from the informal sector, delivered at the borrower’s doorstep. In order to examine this issue rigorously, we have tried to estimate the effective costs towards borrowing by including the transaction costs, estimated using quantitative data collected through our survey. Our results show that the transaction costs contribute only marginally to the cost of borrowing, hence, we argue (using field data) that the programme, which has many additional benefits including ensuring financial inclusion of women and empowering them, should be strengthened and expanded further.
Download or read book Care Extractivism and the Reconfi guration of Social Reproduction in Post Fordist Economies written by Christa Wichterich and published by kassel university press GmbH. This book was released on 2019-04-29 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper suggests the concept of care extractivism as a space- and time-diagnostic tool to international political economics in post-fordist societies. Analogous to resource extractivism, care extractivism depicts the intensified commodification of social reproduction and care work along social hierarchies of gender, class, race and North-South as a strategy to cope with a crisis of social reproduction. Extractivist policies result in the creation of a cheap reproductive labour force. The paper analyses the current national and transnational reconfiguration of social and biological reproduction in Germany / Western Europe interacting with Eastern Europe and Asia. Currently, the most striking features of care extractivism are a) professionalisation for efficiency increase, b) transnationalisation based on import of care workers, and c) transnationalisation of biological reproduction based on reproductive technologies. The contradiction between the rationale of care and the neoliberal capitalist market logic results in frequent care struggles such as the protests of hospital nurses against the depletion of care resources. The politisation of care by the protesting care workers asks for giving preference to the care economy as a common good over care as a commodity.
Download or read book Decency of primary occupations in the Indian fishing industry written by Meenakshi Rajeev and published by kassel university press GmbH. This book was released on 2018-06-11 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Indian fisheries are moving from artisanal to capitalistic methods of production. As this transformation takes place, many traditional fishers are forced to seek employment on trawlers and other fishing vessels owing to their lack of a capital base to purchase modern vessels themselves. Competition among trawlers can lead to cost reducing strategies that lower the quality of working conditions for those employed in these vessels. This paper is an attempt to assess the working conditions of these workers through the use of indicators developed by the International Labour Office in the context of decent work. By utilizing data collected in the National Sample Survey Organization’s (NSSO) 68th round survey of employment and unemployment, we find that there are some areas in which decency of work is lacking. The level of job security is highly inadequate among most workers in fisheries. There is a marked absence of women in the labour pool, especially in unskilled tasks. Child labour, while not a cause for alarming concern, exists to a minor degree in the industry. Furthermore, freshwater fishing was found to afford lower standards of work than marine fishing. Regulation and policy action are called into requirement by these observations.
Download or read book Solar Thermal Energy Storage System using phase change material for uninterrupted on farm agricultural processing and value addition written by Anjum Munir and published by kassel university press GmbH. This book was released on 2019-10-09 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thermal energy storage technologies are gaining attention nowadays for uninterrupted supply of solar power in off-sunshine hours. An indigenized solar phase change material (PCM) system was developed and performance evaluated in the current study to efficiently store solar thermal power using a latent heat storage approach, which can be utilized in any subsequent decentralized food processing application. A 2.5 m2 laying Scheffler reflector is used to precisely focus the incoming direct normal irradiance (DNI) on a casted aluminum heat receiver (220 mm diameter) from where this concentrated heat energy is absorbed and conducted to the PCM unit by the flow of thermal oil (Fragoltherm-32 thermo-oil). During the circulation around PCM pipes inside the PCM unit, thermal oil discharges heat energy to the PCM, which undergoes change of phase from solid to liquid. Computational fluid dynamics (CFD) analysis of the PCM unit were also performed according to the actual boundary conditions, which gave satisfactory results in terms of temperature and velocity distribution. With an average DNI of 781 W/m2, the highest temperature of the receiver surface during the trials was observed at about 155 C that produces thermal oil at 110°C inside the receiver and around 48°C of PCM in the PCM unit. The heat energy losses per unit time (W) due to the lack of reflectivity from the Scheffler reflector, out-of-focus radiations at the targeted area, absorptivity of heat receiver, piping system losses, and cylinder losses (in the form of conduction, convection, and radiations using 50 mm insulation thickness) were found to be 110 W (10 %), 99 W (9 %), 89 W (8 %), 128 W (12 %), 161 W (15 %), and 89 W (8 %), respectively. These findings of CFD analysis and mathematical modeling were also consistent with real-time data, which was logged through an online Control and Monitoring Interface portal. The final energy available to the PCM was 414W with an overall system efficiency of 38 %, which can be improved by decreasing thermal losses of the system and using other PCM materials.
Download or read book Documentation Report Syrian Refugees in the Turkish Labour Market written by Tolga Tören and published by kassel university press GmbH. This book was released on 2018-08-27 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report aims to document and evaluate the outcomes of the regional workshop on “Syrian Refugees and Integration of Syrians” held in İstanbul in February 2017. The workshop was organized by the Global Labour University (GLU) Alumni Network in Turkey in collaboration with International Centre for Development and Decent Work (ICDD), the University of Kassel, German Academic Exchange Service (DAAD), International Labour Organization (ILO), Global Labour University (GLU), Boğaziçi University Centre for Educational Policy Studies (BEPAM) and Friedrich-Ebert-Stiftung (FES) Turkey Office, with particular focus on the composition and narratives of the Syrian refugees through the “fishbowl session”. The report finds that Syrian refugees have a very difficult life in Turkey in terms of working conditions, living conditions, discrimination, bureaucracy, lack of enough regulation, child education, language barriers etc. One of the most important concerns for Syrian refugees is child labour. Owing to unemployment of Syrian adults, most parents are forced to send their kids to work. With ineffective state control on employment and labour market, employers prefer to recruit children who are paid low wages, thereby enabling them to make higher profits. The other problems Syrian refugees face in the labour markets are low wages, long working hours, employment without social insurance, late payment or non-payment of the wages, discrimination at the workplace, etc. Regarding accommodation, majority of the Syrian refugees live in a populous household, paying higher rents for lower quality houses in comparison with domestic people. In addition, the situation of Syrian refugees in Turkey has a strong gender dimension. The Syrian females work as precarious workers at the workplace. They are the most affected and vulnerable workers. In addition, Syrian female refugees also take the responsibility of the education of the children who face different types of discrimination at school, with which again Syrian female refugees have to struggle. These problems have created barriers for Syrian refugees in exercising their rights at the workplace and in taking services from public institutions including healthcare and education. Besides, as findings show, the Syrian refugees are placed in the lowest strata of the labour markets of Turkey.
Download or read book India s Macroeconomic Policy Regime and Challenges of Employment written by Praveen K. Jha and published by kassel university press GmbH. This book was released on 2018-03-28 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance Challenges written by Isabelle Guérin and published by . This book was released on 2005 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed papers presented earlier in a conference.
Download or read book Social networks mobility and political participation The potential for women s self help groups to improve access and use of public entitlement schemes in India written by Kumar, Neha and published by Intl Food Policy Res Inst. This book was released on 2018-08-22 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women’s self-help groups (SHGs) have increasingly been used as a vehicle for social, political, and economic empowerment as well as a platform for service delivery. Although a growing body of literature shows evidence of positive impacts of SHGs on various measures of empowerment, our understanding of ways in which SHGs improve awareness and use of public services is limited. To fill this knowledge gap, this paper first examines how SHG membership is associated with political participation, awareness, and use of government entitlement schemes. It further examines the effect of SHG membership on various measures of social networks and mobility. Using data collected in 2015 across five Indian states and matching methods to correct for endogeneity of SHG membership, we find that SHG members are more politically engaged. We also find that SHG members are not only more likely to know of certain public entitlements than non-members, they are significantly more likely to avail of a greater number of public entitlement schemes. Additionally, SHG members have wider social networks and greater mobility as compared to non-members. Our results suggest that SHGs have the potential to increase their members’ ability to hold public entities accountable and demand what is rightfully theirs. An important insight, however, is that the SHGs themselves cannot be expected to increase knowledge of public entitlement schemes in absence of a deliberate effort to do so by an external agency.
