Download or read book Questions Answers written by and published by . This book was released on 1996 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Health Insurance Continuation Coverage Under COBRA written by and published by . This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most Americans with private group health insurance are covered through an employer, coverage that is generally provided to active employees and their families. A change in an individual's work or family status can result in loss of coverage. In 1985, Congress enacted legislation to provide temporary access to health insurance for qualified individuals who lose coverage due to such changes. Under Title X of the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA, P.L. 99-272), an employer with 20 or more employees must provide those employees and their families the option of continuing their coverage under the employer's group health insurance plan in the case of certain events. The coverage, usually for 18 months, can last up to 36 months, depending on the nature of the triggering event. The employer is not required to pay for this coverage; instead, the beneficiary can be required to pay up to 102% of the premium. Employers who fail to provide the continued health insurance option are subject to penalties. The Trade Act of 2002 provided a tax credit for the purchase of health insurance (including COBRA coverage) for workers certified as adversely affected by foreign trade. In 1987, the Internal Revenue Service issued proposed regulations providing guidance for employers on COBRA. The regulations were finalized in February 1999 and January 2001. Final regulations regarding COBRA notification requirements were issued by the Department of Labor in May 2004. Some maintain that in requiring employers to provide former employees with the option of continuing their health insurance coverage, COBRA has resulted in extra costs for employers (in the form of increased premiums for employers' group health insurance policies), as well as added administrative burdens. In contrast, others maintain that COBRA should be expanded to include new eligibility categories and longer coverage periods, so that more workers and their families have a source of group health insurance coverage during periods of job or family transitions. They argue that the financial and administrative burdens on employers have been exaggerated. This report provides background information on continuation health insurance under COBRA and on the COBRA population. It will be updated as events warrant.

Download or read book Employment based Health Insurance written by Patrice Flynn and published by . This book was released on 1992 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book A Look at Health Benefits and the Workforce written by and published by . This book was released on 1992 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Health Insurance Continuation Coverage Under C O B R A written by Beth Carol Fuchs and published by . This book was released on 1996 with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Private Health Insurance written by and published by . This book was released on 1998 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Recent Changes in Health Care Law written by Barry Leonard and published by DIANE Publishing. This book was released on 1999-06 with total page 71 pages. Available in PDF, EPUB and Kindle. Book excerpt: Will assist employers who sponsor group health plans in understanding their obligations under the law & to educate workers & their families about their rights. Provides an overview of recent changes in the law that may affect health benefits. The questions & answers address the benefits & requirements of four pieces of legislation & the regulations that interpret them: The Health Insurance Portability & Accountability Act of 1996 (HIPAA); The Newborns' & Mothers' Health Protection Act of 1996 (the Newborns' Act); The Mental Health Parity Act of 1996 (MHPA); & The Women's Health & Cancer Rights Act of 1998 (WHCRA). Appendices.

Download or read book Employee Benefits written by United States. General Accounting Office and published by . This book was released on 1991 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Health Insurance Continuation Coverage Under COBRA written by and published by . This book was released on 2004 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Health Benefits Coverage Under Federal Law written by and published by . This book was released on 2007 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Health Insurance written by William S. Stevens and published by Nova Publishers. This book was released on 2003 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The health insurance issues and background covered in this new book encompass the latest and most controversial problems and events in an area of crucial interest to everyone. The latest statistics indicate more than 45 million people are currently uninsured; a number which is consistently increasing. This dire situation forms part of a sociological crisis in America where a large segment of the population will be subject to severe health problems while the wealthy enjoy first rate medical care and longevity. Contents: Introduction; Health Insurance and Medical Care: Physician Services under Managed Care; Health Insurance: Reforming the Private Market; The Health Insurance Portability and Accountability Act; HIPAA): Summary of the Administrative Simplification Provisions; Health Insurance: Explaining Differences in Counts of the Uninsured; Health Insurance: Federal Data Sources for Analyses of the Uninsured; Health Insurance Continuation Coverage under COBRA; Health Insurance for Federal Employees and Retirees; Health Insurance for Displaced Workers; Health Insurance: Uninsured by State, 2001; Health Insurance Coverage: Characteristics of the Insured and Uninsured Populations in 20

Download or read book Health Insurance Continuation Coverage Under COBRA written by Ryan J. Russo and published by . This book was released on 2020 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Health Benefits and the Workforce written by and published by . This book was released on 1992 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book How to Make Sense of Health Insurance in America written by Timothy J. Pitcher and published by Trafford Publishing. This book was released on 2005-09 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does your employer have to cover maternity? Are cash-based physicians changing the way Americans access health care? How to Make Sense of Health Insurance in America explains the nuances of group and individual health insurance and the emerging trends in health care delivery and financing.

Download or read book Health Insurance Portability written by United States. General Accounting Office and published by . This book was released on 1995 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Your Health Plan and HIPAA written by Barry Leonard and published by DIANE Publishing. This book was released on 2007-12 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: Perhaps you have heard of HIPAA -- the Health Insurance Portability & Accountability Act -- during a visit to your doctor¿s office. The doctor¿s staff may have handed you a ¿HIPAA privacy notice¿ advising you of protections for your personal health information. But HIPAA covers a lot more than privacy. At the time HIPAA was passed, a lot of people were afraid to switch jobs because they might lose the insurance coverage they needed for their families. This report explains how HIPAA¿s protections make it easier to change employers without losing health coverage for your (& your family¿s) medical conditions. It focuses on HIPAA¿s coverage as it applies to private-sector group health plans only. Includes a glossary of terms. Illustrations.

Download or read book Health Insurance and Early Retirement written by Jonathan Gruber and published by . This book was released on 1993 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although the vast majority of working individuals aged 55-64 receive health insurance coverage through their employment, many of these individuals face the prospect of losing such coverage should they retire before becoming eligible for guaranteed public coverage through Medicare at age 65. Because the expected medical expenses of this group are large and uncertain, the availability of health insurance coverage after retirement could be a key factor in the retirement decision of older workers. We examine the effect of health insurance on retirement by looking at variation in state and federal 'continuation of coverage' mandates, laws which allow individuals to continue purchasing health insurance through a previous employer for a specified number of months after leaving the firm. By allowing individuals to maintain their employer-provided health insurance after retirement, these laws decrease the cost of early retirement for those who do not have other retiree health insurance available. Using data on 55-64 year old men from the Current Population Survey, we find that one year of continuation benefits increases the probability of being retired by 1 percentage point; this represents a 5.4 percent increase in the baseline probability of being retired for this group. We also find that continuation mandates increase the likelihood of being insured after retirement.