Download or read book Financial Liberalization and Rural Credit in India written by V. K. Ramachandran and published by . This book was released on 2005 with total page 420 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial liberalization after 1991 damaged the formal system of institutional credit in rural India severely. It represented a clear and explicit reversal of the policy of social and development banking, and contributed in no small way to the extreme deprivation and distress of which the rural poor in India have been victims over the last decade. The papers in this volume, theoretical and empirical, examine the implications of financial liberalization with respect to rural credit. The theoretical papers deal with the macro-economic and structural effects of neo-liberal financial policy on the rural banking system. The empirical papers, both secondary data-based and village-level case studies, show that changes in national banking policy have had a rapid, drastic and potentially disastrous effect on the debt portfolios of rural households, particularly the income-poor. Although it is clear that chronic indebtedness among the rural poor is a problem that cannot be solved by banking policy alone, and that the abolition of usury requires agrarian reform and major public investment, a decisive change in banking policy is essential for the very survival of the working people in rural India.V.K. Ramachandran and Madhura Swaminathan are economists and Professors at the Indian Statistical Institute, Kolkata.The strength of the book lies in its good analytical papers on policies and rich material from village studies.The Hindu
Download or read book Rural Credit Markets written by Anita Gill and published by . This book was released on 2000 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Rural Credit in India written by Prakash Chandra Deogharia and published by . This book was released on 2008 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Process of Financial Liberalization in India written by Kunal Sen and published by . This book was released on 1997 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyzes the process of financial liberalization in India in the post-1991 period. The authors detail the key changes in each segment and market, and hypothesize possible paths that different constituents of the financial sector may take in the future.
Download or read book Rural Finance and Financial Inclusion written by K. K. Tripathy and Anshu Singh and published by Notion Press. This book was released on 2022-07-12 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since independence, the field of rural credit has traversed a long terrain. This book is a good synthesis of the evolution and development of the domain from a theoretical as well as practical perspective. It is a fundamental literature on rural finance mechanisms as well as financial inclusion initiatives in India. Although the field of rural credit is vast and specialised, the authors have carefully picked up the most important components of this domain, which will be immensely useful to readers to get first-hand knowledge on the subject. While it traces the important institutional mechanisms of rural and agricultural credit in India, it also discusses the emerging paradigms of rural finance and ICT interventions, which can potentially restructure delivery mechanisms to encourage product innovation for serving the financial needs of those at the bottom of the pyramid population. The authors have attempted to cover every important aspect of rural finance by incorporating relevant discussions on institutions, governance, policy framework, schemes, and practices along with issues and concerns in the area of agricultural finance, rural credit and financial inclusion. The text has been woven in a cohesive manner so that the reader can appreciate the historic milestones while comprehending the present situation. Each chapter has been pinned to the larger developmental context to drive home the key issues concerning this field.
Download or read book Changing Face of Rural Credit in India written by Ramashish Purvey and published by Serials Publications. This book was released on 2009 with total page 428 pages. Available in PDF, EPUB and Kindle. Book excerpt: After The Nationalization Of Banks, The Reserve Bank Of India And The Government Of India Directed Commercial Bank To Prepare Schemes And Programs To The Help The Poor Farmers, Small Scale Industries (Ssis) And The Unemployed Youth In Country. Many Banks Prepared Schemes And Programs For This Purpose As Directed By Reserve Banks Of India & Government Of India. The Liking Of Shgs With The Banking System Has Emerged As The Major Micro-Finance Programme In The Country. Micro-Credit And Micro-Finance Are Changing The Lives Of The Rural People, Re-Energizing The Poor Community, Particularly The Most Oppressed, Suppressed And Neglected Community Of The Rural Society Mainly Comprising Schedule Caste And Scheduled Tribes. The Access To Credit As Well As Extending Other Financial Products And Services To These People Of Low Income Group Below Poverty Line Includes Women, Small Mergical Farmers, Artisans, Tenants Agricultural Labourers And Share Croppers. It Also Gives Them Access To Micro Insurance Through Which Sudden Expenses Relating To Serious Illness Or Asset Can Be Recovered. Present Global Financial Crisis Is Not Likely To Impact Small And Micro Enterprises And Hence It Is Better For Banks To Focus On Micro-Finance. Various Developments In The Area Of Micro Finance Are Narrated In The Authors Suggest That Banks Must Not Miss The Opportunity And Take It As A Challenge For Developing Business.
Download or read book Improving Access to Finance for India s Rural Poor written by Priya Basu and published by World Bank Publications. This book was released on 2006-01-01 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annotation This book examines the current level and pattern of access to finance for India's rural households, evaluates various approaches for delivering financial services, analyzes what lies behind the lack of adequate financial access, and identifies what it would take to improve access to finance.
Download or read book Banking Sector Liberalization in India written by Christian Roland and published by Springer Science & Business Media. This book was released on 2007-10-25 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: This fascinating and timely work explores in detail the changes in the Indian banking sector over the last 20 years, and puts them into a comparative perspective with the Chinese banking sector. For this purpose, the author develops a detailed indicator-based framework for assessing the liberalization of a banking sector along various process steps based on financial liberalization and transformation studies. The key finding is that while liberalization has improved the sectoral performance, it has so far had no effect on the macro level.
Download or read book Economic Reforms and Rural Development in India written by Gogula Parthasarathy and published by Academic Foundation. This book was released on 2003 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since 1991, the Indian economy has been exposed to economic liberalization and globalization in line with structural adjustment and stabilisation policies initiated by IMF and World Bank. This analysis outlines the controversial shift in Indian economic policy from State-oriented development strategy to market-oriented development that leaves decisions of production and distribution to be made by the market.
Download or read book Financial Liberalization and Intervention written by Santonu Basu and published by Edward Elgar Publishing. This book was released on 2002 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Basu (business, South Bank U., London) examines why policies of financial liberalization and intervention have failed to improve all borrowers' access to the loan market. His theory of credit rationing introduces the concepts of credit standard and credit risk as a way of understanding why bankers ration credit to some while offering loans to others. The text is based upon the author's Ph.D. dissertation. Annotation copyrighted by Book News, Inc., Portland, OR
Download or read book Rural Credit and Self Help Groups written by K G Karmakar and published by SAGE Publications Pvt. Limited. This book was released on 1999 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: Looking to examples in Thailand and Bangladesh, this book enumerates the various factors which have been instrumental in weakening the rural credit agencies set up to relieve rural poverty in developing countries.
Download or read book Economic Liberalization and Indian Agriculture written by G. S. Bhalla and published by . This book was released on 1994 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: Collection of policy papers presented at the Workshop on Agricultural Policies in the New Economic Environment jointly organized by the Institute for Studies in Industrial Development, New Delhi, and Food and Agriculture Organization of the United Nations, Sept. 6-9, 1993, New Delhi.
Download or read book Rural Informal Credit Markets and the Effectiveness of Policy Reform written by Alexander Sarris and published by Food & Agriculture Org.. This book was released on 1996 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Rural Credit In The Era Of Gloalisation written by K. A. Rasure and published by Serials Publications. This book was released on 2010 with total page 512 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Book On Rural Credit In The Era Of Globalisation , Tailored To Meet The Specific Requirements Of Research Scholars, Teachers, Students, Planners And Policy Markers, Who Can Utilize It Profitably. This Book Contain 30 Papers Prepared By Eminent Personalities Coming Fairly From Seats Of Higher Learning Situated In Different Parts Of India. Therefore, I Am Proud And Privileged To Say That This Volumes Is Of Representational Value On The National Level. The Issue Covered In This Book Have A Practical And Policy Significance In India. The Themes Have Paper Writers. I Have Made An Earnest Attempt To Present This Book In The Hands Of The Academic Community
Download or read book Rural Financial Markets in Developing Countries written by Von Pischke, J. D. and published by Johns Hopkins University Press. This book was released on 1983 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: Until recently the use of agricultural credit as a developmental tool seemed clear and straightforward. Most concerned people believed that increases in the volume of cheap credit were necessary to boost agricultural production, and that the rural poor could be brought into the mainstream of development through supervised credit programs. It seemed that certain ideal types of rural credit institutions offered the promise of meeting farmers' credit needs, and that experience in the industrialized countries with cooperatives and specialized agricultural finance institutions could be effectively transplanted to low-income countries. This collection of readings highlights facets of rural financial markets that have often been neglected in discussions of agricultural credit in developing countries. It moves beyond a narrow concern with the simple provision of credit to a broad consideration of the performance of rural financial markets and of ways to improve the quality and range of financial services for low-income farmers. It reflects new thinking on the design, administration, evaluation and policy framework of rural finance and credit programs in developing countries.
Download or read book Twenty Years of India s Liberalization written by Rashmi Banga and published by . This book was released on 2012 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: At head of title: United Nations Conference on Trade and Development.
Download or read book A New India written by Anthony P. D'Costa and published by Anthem Press. This book was released on 2010-12-01 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume critically examines the notion of a 'new' India by acknowledging that India is changing remarkably and by indicating that in the overzealous enthusiasm about the new India, there is collective amnesia about the other, older India. The book argues that the increasing consolidation of capitalist markets of commodity production and consumption has unleashed not only economic growth and social change, but has also introduced new contradictions associated with market dynamics in the material and social as well as intellectual spheres.
