Download or read book Effects of Consolidation on the State of Competition in the Financial Services Industry written by United States. Congress. House. Committee on the Judiciary and published by . This book was released on 1999 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Effects of Consolidation of the State of Competition in the Financial Services Industry written by Henry J. Hyde and published by . This book was released on 1998-09-01 with total page 113 pages. Available in PDF, EPUB and Kindle. Book excerpt: Focuses on mergers and the effect mergers have on the economy. Witnesses: Bill Baer, Federal Trade Comm.; Steven A. Bennett, Banc One Corp.; James W. Brock, Professor of Economics, Miami Univ.,; Bill Flory, National Assoc. of Wheat Growers; Jim Foorman, First Chicago NBD; William L. McQuillan, Independent Bankers Assoc. of Amer.; Laurence H. Meyer, Federal Reserve System; John M. Nannes, Antitrust Div., U.S. Dept. of Justice; Paul Polking, Nations Bank Corp.; Jim Roethe, Bank America Corp.; John J. Roche, Citicorp; and Frank Torres, Consumers Union.
Download or read book Effects of Consolidation on the State of Competition in the Financial Services Industry written by United States. Congress. House. Committee on the Judiciary and published by . This book was released on 1999 with total page 113 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book 105 2 Hearing Effects of Consolidation on the State of Competition in the Financial Services Industry Serial No 116 June 3 1998 written by and published by . This book was released on 1999* with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Testimony of the Federal Trade Commission written by William J. Baer and published by . This book was released on 1998 with total page 9 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Effects of Consolidation on the State of Competition in the Financial Services Industry written by United States. Congress. House. Committee on the Judiciary and published by . This book was released on 1999 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Too Big to Fail written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Courts and Competition Policy and published by . This book was released on 2009 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Recent Trends in Bank Consolidation and Interstate Mega mergers written by United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 1996 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Banking Industry Consolidation written by Daniel E. Nolle and published by . This book was released on 1995 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Consolidation of the Financial Services Industry written by Allen N. Berger and published by . This book was released on 1998 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This article designs a framework for evaluating the causes, consequences, and future implications of financial services industry consolidation, reviews the extant research literature within the context of this framework (over 250 references), and suggests fruitful avenues for future research. The evidence is consistent with increases in market power from some types of consolidation; improvements in profit efficiency and diversification of risks, but little or no cost efficiency improvements on average; relatively little effect on the availability of services to small customers; potential improvements in payments system efficiency; and potential costs on the financial system from increasing systemic risk or expanding the financial safety net"--Abstract.
Download or read book Bank Mergers Acquisitions written by Yakov Amihud and published by Springer Science & Business Media. This book was released on 1998-02-28 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the financial services industry becomes increasingly international, the more narrowly defined and historically protected national financial markets become less significant. Consequently, financial institutions must achieve a critical size in order to compete. Bank Mergers & Acquisitions analyses the major issues associated with the large wave of bank mergers and acquisitions in the 1990's. While the effects of these changes have been most pronounced in the commercial banking industry, they also have a profound impact on other financial institutions: insurance firms, investment banks, and institutional investors. Bank Mergers & Acquisitions is divided into three major sections: A general and theoretical background to the topic of bank mergers and acquisitions; the effect of bank mergers on efficiency and shareholders' wealth; and regulatory and legal issues associated with mergers of financial institutions. It brings together contributions from leading scholars and high-level practitioners in economics, finance and law.
Download or read book Competitive Implications of the Financial Institutions Safety and Consumer Choice Act of 1991 written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Economic and Commercial Law and published by . This book was released on 1992 with total page 610 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Banking Industry Consolidation written by Daniel E. Nolle and published by . This book was released on 2012 with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt: Because there was a 25 percent reduction in the number of banks between 1980 and 1993, the popular impression has been one of a quot;shrinkingquot; banking industry. Daniel Nolle challenges this view by dissecting the complexity of banking consolidation, particularly given the radical structural changes in commercial banking since 1980. While increased consolidation can be accounted for by heightened competitive pressures that force banks to look for cost savings, greater revenues, or quality improvements via mergers, it has also been stimulated by recent changes in state laws that restricted geographic expansion of banking.The data shows that from 1980 to 1993, 5,202 banks disappeared through mergers, which was three and one-half times the 1,456 banks that failed. The majority of mergers were quot;intramergersquot; (within the same holding company), but the number of quot;intermergersquot; (between unaffiliated banks) has also risen over the past several years.It is Nolle's conclusion that a review of the data on nation-wide trends in banking company structure reveals a complex story I which the distinction between OSMBHCs and MSMBHCs is significant. The whole question of what form of corporate organization banking companies choose is complicated by differences in state banking laws, differences in interstate banking laws, and differences in the pace at which those laws have been changed over this period of time. Such consolidation is expected to continue, especially given increased competition and an expansion of geographic powers. As the twenty-first century approaches, we can expect there to be thousands of banks and thousands of bank holding companies.
Download or read book The Effects of Bank Consolidation and Market Entry on Small Business Lending written by Emilia Bonaccorsi di Patti and published by . This book was released on 2001 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Bank Merger Wave The Economic Causes and Social Consequences of Financial Consolidation written by Gary Dymski and published by Routledge. This book was released on 2016-09-16 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: This far-reaching study shows that operating efficiencies are not what are driving today's unrelenting bank merger mania. It suggests that bank mergers and consolidation may have effects that are contrary to consumer and non-financial business interests, such as lower rates of interest, increasing fees, and tighter credit constraints. Dymski recommends several new policies to apply to the evaluation of prospective mergers.
Download or read book Bank Consolidation Internationalization and Conglomeration written by Mr.Gianni De Nicolo and published by International Monetary Fund. This book was released on 2003-07-01 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper documents global trends in bank activity, consolidation, internationalization, and financial firm conglomeration, and explores the extent to which financial firm risk and systemic risk potential in banking are related to consolidation and conglomeration. We find that while there is a substantial upward trend in conglomeration globally, consolidation and internationalization exhibit uneven patterns across world regions. Trends in consolidation and conglomeration indicate increased risk profiles for large, conglomerate financial firms, and higher levels of systemic risk potential for more concentrated banking systems. We outline research directions aimed at explaining why bank consolidation and conglomeration do not necessarily yield either safer financial firms or more resilient banking systems.
Download or read book Public Accounting Firms written by United States. General Accounting Office and published by . This book was released on 2003 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:
