Download or read book L influence du droit europ en sur la distribution des produits d assurance en written by Claire Quertain and published by . This book was released on 2021-12-14 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: Le droit de l'Union européenne opère une immixtion croissante en droit des assurances. Les textes européens, et en particulier la directive sur la distribution d'assurance (DDA), modifient désormais les contours français de la distribution d'assurance. Cette influence se traduit principalement par une amplification des contraintes selon deux aspects. Le premier aspect est le plus novateur en ce qu'il crée une protection globale de la clientèle en amont de l'acte de distribution. Celle-ci se traduit par un arsenal de lutte contre les conflits d'intérêts et des contraintes de gouvernance et de surveillance des produits. Ces règles nouvelles, qui suscitent certaines difficultés d'application, doivent permettre au preneur d'assurance de bénéficier d'un contexte plus favorable lorsqu'il souscrit ou adhère à un contrat d'assurance. Le second aspect concerne la protection du preneur d'assurance telle que connue en France, au niveau individuel. Il s'agit alors d'enrichir les obligations à la charge des professionnels en matière d'information et de conseil. Cette thèse met en perspective des apports de la DDA avec les précédents textes européens et les confronte au droit français préexistant. Elle mesure ce que le droit européen apporte au droit français en matière de distribution d'assurance et présente des clés de compréhension des nouvelles dispositions. Tout en interrogeant l'efficacité des dispositifs, elle envisage quels seront les prochains.
Download or read book Manuel de droit europ en des assurances written by Pauline Pailler and published by Bruylant. This book was released on 2022-11-24 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Le marché européen de l’assurance s’est construit de manière classique à partir des grands principes de liberté d’établissement et de libre prestation de services. À la différence des secteurs de la banque et de la finance, l’harmonisation ne s’y est toutefois réalisée que de manière imparfaite. C’est la nature essentiellement nationale du contrat d’assurance qui en est la cause. Ainsi, en dépit d’un encadrement renforcé des professionnels – s’agissant notamment de la réglementation prudentielle et de la distribution –, et de la mise en place de règles uniformes destinées à la protection du preneur, le contrat d’assurance demeure principalement régi par les lois nationales. Plusieurs facteurs d’évolution tempèrent néanmoins ce constat. La crise économique et financière de 2008, qui n’a pas épargné le secteur de l’assurance, même s’il n’a pas été le plus touché, a participé au renforcement de l’uniformisation. Elle a ainsi mis en évidence les insuffisances de la régulation européenne et montré combien était nécessaire un encadrement harmonisé de la matière. Les produits d’assurance peuvent en effet s’apparenter à des produits d’investissement – c’est le cas de certains contrats d’assurance-vie – et exposer le preneur à un risque de perte ; dans ce contexte, le législateur européen a procédé à un alignement progressif de la régulation du secteur de l’assurance sur celui des secteurs bancaire et financier, s’agissant notamment de la lutte contre le risque systémique. Il a ainsi, par exemple, mis en place un régime propre aux produits d’investissement fondés sur l’assurance. Au-delà de cette dimension financière, qui modifie en profondeur le droit européen des assurances, on peut constater l’influence grandissante de la réglementation européenne dite horizontale, issue du droit de la concurrence, du droit de la consommation, du droit fiscal, etc., qui s’applique au contrat d’assurance et le modèle indirectement. Le droit européen des assurances se trouve en outre confronté aux événements géopolitiques récents, en particulier au Brexit ou à la guerre en Ukraine, ainsi qu’aux grands débats de société que constituent le développement des technologies digitales (blockchain, intelligence artificielle), l’enjeu crucial du développement durable, et spécifiquement du changement climatique, ou encore le vieillissement de la population, auquel le législateur a apporté récemment une réponse par la création du label «PEPP», désignant les produits paneuropéens d’épargne-retraite individuelle. Autant de défis qui contribueront à façonner le droit européen des assurances de demain.
Download or read book Alexander Hamilton s Famous Report on Manufactures written by United States. Department of the Treasury and published by . This book was released on 1892 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Uniting of Europe written by Ernst B. Haas and published by . This book was released on 2020-11-15 with total page 642 pages. Available in PDF, EPUB and Kindle. Book excerpt: The University of Notre Dame Press is pleased to bring Ernst Haas's classic work on European integration, The Uniting of Europe, back into print. First published in 1958 and last printed in 1968, this seminal volume is the starting point for anyone interested in the pre-history of the European Union. Haas uses the European Coal and Steel Community (ECSC) as a case study of the community formation processes that occur across traditional national and state boundaries. Haas points to the ECSC as an example of an organization with the "power to redirect the loyalties and expectations of political actors." In this pathbreaking book Haas contends that, based on his observations of the actual integration process, the idea of a "united Europe" took root in the years immediately following World War II. His careful and rigorous analysis tracks the development of the ECSC, including, in his 1968 preface, a discussion of the eventual loss of the individual identity of the ECSC through its absorption into the new European Community. Featuring a new introduction by Haas analyzing the impact of his book over time, as well as an updated bibliography, The Uniting of Europe is a must-have for political scientists and historians of modern and contemporary Europe. This book is the inaugural volume of Notre Dame's new Contemporary European Politics and Society Series.
Download or read book Aanwinsten van de Centrale Bibliotheek Queteletfonds written by Bibliothèque centrale (Fonds Quetelet) and published by . This book was released on 1995 with total page 1332 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Collection of Essays by Legal Advisers of States Legal Advisers of International Organizations and Practitioners in the Field of International Law written by United Nations. Office of Legal Affairs and published by United Nations Publications. This book was released on 1999 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt: The world has changed radically since 1989, when the General Assembly declared the period from 1990 to 1999 as the United Nations Decade of International Law. During that time, the international community claimed some major achievements as reflected by the adoption of conventions and treaties. This publication presents a collection of essays from legal advisers of States and international organizations, all of whom are among those committed to promoting respect for international law. Their contribution provides a practical perspective on international law, viewed from the standpoint of those involved in its formation, application and administration.
Download or read book Marketing Crafts and Visual Arts written by International Trade Centre UNCTAD/WTO. and published by WIPO. This book was released on 2003-01-01 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide provides basic knowledge of marketing techniques and intellectual property for artisans, craft entrepreneurs and visual artists. It identifies relevant IP issues and ways of protecting creative output and lays out the costs and benefits. The chapters include: understanding the value of intellectual property; linking intellectual property to business development and marketing throughout the business cycle; how to protect crafts and visual arts; case studies.
Download or read book The Supply of Medical Isotopes written by and published by . This book was released on 2019 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report explores the main reasons behind the unreliable supply of Technetium-99m (Tc-99m) in health-care systems and policy options to address the issue. Tc-99m is used in 85% of nuclear medicine diagnostic scans performed worldwide – around 30 million patient examinations every year. These scans allow diagnoses of diseases in many parts of the human body, including the skeleton, heart and circulatory system, and the brain. Medical isotopes are subject to radioactive decay and have to be delivered just-in-time through a complex supply chain. However, ageing production facilities and a lack of investment have made the supply of Tc-99m unreliable. This report analyses the use and substitutability of Tc-99m in health care, health-care provider payment mechanisms for scans, and the structure of the supply chain. It concludes that the main reasons for unreliable supply are that production is not economically viable and that the structure of the supply chain prevents producers from charging prices that reflect the full costs of production and supply.
Download or read book Dealmaking written by Richard Razgaitis and published by John Wiley & Sons. This book was released on 2004-04-16 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: Applying practical tools to the volatile process of negotiating Prognosticators apply Monte Carlo Analysis (MCA) to determine the likelihood and significance of a complete range of future outcomes; Real Options Analysis (ROA) can then be employed to develop pricing structures, or options, for such outcomes. Richard Razgaitis' Dealmaking shows readers how to apply these powerful valuation tools to a variety of business processes, such as pricing, negotiating, or living with a "deal," be it a technology license, and R&D partnership, or an outright sales agreement. Dealmaking distinguishes itself from other negotiating guides not only by treating negotiations as an increasingly common situation, but also by presenting a tool-based approach that creates flexible, practical valuation models. This forward-thinking guide includes a variety of checklists, case studies, and a CD-ROM with the appropriate software. Richard Razgaitis (Bloomsbury, NJ) is a Managing Director at InteCap, Inc. He has over twenty-five years of experience working with the development, commercialization, and strategic management of technology, seventeen of which have been spent in the commercialization of intellectual property.
