Download or read book Housing Finance in the UK written by Kenneth Gibb and published by Bloomsbury Publishing. This book was released on 2016-02-18 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Housing finance is central to people's well-being, to the economy and to society as a whole. In this comprehensively updated and extensively revised text, the authors map out the shape of the UK's housing finance system - its public, private and voluntary sectors. The impact of recent change is assessed, as well as the forces that will shape change in the future. Like its predecessor, it will be essential reading for students and practitioners alike.
Download or read book Housing People Financing Housing written by Natalie Elphicke and published by . This book was released on 2010 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Affordable Housing Governance and Finance written by Gerard Van Bortel and published by Routledge. This book was released on 2018-09-03 with total page 505 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is a large shortage of affordable housing across Europe. In high‐demand urban areas housing shortages lead to unaffordable prices for many target groups. This book explores innovations to support a sufficient supply of affordable and sustainable rental housing. Affordable housing is increasingly developed, financed and managed by a mix of market, state, third sector and community actors. Recent decades in large parts of the Western world have consecutively shown state-dominated, non-profit housing sectors, an increased role for market forces and the private sector, and the rise of initiatives by citizens and local communities. The variety of hybrid governance and finance arrangements is predicted to increase further, leading to new affordable housing delivery and management models. This book explores these innovations, with a focus on developments across Europe, and comparative chapters from the USA and Australia. The book presents new thinking in collaborative housing, co-production and accompanying finance mechanisms in order to support the quantity and the quality of affordable rental housing. Combining academic robustness with practical relevance, chapters are written by renowned housing researchers in collaboration with practitioners from the housing sector. The book not only presents, compares and contrasts affordable housing solutions, but also explores the transferability of innovations to other countries. The book is essential reading for researchers and professionals in housing, social policy, urban planning and finance.
Download or read book Finance for Housing written by Davis, Cathy and published by Policy Press. This book was released on 2013-07-17 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: The global financial crisis of 2007-08 was triggered by sub-prime mortgage mis-selling in the US and the global sale of these debts as new bonds. Austerity programmes are designed to reduce the borrowing that governments undertook to stabilise failing banking systems but the UK's Coalition government is using 'austerity' as a cover to dismantle the welfare state. Housing is at the forefront of these changes. Mortgages and rental costs are rising as 'the market' dictates them, while people with low incomes now receive substantially less financial help from the welfare state. In this much-needed text by an experienced author with a policy background, current housing finance issues (and their history) are linked with broader social policy and political themes. It covers the finance of building and refurbishment, managing and maintaining property for all the different tenures (owner occupation, council housing, housing association and private renting), and discusses whether current arrangements are sustainable. Written for housing, social policy and politics students and staff, it is also accessible to anyone concerned about housing in Britain today.
Download or read book Affordable Housing Finance written by K. Hawtrey and published by Springer. This book was released on 2009-08-21 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: This text explores the vexing problem of housing exclusion and the related financial fallout, which has come into sharp relief since the onset of the housing-led global credit crisis. The book looks at the dimensions of affordable housing finance, compares current policy approaches in the US, UK and Australia, and works towards solutions.
Download or read book Housing Market Dynamics in Africa written by El-hadj M. Bah and published by Springer. This book was released on 2018-03-12 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book utilizes new data to thoroughly analyze the main factors currently shaping the African housing market. Some of these factors include the supply and demand for housing finance, land tenure security issues, construction cost conundrum, infrastructure provision, and low-cost housing alternatives. Through detailed analysis, the authors investigate the political economy surrounding the continent’s housing market and the constraints that behind-the-scenes policy makers need to address in their attempts to provide affordable housing for the majority in need. With Africa’s urban population growing rapidly, this study highlights how broad demographic shifts and rapid urbanization are placing enormous pressure on the limited infrastructure in many cities and stretching the economic and social fabric of municipalities to their breaking point. But beyond providing a snapshot of the present conditions of the African housing market, the book offers recommendations and actionable measures for policy makers and other stakeholders on how best to provide affordable housing and alleviate Africa’s housing deficit. This work will be of particular interest to practitioners, non-governmental organizations, private sector actors, students and researchers of economic policy, international development, and urban development.
Download or read book Understanding Housing Finance written by Professor of Social History Peter King and published by Routledge. This book was released on 2005-07 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses housing finance in political terms, thus providing a thorough analysis of the mechanisms and principles which are at the heart of current policies, and an understanding of the processes within housing finance.
Download or read book The Financialization of Housing written by Manuel B. Aalbers and published by Routledge. This book was released on 2016-05-05 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Due to the financialization of housing in today’s market, housing risks are increasingly becoming financial risks. Financialization refers to the increasing dominance of financial actors, markets, practices, measurements and narratives. It also refers to the resulting structural transformation of economies, firms, states and households. This book asserts the centrality of housing to the contemporary capitalist political economy and places housing at the centre of the financialization debate. A global wall of money is looking for High-Quality Collateral (HQC) investments, and housing is one of the few asset classes considered HQC. This explains why housing is increasingly becoming financialized, but it does not explain its timing, politics and geography. Presenting a diverse range of case studies from the US, the UK, the Netherlands, Germany, Italy and Spain, the chapters in this book include coverage of the role of the state as the driver of financialization processes, and the part played by local and national histories and institutions. This cutting edge volume will pave the way for future research in the area. Where housing used to be something "local" or "national", the two-way coupling of housing to finance has been one crucial element in the recent crisis. It is time to reconsider the financialization of both homeownership and social housing. This book will be of interest to those who study international economics, economic geography and financialization.
