Download or read book Gen Zero College Debt written by and published by azLearning Publishing. This book was released on 2024-10-30 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gen Zero College Debt opens with a powerful message: "Gen Z, you don't have to jeopardize your future with overwhelming college debt." It then delves into unconventional choices, strategies, and options rarely addressed in traditional college guides. Exploring paths like community college, the potential of generative AI, the innovative concept of Hacker Houses, and the entrepreneurial spirit. The book exudes optimism and offers practical advice for the Gen Z generation.

Download or read book Debt Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Download or read book How to Graduate Debt Free written by Kristina Ellis and published by Worthy Books. This book was released on 2016-08-09 with total page 143 pages. Available in PDF, EPUB and Kindle. Book excerpt: Nearly 70% of students graduate with close to $30,000 in debt. But you don't have to be one of them! In these pages, acclaimed author Kristina Ellis walks you through the wide world of college-finance options, presenting tips, secrets, and strategies so you can develop a personalized plan. A plan to overcome obstacles and get your degree debt-free. With Kristina as your mentor, you'll discover how to: -Establish a winning money mindset -Save up and cut costs before you get to campus -Figure out the dollars and sense of financial aid -Secure your share of free cash for college -Earn money to pay as you go -Choose a school and a major that's worth it -Stretch your funds when every penny counts With determination, the right information, and a well-planned strategy, you can earn that career-advancing degree and graduate from college debt-free. #NotGoingBroke

Download or read book Financial Literacy and Responsible Finance in the FinTech Era written by John O.S. Wilson and published by Taylor & Francis. This book was released on 2021-07-21 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance.

Download or read book Launch written by Jeannie Burlowski and published by . This book was released on 2016-12-12 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt: You'd love to get your kids through college debt-free-but your kids aren't getting any scholarships, you haven't saved for college, and you make too much to get government financial aid. Is there still hope? Yes, but you'll need someone to guide you. In LAUNCH, academic strategist Jeannie Burlowski lays out clear, step-by-step strategies that empower parents to get their kids through high quality, best-fit colleges debt-free-and then directly into jobs they love afterward. Experts rave about LAUNCH: "The checklists at the end of each chapter in this book are fabulous. They're golden. Well worth the entire price of the book." -Bob Shorb, former associate dean of admissions and financial aid and director of student aid and family finance, Skidmore College "Students who go through college without career direction are, as Jeannie Burlowski says, 'like archers who pull the arrow back on the bow string, shoot, and then years later look around for the target.' This book helps parents set their kids up to take aim early and fire a sure shot, whether that's at medical school or at some other worthy endeavor." -Dr. Paul Amble, MD, assistant clinical professor, Yale School of Medicine "I'm a Morgan Stanley wealth management advisor, and after I read this book cover to cover I purchased 30 copies for clients. Every financial advisor needs to know the information in this book. It's valuable for all types of families-from those that think their income is too high to qualify for aid, to those that worry they'll go into debt paying for college. We utilize this book in our financial planning practice as we guide our clients to the things that matter most in their lives. If you're confused about how FAFSA works or what your kids should contribute, this book will provide clear answers. I was especially impressed with the way the book breaks down the pertinent information with chapters that align with the age of your kid. And the checklists for each chapter allow families to pick and choose the advice that best works for their family. My favorite part of the book is that it is truly a parenting book-with tips and insight for raising strong, thoughtful people who care about improving the world. The focus is on the outcome: your child becoming a successful and happy adult. If you're going to choose a financial advisor, you need to make sure that they know the specific college planning information in this book and are utilizing these ideas in their practice." -Alix Magner, financial advisor, Morgan Stanley, Minneapolis, MN "I'm a certified financial planner who cares deeply that parents are able to send their kids to college without risking their retirement. You can be sure I'll be recommending this book every chance I get." -Mike Branch, CFP, Focus Financial, Minneapolis, MN "High school guidance counselors have a difficult time covering the intricacies of the college admission and financing process in the small amount of time they have to work with a large number of students. This book fills in all the gaps-and more-for parents." -Josie Robinson, author and former high school guidance and career counselor, White Bear Lake Area High School And here's what parents like you say about LAUNCH: "We only used a small fraction of the ideas in this book, and our daughter graduated from an excellent private university at age 20 and went straight to her dream job at Disney. Read chapters 1 and 2 when your kid's in middle school!" -Liz and Tim Weatherhead, Bloomington, MN

Download or read book Public Policy and Higher Education written by Nathan J. Daun-Barnett and published by Taylor & Francis. This book was released on 2024-11-15 with total page 390 pages. Available in PDF, EPUB and Kindle. Book excerpt: Public Policy and Higher Education, third edition, provides readers with the tools to examine how policies affect students’ access and success in college. Rather than arguing for a single approach, the authors use research-based evidence and consider political and historical values and beliefs to examine how policymakers and higher education administrators can inform and influence change within systems of higher education. Raising new questions and examining recent developments, this fully updated edition is an invaluable resource for graduate students, administrators, policymakers, and researchers who seek to learn more about the crucial contexts underlying policy decisions and college access. This third edition includes updates across the board to reflect current policy contexts. Expanded historical frameworks allow readers to better understand the preparation, access, persistence, and the development of state education systems. New considerations of state and national political ideologies help to inform contemporary contexts. Finally, refreshed cases, including an additional case about Florida and updated cases for California, Minnesota, Indiana, and North Carolina, equip readers with new ways to analyze complex state policies and their impact on higher education. Special Features: Case Studies help readers to build their skills in analyzing how political values, beliefs, and traditions influence policy decisions and adaptations within state systems. Reflective Questions encourage readers to discuss state and campus contexts for policy decisions and to consider the strategies used in a state or institution. Approachable Explanations unpack complex public policies and financial strategies for readers who seek an understanding of public policy in higher education. Research-Based Recommendations explore how policymakers, higher education administrators, and faculty can work together to improve quality, diversity, and financial stewardship.

Download or read book Gen X at Middle Age in Popular Culture written by Pamela W. Hollander and published by Rowman & Littlefield. This book was released on 2020-12-10 with total page 173 pages. Available in PDF, EPUB and Kindle. Book excerpt: Born roughly between 1964 and 1980, Generation X has received much less critical attention than the two generations that precede and follow it: the Baby Boomers and Millennials. This essay collection examines representations of Generation X in contemporary popular culture, including in television, movies, music, and internet sources. Drawing on generational theory, cultural studies theory, race theory, and feminist theory, the essays in this volume consider the past identities of Generation X, relationships with members of younger generations, modern appropriation of Generation X aesthetics, interactions of Generation X members with family, and the existential values of Generation X.

Download or read book Student Loans written by Noël Merino and published by Greenhaven Publishing LLC. This book was released on 2016-01-27 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is very common for young people to have educational loans in order to obtain certification or degrees. This guidebook investigates student loans, how increasing loan debt has gotten out of hand, and what students should do about it. Government and private loans, repayment solutions, and the economic impact of the student loan bubble are discussed.

Download or read book American Government written by Scott F. Abernathy and published by CQ Press. This book was released on 2018-11-14 with total page 944 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The main strength of this book is that it presents a ‘human’ side to American Government that challenges students to think critically while still presenting the ‘teaching’ side with objectives, self-tests, and chapter reviews." —Kathleen Barrett, University of West Georgia In the Second Edition of American Government, author Scott F. Abernathy tunes in to the voices of all Americans, showing how our diverse ideas shape the way we participate and behave, the laws we live by, and the challenges we face. From the Constitutional Convention to Ferguson, Missouri, each chapter features rich, personal narratives that illustrate how the American political system is the product of strategies, calculations, and miscalculations of countless individuals. It focuses on real people, the actions they take, the struggles they face, and how their choices influence outcomes. The key concepts are memorable because they are tied to real politics, where students see political action and political choices shaping how institutions advance or impede the fulfillment of fundamental ideas. Participation is at the heart of this groundbreaking new text, with ample background on how and why to participate. Not only will all students see themselves reflected in the pages, but they will come to understand that they, too, are strategic players in American politics, with voices that matter. A Complete Teaching and Learning Package SAGE Vantage Digital Option Engage, Learn, Soar with SAGE Vantage, an intuitive digital platform that delivers American Government, Second Edition textbook content in a learning experience carefully designed to ignite student engagement and drive critical thinking. Built with you and your students in mind, it offers easy course set-up and enables students to better prepare for class. Contact your rep to learn more. Assignable Video Assignable Video (available on the SAGE Vantage platform) is tied to learning objectives and curated exclusively for this text to bring concepts to life and appeal to different learning styles. Watch a sample video now. SAGE Coursepacks FREE! Easily import our quality instructor and student resources content into your school’s learning management system (LMS) and save time. Learn more. SAGE Edge FREE online resources for students that make learning easier. See how your students benefit. SAGE course outcomes: Measure Results, Track Success Outlined in your text and mapped to chapter learning objectives, SAGE course outcomes are crafted with specific course outcomes in mind and vetted by advisors in the field. See how SAGE course outcomes tie in with this book’s chapter-level objectives at edge.sagepub.com/abernathy2e. CQ Press Lecture Spark Designed to save you time and ignite student engagement, these free weekly lecture launchers focus on current event topics tied to key concepts in American government. Access this week’s topic. Free poster: What can you do with a Political Science degree? Download a poster that you can print to hang in your classroom, email to colleagues, or share on social media. Looking for the AP® Edition? Learn more about the brief text specifically tailored for the new AP® framework and exam. Contact your rep to learn more.

Download or read book The Great Mistake written by Christopher Newfield and published by Johns Hopkins University Press. This book was released on 2018-10-01 with total page 445 pages. Available in PDF, EPUB and Kindle. Book excerpt: A powerful, hopeful critique of the unnecessary death spiral of higher education, The Great Mistake is essential reading for those who wonder why students have been paying more to get less and for everyone who cares about the role the higher education system plays in improving the lives of average Americans.

Download or read book Debt Free U written by Zac Bissonnette and published by Penguin. This book was released on 2010-08-31 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book Appendix to the Journal of the House of the Representatives written by New Zealand. Legislature. House of Representatives and published by . This book was released on 1912 with total page 2044 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book How to Be a Financial Grownup written by Bobbi Rebell and published by Maven House. This book was released on 2016-10-18 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bobbi Rebell, award-winning TV anchor and personal finance columnist at Thomson Reuters, taps into her exclusive network of business leaders to share with you stories of the financial lessons they learned early in their lives that helped them become successful. She then uses these stories as jumping off points to offer specific, actionable advice on how you can become a financial grownup just like them. Financial role models such as Author Tony Robbins, Entrepreneur Ivanka Trump, Shark Tank's Kevin O’Leary, Mad Money's Jim Cramer, Designer Cynthia Rowley, Macy's CEO Terry Lundgren, Zillow's CEO Spencer Rascoff, PwC's CEO Bob Moritz, and twenty others share their stories with you. The book walks you through some of the biggest money decisions you'll make regarding real estate, investing, debt management, careers, friends and money, family finances, and even health and wellness. You're guided by proven examples and given the information you need to make choices that are right for you. How to Be a Financial Grownup will especially appeal to you if you're interested in new ideas to better manage your finances, especially if you're going through life changes where you have to pay more attention to your financial well-being.

Download or read book Guaranteed Student Loans 1973 written by United States. Congress. Senate. Labor and Public Welfare and published by . This book was released on 1973 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Smart Money written by Naseema McElroy and published by Sourcebooks, Inc.. This book was released on 2021-03-16 with total page 99 pages. Available in PDF, EPUB and Kindle. Book excerpt: Straightforward steps to financial freedom and wealth Getting a handle on personal finance can be confusing and stressful. Get unstuck and start saving now with this streamlined, holistic plan for financial wellness. Smart Money makes it simple to ditch debt and jump-start your wealth in nine practical steps. Learn how to avoid money pitfalls, correct any wrong turns, and save and spend the right way to build wealth. Start by assessing your current personal finance, figuring out how much you owe, and comparing your income with your spending. With a wealth of budgeting wisdom, saving strategies, banking tips, and advice for investing, you'll find out exactly how to set realistic goals—and watch yourself breeze through them. A step-by-step plan—Build a strong foundation with a plan that includes putting your money in the right bank, making your credit card work for you, and prepping for big-ticket expenses. Simple, helpful tools—Implement changes at each stage of financial planning with the help of handy budget worksheets and checklists. Tips and tricks—Master the tools of wealth-building with tips including seven ways to tackle debt, five credit card commandments, and more. Discover how you can revitalize your finances with Smart Money: The Personal Finance Plan to Crush Debt.

Download or read book The Decline in Educational Standards written by James D. Williams and published by Rowman & Littlefield. This book was released on 2019-04-15 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Decline in Educational Standards: From a Public Good to a Quasi-Monopoly is about the “commodification” of education and the factors that have changed education from a public good into a “commodity” over the last 50 years. When we look at today’s education, we see that academic standards in public education have been declining for decades even as education funding has reached nearly a trillion dollars per year to fund such failed programs as No Child Left Behind and Common Core. Simultaneously, tuition and fees at public universities have increased nearly 2000 percent over the last 30 years, and student loan debt is now a staggering $1.5 trillion. Quite simply, education has become big business. This book examines the various issues associated with the commodification of education, especially neoliberalism and privatized Keynesianism—what they are, how they developed, and how they have affected education and public policy. It argues that neoliberalism and the related socioeconomic shift to “debt-based consumerism” are at the center of commodification, leading to a significant decline in the exchange value of a college degree. It also argues that we cannot understand the changes in our public and higher education systems without examining the historical, social, economic, and political factors that have essentially created an education system that is significantly different from what it was in the not so distant past.