Download or read book Factors Affecting Financial Performace of Oromia Credit and Saving Share Company The Case of Eastern Hararghe Branch written by Abuammar Adem and published by . This book was released on 2019-07-04 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2019 in the subject Economics - Finance, grade: 3.89, language: English, abstract: Microfinance promises to reduce poverty. To achieve this amazing objective Microfinance institutions have to become strong enough in financial performance because donor constancy is not a given. Thus the question is: In what extent the OCCSCO -specific, industry-specific (MFI) and macroeconomic factors that determine OCCSCO's financial performance from the period 2013-2017, By using OLS estimation method to measure the effect of internal and external factors that affect financial performance in terms of return on asset. The researcher used SPSS 20.0 version to analyze the data that was obtained from secondary sources. The study was based on a five years secondary data obtained from AEMFI Financial performance analysis report and MOFEC economic forum report for10 selected OCCSCO in Eastern Hararghe branch. Beside this the study used primary data analysis to solicit managers, accountants and customer service officers perception towards factors affecting financial performance of Oromia credit and saving share company in Eastern Hararghe Branch. Regarding the explanatory variables, operational efficiency, GDP and size which affect OCCSCO financial performance significantly. The outcome of the study shows that Age of microfinance institutions has a positive but statistically insignificant effect on their financial performance. The other explanatory variables which is Portfolio at risk>30, Gearing ratio, capital to asset ratio and Market concentration affect negatively and not significant. The Oromia regional state MFIs policy makers and managers should give high concern to the credit risk management, expense management and large MFIs size management and also the government and policy makers should work combining both poverty reduction and financial self- sufficiency of OCCSCO.
Download or read book Financial Performance and Outreach written by Robert J. Cull and published by World Bank Publications. This book was released on 2006 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks. Profitability, though, is at the heart of the promise that microfinance can deliver poverty reduction while not relying on ongoing subsidy. The authors examine why this promise remains unmet for most institutions. Using a data set with unusually high quality financial information on 124 institutions in 49 countries, they explore the patterns of profitability, loan repayment, and cost reduction. The authors find that institutional design and orientation matter substantially. Lenders that do not use group-based methods to overcome incentive problems experience weaker portfolio quality and lower profit rates when interest rates are raised substantially. For these individual-based lenders, one key to achieving profitability is investing more heavily in staff costs-a finding consistent with the economics of information but contrary to the conventional wisdom that profitability is largely a function of minimizing cost.
Download or read book Decentralization in Ethiopia written by Taye Assefa and published by African Books Collective. This book was released on 2007 with total page 175 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 1991 government change in Ethiopia ushered in a centralised system of governance, aimed to bring about harmony and cooperation between different groups and to promote local self-rule. It has proceeded in two phases: 1991-2001 centred on creating and powering National/Regional Governments, termed mid-level decentralisation. Further powers were devolved in 2001 through the District Level Decentralization Program and Urban Management Profram. This volume brings together studies by the Forum for Social Studies and others, with the aim of identifying knowledge gaps for further research and to generate debate on the issues in Ethiopia. The study is in two parts: a literature review seeking to document existing studies and highlight research gaps; and field work which involved a rapid assessment of eight weredas and two kifle ketemas in Addis Ababa. The other three studies are synopses of master theses submitted to the Institute of Regional and Local Development Studies of Addis Ababa University.
Download or read book The Puzzle of Brazil s High Interest Rates written by Mr.Alex Segura-Ubiergo and published by International Monetary Fund. This book was released on 2012-02-01 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper highlights that real interest rates in Brazil have declined substantially over time, but are still well above the average of emerging market inflation targeting regimes. The adoption of an inflation-targeting regime and better economic fundamentals (reduction in inflation volatility and improvements in the fiscal and external positions) has helped Brazil sustain significantly lower real interest rates than in the past. Going forward, the paper shows that Brazil can converge towards lower equilibrium real interest rates if domestic savings increase to the level of other emerging market countries. The effect is particularly pronounced if the increase in domestic savings is achieved through higher levels of public savings. Still, econometric results suggest that, controlling for everything else in the model, real interest rates in Brazil are about two full percentage points higher than in other countries in the sample, suggesting that there are still Brazil-specific factors that have not been captured by the empirical analysis. Some of these factors may include credit market segmentation and inflation inertia generated by still pervasive indexation practices.
Download or read book Oromummaa written by Asafa Jalata and published by . This book was released on 2007-07 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Oromo of Ethiopia written by Mohammed Hassen and published by Red Sea Press(NJ). This book was released on 1990 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: A history of the Oromo peoples of Ethiopia; their culture, religion and political institutions.
Download or read book Community Seed Banks written by Ronnie Vernooy and published by Routledge. This book was released on 2015-05-15 with total page 323 pages. Available in PDF, EPUB and Kindle. Book excerpt: Community seed banks first appeared towards the end of the 1980s, established with the support of international and national non-governmental organizations. This book is the first to provide a global review of their development and includes a wide range of case studies. Countries that pioneered various types of community seed banks include Bangladesh, Brazil, Ethiopia, India, Nepal, Nicaragua, the Philippines and Zimbabwe. In the North, a particular type of community seed bank emerged known as a seed-savers network. Such networks were first established in Australia, Canada, the UK and the USA before spreading to other countries. Over time, the number and diversity of seed banks has grown. In Nepal, for example, there are now more than 100 self-described community seed banks whose functions range from pure conservation to commercial seed production. In Brazil, community seed banks operate in various regions of the country. Surprisingly, despite 25 years of history and the rapid growth in number, organizational diversity and geographical coverage of community seed banks, recognition of their roles and contributions has remained scanty. The book reviews their history, evolution, experiences, successes and failures (and reasons why), challenges and prospects. It fills a significant gap in the literature on agricultural biodiversity and conservation, and their contribution to food sovereignty and security.
Download or read book Introduction to Research Methods written by Catherine Dawson and published by How To Books. This book was released on 2009-05-29 with total page 137 pages. Available in PDF, EPUB and Kindle. Book excerpt: This practical, down-to-earth guide is for researchers, students, community groups, charities or employees - in fact anyone who needs to put together research projects quickly and effectively. It contains everything from developing your idea into a proposal, through to analysing data and reporting results. Whether you have to undertake a project as part of your coursework, or as part of your employment, or simply because you are fascinated by something you have observed and want to find out more, this book offers you advice on how to turn your ideas into a workable project. Specifically it will show you how to: - choose your research methods - choose your participants - prepare a research proposal - construct questionnaires - conduct interviews and focus groups - analyse your data - report your findings - be an ethical researcher
Download or read book Insurgent Fragmentation in the Horn of Africa written by Michael Woldemariam and published by Cambridge University Press. This book was released on 2018-02-15 with total page 334 pages. Available in PDF, EPUB and Kindle. Book excerpt: When insurgent organizations factionalize and fragment, it can profoundly shape a civil war: its intensity, outcome, and duration. In this extended treatment of this complex and important phenomenon, Michael Woldemariam examines why rebel organizations fragment through a unique historical analysis of the Horn of Africa's civil wars. Central to his view is that rebel factionalism is conditioned by battlefield developments. While fragmentation is caused by territorial gains and losses, counter-intuitively territorial stalemate tends to promote rebel cohesion and is a critical basis for cooperation in war. As a rare effort to examine these issues in the context of the Horn of Africa region, based upon extensive fieldwork, this book will interest both scholarly and non-scholarly audiences interested in insurgent groups and conflict dynamics.
Download or read book Vulnerable Livelihoods in Somali Region Ethiopia written by Stephen Devereux and published by . This book was released on 2006 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents an investigation into the causes and consequences of livelihood vulnerability in Somali Region, Ethiopia. People in this region, pastoralists, agro-pastoralists, farmers and traders, have suffered a series of livelihood shocks in recent years, some natural (droughts, livestock disease), others political (a crackdown on contraband trade, bans by Gulf states on livestock imports, violent conflict between (sub-)clans or between Ogaden National Liberation Front (ONLF) militia and the state). As a result of these multiple shocks, and because rainfall in the Horn of Africa has been low in recent years, questions are being asked about the sustainability of pastoralism as a livelihood system, not only in Somali Region but throughout the Greater Horn of Africa.
Download or read book Factors Affecting Dividend Payout In Listed Commercial Banks In Kenya written by Joseph Mwanza and published by GRIN Verlag. This book was released on 2021-01-19 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2020 in the subject Business economics - Investment and Finance, Catholic University of Eastern Africa (School of Business), course: Finance, language: English, abstract: This study sought to establish the factors that affect dividend payout of listed commercial banks in Kenya. Specifically, profitability, liquidity, firm size, and past dividend were determined if they affected dividend payout among listed commercial banks in Kenya. The study was based on the Bird in Hand Theory. A correlational research design was used to examine relationship among the variables. The target population for this study consisted of all listed commercial banks in Kenya. Purposive sampling procedure was used to select listed commercial banks for the study. The study employed secondary data which was obtained from the financial statements of the commercial banks for a period of five years ranging from 2012 to 2016. The study showed that profitability, liquidity, firm size and past DPS accounted for 77.69% of variations in dividend payout for listed commercial banks. All the four factors were found to be significant in affecting dividend payout for the listed commercial banks. Profitability and past dividend per share were found to be positively correlated with dividend payout while liquidity and firm size were found to be negatively correlated with dividend payout. The researcher recommends more research to be done taking into consideration other factors. These include factors such as the commercial banks management, legal environment, and competition within the banking industry.
Download or read book Coffee written by M.N. Clifford and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 469 pages. Available in PDF, EPUB and Kindle. Book excerpt: We live in an era of constantly accelerating scientific and social change brought about by developments in education, technology and modem communication. This is a time of questioning and new perceptions affecting all facets of our daily lives. With increasing frequency issues are being raised which demand answers and new approaches. This increases the responsibility of those involved in determining the future shape of the world of coffee. The dependence of developing countries on income generated from trade in coffee, the emergence of new processing techniques, health implications and questions of quality of coffee in the cup are among the issues related to coffee. The knowledge required to form the basis to resolve these issues for the benefit of the multitudes of coffee drinkers will be generated only through the systematic build up of information and its subsequent evaluation. Science and modem technology provide essential tools for these endeavours. This book should act as a stimulant to thought and creativity so the issues facing the industry may be fully analysed and a healthy future for coffee secured. It marks a step forward in laying the foundation for coffee's future. Alexandre F. Beltrao Executive Director International Coffee Organisation London PREFACE We have long been fascinated by coffee and on many occasions bemoaned the lack of a comprehensive text dealing with the varied scientific aspects. With the encouragement of Tim Hardwick of Croom Helm Ltd, we decided to pool our resources and produce just such a multi-author volume.
Download or read book Flight and Integration written by Mekuria Bulcha and published by Nordic Africa Institute. This book was released on 1988 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Multidimensional Economic Assessment of Africa written by Jacob Wood and published by Springer Nature. This book was released on 2020-05-27 with total page 319 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a useful resource for government policy analysts, academics, students of higher education and business practitioners interested in African economies and the key economic issues these economies are facing in 2020. In the face of weak governance and growth globally, there is still a window of opportunity for countries in Africa to build on not only their traditional industrial capabilities, but also pave the way for positive developments in international trade and in the way governments tackle poverty and inequality. By focusing on four areas: (1) agriculture and livestock, (2) consumption, poverty and inequality, (3) financial services, employment and corporate governance, and (4) economic integration, international trade and foreign direct investment (FDI), this book presents a series of empirical studies that examine important contemporary economic issues facing Africa. The book incorporates a range of methodological approaches, with some chapters providing case study analyses while others embrace more traditional forms of econometric testing.
Download or read book The Nile River Basin written by Seleshi Bekele Awulachew and published by . This book was released on 2012-08-15 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Coercion and the State written by David A. Reidy and published by Springer. This book was released on 2010-11-20 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A signal feature of legal and political institutions is that they exercise coercive power. The essays in this volume examine institutional coercion with the aim of trying to understand its nature, justification and limits. Included are essays that take a fresh look at perennial questions. Leading scholars from philosophy, political science and law examine these and related questions shedding new light on an apparently inescapable feature of political and legal life: Coercion.
Download or read book Econometric Models and Economic Forecasts written by Robert S. Pindyck and published by McGraw-Hill/Irwin. This book was released on 1998 with total page 664 pages. Available in PDF, EPUB and Kindle. Book excerpt: This well known text helps students understand the art of model building - what type of model to build, building the appropriate model, testing it statistically, and applying the model to practical problems in forecasting and analysis.