Download or read book State of the Young Child in India written by Mobile Creches and published by Taylor & Francis. This book was released on 2020-02-24 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Report is one of the first comprehensive studies on young children in India. It focuses on children under 6 years of age and presents key aspects of their well-being and development. With the highest number of neonatal, infant and under-5 deaths in the world, there is an urgent need to address issues that continue to affect the young child in India. This volume: Introduces two young child indices aggregating selected indicators to separately track child outcomes and child circumstances. Provides an account of the current situation of the young child in terms of physical and cognitive development, access to care, disadvantaged children and major issues that have led to the continued neglect of this age group. Explores the policy and legal framework, fiscal space and the role and obligations of key stakeholders, including the state, private sector, civil society, media and the family. Highlights key recommendations and action points that can help to improve the ecosystem for early childhood care and development. Drawing on specially commissioned technical background papers, supplemented by extensive field experience of Mobile Creches in childcare, this Report will be of interest to practitioners, policymakers and influencers, think tanks and researchers of public policy, development studies, human rights, sociology and social anthropology, as well as general readers. The Open Access version of this book, available at http://www.tandfebooks.com/doi/view/10.4324/9781003026488, has been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 4.0 license. .
Download or read book Microfinance in India written by and published by SAGE Publications Ltd. This book was released on 2008-11-11 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance in India: A State of the Sector Report, 2007 is one in a series of annual reports on the microfinance sector in India. It is a comprehensive one-stop document that provides a holistic view of the sector, providing a detailed analysis of its status and future. It highlights recent developments under each of the two main models of microfinance in India -the SHG and MFI models. Most significantly, it engages with issues of topical interest such as the microfinance bill pending in parliament in a balanced and objective manner, and focuses on policy issues that need the attention of decision makers. The book carries a statistical appendix which provides essential data on the sector, and strengthens its utility as a reference document. It will be of interest to various players in the sector including practitioners, bankers, insurance companies, venture capitalists, regulators, donors and academics.
Download or read book Contemporary Research in Management written by Ramesh Kumar Chaturvedi and published by Educreation Publishing. This book was released on 2018-12-20 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is an edited book that contains the chapters contributed by budding researchers. The works reported by these researchers are mostly outcome of their research dissertation submitted for award of higher research qualifications. Dynamics in the business environment warrants managers to be abreast of latest changes happening around it that has potential to impact the business. Some of the forces in the environment put detrimental impact where as others bring new opportunities. Being aware of these opportunities is essential to be competitive and develop sound strategy. Further being knowledgeable of potential threats in the environment allows taking proactive steps to mitigate the risks. Scanning the environment and collecting relevant information are important steps to understand the environment. Academic researches provide much needed information to industry through their research outputs. Though academic research is fundamental by nature, yet managers could get deep insights about changes happening in the business environment, expectations of consumers and stakeholders etc. This book presents compilation in form of chapters of some latest research conducted by young academic researchers in field of business and management studies. These researches can prove to be vital for practicing managers by simplifying decision making. The researches presented in this book are from diverse areas and cover wide range of contemporary issues. The book is intended to serve both academic as well as industrial application.
Download or read book Increasing access to agricultural extension and advisory services How effective are new approaches in reaching women farmers in rural areas written by Mbo’o-Tchouawou, M., Colverson, K.E. and published by ILRI (aka ILCA and ILRAD). This book was released on 2014-04-30 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Finance for Food written by Doris Köhn and published by Springer. This book was released on 2014-02-19 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.
Download or read book Towards a New India written by V. Srinivas and published by . This book was released on 2019 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: On the various social and human initiatives by Indian government.
Download or read book Bonded Labour in India written by Ravi S. Srivastava and published by . This book was released on 2005 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
