Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Download or read book Retire Early with ETF Investing Strategy written by Nathan Bell and published by Youcanprint. This book was released on 2021-11-10 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are looking for a way to retire early and live the big life, then keep reading. Investing may not be the first thing that pops into your head when thinking of retiring early, but it is one of the best options. If you have looked into investing, you have probably heard things like stocks, bonds, day trading, and so on, but what you may not have heard of is ETFs. They aren't the biggest player in the investing world, but people are discovering their possibilities. And ETFs come with a lot of choices as well, so that you can keep your risk right where you want it to be. While investing in ETFs aren't the only thing you should do to retire early, they are a great place to start. I understand, though, if you're still skeptical about the whole retiring early thing. That's a touchy subject because there is mixed information out there. Some people say it isn't possible to retire early, some don't even think people can retire on time, but then you have the small group of people that tell you that, yes, you can retire early. That's what this book is here to teach you. You will learn: The best income streams to start The top ETFs to invest in to get the most return Dividends or selling, which is better? How to figure out how much money you need to have to retire What risk is, and how to figure our yours … And much more. Now, I understand that people are little leery of investing, and especially the thoughts of living off of investments in their golden years. There are a lot of unknowns in the world of investing, but with the right knowledge and planning, you can avoid a lot of the problems people face with investing. Also, you may worry that you could run out of money, but that's where the planning comes into play. We'll discuss everything you need to know to make sure that doesn't happen. While it may not sound pretty or fun, planning is the key to make sure you can retire when you want and live the rest of your life doing whatever you want. It is possible to retire early, and if you trust me, I will teach you exactly how it can be done. All you have to is take a chance and buy this book. If the larger view of things, purchasing this book is just a drop in the ocean of the things you have bought to help your future. Take that chance right now and scroll back up and click "buy now."

Download or read book Retire Early with ETF Investing Strategy written by Mark Kenna and published by Youcanprint. This book was released on 2022-01-25 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are looking for a way to retire early and live the big life, then keep reading. Investing may not be the first thing that pops into your head when thinking of retiring early, but it is one of the best options. If you have looked into investing, you have probably heard things like stocks, bonds, day trading, and so on, but what you may not have heard of is ETFs. They aren't the biggest player in the investing world, but people are discovering their possibilities. And ETFs come with a lot of choices as well, so that you can keep your risk right where you want it to be. While investing in ETFs aren't the only thing you should do to retire early, they are a great place to start. I understand, though, if you're still skeptical about the whole retiring early thing. That's a touchy subject because there is mixed information out there. Some people say it isn't possible to retire early, some don't even think people can retire on time, but then you have the small group of people that tell you that, yes, you can retire early. That's what this book is here to teach you. You will learn: The best income streams to start The top ETFs to invest in to get the most return Dividends or selling, which is better? How to figure out how much money you need to have to retire What risk is, and how to figure our yours … And much more. Now, I understand that people are little leery of investing, and especially the thoughts of living off of investments in their golden years. There are a lot of unknowns in the world of investing, but with the right knowledge and planning, you can avoid a lot of the problems people face with investing. Also, you may worry that you could run out of money, but that's where the planning comes into play. We'll discuss everything you need to know to make sure that doesn't happen. While it may not sound pretty or fun, planning is the key to make sure you can retire when you want and live the rest of your life doing whatever you want. It is possible to retire early, and if you trust me, I will teach you exactly how it can be done. All you have to is take a chance and buy this book. If the larger view of things, purchasing this book is just a drop in the ocean of the things you have bought to help your future. Take that chance right now and scroll back up and click "buy now."

Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

Download or read book If You Can written by William J. Bernstein and published by Createspace Independent Pub. This book was released on 2014-07-16 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: William J. Bernstein promises to lay out an investment strategy that any seven year old could understand and will take just 15 minutes of work per year. He also promises it will beat 90% of finance professionals in the long run, but still make you a millionaire over time. Bernstein is addressing young Americans just embarking on their working careers. Bernstein advocates saving 15% of one's salary starting no later than age 25 into tax-sheltered savings plans (IRA or 401(k) in the U.S., RRSPs or Registered Pension Plans in Canada), and divvying up the money into just three mutual funds: a U.S. total stock market index fund, an international stock market index fund and a U.S. total bond market index fund. For millennials, saving 15% of salary is the financial equivalent of dying, which is why Bernstein titles his document 'IF you can.'

Download or read book The Only Guide to a Winning Investment Strategy You ll Ever Need written by Larry E. Swedroe and published by Macmillan + ORM. This book was released on 2005-01-01 with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investment professional Larry E. Swedroe describes the crucial difference between "active" and "passive" mutual funds, and tells you how you can win the investment game through long-term investments in such indexes as the S&P 500 instead of through the active buying and selling of stocks. A revised and updated edition of an investment classic, The Only Guide to a Winning Investment Strategy You'll Ever Need remains clear, understandable, and effective. This edition contains a new chapter comparing index funds, ETFs, and passive asset class funds, an expanded section on portfolio care and maintenance, the addition of Swedroe's 15 Rules of Prudent Investing, and much more. In clear language, Swedroe shows how the newer index mutual funds out-earn, out-perform, and out-compound the older funds, and how to select a balance "passive" portfolio for the long hail that will repay you many times over. This indispensable book also provides you with valuable information about: - The efficiency of markets today - The five factors that determine expected returns of a balanced equity and fixed income portfolio - Important facts about volatility, return, and risk - Six steps to building a diversified portfolio using Modern Portfolio Theory - Implementing the winning strategy - and more.

Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

Download or read book Retire Young Retire Rich 2 Manuscripts in 1 written by Nathan Bell and published by Youcanprint. This book was released on 2021-11-10 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are looking for a way to retire early and live the big life, then keep reading. Investing may not be the first thing that pops into your head when thinking of retiring early, but it is one of the best options. If you have looked into investing, you have probably heard things like stocks, bonds, day trading, and so on, but what you may not have heard of is ETFs. They aren't the biggest player in the investing world, but people are discovering their possibilities. And ETFs come with a lot of choices as well, so that you can keep your risk right where you want it to be. While investing in ETFs aren't the only thing you should do to retire early, they are a great place to start. I understand, though, if you're still skeptical about the whole retiring early thing. That's a touchy subject because there is mixed information out there. Some people say it isn't possible to retire early, some don't even think people can retire on time, but then you have the small group of people that tell you that, yes, you can retire early. That's what this book is here to teach you. You will learn: The best income streams to start The top ETFs to invest in to get the most return Dividends or selling, which is better? How to figure out how much money you need to have to retire What risk is, and how to figure our yours … And much more. Now, I understand that people are little leery of investing, and especially the thoughts of living off of investments in their golden years. There are a lot of unknowns in the world of investing, but with the right knowledge and planning, you can avoid a lot of the problems people face with investing. Also, you may worry that you could run out of money, but that's where the planning comes into play. We'll discuss everything you need to know to make sure that doesn't happen. While it may not sound pretty or fun, planning is the key to make sure you can retire when you want and live the rest of your life doing whatever you want. It is possible to retire early, and if you trust me, I will teach you exactly how it can be done. All you have to is take a chance and buy this book. If the larger view of things, purchasing this book is just a drop in the ocean of the things you have bought to help your future. Take that chance right now and scroll back up and click "buy now."

Download or read book ETF Investing written by Nathan Bell and published by Youcanprint. This book was released on 2021-10-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: ★ Investing in ETFs is easy once you understand the rules to the game and the options that are available to you. ★ The whole purpose of this book is to allow the brand new investors in the world of ETFs to become familiar with the way the system works so that you too can begin to make profit off of investing in this wonderful financial product. Once upon a time, ETFs were not as popular as they are now. Thanks to technology and advancements in the investing world, you no longer have to sit on the sidelines. You do not need to be a before you can take charge of your financial life. Now, with this book, you will know better than to simply park your money in a bank account that gives you paltry interest rates. You can finally learn the fine art of making your money work for you so that you can achieve the life of your dreams! Whether you are simply looking to grow your money so you have more than enough to live off of when you retire, or you're looking to build your portfolio so you can afford the things that matter to you, you can do no better than to invest in ETFs. ✔ In this book, you will learn the exact strategy you can use to make yourself more and more money every day and to consistently capture the bulk of market trends so your money grows, day in, day out.

Download or read book The 7 Solution written by John H. Graves and published by John Graves. This book was released on 2012-04 with total page 277 pages. Available in PDF, EPUB and Kindle. Book excerpt: You CAN afford a comfortable retirement. If you enjoy working in your garden, in your kitchen or in your garage, you will enjoy managing your retirement portfolio.

Download or read book Wealth is All Around You written by Nathan Bell and published by Youcanprint. This book was released on 2021-12-31 with total page 431 pages. Available in PDF, EPUB and Kindle. Book excerpt: A successful life starts by practicing successful habits, creating wealth, and finally retiring early and enjoying the passives' incomes. Are these your dreams and targets but don't know where to start? The 4 in 1 bundle gives you a chance to explore the changes that ensure you gain financial freedom and retire at a young age. To live a life of investment and success, relax and continue reading the guide. Most people never understand how successful people manage to double their savings day in day out. It all depends on simple strategies. Not winning lotteries and not even working in big companies. The book maps every route and habits to observe, to boost your savings and wealth. Successful practices have changed the lives of men from zero, to saving millions of cash in the banks. Follow the simple steps from the 4 in 1 guide and achieve your financial freedom status. However, to achieve the finical freedom, one needs to set goals, have plans, and focus. On the other side, retiring early to many people might appear an impossible task, but with the investment strategies provided within the guide, it just basic achievement. The reader will benefit from strategies to set passive income ways, double their saving, achieve financial freedom, and finally retire at a young age and live to enjoy their handwork. The following are some of the strategies you will discover:  The millionaire strategies  The secrets to success  The necessary mindset that you must have in order to create wealth (hint: no one will ever get wealthy without this mind-set)  The power of vision and why most people's vision never amounts to anything more than a pipe dream  The most important secret you need to know in order to create a successful income-producing asset that will pay for your dream life (I'm still surprised that no one else seems to be talking about this!)  The possible income options that are available to maintain a financially free lifestyle or status.. The best income streams to start  The top ETFs to invest in to get the most return  Dividends or selling, which is better?  How to figure out how much money you need to have to retire It's time you be your own boss, save, retire at a young age, and achieve financial freedom. Reach your greatness through successful habits, investing, creating wealth, and finally retiring to manage the wealth. Scroll up, click buy, purchase the book, and you will never regret it. It's time to hit our financial legacies. Invest wisely. Live happily. Retire young.

Download or read book Passive Income Freedom written by Nathan Bell and published by Youcanprint. This book was released on 2021-11-10 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you want to be a millionaire, then keep reading. If you've been struggling to amass wealth, then keep reading. Do you want to learn the secrets of becoming a millionaire? Do you feel stuck in a rut and ready to learn new habits? While we've all dreamt big such as driving big cars, and splashing money on luxuries we have always wanted, chances are you've considered this as a daydream despite moving on to purchase a scratch card every time you step out to buy milk. However, becoming a millionaire isn't difficult and unattainable as you may think. Many people prove every year that you don't need to be working in a bank or win a lottery to build up your wealth to seven figures. And for many rich-listeners, becoming a millionaire is more a matter of lifestyle and not having to be scared about your finances, than how much you have kept in the bank. To live like a millionaire, you don't need to have a million pounds saved in the bank. In fact, 99% of millionaires don't. To become a millionaire, you will, for sure, require to be on top of your finances and investments. Becoming a millionaire can mean all sorts of things, but in this book, we're typically mapping out a realistic path to growing your wealth past £1,000,000. This book quickly walks through the whole of your life, reviewing the steps you can take to become a millionaire. To go straight to the point, successful people have successful habits, and unsuccessful people do not. In this book, you will discover the million-dollar habits of men and women who started from rags to riches in one generation. You will discover how to think more effectively, make better decisions, and take more effective actions than other individuals. You will discover how to plan your financial life in such a way that you accomplish your financial goals quicker than you imagine. One of the most critical goals you must accomplish to become happy and successful is the development of your character. You want to become a great person in every area of your life. You want to become that person that others look up to and admire. In each case, the crucial factors in the accomplishment of each of these goals that we all share in the development of specific habits that result in what you want to accomplish. Remember, if you keep doing what you've always done, you will never break away from your job slavery. You will continue to live your life on autopilot. Millionaire habits teach you every strategy to develop millionaire habits for breaking free from your job and start earning today. Discover which habits you need to apply and how to get started? How will the success process change your entire life? Inside this book, you will learn: How to change your habits, and avoid procrastination? The millionaire strategies The secrets to success Discover your emotional why Now is the time to begin getting serious. Stop blaming others for your failure and take deliberate steps.

Download or read book Investing for Retirement Security written by Nathan Bell and published by Youcanprint. This book was released on 2021-10-20 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Guy and Tom are two friends who work together in a similar capacity under the same company. They both are alike and different, alike in the sense that they share the same responsibilities and duties, but different in their reactions and willingness to perform these duties. Guy is always ready to perform them, even when unforeseen circumstances arise; he is simply always prepared. However, Tom is the direct opposite; he is in a constant state of panic and crisis based on the complaint that he does not have enough funds to support these situations.

Download or read book The Bogleheads Guide to Investing written by Taylor Larimore and published by John Wiley & Sons. This book was released on 2006-04-20 with total page 335 pages. Available in PDF, EPUB and Kindle. Book excerpt: Within this easy-to-use, need-to-know, no-frills guide to building financial well-being is advice for long-term wealth creation and happiness, without all the worries and fuss of stock pickers and day traders.

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book Along for the Ride written by Owen Bigland and published by . This book was released on 2017-03-01 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unlike the "experts," Bigland has achieved real, tangible success over two-plus decades. He's also still in the trenches today, practicing the same strategies advocated in Along for the Ride. So he's a true expert and can speak with authority on what it takes to reach actual financial independence. In doing that, Bigland's not afraid to shatter both the myths and the egos of those who create them. His views may not make Along for the Ride popular among those with get rich quick schemes. Yet the book is certain to delight anyone in need of honest, actionable advice on becoming financially independent. For these readers, Bigland offers a simple, straightforward blueprint based on real estate and stock investing. On the real estate side, he advocates a strategy involving owning your principal residence and steadily acquiring rental properties. And, on the stock investing side, his approach focuses on dividend growth and index investing via low-cost ETFs. These two overall methods (real estate and stock investing) are used to create a reliable stream of passive income. Or, as both the book and Warren Buffet call it, "a snowball." With Along for the Ride,learn to do the following: cultivate the right mind-set for real estate investing overcome the trader's mentality make your first move in the world of real estate buy your first property invest in quality assets stop chasing small money build a support team go the extra mile in buying or selling have your money work for you Bigland shares the secrets of the stock market and shows you how to model your financial behavior on successful investors'. He also includes a question and answer section and a list of recommended resources. Bigland encourages you to take a step back and avoid quick responses to current events. Instead, outline your long-term financial goals and commit to a solid, steady strategy moving forward.

Download or read book Individual retirement arrangements IRAs written by United States. Internal Revenue Service and published by . This book was released on 1990 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: