Download or read book FHA Restoring the American Dream of Homeownership written by and published by . This book was released on 1996* with total page 9 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book FHA Restoring the American Dream of Homeownership written by and published by . This book was released on 1996 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Restoring the American Dream of Homeownership written by United States. Federal Housing Administration and published by . This book was released on 1996* with total page 9 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The National Homeownership Strategy written by United States. Department of Housing and Urban Development and published by . This book was released on 1995 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Chasing the American Dream written by William M. Rohe and published by Cornell University Press. This book was released on 2018-07-05 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.

Download or read book Regaining the Dream written by Roberto G. Quercia and published by Brookings Institution Press. This book was released on 2011 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: The authors argue that, despite the downturn in the real estate market and the economy in general, affordable lending to home buyers can continue without all the risk-taking that led to the problems in the first place. Original.

Download or read book Homeownership written by Evelina T. Loke and published by . This book was released on 1982 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Regaining the Dream written by Roberto G. Quercia and published by Rowman & Littlefield. This book was released on 2011-07-27 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Millions of Americans have lost their homes since the start of the recession initiated by the financial crisis of 2008–09. But is the dream of homeownership for America's working families obsolete, an aspiration from a bygone era? Regaining the Dream rejects that notion and proposes a way to strengthen the financial system while simultaneously promoting an equitable and viable American homeownership policy. For the first time, the authors of Regaining the Dream offer data-driven evidence on how the mortgage industry can serve working families in the United States, pointing the way to a pragmatic housing policy that promotes the opportunity for sustainable homeownership. Taking the reader step by step through the lending crisis and what caused it, the authors include useful and clear definitions of terms heard almost daily in news coverage. And they give a fair account of the history behind Fannie Mae and Freddie Mac and the new Dodd-Frank law, explaining what remains to be done to uphold one of the defining characteristics of the American dream.

Download or read book Moving Up to the American Dream written by and published by . This book was released on 1996 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Homeownership written by United States League of Savings Associations. Economics Department and published by . This book was released on 1978 with total page 175 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Moving Up to the American Dream written by United States. Department of Housing and Urban Development and published by . This book was released on 1996 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Restoring the American Dream written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2010 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book American Nightmare written by Randal O'Toole and published by Cato Institute. This book was released on 2012-05-16 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: The American Dream turned into a nightmare when the housing bubble burst, and people have been trying to figure out who to blame- Greedy bankers? Corrupt politicians? Ignorant homeowners? In American Nightmare: How Government Undermines the Dream of Homeownership, Randal O'Toole explores the forces at play in the housing market and shows how we can rebuild the American dream of homeownership by eliminating federal, state, and local policies that distort the free market for housing.

Download or read book The American Dream of Homeownership written by Angelo R. Mozilo and published by . This book was released on 2003 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Home Ownership and the American Dream written by Jennifer E. Wintner and published by . This book was released on 1980 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Expanding American Homeownership Act of 2007 written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2007 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The American Dream Deferred written by Priya S. Gupta and published by . This book was released on 2016 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a few short years, the American Dream has dried up like a raisin in the sun. Massive foreclosures of the mid-to-late 2000s have left the status of the American Dream of homeownership in serious question. In this paper, I argue that in order to formulate new federal housing and homeownership policy goals, the underlying vision of property rights that informs such policy needs to be examined and re-oriented to one that recognizes the nature of property (specifically with regards to residences) as an interconnected and contextualized regime. In the decades following World War II, the federal government supported homeownership and egalitarian access to such ownership through legal regimes and rhetoric. The form this promotion took - the push for detached single-family houses - maps a model of property rights that values ownership, separation, autonomy, and a particular legitimate version of the "home." Despite this promotion, just before and during the Foreclosure Crisis of the mid-2000s, the federal government all but abandoned this rhetoric and paradigm by moving towards a different model of property rights that treated the house as a commodity, evaluated like an investment and bound by the four corners of its mortgage contract. From this model, it could comfortably limit people's rights to their homes, especially for the 'irresponsible borrowers' amongst them. The use of both of these models has shifted the operation of property as a regime in the United States to the disadvantage of racial minorities in particular.After setting out this narrative, I argue that analyses of property rights, and therefore also housing policy, should be broadened to encompass two contextual dimensions. Drawing from the experience of City of Baltimore in the Mortgage Crisis, I argue that property and housing policy should recognize (1) the interconnectedness of property as an institution and (2) the importance of the circumstances in which the investment and contract surrounding a house were made.