Download or read book Fixing the Housing Market written by Franklin Allen and published by Pearson Prentice Hall. This book was released on 2012 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explains the financial history leading to the mortgage meltdown and assesses today's housing finance systems in the United States and abroad.
Download or read book Fixer Upper written by Jenny Schuetz and published by Brookings Institution Press. This book was released on 2022-02-22 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt: Practical ideas to provide affordable housing to more Americans Much ink has been spilled in recent years talking about political divides and inequality in the United States. But these discussions too often miss one of the most important factors in the divisions among Americans: the fundamentally unequal nature of the nation’s housing systems. Financially well-off Americans can afford comfortable, stable homes in desirable communities. Millions of other Americans cannot. And this divide deepens other inequalities. Increasingly, important life outcomes—performance in school, employment, even life expectancy—are determined by where people live and the quality of homes they live in. Unequal housing systems didn’t just emerge from natural economic and social forces. Public policies enacted by federal, state, and local governments helped create and reinforce the bad housing outcomes endured by too many people. Taxes, zoning, institutional discrimination, and the location and quality of schools, roads, public transit, and other public services are among the policies that created inequalities in the nation’s housing patterns. Fixer-Upper is the first book assessing how the broad set of local, state, and national housing policies affect people and communities. It does more than describe how yesterday’s policies led to today’s problems. It proposes practical policy changes than can make stable, decent-quality housing more available and affordable for all Americans in all communities. Fixing systemic problems that arose over decades won’t be easy, in large part because millions of middle-class Americans benefit from the current system and feel threatened by potential changes. But Fixer-Upper suggests ideas for building political coalitions among diverse groups that share common interests in putting better housing within reach for more Americans, building a more equitable and healthy country.
Download or read book Fixing and Flipping Real Estate written by Marty Boardman and published by Apress. This book was released on 2014-03-01 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: Let’s face it—fixing and flipping houses is sexy. Who doesn’t love the idea of buying a rundown, mold-infested shack and transforming it into someone’s dream home for massive profits? Reality TV shows make it look so easy. A little paint here, some new kitchen cabinets there, and presto! The house is sold for big bucks and everyone lives happily ever after. If only it were that simple. Fixing and flipping houses is a business. In order for a business to survive, prosper, and grow, systems must be put in place. Fixing and Flipping Real Estate: Strategies for the Post-Boom Era is a book that breaks down the four essential components of a fix-and-flip business, giving you the building blocks to efficiently buy and sell 1 to 20 properties a month in today’s post-boom era housing market. You’ll learn about each of the boxes: Acquisition—How to find and buy a profitable real estate deal. Rehabbing—How to systematically remodel a house and how not to underimprove, or overimprove, your property. Sales—How to sell your flip for the highest possible price in the shortest possible time. Raising Capital—How to get the capital you need to grow your business, including using other people’s money, for your real estate deals without getting sued or going to jail. In the post-real estate boom era, fixing and flipping is again a solid business--especially in the “sand” states—Arizona, California, Nevada, Texas, and Florida, among others. It’s also a good bet in states as diverse as North Carolina and Washington State. And with the real estate market projected to bottom out nationally in 2012 (this time for real), there are plenty of houses to be renovated and plenty of money to be made by the enterprising in all fifty states. This book shows real estate investors everything they need to know to get started fixing and reselling houses either as a substantial sideline or a full-on business.
Download or read book Shut Out written by Kevin Erdmann and published by Rowman & Littlefield. This book was released on 2019-01-21 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States suffers from a shortage of well-placed homes. This was true even at the peak of the housing boom in 2005. Using a broad array of evidence on housing inflation, income, migration, homeownership trends, and international comparisons, Shut Out demonstrates that high home prices have been largely caused by the constrained housing supply in a handful of magnet cities leading the new economy. The same phenomenon is occurring in leading countries across the globe. Gentrifying cities have become exclusionary bastions in the new postindustrial economy. The US housing bubble that peaked in 2005 is more accurately described as a refugee crisis than a credit bubble. Surging demand for limited urban housing triggered a spike of migration away from the magnet cities among households with moderate and lower incomes who could no longer afford to remain, causing a brief contagion of high prices in the cities where the migrants moved. In this book, author Kevin Erdmann observes that the housing bubble has been broadly and incorrectly attributed to various “excesses.” Policymakers and economists concluded that our key challenge was that we had built too many homes. This misdiagnosis of the problem, according to Erdmann, led to misguided public polices, which were the primary cause of the subsequent financial crisis. A sort of moral panic about supposed excesses in home lending and construction led to destabilizing monetary and regulatory decisions. As the economy slumped, a sense of fatalism prevented the government from responding appropriately to the worsening situation. Shut Out provides a much-needed correction to the causes and consequences of financial crises and secular stagnation.