Download or read book Canadian Periodical Index written by and published by . This book was released on 1995 with total page 1516 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Treaty Series Recueil Des Traites written by United Nations and published by UN. This book was released on 2007-11-02 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book National Parliaments on Their Ways to Europe written by Andreas Maurer and published by . This book was released on 2001 with total page 536 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gennemgang af de nationale parlamenters tilpasning til udviklingen i EU's institutioner og procedurer
Download or read book A Global History of Consumer Co operation since 1850 written by and published by BRILL. This book was released on 2017-07-03 with total page 877 pages. Available in PDF, EPUB and Kindle. Book excerpt: With contributions from over 30 scholars, A Global History of Consumer Co-operation surveys the origins and development of the consumer co-operative movement from the mid-nineteenth century until the present day. The contributions, covering the history of co-operation in different national contexts in Europe, the Americas, Asia and Australasia, illustrate the wide variety of forms that consumer co-operatives have taken; the different political, economic and social contexts in which they have operated; the ideological influences on their development; and the reasons for their expansion and decline at different times. The book also explores the connections between co-operatives in different parts of the world, challenging assumptions that the story of global co-operation can be traced exclusively to the 1844 Rochdale Co-operative Society. Contributors are: Amélie Artis, Nikola Balnave, Patrizia Battilani, Johann Brazda, Susan Fitzpatrick-Behrens, María Eugenia Castelao Caruana, Kay-Wah Chan, Bernard Degen, Danièle Demoustier, Espen Ekberg, Dulce Freire, Katarina Friberg, Mary Hilson, Mary Ip, Florian Jagschitz, Pernilla Jonsson, Kim Hyung-mi, Akira Kurimoto, Simon Lambersens, Catherine C LeGrand, Ian MacPherson, Francisco José Medina-Albaladejo, Alain Mélo, Jessica Gordon Nembhard, Silke Neunsinger, Greg Patmore, Joana Dias Pereira, Michael Prinz, Siegfried Rom, Robert Schediwy, Corrado Secchi, Geert Van Goethem, Griselda Verbeke, Rachael Vorberg-Rugh, Mirta Vuotto, Anthony Webster and John Wilson.
Download or read book Governing Africa s Forests in a Globalized World written by Laura Anne German and published by Routledge. This book was released on 2009-12-01 with total page 435 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many countries around the world are engaged in decentralization processes, and most African countries face serious problems with forest governance, from benefits sharing to illegality and sustainable forest management. This book summarizes experiences to date on the extent and nature of decentralization and its outcomes - most of which suggest an underperformance of governance reforms - and explores the viability of different governance instruments in the context of weak governance and expanding commercial pressures over forests. Findings are grouped into two thematic areas: decentralization, livelihoods and sustainable forest management; and international trade, finance and forest sector governance reforms. The authors examine diverse forces shaping the forest sector, including the theory and practice of decentralization, usurpation of authority, corruption and illegality, inequitable patterns of benefits capture and expansion of international trade in timber and carbon credits, and discuss related outcomes on livelihoods, forest condition and equity. The book builds on earlier volumes exploring different dimensions of decentralization and perspectives from other world regions, and distills dimensions of forest governance that are both unique to Africa and representative of broader global patterns. The authors ground their analysis in relevant theory while drawing out implications of their findings for policy and practice.
Download or read book Culture 2030 indicators written by UNESCO and published by UNESCO Publishing. This book was released on 2019-11-18 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Legal and Regulatory Framework for Environmental Impact Assessments written by Mohamed Abdelwahab Bekhechi and published by World Bank Publications. This book was released on 2002-01-01 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: An Environmental Impact Assessments (EIA) is a procedure for evaluating the impact of proposed activities on the environment. In modern Africa, EIAs are a growing reality and a matter of law in 22 sub-Saharan African countries. This volume examines various aspects of EIA legislation in these countries, including: definitions and prescribed activities; public participation and consultation; the review process and the quality of EIA reports; monitoring and enforcement; compatibility; and transboundary issues. It highlights the role and degree of public participation for the further development of EIA law and policy.
Download or read book The Law of Green and Social Procurement in Europe written by Roberto Caranta and published by Djoef Publishing. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The main objective of public procurement regulation is to provide a government with the supplies and works it needs to operate. This primary objective is connected to the principle of value for money, and for the European Union, with the aim of ensuring the functioning of the internal market in public procurement. However, other objectives related to environmental and social concerns have always played a role as well. These range from the award of contracts, to workshops for the disabled, to strict environmental specifications. These 'secondary' or 'horizontal' objectives, also referred to as 'green procurement' or 'social procurement, ' are the subject of this book. The analysis covers the EU internal market law of green and social procurement, with emphasis on the interpretation, implementation, and practice, in a range of Member States of the EU, and includes a comparative study
