Download or read book Home Buying for Smarties written by Charles Chaplin and published by . This book was released on 2013-01 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: Save your time and money by becoming an informed home buyer! This book provides you with hands-on, agent-in-the-field, advice and real life stories (some humorous) to back up the tips and information provided. Learn all of the home buying steps from A to Z, including a Glossary that explains real estate terms in easy to understand language. Organize your home search, choose your team, find out how to avoid manipulators, and predatory lenders. Learn what questions to ask and red flags to watch out for! What to do in a multiple offer scenario, what is earnest money, what are the extra steps in a condo purchase, institutional lender vs. a mortgage broker, what is dual agency and is it in your best interest? Whether you are a first time home buyer or a repeat home buyer, this book has great, no-hype, detailed, insider information; something for everyone! Written by a veteran real estate Managing Broker who has taught hundreds of free, certified home buyer classes.
Download or read book Joe Celko s SQL for Smarties written by Joe Celko and published by Morgan Kaufmann. This book was released on 2000 with total page 580 pages. Available in PDF, EPUB and Kindle. Book excerpt: An industry consultant shares his most useful tips and tricks for advanced SQL programming to help the working programmer gain performance and work around system deficiencies.
Download or read book Home Buying Kit For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2016-03-01 with total page 487 pages. Available in PDF, EPUB and Kindle. Book excerpt: America's #1 bestselling home buying guide Are you looking to buy a house, but don't quite know where to begin? Have no fear! This new edition of Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and strategies for buying a home in current market conditions. Packed with valuable tips for getting the best deal on your new home and navigating an ever-changing housing market, it shows you how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. Thanks to looser lending standards, lower down payment mortgages, and a wider selection of homes to choose from, first-time homebuyers are making a comeback in the housing market. But if you don't know a Colonial from a counter offer, the process of buying a home can be daunting. Luckily, this bestselling guide is here to take the confusion out of the process! In plain English, it provides step-by-step guidance for buying the home of your dreams, from inspecting a property to evaluating a location to making sense of loan applications, tax documents, and counter offer forms. Negotiate your best deal and obtain a lower down payment mortgage Improve your credit score Make sense of changing lending standards Take the confusion out of lending laws, mortgage rates, and marketplace conditions Whether you're a renter, investor, or current homeowner, everything you need to plant roots in a new home sweet home is just a page away.
Download or read book Home Selling for Smarties written by Charles Chaplin and published by . This book was released on 2013-03-01 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: Save your time and money by becoming an informed home seller! This book provides you with hands-on, agent-in-the-field, advice and real life stories (some humorous) to back up the tips and information provided. Learn all of the home selling steps from A to Z, including a Glossary that explains real estate terms in easy to understand language. Organize your home sale, find out how to interview agents and avoid manipulators. Learn what questions to ask and red flags to watch out for! What is a seller disclosure statement? What are the extra steps in a condo sale? When is a Resale Certificate needed and how much does it cost? What is dual agency and is it in your best interest? How do I choose my list price? When should I receive an Estimated Seller's Net Proceeds sheet? What is really crucial when marketing my property? What are the important factors when reviewing an offer? What are the traits of a good listing agent? Whether you are a first time home seller or a repeat home seller, this book has great, no-hype, detailed, insider information; something for everyone! Written by veteran Managing Broker who has taught hundreds of free, certified real estate consumer classes.
Download or read book Joe Celko s SQL for Smarties written by Joe Celko and published by Elsevier. This book was released on 2010-07-26 with total page 839 pages. Available in PDF, EPUB and Kindle. Book excerpt: SQL for Smarties was hailed as the first book devoted explicitly to the advanced techniques needed to transform an experienced SQL programmer into an expert. Now, 10 years later and in the third edition, this classic still reigns supreme as the book written by an SQL master that teaches future SQL masters. These are not just tips and techniques; Joe also offers the best solutions to old and new challenges and conveys the way you need to think in order to get the most out of SQL programming efforts for both correctness and performance. In the third edition, Joe features new examples and updates to SQL-99, expanded sections of Query techniques, and a new section on schema design, with the same war-story teaching style that made the first and second editions of this book classics. - Expert advice from a noted SQL authority and award-winning columnist, who has given ten years of service to the ANSI SQL standards committee and many more years of dependable help to readers of online forums. - Teaches scores of advanced techniques that can be used with any product, in any SQL environment, whether it is an SQL-92 or SQL-99 environment. - Offers tips for working around system deficiencies. - Continues to use war stories--updated!--that give insights into real-world SQL programming challenges.
Download or read book Home Buying Kit For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2020-03-13 with total page 509 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your turn-key guide to crucial information about buying a new home before you take the plunge Home Buying Kit For Dummies, 7th Edition simplifies and explains the home-buying process to new home buyers everywhere. Authors Eric Tyson, MBA and Ray Brown inform and educate readers in the simple, straightforward and incisive style the For Dummies series is known for across the world. This book covers all the topics necessary to tackle the purchase of a home with confidence, including: Complete coverage of new US tax rules and strategies What's happening with home financing given the high home prices and fluctuating economies found in many markets How to compare renting and buying in light of new rules regarding mortgage interest and property tax write-offs Updated coverage of internet resources and how to best utilize them as a buyer The 7th Edition of Home Buying Kit For Dummies offers brand new content of particular interest to millennial homebuyers, as well as freshly updated online companion content.
Download or read book The Complete Idiot s Guide to Buying a Home written by Peter Richmond and published by Penguin. This book was released on 2010-01-05 with total page 454 pages. Available in PDF, EPUB and Kindle. Book excerpt: In real estate, it's a buyer's market—and here is the buyer's bible . . . Buying a home is the single most important financial move in most people's lives. This book covers a variety of topics including inspecting, evaluating, negotiating, financing, contracts, and legal issues. It also breaks down the roles of the key players and what these professionals, agents, brokers, and inspectors are responsible for—and when to go it alone. The thorough advice, covering everything from buying houses at auctions to what neighborhood to live in, will provide reassurance for every soon–to–be homeowner. • A necessary tool for those who plan to buy homes and even current homeowners in order to keep up with an ever changing market • Will be published in time for spring, when most people start looking into buying new homes • Covers a broad range of buying options and homeowner's needs
Download or read book Home Truths written by Jill MacLean and published by DCB. This book was released on 2010-09-01 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Brick’s home life is a horror show. His dad has a temper like a pressure valve; you never know when he’s going to blow. His mom’s a self-absorbed flake who leaves the care of his little sister to Brick. A guy could go crazy with all that tension. It’s no wonder Brick has to let off a little steam of his own once in a while. It’s not like he’s anything remotely like his dad. The day he turns sixteen, Brick’s out of there. This summer he’s going to take up Mr. Larkin’s offer of work, even though he’s been forbidden to “fraternize with the neighbors.” And he’s going to earn enough money to escape. Get out and never look back. But who will his dad turn to when he doesn’t have a son to kick around anymore? A compulsive read by a two-time winner of the Ann Connor Brimer Award, Home Truths is a revealing portrait of a bully-in-training and his journey to redemption.
Download or read book Open Doors written by Grace Hudson and published by Grace Hudson. This book was released on 2016-02-27 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Mortgages For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2008-11-17 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to: Match your mortgage to your financial goals Qualify for a mortgage even when money is tight Find the right loan for you Choose the best lender/broker Negotiate the best terms Calculate your costs and payments Understand and complete all paperwork Refinance an existing mortgage Understand and consider special situation loans Explore reverse mortgages and other options Decipher amortization tables and comparison worksheets Use the Internet wisely when mortgage shopping Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!
Download or read book A Fistful of Marigolds written by Joyce Worsfold and published by Fishcake Publications. This book was released on 2014-05-17 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: It’s the beginning of new school term in 1973 and Kathy Johnson needs a fresh start. Thirty, unmarried and an overworked teacher in a primary school on a run-down council estate, she is beginning to feel that life has passed her by. She needs to move on, but is still haunted by a tragic secret from her past. However, the disadvantaged people of Becklefield have problems of their own and it’s not long before Kathy is irresistibly, compassionately and sometimes unwillingly drawn into their tumultuous lives. A devastating fire; mice and marigolds, parental abuse and apathy, community poverty and passion, plus knights, castles, cub scouts and hilarious days out to the seaside all become entwined into yet another hectic school year. Kathy needs faith and hope to get through and perhaps with the help of the loving church community she can. Add to that a boy obsessed by Beethoven, a girl who finds hope through a love of flowers and the confusion of several children from the estate all sharing one father exquisitely wrapped up in two poignant love stories, one delightfully her own, and the heart-warming tale of Kathy’s life turns prejudices and assumptions upside down and tells just how it is in the chaotic neighbourhood surrounding an inner-city primary school. ''We are great admirers of Joyce Worsfold's writing. This book is filled with love, and we know that it will be enjoyed by many, many people.' Adrian and Bridget Plass 'If you enjoy a warm-hearted, life-affirming and penetrating read then 'A Fistful of Marigolds' is for you. Written in a lively, accessible and entertaining style, the story captures the joys, misfortunes, the pleasures and the heartbreaks of an inspirational teacher who clearly loved her work with children.' Gervase Phinn
Download or read book Keep Calm It s Just Real Estate written by Egypt Sherrod and published by Running Press Adult. This book was released on 2015-03-10 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: HGTV host and experienced real estate expert, Egypt Sherrod, demystifies the home buying experience for first-timers as well as relocaters, with a touch of sass and brilliant organizing tips and lists. Egypt Sherrod takes nervous prospective home-buyers by the hand and lead them through the home-buying process. She does it as host of HGTV's highly-rated show, Property Virgins, and Flipping Virgins. In this practical, accessible book, Sherrod translates her reassuring advice onto the pages of this no-stress guide to buying a home. Sherrod simplifies the many steps of the process, and giving readers/buyers invaluable information, including: Top ten things to consider before buying a home How sticking with one agent works in your favor Eight ways to be an attractive homebuyer on paper, and ease the mortgage-approval process What to do in a bidding war Why you should never overlook the home inspection And much more! Sherrod provides plenty of anecdotes, handy lists, and even a glossary to ensure that readers keep organized, stress-free . . . and experience the thrill of home ownership.
Download or read book For Sure written by France Daigle and published by House of Anansi. This book was released on 2013-07-05 with total page 873 pages. Available in PDF, EPUB and Kindle. Book excerpt: For Sure is among other things a labyrinth, a maze, an exploration of the folly of numbers, a repository, a defense and an illustration of the Chiac language. Written in dazzling prose — which is occasionally interrupted by surprising bits of information, biography, and definitions that appear on the page — Daigle perfectly captures the essence of a place and offers us a reflection on minority cultures and their obsession with language. It is also the continuing story of Terry and Carmen, familiar to us from previous works, their children Etienne and Marianne, and all those who gravitate around the Babar, the local bar in Moncton — the Zablonskis, Zed, Pomme — artists and ordinary people who question their place in the world from a distinct point of view that is informed by their geography, and by their history, politics, and culture. Masterfully translated from French by award-winning translator Robert Majzels, For Sure is the moving story of a family and a surprising, staggeringly original work that represents a corner of our country.
Download or read book Sourcebook On Intellectual Property Law written by Peter Groves and published by Psychology Press. This book was released on 1997 with total page 746 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work summarizes and synthesizes the substantial crime prevention literature to provide an approachable and comprehensive text for students. It sets out a critical analysis in the context of the politics of criminal justice policy.
Download or read book Masters of the House written by Robert Barnard and published by Simon and Schuster. This book was released on 2013-03-21 with total page 199 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hiding their father’s insanity after the death of their mother in order to keep their family together, two resourceful adolescents, Matthew and Annie, find their plans thwarted when they discover a body in their backyard.
Download or read book Database Design for Smarties written by Robert J. Muller and published by Morgan Kaufmann. This book was released on 1999-03-08 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: Craft the Right Design Using UML Whether building a relational, object-relational, or object-oriented database, database developers are increasingly relying on an object-oriented design approach as the best way to meet user needs and performance criteria. This book teaches you how to use the Unified Modeling Language-the official standard of the Object Management Group-to develop and implement the best possible design for your database. Inside, the author leads you step by step through the design process, from requirements analysis to schema generation. You'll learn to express stakeholder needs in UML use cases and actor diagrams, to translate UML entities into database components, and to transform the resulting design into relational, object-relational, and object-oriented schemas for all major DBMS products. Features Teaches you everything you need to know to design, build, and test databases using an OO model. Shows you how to use UML, the accepted standard for database design according to OO principles. Explains how to transform your design into a conceptual schema for relational, object-relational, and object-oriented DBMSs. Offers practical examples of design for Oracle, SQL Server, Sybase, Informix, Object Design, POET, and other database management systems. Focuses heavily on re-using design patterns for maximum productivity and teaches you how to certify completed designs for re-use.
Download or read book Anxious Girl written by Rosa Silva and published by Rosa Silva. This book was released on 2024-03-05 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: No one’s ever told Mel that she didn't have to be perfect. Meet Mel: She’s a dedicated workaholic and chronic people-pleaser who spends her weekends drowning her loneliness in alcohol. A meticulous planner, Mel's world takes a turn when a panic attack forces her to reassess the pursuit of flawlessness. Seeking refuge, she escapes to the Azores, reconnecting with her estranged aunt and collaborating with photographer Carlos to capture the island's breathtaking beauty, all while waiting for her elusive boyfriend. Yet, even in this picturesque escape, her inner struggles persist, leading her back to familiar vices. Amid the backdrop of unfulfilled relationships and crippling anxiety, a meaningful bond blossoms between Mel and Carlos. He becomes the dependable friend, her unwavering rock. As their connection deepens, Mel faces a pivotal choice that can change her life forever. Torn between two paths, she must choose what she truly wants. Join Mel on this heartfelt journey as she navigates the challenges of anxiety, seeking liberation from society's expectations. Witness her discovery of inner strength, empowering her to rewrite her own story. Funny and moving, sweet and inspiring, "Anxious Girl" is a poignant narrative that explores the layers of anxiety, revealing the courage needed to seek help and the resilience to forge a new path.
