Download or read book Microfinance Poverty Assessment Tool written by Carla Henry and published by World Bank Publications. This book was released on 2003-01-01 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Microfinance Poverty Assessment Tool method was developed to increase transparency in the outreach performance of microfinance institutions (MFIs) in order to more effectively assess their impact on the lives of poor people. It provides accurate data on the poverty levels of MFI clients relative to people living in the same community, using a more standardised and rigorous set of indicators than those used by conventional microfinance targeting tools, and allow comparative measurement of poverty outreach within and across countries. Although this method was designed for microfinance, it can also be used to measure the poverty levels of clients of other development programmes.

Download or read book Microfinance Poverty Assessment Tool written by and published by Consultative Group to Assist Poor. This book was released on 2003-01-01 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Microfinance Poverty Assessment Tool was developed as a much-needed tool to increase transparency on the depth of outreach of microfinance institutions (MFIs). It is intended to help donors and investors integrate a poverty focus into their appraisals and funding of financial institutions through a more precise understanding of the clients served by these institutions. Used in conjunction with an institutional appraisal of financial sustainability, governance, management, staff and systems, a poverty assessment allows for a more holistic understanding of an MFI.

Download or read book Measuring Poverty and Vulnerability in Microfinance written by Olga Torres García and published by . This book was released on 2009 with total page 467 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation explores how to best measure poverty and vulnerability to poverty in microfinance clients in rural areas and provides the results of the test for Angkor Mikroheranhvatho (Kampuchea) (AMK), a microfinance institution operating in rural Cambodia. The objective is to find the best measuring tool available and to adapt it to the rural Cambodian context. Thus, the first section of this dissertation discusses the theoretical framework for rural finance, microfinance, poverty and vulnerability to poverty and the second section explores the Cambodian context and its poverty profile. In the third section, two complementary but distinct poverty measuring tools are applied: a multidimensional relative poverty tool based on Principal Component Analysis (AMK-PCA Wellbeing Score) and a one-dimensional absolute poverty tool based on Daily Food Expenditure per capita. Both tools are based on food security. The analysis shows AMK's extensive poverty outreach, and the comparison of the outputs from both tools further confirm the reliability of results.The main conclusion of this dissertation is that it is not possible to create a single poverty assessment tool that provides simultaneously absolute and multidimensional results. What is possible is to apply two tools, as part of a combined research effort within the context of rural Cambodia, so that poverty and vulnerability can be assessed regularly as a multidimensional concept while adding a monetary tool that allows for easier comparisons at the national level.

Download or read book Poverty Assessment by Microfinance Institutions written by John Keith Hatch and published by . This book was released on 1998 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Accuracy Precision and Implementation Challenges of Three Different Poverty Measurement Tools in El Salvador and Guatemala written by Brendan Scott Janet and published by . This book was released on 2011 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The ability to determine whether an individual or a household is poor is crucial for development institutions concerned with poverty alleviation. Governments and Non-Governmental Organizations (NGOs) "need to know who is poor" in order to track the poverty status of their beneficiaries. Recently, innovations have emerged from the microfinance field that may make it feasible for small-scale institutions to measure poverty via a short, statistically powerful survey. Using the general methodology of proxy-means testing, several Poverty Measurement Tools (PMTs) have been created, allowing organizations to quickly, and cost effectively, measure the poverty statuses of their beneficiaries. Among the most widely used PMTs are the Poverty Assessment Tool (PAT) designed by USAID and IRIS Center, the Progress Out of Poverty Index (PPI) jointly designed by Mark Schreiner, Director of Microfinance Risk Management, and Grameen Foundation, and the Multidimensional Poverty Index (MPI), designed by Oxford Poverty & Human Development Initiative. Catholic Relief Services (CRS), one of the largest international development NGOs, is considering adopting one of these PMTs as a standard tool to both target beneficiaries and track changes in poverty across several different development programs. We provide a detailed literature review on the available PMTs, including alternative poverty measurement approaches such as Participatory Wealth Ranking. Using the El Salvador household survey of multiple purposes 2008, we test the accuracy and precision levels of the PPI and PAT estimates of poverty and estimates of household targeting. By implementing a composite survey in El Salvador and Guatemala we compare the poverty incidences and relative ranking ability of single-dimension (PPI & PAT) and multidimensional (MPI) poverty tools. Finally, we provide a discussion on the feasibility of PMT implementation. The El Salvador accuracy results suggest that single dimension poverty tools give relatively accurate estimates of the poverty incidence across different areas and regions (when the "true" incidence of poverty is determined by the same single dimension). Compared to the PAT, the PPI is a slightly more accurate tool for targeting purposes (at specific cutoffs). The El Salvador and Guatemala fieldwork results suggest that the single dimension poverty tools estimate similar poverty incidences and predict a majority of the same households as poor. On the contrary, the results also revealed that single dimension and multidimensional PMTs estimate less than a majority of the same households as poor. Finally, for CRS the PPI is the most practical and easy-to-use PMT among the three. In order to accurately and feasibly capture the multiple layers of poverty, we recommend that CRS adopt a 'hybrid' PMT, which includes the country specific PPI and a formatted version of the MPI.

Download or read book A Poverty Assessment of the Small Enterprise Foundation on Behalf of the Consultative Group to Assist the Poorest written by Catherine Van de Ruit and published by . This book was released on 2001 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Faith based Microfinance An Alternative Tool of Poverty Alleviation written by Najmul Hoda and published by GRIN Verlag. This book was released on 2018-07-26 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doctoral Thesis / Dissertation from the year 2013 in the subject Sociology - Work, Profession, Education, Organisation, grade: A, , course: PhD, language: English, abstract: The poor, like others, too need financial products and services in order to build assets, manage consumption and mitigate risks. Microfinance, in recent times, has emerged as a powerful tool to provide access to some financial services to the poor. For decades, poverty alleviation has topped the International development agenda. United Nations Millennium Goals state that by 2015 the number of people living in extreme poverty should be half of what it was in 2000. Microfinance addresses the twin goals of financial inclusion and poverty alleviation in a way that builds self-esteem in the individual and self-sufficiency in the institution providing the financial services. Different models have emerged in microfinance delivery based on their clientele, focus area, interest rate, savings linkages, collateral, coverage and organizational/legal structure. With all the successes of the existing microfinance models, the herculean task of poverty alleviation still leaves enough space for innovative models. This study explores the potential of faith-based microfinance in complimenting the efforts of poverty alleviation and also overcoming the weaknesses in the existing models. Faith-based microfinance operate on distinct principles. The purpose of this study is to focus on the functioning of the faith based microfinance and to explore its role as an alternative tool of poverty alleviation. In order to get a meaningful insight regarding the impact of faith based microfinance on the lives of the beneficiaries, it is necessary that a comparison is made to the mainstream microfinance on commonly accepted parameters of poverty alleviation.

Download or read book More Pathways Out of Poverty written by Sam Daley-Harris and published by . This book was released on 2006 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: * Follow up to the case studies presented in 2002’s Pathways out of Poverty * Companion book to the 2006 Global Microcredit Summit More Pathways Out of Poverty explores new practices in microfinance, some of them revolutionary, and draws on the success of the industry to illustrate the challenges involved in lifting clients out of poverty. Taken together, the contributions from leading microfinance leaders and institutions serve as a map for ensuring that microcredit contributes powerfully to cutting absolute poverty in half by 2015. For more information about the Global Microcredit Summit, visit: www.microcreditsummit.org

Download or read book Assessing the Relative Poverty of Clients and Non clients of Non bank Micro finance Institutions in Tanzania written by Hugh K. Fraser and published by . This book was released on 2004 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Microfinance as a Poverty Reduction Tool written by Anis Chowdhury and published by . This book was released on 2009 with total page 1 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper attempts to provide a critical appraisal of the debate on the effectiveness of microfinance as a universal poverty reduction tool. It argues that while microfinance has developed some innovative management and business strategies, its impact on poverty reduction remains in doubt. Microfinance, however, certainly plays an important role in providing safety-net and consumption smoothening. The borrowers of microfinance possibly also benefit from learning-by-doing and from self-esteem. However, for any significant dent on poverty, the focus of public policy should be on growth-oriented and equity-enhancing programs, such as broad-based productive employment creation.

Download or read book From Dependence to Dignity written by Brian Fikkert and published by Zondervan. This book was released on 2015-05-12 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: The church of Jesus Christ finds itself at a very unique moment in history. The average Christian living in the “economically advanced countries” enjoys a level of prosperity that has been unimaginable for most of human history. At the same time, over 2.5 billion people in the Majority World (Africa, Asia, and Latin America) live on less than $2 per day, with many of these people being Christians. Ironically, it is amongst the “least of these” in the Global South that the global church is experiencing the most rapid growth. All of this raises profound challenges to the global church. How can churches and missionaries in the Majority World effectively address the devastating poverty both inside their congregations and just outside their doors? How can churches in the economically advanced countries effectively partner with Global South churches in this process? The very integrity of the global church’s testimony is at stake, for where God’s people reside, there should be no poverty (Deuteronomy 15:4; Acts 4:34). For the past several decades, microfinance (MF) and microenterprise development (MED) have been the leading approaches to poverty alleviation. MF/MED is a set of interventions that allow households to better manage their finances and start small businesses. From remote churches in rural Africa to the short-term missions programs of mega-churches in the United States, churches and missionaries have taken the plunge into MF/MED, trying to emulate the apparent success of large-scale relief and development organizations. Unfortunately, most churches and missionaries find this to be far more difficult than they had imagined. Repayment rates on loans are low and churches typically end up with struggling programs that require ongoing financial subsidies. Everybody gets hurt in the process: donors, relief and development agencies, churches and missionaries, and--most importantly—the poor people themselves. This book explains the basic principles for successfully utilizing microfinance in ministry. Drawing on best practice research and their own pioneering work with the Chalmers Center, Brian Fikkert and Russell Mask chart a path for churches and missionaries to pursue, a path that minimizes the risks of harm, relies on local resources, and enables missionaries and churches to minister in powerful ways to the spiritual and economic needs of some of the poorest people on the planet. The insights of microfinance can play a tremendous role in helping to stabilize poor households, removing them from the brink of disaster and enabling them to make the changes that are conducive to long-term progress. Moreover, when combined with evangelism and discipleship, a church-centered microfinance program can be a powerful tool for holistic ministry—one that is empowering for the poor and devoid of the dependencies plaguing most relationships between churches in economically advanced countries and churches in poor nations.

Download or read book Small Money Big Impact written by Peter A. Fanconi and published by John Wiley & Sons. This book was released on 2017-05-01 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make your money make a difference—and enjoy attractive returns Small Money, Big Impact explores and explains the globally growing importance of impact investing. Today, the investor's perspective has become as important as the actual social impact. Based on their experience with over 25 million micro borrowers, the authors delve into the mechanics, considerations, data and strategies that make microloans and impact investing an attractive asset class. From the World Bank to the individual investor, impact investing is attracting more and more attention. Impact investing is a global megatrend and is reshaping the way people invest as pension funds, insurance companies, foundations, family offices and private investors jump on board. This book explains for the first time how it works, why it works and what you should know if you're ready to help change the world. Impact investing has proven over the last 20 years as the first-line offense against crushing poverty. Over two billion people still lack access to basic financial services, which are essential for improving their livelihood. Investors have experienced not only social and environmental impact, but have received attractive, stable and uncorrelated returns for over 15 years. This guide provides the latest insights and methodologies that help you reap the rewards of investing in humanity. Explore the global impact investing phenomenon Learn how microloans work, and how they make a difference Discover why investors are increasingly leaning into impact investing Consider the factors that inform impact investing decisions Part social movement and part financial strategy, impact investing offers the unique opportunity for investors to power tremendous change with a small amount of money— expanding their portfolios as they expand their own global impact. Microfinance allows investors at any level to step in where banks refuse to tread, offering opportunity to those who need it most. Small Money, Big Impact provides the expert guidance you need to optimize the impact on your portfolio and the world.

Download or read book Microfinance and Poverty written by Hege Gulli and published by IDB. This book was released on 1998 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Multidimensional Poverty Assessment Tool MPAT written by Alasdair Cohen and published by . This book was released on 2010 with total page 207 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Multidimensional Poverty Assessment Tool (MPAT) was developed by the UN International Fund for Agricultural Development with a view to assess local-level poverty in rural regions around the globe. The MPAT is a survey-based thematic indicator of ten dimensions, from Food & Nutrition Security to Domestic Water Supply, Health & Healthcare, to Gender Equality.

Download or read book New Pathways Out of Poverty written by Sam Daley-Harris and published by Kumarian Press. This book was released on 2011 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Published in association with The National Teaching and Learning Forum."

Download or read book Microfinance and Vulnerability to Poverty written by Oliver Rogall and published by Ibidem Press. This book was released on 2011 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: Low income households are faced with various types of risks, increasing their vulnerability to poverty. In Cambodia, conditions of the rural poor - with the majority engaged in agriculture - are characterized by low productivity, limited capacities in terms of land and assets, volatile income sources, fluctuating farm input and output prices, debt and lack of credit worthiness. A microfinance institution operating in rural Cambodia and aiming to offer financial products to a large number of poor households is Angkor Mikroheranhvatho Kampuchea (AMK) Co. Ltd. Through its internal Market and Social Research Department, AMK staff annually collects socio-economic information about selected loan clients (household profiles, cash-flow analysis), as well as non-clients as a control group. Their survey tool includes questions about household's food consumption, main risk sources and coping strategies. The present research study draws information from this AMK survey database. The measures taken are applied to socio-economic cross-sectional data as of 2006/07 and validated with panel data from 2008.A theoretical framework is developed to examine the mechanisms through which the effects of the AMK services on its clients influence the household's ability to manage risk. It includes measurement aspects of a forward-looking concept of vulnerability to identify and capture its linkages to risks, shocks, and risk strategies of rural households. Secondly it incorporates the dynamic aspects of poverty by looking at temporal changes in absolute poverty levels. Moreover, it seeks to identify gaps and opportunities of microfinance services as a risk management strategy to reduce vulnerability.The results show that the fraction of vulnerable households (85%) facing a risk of poverty is considerably greater than what the static poverty assessment suggests. Results further show that the majority of the sample households are poor (72%) as of 2006 and 2007. Among the non-clients the figure is substantially lower with 58% poor households, whereas 75% of the AMK microfinance clients fall below the poverty line. This particular confirms the intended outreach targets of AMK.Furthermore, it could be ascertained that those clients who remained clients could significantly accumulate assets and became less dependent on agricultural activities. This is a good indication that AMK clients have safety nets and more strategic possibilities in case of future shocks.

Download or read book The Multidimensional Poverty Assessment Tool MPAT written by and published by . This book was released on 2010 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Multidimensional Poverty Assessment Tool (MPAT) was developed by the UN International Fund for Agricultural Development with a view to assess local-level poverty in rural regions around the globe. The MPAT is a survey-based thematic indicator of ten dimensions, from Food & Nutrition Security to Domestic Water Supply, Health & Healthcare, to Gender Equality. The aims of this validation report are: (a) to spot eventual conceptual and methodological shortcomings in the MPAT, (b) to identify suitable aggregation methods for the survey items, (c) to assess the internal consistency of the MPAT conceptual framework, and finally, (d) to offer snapshots of the MPAT results. The results show that the MPAT, upon some improvements throughout the entire development, would pass the "statistical" filters of index quality, and it could thus be reliably used to identify weaknesses and possible remedial actions, prioritize villages or even households with relatively low levels of rural poverty, and ultimately monitor and evaluate policy effectiveness. The analysis undertaken in this work provides no guarantee of the true ability of the MPAT to describe rural poverty world wide. Yet, it provides enough evidence that the MPAT cannot easily be falsified by methodological cunning.