Download or read book Home Truths written by Liam Halligan and published by Biteback Publishing. This book was released on 2021-01-13 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: The UK's chronic housing shortage is lowering the quality of life for millions, turning the British dream of home ownership into a cruel nightmare – not least for 'generation rent'. Countless vulnerable families are meanwhile being deprived of access to decent social housing, causing homelessness to spiral. In this searing polemic, Liam Halligan offers radical solutions to the most urgent political issue of our times. Fully updated, with a foreword from former Chancellor Sajid Javid and drawing on extensive interviews with Cabinet ministers, civil servants, leading developers and struggling homebuyers across the country, Home Truths is a no-holds-barred critique of the UK's housing crisis.
Download or read book Triumph of the City written by Edward Glaeser and published by Penguin. This book was released on 2012-01-31 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: Shortlisted for the Financial Times and McKinsey Best Book of the Year Award in 2011 “A masterpiece.” —Steven D. Levitt, coauthor of Freakonomics “Bursting with insights.” —The New York Times Book Review A pioneering urban economist presents a myth-shattering look at the majesty and greatness of cities America is an urban nation, yet cities get a bad rap: they're dirty, poor, unhealthy, environmentally unfriendly . . . or are they? In this revelatory book, Edward Glaeser, a leading urban economist, declares that cities are actually the healthiest, greenest, and richest (in both cultural and economic terms) places to live. He travels through history and around the globe to reveal the hidden workings of cities and how they bring out the best in humankind. Using intrepid reportage, keen analysis, and cogent argument, Glaeser makes an urgent, eloquent case for the city's importance and splendor, offering inspiring proof that the city is humanity's greatest creation and our best hope for the future.
Download or read book The Housing Boom and Bust written by Thomas Sowell and published by Basic Books (AZ). This book was released on 2009-05-12 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explains how we got into the current economic disaster that developed out of the economics and politics of the housing boom and bust. The "creative" financing of home mortgages and "creative" marketing of financial securities based on these mortgages to countries around the world, are part of the story of how a financial house of cards was built up--and then collapsed.
Download or read book Rethinking the Economics of Land and Housing written by Josh Ryan-Collins and published by Zed Books Ltd.. This book was released on 2017-02-28 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why are house prices in many advanced economies rising faster than incomes? Why isn’t land and location taught or seen as important in modern economics? What is the relationship between the financial system and land? In this accessible but provocative guide to the economics of land and housing, the authors reveal how many of the key challenges facing modern economies - including housing crises, financial instability and growing inequalities - are intimately tied to the land economy. Looking at the ways in which discussions of land have been routinely excluded from both housing policy and economic theory, the authors show that in order to tackle these increasingly pressing issues a major rethink by both politicians and economists is required.
Download or read book Makers and Takers written by Rana Foroohar and published by Currency. This book was released on 2017-09-12 with total page 402 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is Wall Street bad for Main Street America? "A well-told exploration of why our current economy is leaving too many behind." —The New York Times In looking at the forces that shaped the 2016 presidential election, one thing is clear: much of the population believes that our economic system is rigged to enrich the privileged elites at the expense of hard-working Americans. This is a belief held equally on both sides of political spectrum, and it seems only to be gaining momentum. A key reason, says Financial Times columnist Rana Foroohar, is the fact that Wall Street is no longer supporting Main Street businesses that create the jobs for the middle and working class. She draws on in-depth reporting and interviews at the highest rungs of business and government to show how the “financialization of America”—the phenomenon by which finance and its way of thinking have come to dominate every corner of business—is threatening the American Dream. Now updated with new material explaining how our corrupted financial system propelled Donald Trump to power, Makers and Takers explores the confluence of forces that has led American businesses to favor balance-sheet engineering over the actual kind, greed over growth, and short-term profits over putting people to work. From the cozy relationship between Wall Street and Washington, to a tax code designed to benefit wealthy individuals and corporations, to forty years of bad policy decisions, she shows why so many Americans have lost trust in the system, and why it matters urgently to us all. Through colorful stories of both “Takers,” those stifling job creation while lining their own pockets, and “Makers,” businesses serving the real economy, Foroohar shows how we can reverse these trends for a better path forward.
Download or read book Fixing Broken Cities written by John Kromer and published by Routledge. This book was released on 2009-09-10 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: Through the insightful lens of an experienced practitioner, this book describes the origin, execution, and impact of urban repopulation strategies—initiatives designed to attract residents, businesses, jobs, shoppers, and visitors to places that had undergone decades of decline and abandonment. The central question throughout the strategies explored in the book is who should benefit? Who should benefit from the allocation of scarce public capital? Who should enjoy the social benefits of urban development? And who will populate redeveloped areas? Kromer provides realistic guidance about how to move forward with strategic choices that have to be made in pursuing the best opportunities available within highly disadvantaged, resource-starved urban areas. Each of the cases presents strategies that are strongly influenced by geography, economics, politics, and individual leadership, but they address key issues that are major concerns everywhere: enlivening downtowns, stabilizing and strengthening neighborhoods, eliminating industrial-age blight, and providing quality public education options.
Download or read book Fixing Broken Cities written by John Kromer and published by Routledge. This book was released on 2009-09-10 with total page 399 pages. Available in PDF, EPUB and Kindle. Book excerpt: Through the insightful lens of an experienced practitioner, this book describes the origin, execution, and impact of urban repopulation strategies—initiatives designed to attract residents, businesses, jobs, shoppers, and visitors to places that had undergone decades of decline and abandonment. The central question throughout the strategies explored in the book is who should benefit? Who should benefit from the allocation of scarce public capital? Who should enjoy the social benefits of urban development? And who will populate redeveloped areas? Kromer provides realistic guidance about how to move forward with strategic choices that have to be made in pursuing the best opportunities available within highly disadvantaged, resource-starved urban areas. Each of the cases presents strategies that are strongly influenced by geography, economics, politics, and individual leadership, but they address key issues that are major concerns everywhere: enlivening downtowns, stabilizing and strengthening neighborhoods, eliminating industrial-age blight, and providing quality public education options.
Download or read book Building a Market written by Richard Harris and published by University of Chicago Press. This book was released on 2012-08-21 with total page 446 pages. Available in PDF, EPUB and Kindle. Book excerpt: A unique study of how the American Dream came to be—and came to be constantly updated and renovated: ”A pleasure to read.”—American Historical Review Each year, North Americans spend as much money fixing up their homes as they do buying new ones. This obsession with improving our dwellings has given rise to a multibillion-dollar industry that includes countless books, magazines, cable shows, and home improvement stores. Building a Market charts the rise of the home improvement industry in the United States and Canada from the end of World War I into the late 1950s. Drawing on the insights of business, social, and urban historians, and making use of a wide range of documentary sources, Richard Harris shows how the middle-class preference for home ownership first emerged in the 1920s—and how manufacturers, retailers, and the federal government combined to establish the massive home improvement market and a pervasive culture of Do-It-Yourself. Deeply insightful, Building a Market is the carefully crafted history of the emergence and evolution of a home improvement revolution that changed not just American culture but the American landscape as well. “An important topic that deserves to be widely read by scholars of business history, urban history, and social history.”—Journal of American History
Download or read book The Modular Housing Handbook written by Simon Bayliss and published by Routledge. This book was released on 2020-08-31 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Modular construction has the potential to improve housing quality, speed up delivery and reduce building costs – so why isn’t everyone doing it? This practical handbook combines real-world advice on designing modular housing with a compelling argument for off-site construction as a means for architects taking a greater role and achieving more influence in their housing projects. Focusing on the benefits as well as the challenges of modular construction, this book illustrates that off-site construction need not act as a design constraint and can in fact provide an opportunity for greater design impact. Richly illustrated with recent case studies and featuring over 100 photographs of exemplar projects, The Modular Housing Handbook provides inspiration as well as timely, practical advice.
Download or read book Understanding Housing Policy written by Lund, Brian and published by Policy Press. This book was released on 2017-04-26 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 3rd edition of this bestselling textbook has been completely revised to address the range of socio-economic factors that have influenced UK housing policy in the years since the previous edition was published. The issues explored include the austerity agenda, the impact of the Coalition government’s housing policies, the 2015 Conservative government’s policy direction, the evolving devolution agenda and the recent focus on housing supply. The concluding chapter examines new policy ideas in the context of theoretical approaches to understanding housing policy: laissez-faire economics; social reformism; Marxist political economy; behavioural perspectives and social constructionism. Throughout the textbook, substantive themes are illustrated by boxed examples and case studies. The author focuses on principles and theory and their application in the process of constructing housing policy, ensuring that the book will be a vital resource for undergraduate and postgraduate level students of housing and planning and related social policy modules.
Download or read book Loss of Homes and Evictions across Europe written by Padraic Kenna and published by Edward Elgar Publishing. This book was released on with total page 395 pages. Available in PDF, EPUB and Kindle. Book excerpt: The loss of a home can lead to major violations of a person’s dignity and human rights. Yet, evictions take place everyday in all countries across Europe. This book provides a comparative assessment of human rights, administrative, procedural and public policy norms, in the context of eviction, across a number of European jurisdictions. Through this comparison the book exposes the emergence of consistent, Europe-wide standards and norms.
Download or read book Housing for Hope and Wellbeing written by Flora Samuel and published by Taylor & Francis. This book was released on 2022-12-20 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: Housing and neighbourhoods have an important contribution to make to our wellbeing and our sense of our place in the world. This book, written for a lay audience (with policy makers firmly in mind) offers a useful and intelligible overview of our housing system and why it is in ‘crisis’ while acting as an important reminder of how housing contributes to social value, defined as community, health, self development and identity. It argues for a holistic digital map-based planning system that allows for the sensitive balancing of the triple bottom line of sustainability: social, environmental and economic value. It sets out a vision of what our housing system could look like if we really put the wellbeing of people and planet first, as well as a route map on how to get there. Written primarily from the point of view of an architect, the account weaves across industry, practice and academia cross cutting disciplines to provide an integrated view of the field. The book focusses on the UK housing scene but draws on and provides lessons for housing cultures across the globe. Illustrated throughout with case studies, this is the go-to book for anyone who wants to look at housing in a holistic way.
Download or read book Congressional Record written by United States. Congress and published by . This book was released on 1957 with total page 1422 pages. Available in PDF, EPUB and Kindle. Book excerpt:
