Download or read book From Micro finance to the Building of Local Institutions The Evolution of Micro credit Programme of the OPP s Orangi Charitable Trust Karachi Pakistan written by Arif Hasan and published by OUP Pakistan. This book was released on 2012-09-27 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Researchers, scholars, students of sociology, political economy, human geography, social work, regional planning and national and international development agencies and NGOs, micro-credit banks and related institutions and others who wish to understand the dynamics of change in Pakistan and to operate programmes of a similar nature.
Download or read book The Microcredit Programme of OPP Orangi Charitable Trust written by Aquila Ismail and published by . This book was released on 2005 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: Registered in 1987, the Orangi Pilot Project-Orangi Charitable Trust (OPP-OCT) supports the people's economic efforts through the provision of small loans. This book outlines the evolution of this pioneering programme, the principles governing it and its achievements.
Download or read book Microcredit for Development written by S. Akbar Zaidi and published by . This book was released on 2003 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Social Impacts and Constraints of Microcredit in the Alleviation of Poverty written by Naheed Rehman and published by . This book was released on 2003 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Social Impacts and Constraints of Microcredit in the Alleviation of Poverty written by Naheed Rehman and published by . This book was released on 2001 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Beyond Micro credit written by Thomas Fisher and published by Oxfam. This book was released on 2002 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.
Download or read book Meeting the Double Bottom Line written by Heather Montgomery and published by . This book was released on 2005 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Technical Assistance financed from the Japan Special Fund to the Islamic Republic of Pakistan for the Rural Microfinance Project written by and published by . This book was released on 1997 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Herald written by and published by . This book was released on 2012 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Micro politics of Microcredit written by Mohammad Jasim Uddin and published by Routledge. This book was released on 2015-05-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit has been seen in recent decades as having great potential for aiding development in poor developing countries, with Bangladesh being one of the countries which has pioneered microcredit and implemented it most widely. This book, based on extensive original research, explores how microcredit works in practice, and assesses its effectiveness. It discusses how microcredit, usually channelled through women, is often passed to the men of the family, a practice disapproved of by some, but regarded as acceptable by borrowers who have a communal approach to debt, rather than viewing debt as something held by single individuals. The book demonstrates how the rules around microcredit are often seem as irksome by the borrowers, how lenders often charge high rates of interest and work primarily to preserve their institutions, thereby going against the spirit of the microcredit movement, and how borrowers often end up on a downward spiral, deeper and deeper in debt. Overall, the book argues that although microcredit does much good, it also has many drawbacks.
Download or read book Bringing Finance to Pakistan s Poor written by Tatiana Nenova and published by World Bank Publications. This book was released on 2009-11-13 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although access to financing in Pakistan is expanding quickly, it is two to four times lower than regional benchmarks. Half of Pakistani adults, mostly women, do not engage with the financial system at all, and only 14 percent have access to formal services. Credit for small- and medium-size enterprises is rationed by the financial system. The formal microfinance sector reaches less than 2 percent of the poor, as opposed to more than 25 percent in neighboring countries. Yet it is the micro- and small businesses, along with remittances, that help families escape the poverty trap and participate in the economy. 'Bringing Finance to Pakistan s Poor' is based on a pioneering and comprehensive survey and dataset that measures the access to financial products by Pakistani households. The survey included 10,305 households in all areas of the country, excluding the tribal regions. The accompanying CD contains summary statistics. The authors develop a picture of access to and usage of financial services across the country and across different population groups, and they identify policy and regulatory priorities. Reform measures in Pakistan have been timely, but alone are not enough; financial institutions have lagged behind in adopting technology, segmenting customer bases, diversifying products, and simplifying processes and procedures. Gender bias and low levels of financial literacy remain barriers, as is geographical remoteness. However, the single strongest cause of low financial access is lack of income not location, education, or even gender. 'Bringing Finance to Pakistan s Poor' will be of great interest to readers working in the areas of business and finance, economic policy, gender and rural development, and microfinance.
Download or read book A Microcredit Alternative in South Asia written by Shahrukh Rafi Khan and published by Routledge. This book was released on 2018-03-28 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit took the development world by storm as a tool for poverty alleviation in the 1980s. After being hailed as a panacea, a few decades on it started being forcefully criticised based on its practice. This book explores Akhuwat (literally brotherhood), a rapidly growing Pakistani NGO formed in 2001, which addresses the shortcomings of conventional microfinance. Its vision is of a society built on empathy and social solidarity and its mission is that of creating self-sufficiency among the entrepreneurial poor. This book examines whether Akhuwat fulfils its promises of not pushing loans or encouraging clients to get on a debt treadmill and helping them to avoid high debt burdens by charging no interest and easing repayment terms. Conventional microcredit organizations are criticised for losing sight of the original mission of poverty alleviation by engaging in empire building and Akhuwat’s goal is to avoid this by embracing an alternative strategy of scaling up. Finally, this book also analyses Akhuwat’s approach as being gender sensitive and embracing all religions, castes and ethnicities. Based on fieldwork designed to assess if Akhuwat is the microcredit alternative it claims to be, this book will be of interest to scholars of poverty and development studies in general and microcredit in particular.
Download or read book The Role of Micro Credit and NGOs in Economic Development written by M. Lakshmi Narasaiah and published by Discovery Publishing House. This book was released on 2003 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contents: Small People s Banks: The Role of Micro-Enterprise Banks in Development Assistance, On the Way to Commercial Micro Credits, After the Micro-credit Summit: How to Implement its Anti- Poverty Strategy, No Miracle Weapon for Development: The Challenges Facing NGOs in the 21st Century, NGO s Better than the State, NGOs: Searching for Solid Ground, Who is Responsible for Corruption in Aid?, Corruption: Where to Draw the Line?, Aid Effectiveness as a Multi-Level Process, Crisis and New Orientation of Development Policy, Taking a Lead in the Fight Against Poverty, Social Summit, Income Gap Widens, Revisiting Bretton Woods, A New World Order for Whom? Development: The Third Way, Third World Debt is still Growing, The Status of Saving, Caught in the Debt Trap?, Who Suffers from the Asian Crisis?, For Richer, for Fairer, Development: The People Know Best, Social Development: The Way Forward, The Dematerialisation of the World Economy, Tobin Tax.
Download or read book Microcredit and Women s Empowerment written by Aminul Faraizi and published by Routledge. This book was released on 2014-04-04 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.
Download or read book Microcredit and Poverty Alleviation written by Tazul Islam and published by Ashgate Publishing, Ltd.. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: With a view to increased poverty alleviation, Tazul Islam examines the real extent to which the Grameen Bank's credit-alone policy has been successful in securing the Bank's financial sustainability; its practical role in alleviating poverty and its actual impact on the productivity of its clients.
Download or read book Changing Contours of Microfinance in India written by Jayadev M. and published by Routledge. This book was released on 2016-05-12 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book brings together empirical evidences and theoretical perspectives to provide a comprehensive overview of the microfinance sector in India. The essays in the volume: focus on the application of information and communication technology (ICT) solutions in microfinance institutions to strengthen the savings movement and widen credit access to the poor and marginalized sections of society; present case studies on self-help group (SHG) movements, federations and SHG-Bank Linkage programmes; propose measures for strengthening regulatory and governance structures of the microfinance sector; and identify linkages between overall financial inclusion and the contribution of microfinance institutions (MFIs). The volume will be indispensable for scholars and researchers of microeconomics, South Asian economics and development economics as well as professionals and aspirants in the microfinance, rural banking and financial inclusion sectors.
Download or read book Empowering Squatter Citizen written by David Satterthwaite and published by Routledge. This book was released on 2013-06-17 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annotation This volume is the most recent addition to the examination of urban poverty by the Human Settlements Program at the International Institute for Environment and Development (IIED). It makes the case for redirecting support to local organizations and processes. The core of the book is case studies of innovative government organizations (in Thailand, Mexico, Philippines and Nicaragua) and community-driven processes (in India, South Africa, Pakistan and Brazil) that show new ways to address urban poverty. Each case study is prepared by specialists from these countries. They show that poverty reduction in urban areas is as much about building competent, accountable local organizations as about attempting to improve incomes. It involves strengthening and supporting the organizations formed by the poor or homeless to be able to develop their own solutions and able to negotiate better deals with the organizations delivering infrastructure, services, credit and land for housing. The understanding of urbanpoverty that the book presents goes beyond conventional, official definitions based only on income or consumption levels to include considerations of housing conditions, tenure, infrastructure and service provision, the rule of law, and civil and political rights, including 'voice' and the right to influence policy and practice on the ground. It offers powerful conclusions for national and local governments, NGOs and international agencies on how to tackle the complex and growing problem of urban poverty.
