Download or read book Talking Dollars and Making Sense written by Brooke M. Stephens and published by McGraw Hill Professional. This book was released on 1997 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to hold onto hard-earned prosperity.

Download or read book Improving Financial Literacy written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2007 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Improving financial literacy working together to develop private sector coordination and solutions hearing written by and published by DIANE Publishing. This book was released on with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Financial Empowerment in the African American Church written by Rev. Dr. Donna Taylor and published by Balboa Press. This book was released on 2018-01-17 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work captures the historical and cultural context for financial literacy in the twenty-first century in view of the Great Recession of 2008 to 2009.

Download or read book Improving Consumer Financial Literacy Under the New Regulatory System written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2009 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Capitalism written by Lewis Eldridge and published by . This book was released on 2016-05-22 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the wealthiest 1% of the entire American population owns 99% of the United States' total cumulative wealth, likewise, the wealthiest 1% of all African-Americans currently owns 56% of the combined African-American cultural wealth as of 2011. This phenomenon occurred within the exact same two decades of capitalistic victory celebrations after the end of the Cold War, in 1991. During the same 20 years, 1991-2011, exactly one generation, while the U.S. experienced the decadence of toxic leveraged debt leading to the greatest housing market crash in the history of humanity, a global economic crisis, and the Great Recession, African-Americans, simultaneously, experienced the rise of the celebrity class which established the obvious realities of assimilation, acculturation, and the polarization of internal ethnic and cultural capitalism, i.e., the rich and the poor class. According to projections, complete assimilation will occur, mirroring the present American economic polarization of wealth, when the richest 1% of all African-Americans will own 98% of their entire net-worth by 2026. Slavery is no longer blatantly existent but abstract through various forms of enslavement. Segregation is no longer spatial or racial but internal. The oppressor is no longer racism, its classism. The greatest division in America is between the "haves" and "have-not's"!

Download or read book The Word on Finances written by Larry Burkett and published by Moody Publishers. This book was released on 2015-06-22 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every Bible verse on finances, all in one book In a world of shifting economic realities, few financial equations last very long. In the marketplace, countless writers, analysts, and con artists clamor for the public ear. Whose voice can we trust? Which financial principles will stand the test of time? The Word on Finances sorts through the clamor of advice, plans, and ideas to bring us back to the final word we most need to hear: God’s. Author Larry Burkett has organized an invaluable collection of relevant Scriptures into one easy-to-reference volume. Topically arranged New American Standard Bible passages and a concordance focus attention on 70 areas of finance and stewardship, all grouped under 8 headings: Right attitudes Wrong attitudes Credit Giving and providing God’s blessings and curses Investing Work and Wages Government Borrowing, bribery, planning, saving, taxes, and more—if the Bible mentions it, it’s in this book. With Burkett’s practical wisdom opening each topical selection, The Word on Finances is a go-to guide for spending money wisely and in a way that honors God.

Download or read book Improving Financial Literacy in the United States written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Communities in Action written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2017-04-27 with total page 583 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.

Download or read book Do I Look Like an ATM written by Sabrina Lamb and published by Chicago Review Press. This book was released on 2013 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Offers advice to African American parents on teaching their children healthy financial lessons.

Download or read book The Rise and Fall of the Freedman s Savings Bank written by Rodney A. Brooks and published by Spiramus Press Ltd. This book was released on 2024-04-13 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: The author tells the history of the Freedman’s Savings Bank, how it grew much too quickly, why it failed and the impact on Black America. The end of slavery in the United States left thousands of enslaved people with the need to survive the transition to freedom, including food, clothing, shelter, and medical care. They would also need education, money and financial services. In 1865 Congress passed legislation to create the Freedman’s Bureau to provide those services. It also created the Freedman’s Savings Bank. Large numbers of the formerly enslaved people had been paid for service in the Union Army – the first time many had cash. And they had no safe depository. The Freedman’s Bank offered that, expanding quickly and gained millions in deposits – mostly ranging from $5 to $50. But inexperience and corruption doomed it to failure, costing many of the small depositors their savings. Some of the biggest issues facing Black consumers today may be able to trace their roots back to this debacle, from the historical distrust in banks to the racial wealth gap. Why publish now? On the heels of the social justice protests of 2020 and the Covid pandemic, some of the persistent and long-lasting problems facing Black Americans bubbled to the top. Black Americans suffered more than White Americans – they got sicker and died more frequently. In addition, they bore the brunt of the job losses economically and business failures. White Americans (and many Black Americans) learned about how vibrant Black communities like Black Wall Street in Tulsa, Oklahoma, were burned to the ground by angry White mobs, destroying generational Black wealth. The racial wealth gap was pushed to the forefront of the debates. Many of those issues in the wealth gap – including the distrust of Banks and the lack of generational wealth in the Black community can be traced back to the collapse of the Freedman’s Savings Bank and the resulting loss of wealth and generational wealth in Black America. This book will put the Freedman’s Savings Bank in the conversation with reparations, Baby Bonds and financial literacy.

Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Download or read book American Bankers Association Journal written by and published by . This book was released on 1927 with total page 1054 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Pay Yourself First written by Jesse B. Brown and published by Wiley. This book was released on 2001-10 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do we help make black America better? Jesse Brown reminds us that we gain financial success and security when we pay ourselves first.-Tavis Smiley, author of How to Make Black America Better: Leading Black Americans Speak Out ""Jesse Brown's commonsense approach is a surefire way to watch your money grow.""-Myra J., The Tom Joyner Morning Show Achieve your financial freedom with step-by-step instructions from award-winning investment manager Jesse B. Brown. Discover the easy-to-follow, down-to-earth secret to living your dreams, whether it's buying a new home, buying a new car, sending your children to college, retiring rich, or going on that once-in-a-lifetime vacation. Pay Yourself First is a must-have reference guide for all African Americans who want to experience their own financial security. If you make less than $30,000 a year-or if you are simply a first-time investor-here is your financial ""411"" on: * How to get out of debt and stay out of debt permanently * How to avoid the most common mistakes people make with their money * How to put time and money to work for you instead of against you * Everything you need to know about today's best investment options, including IRAs, insurance, stocks, bonds, and mutual funds Jesse Brown has already shown thousands and thousands of African Americans how to successfully manage their money-and make even more while they're doing it. Now you can begin your own journey to wealth. From free money for family emergencies to the fundamentals of saving and investing, Jesse Brown will give you the help you need to secure the things you want and be a winner.

Download or read book Financial Counseling written by Dorothy B. Durband and published by Springer. This book was released on 2018-10-16 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.

Download or read book The Federal Government s Role in Empowering Americans to Make Informed Financial Decisions written by United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs. Subcommittee on Oversight of Government Management, the Federal Workforce, and the District of Columbia and published by . This book was released on 2010 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book School Family and Community Partnerships written by Joyce L. Epstein and published by Corwin Press. This book was released on 2018-07-19 with total page 508 pages. Available in PDF, EPUB and Kindle. Book excerpt: Strengthen programs of family and community engagement to promote equity and increase student success! When schools, families, and communities collaborate and share responsibility for students′ education, more students succeed in school. Based on 30 years of research and fieldwork, the fourth edition of the bestseller School, Family, and Community Partnerships: Your Handbook for Action, presents tools and guidelines to help develop more effective and more equitable programs of family and community engagement. Written by a team of well-known experts, it provides a theory and framework of six types of involvement for action; up-to-date research on school, family, and community collaboration; and new materials for professional development and on-going technical assistance. Readers also will find: Examples of best practices on the six types of involvement from preschools, and elementary, middle, and high schools Checklists, templates, and evaluations to plan goal-linked partnership programs and assess progress CD-ROM with slides and notes for two presentations: A new awareness session to orient colleagues on the major components of a research-based partnership program, and a full One-Day Team Training Workshop to prepare school teams to develop their partnership programs. As a foundational text, this handbook demonstrates a proven approach to implement and sustain inclusive, goal-linked programs of partnership. It shows how a good partnership program is an essential component of good school organization and school improvement for student success. This book will help every district and all schools strengthen and continually improve their programs of family and community engagement.