Download or read book Global Housing Markets written by Ashok Bardhan and published by John Wiley & Sons. This book was released on 2011-10-27 with total page 576 pages. Available in PDF, EPUB and Kindle. Book excerpt: A global look at the reasons behind the recent economic collapse, and the responses to it The speculative bubble in the housing market began to burst in the United States in 2007, and has been followed by ruptures in virtually every asset market in almost every country in the world. Each country proposed a range of policy initiatives to deal with its crisis. Policies that focused upon stabilizing the housing market formed the cornerstone of many of these proposals. This internationally focused book evaluates the genesis of the housing market bubble, the global viral contagion of the crisis, and the policy initiatives undertaken in some of the major economies of the world to counteract its disastrous affects. Unlike other books on the global crisis, this guide deals with the housing sector in addition to the financial sector of individual economies. Countries in many parts of the world were players in either the financial bubble or the housing bubble, or both, but the degree of impact, outcome, and responses varied widely. This is an appropriate time to pull together the lessons from these various experiences. Reveals the housing crisis in the United States as the core of the meltdown Describes the evolution of housing markets and policies in the run-up to the crisis, their impacts, and the responses in European and Asian countries Compares experiences and linkages across countries and points to policy implications and research lessons drawn from these experiences Filled with the insights of well-known contributors with strong contacts in practice and academia, this timely guide discusses the history and evolution of the recent crisis as local to each contributor's part of the world, and examines its distinctive and common features with that of the U.S., the trajectory of its evolution, and the similarities and differences in policy response.
Download or read book Housing Policy In The United States written by Paul Balchin and published by Routledge. This book was released on 2020-10-28 with total page 513 pages. Available in PDF, EPUB and Kindle. Book excerpt: Housing Policy in the United States is an essential guidebook to, and textbook for, housing policy, it is written for students, practitioners, government officials, real estate developers, and policy analysts. It discusses the most important issues in the field, introduces key concepts and institutions, and examines the most important programs. Written as an introductory text, it explains all concepts, trends, and programs without jargon, and includes empirical data concerning program evaluations, government documents, and studies carried out by the author and other scholars. The first chapters present the context surrounding US housing policy, including basic trends and problems, the housing finance system, and the role of the federal tax system in subsidizing homeowner and rental housing. The middle chapters focus on individual subsidy programs. The closing chapters discuss issues and programs that do not necessarily involve subsidies, including homeownership, mixed-income housing, and governmental efforts to improve access to housing by reducing discriminatory barriers in the housing and mortgage markets. The concluding chapter also offers reflections on future directions of US. housing policy.
Download or read book Housing Policy written by Paul Balchin and published by Routledge. This book was released on 2019-01-09 with total page 452 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now in its fourth edition, this textbook has been completely revised to examine the current state of housing policy in the UK. Exploring developments in housing policy made since Labour's 1997 electoral victory, the book addresses current issues including the 'brownfield versus greenfield' debate; the phasing out of renovation grants; the transfer of local authority housing to registered social landlords; boom, slump and boom in the owner-occupied sector. Other topics addressed range from regional policy and housing across the UK, to social exclusion, community care and homelessness.
Download or read book Housing Policy in Britain and Europe written by Gavin McCrone and published by Routledge. This book was released on 2017-09-19 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published in 1995. A comprehensive survey of housing policy throughout Europe, anchored in a thorough analysis of the UK, this book is a text for students of housing at the undergraduate and graduate levels. The book considers housing tenure types and looks at standards of living, housing stock, housing allowances and subsidies and European funds. There are separate chapters for France, Germany, Spain, The Netherlands and Sweden. The later chapters focus on Britain and look more in depth at population issues and economics and address regional policy.
Download or read book A New Model for Housing Finance written by Murtaza Baxamusa and published by . This book was released on 2020 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inequality and the urban growth machine -- A global problem of affordability -- This land is your land -- History of public investment in housing -- Finance and financialization -- Limitations of land-use planning -- Rebuilding the divided house.
Download or read book Why Can t You Afford a Home written by Josh Ryan-Collins and published by John Wiley & Sons. This book was released on 2018-11-26 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Throughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.
Download or read book Housing Policy and Practice written by Peter Malpass and published by Bloomsbury Publishing. This book was released on 1999-04-19 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Established as the leading text in the field, this thoroughly revised and updated edition provides a comprehensive account of the current issues, set in a clear historical context. It assesses the legacy of eighteen years of Conservative governments and the initial policy impact of New Labour and the problems and challenges it now confronts. This book remains essential reading for all who wish to understand and contribute to determining the pace and direction of change in housing into the twenty-first century.
Download or read book OECD Urban Policy Reviews Mexico 2015 Transforming Urban Policy and Housing Finance written by OECD and published by OECD Publishing. This book was released on 2015-01-06 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines how Mexico can develop more competitive, sustainable and inclusive cities; improve the capacities of institutions and foster greater collaboration among them, and how they can better fulfill their pension mandate.
Download or read book Housing Finance Mechanisms in Republic of Korea written by Seung Dong You and published by UN-HABITAT. This book was released on 2009 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:
