Download or read book The Ultimate Retirement Guide for 50 written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

Download or read book The Essential Retirement Guide written by Frederick Vettese and published by John Wiley & Sons. This book was released on 2015-11-12 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that: Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.

Download or read book The Single Woman s Guide to Retirement written by Jan Cullinane and published by John Wiley & Sons. This book was released on 2012-09-05 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: AWARDS: Silver Living Now Book Award, Mature Living/Aging 2014 (Silver) If you’re one of the 25 million single women over the age of 45 living in the United States today, AARP’s The Single Woman’s Guide to Retirement is your new best friend. Walking you through the challenges of retired or pre-retired life, from managing your finances to staying healthy in body, mind, and spirit, dealing with divorce, and even looking for love or work, the book covers the issues that really matter to you. Whether you’re looking for a retirement home or planning a cruise, this book is packed with specific details to help take the guesswork out of retirement. Author and retirement expert Jan Cullinane has gathered real-life stories from women just like you to illustrate your options and give you fresh new ideas about how to make the most of your retirement years.

Download or read book Your Complete Guide to a Successful and Secure Retirement written by Larry E. Swedroe and published by Harriman House Limited. This book was released on 2021-02-23 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fully revised and updated second edition. This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more. These topics are explained with the help of specialists in each subject. And everything is based on the "science of investing" – evidenced with studies from peer-reviewed journals. Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don't enter your retirement without it.

Download or read book Nolo s Essential Guide to Divorce written by Emily Doskow and published by Nolo. This book was released on 2024-07-30 with total page 529 pages. Available in PDF, EPUB and Kindle. Book excerpt: Divorce guidance you can count on Divorce is never easy, but with the information in Nolo’s Essential Guide to Divorce, you can make the process as simple, inexpensive, and conflict-free as possible. With compassion and expertise, family law attorney Emily Doskow explains how to make divorce less painful by helping you: understand the divorce process minimize day-to-day conflict with your spouse work with lawyers or mediators without breaking the bank avoid costly, exhausting court battles, and stay calm and make good decisions. You’ll learn about your legal rights and options for resolving tough divorce-related issues, including: child support and custody alimony property division, and drafting a marital settlement agreement.

Download or read book An Essential Guide to Aging Well written by Katharine Bethell and published by Routledge. This book was released on 2020-08-09 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a refreshingly honest self-help guide to aging well. It encourages readers to dispel gloom or overcome denial around the subject of aging and offers advice in a realistic, non-prescriptive format. Practical yet personable, chapters move through pertinent topics such as making the decision to retire and successfully navigating that transition; designing daily routines (your practice) and engaging in activities (your projects); connecting with others as relationships shift and evolve; and managing moods and emotional issues. The guide also supports readers coping with illness or injury, experiencing loss and grief, and those searching for meaning as they grow older. Written in a conversational style, An Essential Guide to Aging Well motivates its readers to be curious about this time of life, and to design the best possible version of it for themselves.

Download or read book The Essential Guide to Family Medical Leave written by Lisa Guerin and published by Nolo. This book was released on 2024-06-07 with total page 465 pages. Available in PDF, EPUB and Kindle. Book excerpt: What employers must know about FMLA leave for both on-site and remote workers The federal Family and Medical Leave Act (FMLA) helps workers balance the demands of work, family, and personal care. But for employers, knowing how to apply this law fairly and legally can be difficult—especially when it comes to tracking intermittent leave, completing the proper paperwork, and determining eligibility for different types of leave. What’s more, related and sometimes overlapping workers’ compensation statutes and state leave laws add complexity, such that any misstep can create frustration for both managers and employees. This book provides answers—in plain English—to every employer’s tough questions about the FMLA. It provides detailed information, sample forms, and checklists and other tools to help company managers and human resources personnel figure out: • who is eligible for leave • what types of leave are covered • how much leave individual employees may take, and • how to comply with notice and other paperwork requirements. This indispensable guide, from experienced employment law attorneys, has already helped thousands of companies learn how to respect employees' rights while simultaneously protecting their business interests. The 7th edition includes changes to state family and medical leave laws and new material on handling leave requests by remote workers.

Download or read book The Essential Guide to Federal Employment Laws written by Lisa Guerin and published by Nolo. This book was released on 2022-05-31 with total page 496 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book is a comprehensive guide to 20 of the most important federal employment laws that every employer and human resources professional needs to know. Each chapter summarizes one key federal employment law, including which employers are covered by the law, what the law requires and prohibits, and what recordkeeping requirements must be followed. The laws covered include Title VII of the Civil Rights Act of 1964, the Americans with Disabilities Act, the Fair Labor Standards Act, the Family and Medical Leave Act, and more"--

Download or read book Millennial Money Mastery Your Essential Guide to Budgeting and Investing written by D Gauthier and published by DigitalSphere Creations. This book was released on with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you a millennial looking to take control of your financial future? "Millennial Money Mastery" is the ultimate guide tailored just for you. This comprehensive ebook breaks down the essentials of budgeting and investing, empowering you with the knowledge and tools to make smart financial decisions. Inside, you'll discover practical strategies to build a budget that works for your lifestyle, tips on managing student loans and credit card debt, and step-by-step guidance on starting your investment journey. Whether you're a beginner or looking to refine your financial skills, this guide will help you achieve financial freedom and peace of mind. Start mastering your money today with "Millennial Money Mastery" and pave the way to a secure and prosperous future.

Download or read book Retirement Watch written by Bob Carlson and published by Simon and Schuster. This book was released on 2023-01-03 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: America’s #1 retirement adviser offers tried and true investment strategies for before and after retirement. Sound guidance from the creator of RetirementWatch.com and the author of Where’s My Money?: Secrets to Getting the Most Out of Your Social Security. The 2020s are likely to be among the worst times to be nearing retirement or in the early years of retirement. The book first explains the forces that are coming together to make it more difficult to create and maintain financial security and independence in retirement. The middle of the Baby Boomer generation will increase the pressure on every aspect of retirement. The early boomers began reaching 65 in 2011. Since then about 10,000 Boomers per day have been hitting 65. But the middle section of the Boomers is larger than the early Boomers. Beginning in 2024, an estimated 12,000 Baby Boomers will turn 65 each day. Already the foundations of retirement, Social Security and Medicare, are under stress. The rapid increase in the number of Boomers enrolling in these systems will increase the strain. In addition, the high returns in stocks and other investments since 2009 (and especially since 2017) make it likely that investment returns will be below their long-term averages during most of the 2020s. Further, interest rates on traditional retirement income investments, such as certificates of deposit, short-term government bonds, and money market funds, are the lowest they’ve been in U.S. history and are likely to remain below their historic averages. In addition, taxes imposed by all levels of government are likely to increase during the 2020s. A longstanding myth is that a person’s tax burden will decline in retirement. That hasn’t been true for some time, and in the 2020s retirees are likely to face a range of tax increases. For a long time, many retirees left a lot of money on the table by making less-than-optimum decisions about Social Security, Medicare, IRAs, 401(k) rollovers, long-term care, and other key retirement issues. For example, a recent study done for United Income concluded that only four percent of Social Security beneficiaries made the optimum decision about when to claim retirement benefits. For the most part, the Boomers mistakes were bailed out by high stock market returns and low inflation. Retirees in the 2020s aren’t likely to be so fortunate. Peak Boomers have to make the right decisions about all aspects of their retirement finances. This book will cover each of the key retirement planning issues faced in the five years before retirement and the first five years of retirement and guide readers to making the right decisions for them.

Download or read book Your Essential Guide to Sustainable Investing written by Larry E. Swedroe and published by Harriman House Limited. This book was released on 2022-04-05 with total page 175 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sustainable investing is booming. The investment industry is fast approaching a point where one-third of global assets under management are invested with a sustainable objective. But do sustainable investment products do what investors expect them to do? How can an investor tell if their investments are having the social impact they want? Does that impact come at a financial cost? And how can investors weave their way through the web of confusing acronyms, conflicting agency ratings, and the mass of fund offerings, confident that they can recognize and avoid corporate greenwashing? Larry Swedroe and Sam Adams cut through the fog and bring clarity on all of this and more—providing investors with a firm plan for truly sustainable investing. The authors first define sustainable investing, illuminating the differences between ESG, SRI and impact investing, and reveal who is currently investing sustainably and why. They then move on to a comprehensive review of the academic research. What does the data really say about risk and return in sustainable investing? What performance can you genuinely expect from sustainable investments? And how are today’s sustainable investors using their influence to drive positive changes for society and the environment? Finally, this book arms you with a practical guide to investing sustainably, including how to effectively choose your asset allocation strategy, and select the managers and funds through which your money can create the change you want to see in the world. Your Essential Guide to Sustainable Investing is the definitive go-to resource that investors have been waiting for.

Download or read book How to Survive Retirement written by Steven D. Price and published by Simon and Schuster. This book was released on 2015-07-21 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: You’ve worked hard for the better part of four or five decades, and now you’ve decided it’s time to call it quits. Or your employer or industry regulations may have made that decision for you. What now? Although a life of ease may have been your dream, retirement brings with it a host of questions, problems, and responsibilities that never occurred to you and now may seem insurmountable. How to Survive Retirement will help you plan for most any eventuality during the golden years. The book is divided into four major areas: • Making The Break: The emotions of retirement. • Where Did The Money Go?—Financial considerations • I Don’t Feel So Great—Physical/medical aspects of retirement. • Hey, Look What I Did!—Filling leisure time. Doing nothing may become the hardest thing you’ve ever done. However, thanks to this survival guide, you’ll be able to enjoy the rest of your life.

Download or read book The Essential Guide to Burnout written by Andrew Procter and published by Lion Books. This book was released on 2013-10-10 with total page 97 pages. Available in PDF, EPUB and Kindle. Book excerpt: Increasing numbers of people are enduring huge levels of stress, economic pressures, family concerns, worries about jobs and health all contribute. And for many, the stress gets worse, increasing until they cannot even get out of bed to start the day. Their personality changes, their relationships become strained and before long they realize that they have hit burnout; their mind, body and spirit simply cannot take any more. It is preventable. This book enables the reader, wherever they are on the slope toward burnout, to overcome. If they are in the middle of it, it is the first step towards a full recovery and will provide the tools necessary to ensure that they never go back.

Download or read book The Essential Guide to Military Neck Medallions written by H. Lee Culp and published by Lulu.com. This book was released on with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Nolo s Essential Guide to Child Custody and Support written by Emily Doskow and published by Nolo. This book was released on 2023-11-28 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: Custody and Support: Get the Answers You Need When you’re getting divorced, you can make a tough time easier for yourself and your children if you work with the other parent to agree on a custody plan and child support. If you can’t resolve these issues, you’ll have to head to court and ask a judge to decide for you. Either way, Nolo’s Essential Guide to Child Custody & Support can help. You’ll learn how to: • negotiate and use mediation to keep costs down and improve future dealings with your ex • find your state’s child support guidelines • advocate for the custody arrangements you want • enforce and change custody and support orders • anticipate how your case will be handled by a judge if you go to trial • recognize the situations where you need a lawyer, and • work with a lawyer. You’ll also find information on subjects such as the factors judges consider when they rule on custody arrangements, and what happens when one parent wants to move away with the children.

Download or read book The Essential Guide to Business Systems written by Martin Shoniwa and published by Lulu.com. This book was released on 2019-10-30 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a guide on how to build business systems for entrepreneurs and business managers. This guide does not try to reinvent the wheel on systems design and it does not try to reveal new knowledge on systems. This guide rather focuses on structuring the basic essentials of systems into a framework that can easily and practically be implemented in any business. This guide focuses less on technology but emphasizes on equipping entrepreneurs and business managers with the tools to build systems that can run and grow any business. The guide has been written in the most simple terms with the primary purpose of explaining how the elements of a system work and why they matter to a business.

Download or read book Nolo s Essential Guide to Buying Your First Home written by Ilona Bray and published by Nolo. This book was released on 2022-12-27 with total page 449 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book provides everything a first-time home buyer needs to research the local market and listings; choose a house, condo, co-op, or townhouse; create a realistic budget; qualify for an affordable loan; borrow a down payment from friends or family; get protection with inspections and insurance; and negotiate and close the deal successfully. This book includes insights from 15 real estate professionals--brokers, attorneys, mortgage specialists, a home inspector, and more. Also included are the real-life stories of over 20 first-time homebuyers"--