Download or read book Homeowners Insurance Explained written by Frank Corsica and published by . This book was released on 2017-02-13 with total page 159 pages. Available in PDF, EPUB and Kindle. Book excerpt: Frustrated with your insurance company? Wondering if your house is under-insured? Want to know what to expect when you file a claim? If you answered "yes" to any of these questions, then "Homeowners Insurance Explained" is for you. Packed with many short and easy-to-read informative topics, it's a valuable tool for anyone wanting to know the essentials of homeowners insurance but don't want to be bogged down with technical mumbo-jumbo. Topics of particular interest include how adjusters interpret the policy, what to do when your claim is denied, and how to ensure that your policy has enough coverage. Originally titled "Mold, Fire, Flood & Other Topics: Homeowners Insurance Explained" This is the second edition.
Download or read book Homeowners written by Diane Richardson and published by . This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Homeowners Coverage Guide covers the most important aspects, and provides analysis, of the Insurance Services Office Homeowners form. It focuses on the 2011 ISO homeowners coverage form (effective in May 2011) and the 2008 AAIS homeowners forms. The book expands the ever-popular "Coverage Scenarios," which provide real life as well as technical information on some of the most problematic of homeowners insurance issues. The Agents' Miscellany is updated to provide the agent with checklists and pertinent information needed to tailor a homeowners policy to a particular client's or prospect's needs. These checklists serve a dual purpose in helping to satisfy client needs while protecting agents against possible E&O exposure. The newest release of this industry standard delivers significant information, including these key topics: Comparison between ISO s 2000 and 2011 homeowners forms Comparison between ISO s 2011 and AAIS 2008 homeowners forms New coverage scenarios Discussion of new case law (and its implications). Enhancements to the Agent s Miscellany Analysis of three new Hot Topics, which contain references to various court rulings discussing: 1. the policy term where you reside 2. alcohol, drugs, and the homeowners exclusion 3. malicious prosecution
Download or read book Homeowners Coverage Guide written by Diane W. Richardson and published by . This book was released on 2014-07-18 with total page 486 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Complete Dictionary of Insurance Terms Explained Simply written by Melissa Samaroo and published by Atlantic Publishing Company. This book was released on 2011 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handy guide is designed to assist insurance agents and consumers by explaining these complicated and confusing terms in jargon-free language. More than 2,000 complicated terms are defined in easy to understand language. No category - health, life, automobile, homeowners, renter's, or workers compensation - is overlooked. The terms are listed in alphabetical order so you can easily find what you need to know and begin to feel more confident when dealing with all matters of insurance. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
Download or read book How to Insure Your Home written by First Last and published by Silver Lake Publishing. This book was released on 2015-02-25 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: A comprehensive guide to homeowners insurance for consumers, this book explains in simple terms the mechanics and pricing structures of standard insurance. It offers guidelines for comparing various policies and provides consumers with tips and tactics for getting the best coverage for their money. Easy-to-use forms make this an indispensable tool for well-informed homeowners.
Download or read book Mold Fire Flood and Other Topics written by Rafael Arcangel Martinez and published by . This book was released on 2004-03 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Competition in Homeowners Insurance in New York State written by New York (State). Insurance Department and published by . This book was released on 1972 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Catastrophe Insurance written by Martin F. Grace and published by Springer Science & Business Media. This book was released on 2003-06-30 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: 1. THE PROBLEM OF CATASTROPHE RISK The risk of large losses from natural disasters in the U.S. has significantly increased in recent years, straining private insurance markets and creating troublesome problems for disaster-prone areas. The threat of mega-catastrophes resulting from intense hurricanes or earthquakes striking major population centers has dramatically altered the insurance environment. Estimates of probable maximum losses (PMLs) to insurers from a mega catastrophe striking the U.S. range up to $100 billion depending on the location and intensity of the event (Applied Insurance Research, 2001).1 A severe disaster could have a significant financial impact on the industry (Cummins, Doherty, and Lo, 2002; Insurance Services Office, 1996a). Estimates of industry gross losses from the terrorist attack on September 11, 2001 range from $30 billion to $50 billion, and the attack's effect on insurance markets underscores the need to understand the dynamics of the supply of and the demand for insurance against extreme events, including natural disasters. Increased catastrophe risk poses difficult challenges for insurers, reinsurers, property owners and public officials (Kleindorfer and Kunreuther, 1999). The fundamental dilemma concerns insurers' ability to handle low-probability, high-consequence (LPHC) events, which generates a host of interrelated issues with respect to how the risk of such events are 1 These probable maximum loss (PML) estimates are based on a SOD-year "return" period.
Download or read book Homeowners Coverage Guide 6th Edition written by Diane W. Richardson and published by . This book was released on 2022-01-11 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by Diane W. Richardson, CPCU, a highly respected author and expert in the field, this book provides practical insights, advice, analysis and solutions regarding all key issues in the area of homeowners insurance. The edition you hold in your hand covers the ISO and AAIS homeowners coverage forms in-depth, along with the MSO policies, which have been adopted by many states. This new edition also includes our most popular features such as: Legal Analysis-with plain language explanations that clarify complex concepts Practical Expertise-delivering the perfect combination of real-life and technical perspectives Agent Tips-proven strategies for agents in placing business Case Studies-case studies of actual, real life coverage situations with solutions New in the 6th Edition: Discussion of new form HO 00 14 Contents Comprehensive Coverage Form New exclusions found in the updated forms New case studies/examples
Download or read book Insurance for Dummies written by Jack Hungelmann and published by John Wiley & Sons. This book was released on 2009-06-09 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers
Download or read book Earthquake Insurance in Turkey written by and published by World Bank Publications. This book was released on 2006-01-01 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: The persistent potential for large scale natural disasters has become a real concern for the Turkish government since the late 1990s, which ultimately led to the establishment of the Turkish Catastrophe Insurance Pool (TCIP). Among the main rationale of the creation of the TCIP were a grave government fiscal exposure to natural disasters and a disproportionately low level of catastrophe insurance penetration for such a disaster-prone country. Since the commencement of this program in 2000, the TCIP has provided coverage to more than 2 million households, being by far the largest insurance program in the country. In four years, the TCIP has managed to become one of the most trusted brand names in the Turkish insurance industry, and one of the largest catastrophe insurance pools in the world. Its success has also brought an international recognition, inspiring more than a dozen of countries world wide. The TCIP experience has also been a watershed for the World Bank as it has led to a rethinking of the roles of ex ante risk management relative to ex post donor support. This book presents the main technical imperatives and challenges in the development and the implementation of the TCIP and shows how a public-private partnership may be the way forward in the financing of natural disasters. If offers valuable advise and guidelines to policymakers involved in the development of catastrophe insurance programs.
Download or read book Fair Play written by Eve Rodsky and published by Penguin. This book was released on 2021-01-05 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: AN INSTANT NEW YORK TIMES BESTSELLER • A REESE'S BOOK CLUB PICK Tired, stressed, and in need of more help from your partner? Imagine running your household (and life!) in a new way... It started with the Sh*t I Do List. Tired of being the “shefault” parent responsible for all aspects of her busy household, Eve Rodsky counted up all the unpaid, invisible work she was doing for her family—and then sent that list to her husband, asking for things to change. His response was...underwhelming. Rodsky realized that simply identifying the issue of unequal labor on the home front wasn't enough: She needed a solution to this universal problem. Her sanity, identity, career, and marriage depended on it. The result is Fair Play: a time- and anxiety-saving system that offers couples a completely new way to divvy up domestic responsibilities. Rodsky interviewed more than five hundred men and women from all walks of life to figure out what the invisible work in a family actually entails and how to get it all done efficiently. With 4 easy-to-follow rules, 100 household tasks, and a series of conversation starters for you and your partner, Fair Play helps you prioritize what's important to your family and who should take the lead on every chore, from laundry to homework to dinner. “Winning” this game means rebalancing your home life, reigniting your relationship with your significant other, and reclaiming your Unicorn Space—the time to develop the skills and passions that keep you interested and interesting. Stop drowning in to-dos and lose some of that invisible workload that's pulling you down. Are you ready to try Fair Play? Let's deal you in.
Download or read book Bank On Yourself written by Pamela Yellen and published by Vanguard. This book was released on 2010-03-23 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.
Download or read book The Claim Game A Homeowner s Guide to Avoiding an Insurance Catastrophe written by Andrew Wallingford and published by . This book was released on 2009-08 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: In these troubled economic times a home is a precious commodity. Protecting that investment has never been more important for homeowners and property owners. When Mother Nature or good old fashion bad luck cause damage to a property, homeowners turn to their insurers to help them restore their property. Insurers, meanwhile, are as equally interested in enhancing their bottom lines as homeowners are in protecting their investment. When these interests collide, the claim game begins and the fight to protect your home and get what is owed you becomes a high stakes game of chance. Without the right guidance, without knowing the Rules of the Game--rules written by and for the insurers--you could find yourself on the losing end. The Claim Game levels the playing field between homeowners and insurers by giving homeowners the knowledge and tools needed to empower themselves so that they can get every penny owed them and claim victory. Discover the secrets to homeowner insurance settlement with the only step-by-step guide to property insurance claims written by an insurance insider. Exposing little-known methods that enable you to expedite your claim and get every penny owed you, The Claim Game is your comprehensive resource for homeowners insurance and property damage claims. The Claim Game will teach you how to: - Settle claims quickly and fairly. - Reduce or eliminate your deductible. - Decipher a policy so it makes sense. - Discover hidden coverages that protect you and save money. - Organize claim information to expedite your claim. - Get a denied claim covered. - Understand an estimate from a contractor or an insurer. - Select the right contractor to repair your home or property. Also included: - Claim-specific guidance for many types of losses including hurricane, tornado, earthquake, hail, fire and many others. - An in-depth exploration of the most common issues and concerns homeowners encounter. Don't let what you DON'T know cost you!
Download or read book The Homeowners Insurance Crisis written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2009 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Homeowners Coverage Guide written by Diane Richardson and published by . This book was released on 1999 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Help your clients protect their biggest investment and understand what is (and isn't) covered in common policies. Included in this guide's extensive information you'll find an explanation of HO-3, homeowners coverage for home business, and information about today's hot topics such as collapse coverage and sexual molestation.
Download or read book The Homeowners Insurance Crisis and Its Impact on Communities Homeowners and the Economy written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2008 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
