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Book Good Debt  Bad Debt

Download or read book Good Debt Bad Debt written by Jon Hanson and published by Jon Hanson. This book was released on 2006-12-26 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debt is like cholesterol: some kinds are good and some are bad. So says this lighthearted guide to the pros and cons of different types of debt.

Book The ABCs of Getting Out of Debt

Download or read book The ABCs of Getting Out of Debt written by Garrett Sutton and published by RDA Press, LLC. This book was released on 2013-02-28 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt: In difficult times, debt can be a matter of life and death, happiness and despair. Controlling your debt can bring order and calm. Mastering debt can bring wealth and success. As bestselling Rich Dad/Poor Dad author Robert Kiyosaki says, “Good debt makes you rich and bad debt makes you poor.” The ABCs of Getting Out of Debt provides the necessary knowledge to navigate through a very challenging credit environment. A Rich Dad’s Advisor and best selling author of numerous business books, Garrett Sutton, Esq. clearly writes on the key strategies readers must follow to get out of debt. Unlike other superficial offerings, Sutton explores the psychology and health effects of debt. From there, the reader learns how to beat the lenders at their own game, and how to understand and repair your own credit. Using real life illustrative stories, Sutton shares how to deal with debt collectors, avoid credit scams, and win with good credit. “The reason Garrett Sutton’s book is so important is that like it or not, debt is a powerful force in our world today. The financially intelligent are using debt to enrich themselves while the financially uneducated are using debt to destroy their lives.”- Robert Kiyosaki The times call for a book that offers hope and education on mastering credit and getting out of debt.

Book Rich Dad s Guide to Becoming Rich   Without Cutting Up Your Credit Cards

Download or read book Rich Dad s Guide to Becoming Rich Without Cutting Up Your Credit Cards written by Robert T. Kiyosaki and published by Grand Central Publishing. This book was released on 2000-11-01 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why cutting up your credit cards won't make you rich A popular TV personality often says, "Take out your credit cards and cut them into pieces." While that is sound advice for people who are not financially responsible, it is inadequate advice for anyone who wants to become rich or financially free. In other words, just cutting up your credit cards will not make you rich. What does make you rich is financial education...unfortunately a type of education we do not receive in school. If a person has a solid financial education, they would know that there are two kinds of debt...good debt and bad debt. A person with a sound financial education would know how to use good debt to make them richer faster...much faster than a person who only saves money and has no debt. Rich Dad's Guide to Becoming Rich * Are you in credit card debt? * Is job security dead? * Is your financial security threatened? * Is a high-paying job the answer? * Is your money working for you? * Do you have good debt or bad debt? We all need more financial education. We need to know how to have our money work hard for us so we don't have to spend our lives working for money. That is why we need more sophisticated financial education...not oversimplified and childish financial tips such as cut up your credit cards or save more money. If you are ready to increase your financial education and enjoy your credit cards, then this book is for you.

Book The Charles Schwab Guide to Finances After Fifty

Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Book Bad Paper

    Book Details:
  • Author : Jake Halpern
  • Publisher : Farrar, Straus and Giroux
  • Release : 2014-10-14
  • ISBN : 0374711240
  • Pages : 257 pages

Download or read book Bad Paper written by Jake Halpern and published by Farrar, Straus and Giroux. This book was released on 2014-10-14 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"—the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.

Book Good vs Bad Debt

    Book Details:
  • Author : Luna Z. Rainstorm
  • Publisher : Xspurts.com
  • Release :
  • ISBN : 1776849612
  • Pages : 164 pages

Download or read book Good vs Bad Debt written by Luna Z. Rainstorm and published by Xspurts.com. This book was released on with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Debt is like a double-edged sword, it can either cut you down or lift you up depending on how you wield it." Good vs Bad Debt: Navigating the Debt Spectrum is a comprehensive guide to understanding debt and its impact on personal finances. In this book, readers will learn about the difference between good and bad debt, debt management strategies, and how to cultivate good financial habits. The book begins with an overview of debt, its definition, and the role it plays in the economy. Readers will also learn about the concept of good debt and how it can be used to invest in education, real estate, and businesses. The book also covers bad debt, including credit card debt, payday loans, and unplanned personal loans. In addition to discussing the different types of debt, Good vs Bad Debt also explores the psychology of debt, including the emotional impact and social perceptions of debt. The book provides strategies to utilize good debt effectively while avoiding bad debt and its pitfalls. Readers will also learn about debt management strategies, including debt consolidation, negotiating with creditors, and bankruptcy. The book emphasizes the importance of cultivating good financial habits, such as budgeting, saving, and investing, to build wealth over time. Good vs Bad Debt also covers the legal aspects of debt, including the Fair Debt Collection Practices Act and debtor rights and obligations. The book also explores the impact of debt on retirement planning and provides strategies for managing debt in retirement. The book includes case studies and real-life scenarios to illustrate the concepts discussed and provide inspiration for successful debt management. Readers will also learn about debt practices in different cultures and countries, and the future of debt, including the rising trend of digital lending and the impact of student loan debt on the economy. Whether you are a young adult just starting to navigate the world of debt or someone looking to improve your debt management skills, Good vs Bad Debt is the perfect guide. With clear explanations, real-world examples, and practical tools and techniques, this book will help you take control of your debt and achieve your financial goals.Table of Contents Understanding Debt: An Overview Debt Defined: A Closer Look The Role of Debt in the Economy The Concept of Good Debt Education Loans: Investing in Your Future Mortgages: The Path to Home Ownership Business Loans: Fuel for Growth The Reality of Bad Debt Credit Card Debt: The High Cost of Convenience Payday Loans: The Debt Trap Unplanned Personal Loans: The Impact on Personal Finances The Psychology of Debt The Emotional Impact of Debt Social Perceptions and Debt Strategies to Utilize Good Debt Leveraging Mortgages for Real Estate Investments Education Loans: Maximizing Return on Investment Using Business Loans to Boost Profits Methods to Avoid Bad Debt Healthy Credit Card Practices Alternatives to Payday Loans Planning and Budgeting to Avoid Unnecessary Personal Loans Dealing with Existing Bad Debt Debt Consolidation: An Effective Tool? Negotiating with Creditors: Tips and Strategies Bankruptcy: The Last Resort Cultivating Good Financial Habits Budgeting: The Foundation of Financial Health Saving and Investing: Building Wealth over Time Financial Literacy: The Key to Debt Management The Role of Financial Institutions Understanding Interest Rates and Loan Terms Debt and Your Credit Score: The Interplay Case Studies: Learning from Real-Life Scenarios Transforming Bad Debt into Good Debt Avoiding the Pitfalls of Bad Debt Successful Debt Management: Inspirational Stories Debunking Myths About Debt Good Debt Isn't Always 'Good' Bad Debt Isn't Always 'Bad' The Myth of 'Free Money' Understanding the Impact of Debt on Your Financial Health Debt-to-Income Ratio: Why It Matters The Role of Debt in Your Credit Score How Debt Can Impact Your Life Goals When Good Debt Turns Bad The Risks of Mortgages and Real Estate Investments Education Loans: The Debt Burden Post Graduation The Downside of Business Loans The Legal Aspects of Debt Understanding the Fair Debt Collection Practices Act Your Rights and Obligations as a Debtor The Legal Consequences of Defaulting on Debt Debt Management Plans: A Way Out of Bad Debt Working with a Credit Counseling Agency The Pros and Cons of Debt Management Plans The Role of Debt in Retirement Planning Managing Mortgage in Retirement The Risk of Carrying Debt into Retirement Good Debt and Bad Debt: A Global Perspective Debt Practices in Different Cultures Lessons from Countries with Low Personal Debt Levels The Future of Debt The Rising Trend of Digital Lending Student Loan Debt: A Looming Crisis? Predicting Future Debt Trends Based on Historical Data Debt Free Living: Is It Possible? The Philosophy of Minimalism and Its Impact on Debt Case Studies of Debt-Free Individuals and Families Strategies to Live a Debt-Free Life Final Thoughts: Navigating the Complex World of Debt Consolidating the Lessons Learnt Planning Your Personal Debt Strategy Staying Informed and Adapting to Changes Have Questions / Comments? Get Another Book Free ISBN: 9781776849611

Book Good Debt  Bad Debt  and the Big Green Blob

Download or read book Good Debt Bad Debt and the Big Green Blob written by BadDaddy Publishing and published by . This book was released on 2020-06 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Americans - including most young people today - are crippled by debt. It's like the blob; it just keeps growing. What most people don't realize is that our current system of money requires it.Your kids and my own are groomed like wind-up toys, shipped off and encouraged to borrow, borrow, and borrow more. Everyone is doing it, and few question why. This is groupthink at its worst.At BadDaddy Publishing, we've spent two decades studying finance, history, and economics to piece together the real story, to help you write a better narrative for your children. Debt isn't all bad, unless you don't understand it, and then it's like a loaded gun. You better stay away. But there's no way to avoid it completely. Debt is everywhere. When they leave your home, your kids must understand debt, or they'll get eaten alive by the blob before their 22nd birthday. They won't teach it in school, but don't worry, we can help.Join us, as we open their mind through story, planting the seeds they will need to navigate the world of money, debt, self-discipline, human psychology, and the social contract. It takes a child, after all, to tell the world that the emperor has no clothes.

Book Rich Dad s Advisors    The ABC s of Getting Out of Debt

Download or read book Rich Dad s Advisors The ABC s of Getting Out of Debt written by Garrett Sutton and published by Business Plus. This book was released on 2007-11-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: The ABC's of Getting Out of Debt illustrates how to: * Beat the Lenders at Their Own Game * Understand Your Credit Report * Repair Your Own Credit * Master the Psychology of Debt * Deal with Debt Collectors * Avoid Credit Scams * Win with Good Debt * Take Charge of Your Finances Garrett's book reveals how each piece of real estate you own is a business involving all sections of Rich Dad's B-I Triangle. The B-I Triangle is from Rich Dad's Guide to Investing. Look for other Advisors to complete the B-I Triangle.

Book Real Money Answers for Every Woman

Download or read book Real Money Answers for Every Woman written by Patrice C. Washington and published by HarperCollins. This book was released on 2016-01-19 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams. Patrice Washington rationalized her excessive spending. “I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business. Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single. Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

Book Mastering Your Finances

    Book Details:
  • Author : Adira D. York
  • Publisher : Xspurts.com
  • Release : 2023-06-26
  • ISBN : 1776847946
  • Pages : 192 pages

Download or read book Mastering Your Finances written by Adira D. York and published by Xspurts.com. This book was released on 2023-06-26 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Mastering Your Finances: A Comprehensive Guide to Understanding, Managing, and Leveraging Good vs Bad Debt" is an indispensable resource for anyone seeking to demystify the intricate world of personal debt management. Start your journey by Understanding Debt with a comprehensive overview of what it means, its role in the economy, and the stark contrasts between good and bad debt. Gain insights into how good debts like education loans, mortgages, and business loans can be advantageous investments, while also understanding the dangers of bad debts like credit card debt, payday loans, and unplanned personal loans. Explore the deep-seated Psychology of Debt, learning about its emotional impacts and societal perceptions. Utilize this understanding to devise strategies that leverage good debt for benefits and avoid the pitfalls of bad debt. Equip yourself with practical methods for Dealing with Existing Bad Debt, such as debt consolidation, negotiating with creditors, and even considering bankruptcy as a last resort. Cultivate Good Financial Habits with an emphasis on budgeting, saving, and investing to achieve long-term financial health. Discover the Role of Financial Institutions in managing your debt, understanding interest rates, loan terms, and their impact on your credit score. Engage with real-life scenarios through Case Studies that provide valuable lessons in transforming bad debt into good and avoiding debt pitfalls. Debunk Myths About Debt, challenge the concepts of 'free money', and understand the real impact of debt on your financial health. Learn when good debt can turn bad, and understand the legal aspects of debt, including your rights and obligations as a debtor. Grasp the significance of Debt Management Plans as a way to escape bad debt, and discover the role of debt in retirement planning. Gain a global perspective on good and bad debt practices in different cultures, and anticipate the future of debt with discussions on digital lending trends and the rising student loan crisis. Inspire yourself with the philosophy of Debt-Free Living, exploring the principles of minimalism and real-life case studies of debt-free individuals and families. Finally, consolidate your learning and devise your personal debt strategy, equipped with the knowledge to adapt to ever-changing financial landscapes. "Mastering Your Finances" is more than a book; it's a comprehensive roadmap for effectively navigating the often complex world of debt, empowering you to take control of your financial future.Table of Contents Understanding Debt: An Overview Debt Defined: A Closer Look The Role of Debt in the Economy The Concept of Good Debt Education Loans: Investing in Your Future Mortgages: The Path to Home Ownership Business Loans: Fuel for Growth The Reality of Bad Debt Credit Card Debt: The High Cost of Convenience Payday Loans: The Debt Trap Unplanned Personal Loans: The Impact on Personal Finances The Psychology of Debt The Emotional Impact of Debt Social Perceptions and Debt Strategies to Utilize Good Debt Leveraging Mortgages for Real Estate Investments Education Loans: Maximizing Return on Investment Using Business Loans to Boost Profits Methods to Avoid Bad Debt Healthy Credit Card Practices Alternatives to Payday Loans Planning and Budgeting to Avoid Unnecessary Personal Loans Dealing with Existing Bad Debt Debt Consolidation: An Effective Tool? Negotiating with Creditors: Tips and Strategies Bankruptcy: The Last Resort Cultivating Good Financial Habits Budgeting: The Foundation of Financial Health Saving and Investing: Building Wealth over Time Financial Literacy: The Key to Debt Management The Role of Financial Institutions Understanding Interest Rates and Loan Terms Debt and Your Credit Score: The Interplay Case Studies: Learning from Real-Life Scenarios Transforming Bad Debt into Good Debt Avoiding the Pitfalls of Bad Debt Successful Debt Management: Inspirational Stories Debunking Myths About Debt Good Debt Isn't Always 'Good' Bad Debt Isn't Always 'Bad' The Myth of 'Free Money' Understanding the Impact of Debt on Your Financial Health Debt-to-Income Ratio: Why It Matters The Role of Debt in Your Credit Score How Debt Can Impact Your Life Goals When Good Debt Turns Bad The Risks of Mortgages and Real Estate Investments Education Loans: The Debt Burden Post Graduation The Downside of Business Loans The Legal Aspects of Debt Understanding the Fair Debt Collection Practices Act Your Rights and Obligations as a Debtor The Legal Consequences of Defaulting on Debt Debt Management Plans: A Way Out of Bad Debt Working with a Credit Counseling Agency The Pros and Cons of Debt Management Plans The Role of Debt in Retirement Planning Managing Mortgage in Retirement The Risk of Carrying Debt into Retirement Good Debt and Bad Debt: A Global Perspective Debt Practices in Different Cultures Lessons from Countries with Low Personal Debt Levels The Future of Debt The Rising Trend of Digital Lending Student Loan Debt: A Looming Crisis? Predicting Future Debt Trends Based on Historical Data Debt Free Living: Is It Possible? The Philosophy of Minimalism and Its Impact on Debt Case Studies of Debt-Free Individuals and Families Strategies to Live a Debt-Free Life Final Thoughts: Navigating the Complex World of Debt Consolidating the Lessons Learnt Planning Your Personal Debt Strategy Staying Informed and Adapting to Changes Have Questions / Comments? Get Another Book Free ISBN: 9781776847945

Book Surviving Debt

Download or read book Surviving Debt written by and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Doctors Guide to Eliminating Debt

Download or read book The Doctors Guide to Eliminating Debt written by Cory S. Fawcett and published by . This book was released on 2022-12-13 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: You don't have to carry lifelong debtToo many doctors are carrying perpetual debt and giving away a large chunk of each paycheck as interest to the bank. The Doctors Guide to Eliminating Debt can show you how to pay off debt faster than you imagined-including your house. Being in debt is not a default condition. Understand the real cost and that it's not too late to change the course of your financial life. Being debt-free is empowering, liberating, and invigorating, but most doctors don't realize they can do it without significant sacrifice.If you are feeling trapped by your financial obligations, realize there is a way out. In this book, you'll find what you need to know to:?Choose the best path if you are drowning in debt?Recognize biased financial advice ?Pay off student loans and your house-faster than you expected?Balance spending, loan repayment, and investing?Make compound interest work for you, instead of against you?Retire sooner than you expected This second book in The Doctors Guide series shows you how to establish control of your money-and ultimately your life."The best way I can describe this book is Dave Ramsey for doctors . . . If you're a high income professional and you have debt of any kind, I think you ought to read this book." - James M. Dahle, MD, The White Coat Investor

Book God Good Debt Bad

    Book Details:
  • Author : Rc Cowell
  • Publisher : Xulon Press
  • Release : 2003-07
  • ISBN : 1591607396
  • Pages : 126 pages

Download or read book God Good Debt Bad written by Rc Cowell and published by Xulon Press. This book was released on 2003-07 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Good Debt  Bad Debt and a Better Way Forward

Download or read book Good Debt Bad Debt and a Better Way Forward written by Steven Markowitz and published by S. A. Markowitz. This book was released on 2014-03-05 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are two basic financial approaches running a business: either on what it earns or on debt. The former is basic: create a product or service with value and sell it intelligently. Then, reinvest profits for growth. The latter involves leveraging the cost of debt on customers to finance growth. In capitalism, excess corporate debt should be tempered by the implied threat to investors that comes from bad decision-making. However, when investors believe they may be bailed out during downturns, capitalism fails and feeds greed. This book is about a real business that for over seven decades succeeded without resorting to excessive debt, resulting in a positive outcome for investors, employees and a local community. It is a story of how a small organ builder in Macungie, Pennsylvania, USA introduced digital sound technology to the world in 1971, decades prior to CDs and MP3 players. It is also a story of a company that has maintained its manufacturing in the same community since 1953. This same company then successfully diversified into the data communication field, growing that subsidiary's sales 20 times and thriving even as the industry melted down shuttering many competitors. These successes were made possible because of prudent financial management. While debt has damaged companies, communities and even countries, the financial services industry profits by marketing leverage. This book shares real-life pitfalls of dealing with that industry and the inability of the judicial system to hold it accountable. Sworn testimony is used to show incompetence and a cover up.

Book The Value of Debt in Retirement

Download or read book The Value of Debt in Retirement written by Thomas J. Anderson and published by John Wiley & Sons. This book was released on 2015-03-16 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Increase the odds you won't run out of money in retirement – using debt! Conventional wisdom is wrong – being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt—that thing we've all been taught to avoid—can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do. Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem. Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month - after taxes - and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money. Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation. There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years – a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk. Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals.

Book Debt 101

    Book Details:
  • Author : Michele Cagan
  • Publisher : Simon and Schuster
  • Release : 2020-02-11
  • ISBN : 1507212674
  • Pages : 256 pages

Download or read book Debt 101 written by Michele Cagan and published by Simon and Schuster. This book was released on 2020-02-11 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get out of debt and use credit wisely with this easy-to-understand, comprehensive guide to making your debt work for you. The key to borrowing, managing, and paying off debt is understanding what it is, how it works and how it can affect your finances and your life. Debt 101 is the easy-to-follow guide to discovering how to pay off the debt you have plus learning how to use debt to your advantage. Debt 101 allows you to take control of your money with strategies best suited for your personal financial situation—whether you are buying a home or paying off student loans. You will learn the ins and outs of borrowing in a simple, straightforward manner, managing student loans and credit card debt, improving your credit score, understanding interest rates, good debt vs. bad debt, and so much more. Finally, you can get ahead of the incoming bills and never let your debt intimidate you again!

Book Banks and Bad Debts

Download or read book Banks and Bad Debts written by Vivien A. Beattie and published by . This book was released on 1995-04-11 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides a self-contained, authoritative and coherent treatment of the issue of loan loss provisioning by banks in an international context. Examines the issue from a number of different perspectives - accounting, regulatory, taxation, finance and economic - and demonstrates that there are wide national differences in the accounting treatment of bank loan losses.