Download or read book Microfinance Rural Livelihoods and Women s Empowerment in Uganda written by Alfred Lakwo and published by . This book was released on 2006 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Microfinance Rural Livelihoods and Women Empowerment written by B. C. Chandra and published by . This book was released on 2012 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Women s Entrepreneurship and Microfinance written by Chiranjib Neogi and published by Springer. This book was released on 2018-03-06 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.

Download or read book Empowering Women Through Microfinance in Developing Countries written by Alhassan, Yahaya and published by IGI Global. This book was released on 2023-10-25 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.

Download or read book The Role of Microfinance in Women s Empowerment written by Raji Ajwani-Ramchandani and published by Emerald Group Publishing. This book was released on 2017-10-17 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.

Download or read book Women and Microfinance in Uganda written by and published by . This book was released on 2010 with total page 195 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the 1990s, Ugandan farmers became increasingly interested in microfinance resources (MFRs) that were being promoted nationally as important means for poverty alleviation and for women's empowerment. In Arua and Mukono districts, households diversified their income generating strategies by using formal, semi-formal and informal financial institutions to access credit and savings. At the time of this study, little had been done to either assess the role and status of women in MFRs or, to determine the empowerment potential for women using MFRs. This book is based on a study conducted among rural farmers in two regions of Uganda and describes structural factors that affect women's access to micro-finance, and evaluates the nature and extent of microfinance in increasing women's decision-making power over farm production and household reproduction roles.

Download or read book Efficacy of micro financing women s activities in C te d Ivoire written by Namizata Binaté Fofana and published by BRILL. This book was released on 2023-09-04 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book deals with the effectiveness and the capability of microfinance institutions (MFIs) to enhance women’s livelihoods and empowerment and to mitigate the effects of HIV and AIDS in Côte d’Ivoire. The results show that MFI credit causes positive and negative effects. MFI credit has improved incomes, the level of farm production and human and social capital. MFI credit has also enhanced women’s decision-making power within households due to their new ability to contribute to the improvement of the household standard of living. Furthermore, women’s empowerment regarding the demand for and the use of credit give them more opportunity to obtain MFI credit. Despite the positive effects of MFIs on women’s income, this publication shows that loan repayment was not successful among some female borrowers due to the fact that the loan has not been used for investment purposes. For MFIs, the diversion of loans can endanger their functioning and sustainability and therefore their effectiveness in rural areas. Regarding HIV, this book highlights the diversity and the specificity of the way HIV-affected individuals are financially supported by credit institutions. Both the direct and indirect effects of HIV and AIDS on women’s livelihood and MFIs are analysed.

Download or read book Women Economic Empowerment Through Microfinance Institutions written by Scovia Magara and published by LAP Lambert Academic Publishing. This book was released on 2012-03 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Uganda, women especially those in rural areas have been identified as the majority among the poor with neither a steady income nor collateral to secure loans in formal banks. As a result, a variety of microfinance initiatives were designed combining financing and social inter-mediation strategies to enable the poor access credit using a member s savings rather than formal collateral such as land. The government of Uganda and the private sector have invested a substantial amount of money towards achieving women s economic empowerment through microfinance institutions. Despite this investment, information regarding women economic empowerment through the use of loan facilities is still lacking. This book analyses the factors that constrain women in the access and use of credit for economic empowerment. The main argument here is that provision of credit alone, is not sufficient enough to elevate the economic status of the poor. The main idea here is that women need to play an active role in their own empowerment by being facilitated to make informed business choices and participate in making decisions concerning the allocation and control of their income.

Download or read book Microfinance and Women s Empowerment in Uganda written by Florence Wakoko and published by . This book was released on 2003 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: In the 1990s Ugandan farmers became increasingly interested in microfinancial resources (MFRs) as important means for poverty alleviation and women's empowerment. In Arua and Mukono, households diversified their income generating strategies through formal, semi-formal and informal financial institutions. Little has been done to either assess the position of women in credit/savings initiatives or to assess the capacity of MFRs in empowering women, and no Ugandan studies have used a methodology that adequately defines and measures women's empowerment. Available studies tend to focus only on defining factors that affect women's access to microfinance. The present study examines the nature of women's empowerment as measured by decision-making power, in relation to various types of MFRs. It recognizes the multidimensional nature of empowerment as a process involving personal, social, economic and political dimensions. The study focuses on decision-making power as the basis for transforming lives at the household level and in the wider society. Data were derived from a questionnaire survey of 527 women and men farmers in the two regions. Causal analysis used Multiple Logistic Regression to determine the effects of microfinancial use on women's decision-making power in agricultural activities and household income use. The study establishes that participation in informal financial groups is the most important microfinancial resource promoting women's empowerment in Ugandan rural households. Both women and men use informal financial groups more than any other source of microfinance, but the benefits are significantly influenced by other sociocultural factors; for example, participation in informal financial groups increases women's decision-making power over non-traditional matters (household income control) but not over women's traditional issues (agricultural production). Conversely, rural men's empowerment is associated with the use of informal loans from individuals (friends, relatives or merchants). For women, individual-level factors such as occupation (farming, trading), and household level factors, notably household headship, have a profound influence on empowerment in both traditional and non-traditional spheres of decision-making. In contrast, rural men's empowerment is mainly associated with their gender rather than with household level conditions. The study recognizes the limits of the transformative capacities of MFRs and it shows that financial empowerment does not necessarily lead to a transformation in gender relationships. It conclu18.

Download or read book Empowerment of Women Women in rural development written by Meenakshi Malhotra and published by Gyan Publishing House. This book was released on 2004 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reviews the position of women in society, with particular reference to their educational achievements and employment opportunities. Focuses on the potential of microcredit programmes and how women entrepreneurs affect the global economy. Assess where rural women stand in the development process today.

Download or read book Microfinance and Economic Empowerment of Rural Women written by Nigusu Zenebe and published by LAP Lambert Academic Publishing. This book was released on 2012-03-01 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Developing countries like Ethiopia, Microfinance institutions play a vital role in reduction of poverty and improvement the living condition of poor people particularly women who did not have access to formal financial services. One of the objectives of Millennium Development Goals(MDG) is women's empowerment and gender equality. Economic empowerment is improving women's access to income-earning opportunities and productive assets. Women are the main participants and beneficiaries of microfinance programs in many countries. Microfinance serves as a means to empower the poor women, to create their own assets and involve them in decision making. This book is concentrated on the impact of microfinance programs on economic empowerment of rural women. Thus, compared with the result of non-clients, clients of Wisdom MFI improved their household incomes, access to and control over household resources and saving practices at adama district in Ethiopia. Strengthening microfinance programs, capacitating clients on use and management of financial activities and integration of external shocks in development intervention will enhance more economic empowerment of rural women.

Download or read book The Dynamics of the Husband s TV written by Ina Ivanceanu and published by . This book was released on 2000 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Microfinance and Women s Empowerment in Bangladesh written by Faraha Nawaz and published by . This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the effects of policies and practices of microfinance NGOs in empowering rural women in Bangladesh. Nawaz seeks to unpack the untold narratives of women's empowerment and to fill the current knowledge gap in this area. The book goes beyond the narrow minimalist evaluation of microfinance that only focuses on women's economic empowerment through their ability to access financial resources. Rather, it looks at whether and how microfinance empowers women in a holistic manner across the socio-cultural, psychological and political spheres of life. The author argues that microfinance reduces levels of poverty, which means that women are better able to meet their practical gender needs; however, they are not empowered unless they are also able to meet their strategic gender needs, including the transformation of gender power relations from the household to state arenas. Therefore, the book argues that in order to bring about higher levels of empowerment, microfinance programs must be combined with other services such as financial literacy, socioeconomic training, education, healthcare, social mobilization and legal support. Microfinance and Women's Empowerment in Bangladesh will be of interest to students and scholars across a range of disciplines, including Gender Studies, Development Studies, and Politics.

Download or read book Women s Empowerment and Nutrition written by Mara van den Bold and published by Intl Food Policy Res Inst. This book was released on 2013-11-01 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many development programs that aim to alleviate poverty and improve investments in human capital consider women’s empowerment a key pathway by which to achieve impact and often target women as their main beneficiaries. Despite this, women’s empowerment dimensions are often not rigorously measured and are at times merely assumed. This paper starts by reflecting on the concept and measurement of women’s empowerment and then reviews some of the structural interventions that aim to influence underlying gender norms in society and eradicate gender discrimination. It then proceeds to review the evidence of the impact of three types of interventions—cash transfer programs, agricultural interventions, and microfinance programs—on women’s empowerment, nutrition, or both. Qualitative evidence on conditional cash transfer (CCT) programs generally points to positive impacts on women’s empowerment, although quantitative research findings are more heterogenous. CCT programs produce mixed results on long-term nutritional status, and very limited evidence exists of their impacts on micronutrient status. The little evidence available on unconditional cash transters (UCT) indicates mixed impacts on women’s empowerment and positive impacts on nutrition; however, recent reviews comparing CCT and UCT programs have found little difference in terms of their effects on stunting and they have found that conditionality is less important than other factors, such as access to healthcare and child age and sex. Evidence of cash transfer program impacts depending on the gender of the transfer recipient or on the conditionality is also mixed, although CCTs with non-health conditionalities seem to have negative impacts on nutritional status. The impacts of programs based on the gender of the transfer recipient show mixed results, but almost no experimental evidence exists of testing gender-differentiated impacts of a single program. Agricultural interventions—specifically home gardening and dairy projects—show mixed impacts on women’s empowerment measures such as time, workload, and control over income; but they demonstrate very little impact on nutrition. Implementation modalities are shown to determine differential impacts in terms of empowerment and nutrition outcomes. With regard to the impact of microfinance on women’s empowerment, evidence is also mixed, although more recent reviews do not find any impact on women’s empowerment. The impact of microfinance on nutritional status is mixed, with no evidence of impact on micronutrient status. Across all three types of programs (cash transfer programs, agricultural interventions, and microfinance programs), very little evidence exists on pathways of impact, and evidence is often biased toward a particular region. The paper ends with a discussion of the findings and remaining evidence gaps and an outline of recommendations for research.

Download or read book Microfinance with Woman s Face written by D.S. Bolaños Pantoja and published by . This book was released on 2003 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Economic Empowerment of Rural Women by Self Help Group Through Micro Credit written by Psr Murthy and published by . This book was released on 2013 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empowerment in the context of women's development is a way of defining, challenging and overcoming barriers in a woman's life through which she increases her ability to shape her life and environment. It is an active, multidimensional process which should enable women to realize their full identity and power in all spheres of life. The rural poor with the assistance from NGOs and various microfinance institutions have demonstrated their potential for self-help group to secure economic and financial strength. Various case studies prove that the credit availability has impact on women's empowerment. Thrift is a very important indicator of a group's success because consistent growth in thrift is a clear indication of the growing confidence of the members in the group. Collection of thrift is a major activity of the SHGs. The poor who need money for purchase of various consumption goods quite often meet their contingencies by borrowing from professional money-lenders and others at high rates of interest. SHGs have been extremely effective in creating the habit of savings among the rural poor and mobilizing it for common good. Government and NGOs should look beyond credit and follow the 'credit with social development' approach. Policy implications and programme attributes are to be framed to achieve better results in reducing poverty and empowering women.

Download or read book The Impact of Microfinance written by Roberto Pasca di Magliano and published by Edizioni Nuova Cultura. This book was released on 2017-01-31 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: The objective of the research project “Development of a training model in the strengthening of microfi-nance in Uganda” has been the definition and the dissemination of a training model in the field of microfi-nance in Uganda. The project can be replicated on a national scale and would have the potential to improve the effectiveness of this sector in order to ultimately reduce financial exclusion. The project achieved main results as follows: organization of a specialized course to improve professional capabilities of local experts working in the field of microfinance in Uganda;implementation of the sustainability to be achieved in terms of microfinance projects’ dissemination by helping the new operators to the introduction of new initiatives in remote areas;improvement of the mobility of trained human resources in order to develop develop a comparative approach to microfinance, in paticular to the issue of microinsurance;creation of an internet portal, in both Italian and English, to open an interesting communicative window;improvement of the availability of relevant data in order to assess the progress and the impact of microfinance projects;sharing micro-entrepreneurial experiences that can create positive externalities to further expand productive activities;dissemination of best practices that will improve entrepreneurial skills, fostering greater impact on the socio-economic context.