Download or read book Handbook of Micro Health Insurance in Africa written by Hans Jürgen Rösner and published by LIT Verlag Münster. This book was released on 2012 with total page 489 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro health insurance is an emerging concept to reduce poverty and social exclusion and improve health care access. The Handbook of Micro Health Insurance in Africa gives an overview of the challenges and needs in the field of micro health insurance. Focusing on Sub-Saharan Africa, where universal social health protection still has a way to go, the Handbook provides an introduction to the relatively new and promising approach of micro insurance as a risk management tool for low-income households, between the market, self-help, and the state. This book is an output of the project Pro MHI Africa, which is funded by the European Union and directed by the University of Cologne in cooperation with the University of Botswana, the University of Ghana, and the University of Malawi. (Series: Social Protection in Health. Challenges, Needs and Solutions in International Health Care Financing - Vol. 1)
Download or read book Health Insurance Handbook written by Hong Wang and published by World Bank Publications. This book was released on 2012-01-18 with total page 141 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many countries that subscribe to the Millennium Development Goals (MDGs) have committed to ensuring access to basic health services for their citizens. Health insurance has been considered and promoted as the major financing mechanism to improve access to health services, as well to provide financial risk protection. In Africa, several countries have already spent scarce time, money, and effort on health insurance initiatives. Ethiopia, Ghana, Kenya, Nigeria, Rwanda, and Tanzania are just a few of them. However, many of these schemes, both public and private, cover only a small proportion of the population, with the poor less likely to be covered. In fact, unless carefully designed to be pro-poor, health insurance can widen inequity as higher income groups are more likely to be insured and use health care services, taking advantage of their insurance coverage. Despite the many benefits that health insurance may offer, table 1.1 shows that the journey to implement insurance and achieve the benefits is challenging, long, and risky. Policy makers and technicians that support development and scale-up of health insurance must figure out how to increase their country''s financing capacity, extend health insurance coverage to the hard-to-reach populations, expand benefits packages, and improve the performance of existing schemes.
Download or read book The Uganda Microinsurance Context written by Roberto Pasca di Magliano and published by Edizioni Nuova Cultura. This book was released on 2017-01-05 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: The objective of the research project “Development of a training model in the strengthening of microfinance in Uganda” has been the definition and the dissemination of a training model in the field of microfinance in Uganda. The project can be replicated on a national scale and would have the potential to improve the effectiveness of this sector in order to ultimately reduce financial exclusion. The project achieved main results as follows: organization of a specialized course to improve professional capabilities of local experts working in the field of microfinance in Uganda;implementation of the sustainability to be achieved in terms of microfinance projects’ dissemination by helping the new operators to the introduction of new initiatives in remote areas;improvement of the mobility of trained human resources in order to develop develop a comparative approach to microfinance, in particular to the issue of microinsurance;creation of an internet portal, in both Italian and English, to open an interesting communicative window;improvement of the availability of relevant data in order to assess the progress and the impact of microfinance projects;sharing micro-entrepreneurial experiences that can create positive externalities to further expand productive activities;dissemination of best practices that will improve entrepreneurial skills, fostering greater impact on the socio-economic context. The project results have been collected on three publications, whose contributions have been subjected to a scientific evaluation and approval of the scientific direction: The Socio-Economic Impact of Microfinance: the case of “Wekembe”The Uganda Microinsurance Contest
Download or read book Social Risk Management Strategies and Health Risk Exposure written by Gerald Leppert and published by LIT Verlag Münster. This book was released on 2018-09 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: Risk exposure is a major cause of poverty, deprivation and persistent vulnerability worldwide. This volume analyses individuals' and households' responses to a variety of risks, with an emphasis on health risks. The study adapts the Social Risk Management (SRM) conceptual framework and extends it considerably for academic inquiry. Using household data from Ghana and Malawi, empirical evidence is provided on the complex relationship between high risk exposure and the application of proactive and reactive SRM strategies (inc. health insurance), showing their specific contributions to risk management.
Download or read book Health Microinsurance Implementing Universal Health Coverage In The Informal Sector written by David M Dror and published by World Scientific. This book was released on 2020-02-05 with total page 454 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is the first and only study on implementing Universal Health Coverage in poor, rural and informal settings, with end-to-end guidance for rolling out a demand-driven and needs-based health insurance model. The chapters are comprehensive, covering topics such as data collection and analysis for contextual risk assessment, the design of suitable benefits packages, how to price microinsurance, insurance education for illiterate or innumerate populations, the setting up of governance bodies and training staff for key roles, and information management.The book contains insights gained from years of fieldwork in several countries and is valuable reading for undergraduate and graduate students and practitioners of health microinsurance. As a companion to the author's first book, Financing Micro Health Insurance: Theory, Methods and Evidence, this book provides the only current source of information on implementing health microinsurance. The practical guidelines to setting up and operating a microinsurance scheme are accompanied by impact evaluation, chapter exercises and Issue Briefs that present examples of using tools that are necessary for successful implementation.
Download or read book Health Microinsurance Schemes 1 written by International Labour Office and published by . This book was released on 2007 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: This two-volume guide provides assitance for a process of monitoring and evaluating the microinsurance schemes. It provides managers a assisting tool during such process for their microinsurance schemes. It also allows stakeholders - both technical and financial - to evaluate the vialability and performance of such schemes.
Download or read book The New Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 2013-02-01 with total page 533 pages. Available in PDF, EPUB and Kindle. Book excerpt: The New Microfinance Handbook provides a detailed overview of client financial service needs, the various providers and financial products and services that meet those needs, and the supporting functions that allow the financial market system to provide better, more appropriate financial services to the poor sustainably.
Download or read book The African Informal Economy written by and published by BRILL. This book was released on 2024-06-17 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: The informal sector is a vital sustainer of the African economy, employing more than 60% of sub-Saharan Africans. The book examines diverse segments of the informal sector, putting into consideration their structure, dynamics, resilience and gender issues. Chapters are based on empirical research on women in the transport sector, vehicle maintenance artisanship, graduates in the informal sector, COVID 19, and the informal economy. Other chapters focus on the indigenous usury finance system, coconut oil production, herbal medicine, and the gig economy across countries including Nigeria, Kenya, Ghana, Togo, and Burkina Faso.
Download or read book Protecting The Poor A Microinsurance Compendium written by Craig Churchill and published by Academic Foundation. This book was released on 2008 with total page 688 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Health Microinsurance written by David M. Dror and published by World Scientific. This book was released on 2020 with total page 454 pages. Available in PDF, EPUB and Kindle. Book excerpt: Pt. 1. Introduction -- ch. 1. The framework for implementation of microinsurance - ch. 2. Health microinsurance models -- pt. 2. Pre-implementation activities -- ch. 3. Baseline study and its purpose - ch. 4. Substitutes to baseline surveys - ch. 5. Pricing of microinsurance or rate making - ch. 6. Estimating willingness to pay - ch. 7. Estimating capital requirements to scale health microinsurance - pt.3. Implementation -- ch. 8. Insurance awareness and education -- ch. 9. Community involvement in benefits package design -- ch. 10. The governance structure and training the key actors -- ch. 11. Enrollment into the scheme - pt. 4. Business processes of microinsurance -- ch. 12. The business processes of CBHI -- ch. 13. Data in microinsurance -- ch. 14. MIS in microinsurance -- pt. 5. Monitoring & evaluation, and sustainability -- ch. 16. Impact assessment of microinsurance.
Download or read book Insurance Distribution Directive written by Pierpaolo Marano and published by Springer Nature. This book was released on 2021 with total page 439 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD - e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences - while also providing an empirical analysis of the standardised pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.--
Download or read book Financing Micro Health Insurance Theory Methods And Evidence written by David M Dror and published by World Scientific. This book was released on 2018-12-27 with total page 552 pages. Available in PDF, EPUB and Kindle. Book excerpt: Healthcare for all at affordable prices is still a major but universally elusive goal. Everyone spends money on healthcare, and it is the most impoverishing consumption item. Thus, most governments (and the United Nations) promote Universal Health Coverage — each country's unique blend of tools for healthcare financing, including taxes, subsidies and market controls.Most people in low- and middle-income countries (LMICs) have no health insurance of any kind. And most LMIC governments lack the political will, information, or resources to require their citizens to buy health insurance themselves or to subsidize insurance for all who cannot afford the price. This book deals with financing voluntary and contributory health insurance for resource-poor and rural groups in LMICs.This book addresses three issues. The first is how to catalyse demand for health insurance and develop insurance literacy among the largely illiterate and innumerate target population, using training programs to build an enabling consensus, allowing locals to create and administer such schemes. The second involves the process of developing simplified methods for risk assessment, which can help to underwrite risks, price the micro health insurance schemes, and ensure proper implementation. The third issue is formulating a compelling business case which would make this health insurance affordable, financially sustainable, and operationally scalable.This book develops insurance education and financial literacy for students of economics, business administration, insurance, development studies, and social work to prepare them for practical work as implementers, policymakers, or evaluators. A supplementary section for teachers and students includes comprehension questions.
Download or read book Social Health Insurance for Developing Nations written by R. Paul Shaw and published by World Bank Publications. This book was released on 2007-01-01 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: Specialist groups have often advised health ministers and other decision makers in developing countries on the use of social health insurance (SHI) as a way of mobilizing revenue for health, reforming health sector performance, and providing universal coverage. This book reviews the specific design and implementation challenges facing SHI in low- and middle-income countries and presents case studies on Ghana, Kenya, Philippines, Colombia, and Thailand.
Download or read book Making Insurance Work for Microfinance Institutions written by Craig Farren Churchill and published by International Labour Organization. This book was released on 2003 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: This how-to manual guides managers of microfinance institutions (MFIs) through the complexities of offering basic insurance products, either on their own or in partnership with an insurance company. Insurance is one solution to help low-income households and microfinance institutions to manage risks, but it is not the only solution and it is not always the best solution. This manual helps determine whether it is appropriate to offer insurance, which type of insurance product(s) to offer, and through what institutional structure.
Download or read book World Scientific Handbook Of Global Health Economics And Public Policy A 3 volume Set written by Richard M Scheffler and published by World Scientific. This book was released on 2016-01-28 with total page 1627 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'Understanding global health economics and policy has never been so important. This remarkable three-volume collection of chapters is sure to become the standard on health economics and health policy around the world.'David CutlerOtto Eckstein Professor of Applied EconomicsHarvard UniversityThis Handbook covers major topics in global health economics and public policy and provides a timely, systematic review of the field. Edited by Richard M Scheffler, Distinguished Professor of Health Economics and Public Policy and Director of the Global Center for Health Economics and Policy Research at the University of California, Berkeley, the Handbook features academics and practitioners from more than a dozen countries. Contributors are from the London School of Economics and Political Science, Pompeu Fabra University in Barcelona, University of York, University of Oslo, London School of Hygiene and Tropical Medicine, University of California - Berkeley, Stanford University, Johns Hopkins University, University of Toronto, University of Oxford, Harvard Medical School, OECD, the World Health Organization and the World Bank, many of whom have also acted as economic and policy advisors to government and non-governmental organizations across the world. Experts in these areas who provide critical analyses and relevant data for further exploration and research include: Thomas E Getzen, Executive Director of the International Health Economics Association (iHEA); Douglas E Hough, Associate Scientist and Associate Director of the Master in Healthcare Management programme at the Bloomberg School of Public Health of John Hopkins University; Guillem López-Casasnovas, former President of iHEA and member of the Advisory Council of the Spanish Health and Social Welfare Ministry and of the Advisory Council of the Catalan Health Ministry since 1984; Alistair McGuire, Professor of Health Economics at the London School of Economics and Political and advisor to a number of governments and governmental bodies across Europe; Tor Iversen, Research Director at the Health Economics Research Programme at the University of Oslo and former member of the iHEA Arrow Award Committee 2007-2011; William H Dow, Professor and Associate Dean for Research at University of California ,Berkeley and former Senior Economist for the Council of Economic Advisors (White House); Audrey Laporte, the Director of the Canadian Centre for Health Economics; Alexander S Preker, President and CEO of Health Investment & Financing Corporation; Ayda Yurekli, who initiated and developed the World Health Organization TaXSiM simulation model that has been used by many Ministries of Finance around the world for the development of tax policies; Marko Vujicic, Managing Vice President of the Health Policy Resources Center at the American Dental Association; Mark Sculpher, Director of the Programme on Economic Evaluation and Health Technology Assessment at the University of York and former President of the International Society of Pharmacoeconomics and Outcomes Research (ISPOR) (2011-2012); and Peter Berman, who has had almost 40 years of experience in global health and was formerly a Lead Health Economist at the World Bank. The Handbook spans across three volumes. The chapters deal with key global issues in health economics, are evidence-based, and offer innovative policy alternatives and solutions. The Handbook's approach toward global health economics and public policy will make it a useful resource for health economists, policymakers, private sector companies, NGOs, government decision-makers and those who manage healthcare systems.
Download or read book Impact of Health Insurance in Low and Middle income Countries written by Maria-Luisa Escobar and published by Brookings Institution Press. This book was released on 2010 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past twenty years, many low- and middle-income countries have experimented with health insurance options. While their plans have varied widely in scale and ambition, their goals are the same: to make health services more affordable through the use of public subsidies while also moving care providers partially or fully into competitive markets. Until now, however, we have known little about the actual effects of these dramatic policy changes. Understanding the impact of health insurance-based care is key to the public policy debate of whether to extend insurance to low-income populationsand if so, how to do itor to serve them through other means.
Download or read book Annual Report written by University of Ghana. Institute of Statistical, Social, and Economic Research and published by . This book was released on with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: