Download or read book Long Term Care Insurance written by United States Accounting Office (GAO) and published by Createspace Independent Publishing Platform. This book was released on 2018-06-04 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Long-Term Care Insurance: Better Information Critical to Prospective Purchasers

Download or read book Longterm care insurance better information critical to prospective purchasers written by and published by DIANE Publishing. This book was released on with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Long term Care Insurance written by William Scanlon and published by . This book was released on 2000 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Long Term Care Insurance written by U S Government Accountability Office (G and published by BiblioGov. This book was released on 2013-06 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. Government Accountability Office (GAO) is an independent agency that works for Congress. The GAO watches over Congress, and investigates how the federal government spends taxpayers dollars. The Comptroller General of the United States is the leader of the GAO, and is appointed to a 15-year term by the U.S. President. The GAO wants to support Congress, while at the same time doing right by the citizens of the United States. They audit, investigate, perform analyses, issue legal decisions and report anything that the government is doing. This is one of their reports.

Download or read book Health Benefits and the Workforce written by and published by . This book was released on 1992 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Motivations and Barriers to the Purchase of Long term Care Insurance written by Wei Zhang and published by . This book was released on 1999 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Affordability of Long term Care written by United States. Congress. Senate. Committee on Finance and published by . This book was released on 2001 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Long term Care Insurance written by United States. General Accounting Office and published by . This book was released on 1992 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Sharing the Burden written by Joshua M. Wiener and published by Brookings Institution Press. This book was released on 1994 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The United states is engaged in a critically important and contentious debate on how to overhaul the health care system. The Clinton administration's call for major health care reform has brought national attention to solving the dual problems of uncontrolled cost increases and the lack of adequate health insurance. Although this debate focuses primarily on acute care, it is also about long-term care and about how to restructure the way that care is financed. Today the families of Americans suffering from chronic conditions that require long-term care either at home or in nursing homes often face financial catastrophe. With the ever-increasing elderly population the need to address long-term care financing is more crucial than ever." "Sharing the Burden examines a wide range of financing approaches to reforming long-term care and the impacts each would have over the next twenty-five years. It tackles the central issue in the long-term care debate - the relative roles of the public and private sectors. The authors urge that private insurance be encouraged and predict that it will grow. Nevertheless, private insurance will probably play a modest role in financing nursing home and at-home care. For this reason, careful attention must also be given to reforming public programs. They recommend a strategy that includes expanded social insurance covering more at-home care and limited nursing home care, liberalized eligibility requirements for medicaid so that complete impoverishment is not required before benefits are given, and an enhanced role for private insurance to provide asset protection to the upper-middle-income and wealthy elderly." "Using their original computer simulation model, the authors examine the costs of various public and private initiatives and who would pay for them. They conclude that the best strategy for reforming long-term care is a mix of public and private initiatives and, within the public sector, a combination of social insurance and medicaid changes." "This book underscores the urgent need to restructure the American health care system and provides essential information for everyone concerned about its future."--BOOK JACKET.Title Summary field provided by Blackwell North America, Inc. All Rights Reserved

Download or read book Long term Care Insurance written by United States. Congress. Senate. Special Committee on Aging and published by . This book was released on 2001 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Long Term Care Insurance Better Controls Needed in Sales to People With Limited Financial Resources written by and published by . This book was released on 1992 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt: To provide information on financial factors that limit the purchase of long-term care insurance, we reviewed two studies: one by research the Brookings Institution, and the other by the Families USA Foundation and the United Seniors Health Cooperative. We also reviewed research conducted by the Agency for Health Care Policy and Research of the Department of Health and Human Services, which addresses the elder population that may not be able to obtain long-term care insurance because of health problems. To provide information on companies' sales policies, we obtained information from eight companies that sell individual long-term care insurance policies nationally. We selected these companies because information obtained from insurance companies and other sources indicated that, as of December 1990, their long-term care business collectively represented about one-half of the policies sold in this country. One of the eight companies sold policies through captive agents only, sold through independent agents only, and four sold through both. One company sold through direct mail without the aid of agents. Because we had limited access to the insurance companies' records a) did not observe company practices and agent behavior first-hand, we on information the companies provided us. We obtained and reviewed(company's long-term care insurance policies, outlines of coverage, of applications, agent training manuals, underwriting guidance for agents and marketing material. When necessary, we interviewed officials from companies to obtain clarification of these materials. We also interviewed officials to determine the companies' policies regarding sales to low-income people. (KAR).

Download or read book Long Term Care Insurance written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-16 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: Long-Term Care Insurance: Oversight of Rate Setting and Claims Settlement Practices

Download or read book Long Term Care Planning Assuring Choice Independence and Financial Security written by Allen Hamm and published by Superior LTC Planning. This book was released on 2015-01-05 with total page 624 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Long term Care and Medicaid written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Health and published by . This book was released on 2005 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book J K Lasser s Choosing the Right Long Term Care Insurance written by Benjamin Lipson and published by John Wiley & Sons. This book was released on 2002-06-24 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: A PRACTICAL GUIDE TO THE COMPLICATED ISSUE OF LONG-TERM CARE INSURANCE "Next to buying the right long-term care insurance, buying and reading J.K. Lasser's Choosing the Right Long-Term Care Insurance is the best investment seniors and their families can make to help insure independence and dignity in their golden years." -Scott Harshbarger, President and CEO, Common Cause "An indispensable book for all those concerned that the cost of health care will rob their old age of dignity and independence. The author, Ben Lipson, an articulate advocate of patient rights and an authority on health insurance, provides a lucid road map in a terrain mined with hokum." -Bernard Lown, MD, winner of the Nobel Peace Prize "Long-term care insurance is a much-needed and valuable insurance concept, marketed in a maze filled with smoke and mirrors. Most of what passes for consumer guidance is just general information and superficial advice. But Ben Lipson's book takes you by the hand, leads you through the insurance labyrinth, and shines a much-needed light on the product." -Charlie Sabatino, President, National Academy of Elder Law Attorneys Critical coverage will help you: * Decide whether you are among the 40 percent of people who do not need to buy long-term care insurance * Receive the benefits you purchased when you have to make a claim * Distinguish between fact and fiction during a sales pitch J.K. Lasser--Practical Guides for All Your Financial Needs Please visit our Web site at www.jklasser.com

Download or read book Planning for Long term Care written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Health and published by . This book was released on 2006 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Improving the Quality of Long Term Care written by Institute of Medicine and published by National Academies Press. This book was released on 2001-02-27 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt: Among the issues confronting America is long-term care for frail, older persons and others with chronic conditions and functional limitations that limit their ability to care for themselves. Improving the Quality of Long-Term Care takes a comprehensive look at the quality of care and quality of life in long-term care, including nursing homes, home health agencies, residential care facilities, family members and a variety of others. This book describes the current state of long-term care, identifying problem areas and offering recommendations for federal and state policymakers. Who uses long-term care? How have the characteristics of this population changed over time? What paths do people follow in long term care? The committee provides the latest information on these and other key questions. This book explores strengths and limitations of available data and research literature especially for settings other than nursing homes, on methods to measure, oversee, and improve the quality of long-term care. The committee makes recommendations on setting and enforcing standards of care, strengthening the caregiving workforce, reimbursement issues, and expanding the knowledge base to guide organizational and individual caregivers in improving the quality of care.