Download or read book Dynamics of Indian Banking written by Manoranjan Sharma and published by Atlantic Publishers & Dist. This book was released on 2008 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Dynamics of Indian Banking written by Chhitar Mal Chaudhary and published by . This book was released on 1992 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Deregulation and Efficiency of Indian Banks written by Sunil Kumar and published by Springer Science & Business Media. This book was released on 2013-10-23 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: The goal of this book is to assess the efficacy of India’s financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so.
Download or read book Dynamics of Bank Deposits written by Debesh Roy and published by Berghahn Books. This book was released on 2003 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Where bank deposits are the only profitable savings instrument available in the rural centers of India that have few or no bank outlets, there is ample scope for faster mobilization of deposits. The data presented is enriched by a comparative analysis of the growth of bank deposits in ten economically developed states, Andhra Pradesh, Gujarat, Haryana, Karnataka, Kerala, Maharashtra, Punjab, Tamil Nadu, West Bengal and Delhi, and ten developing areas, Assam, Bihar, Himachal Pradesh, Jammu and Kashmir, Madhya Pradesh, Manipur, Meghalaya, Orissa, Rajasthan and Uttar Pradesh between the years 1973 and 1999.
Download or read book Indian Commercial Banking written by Katuri Nageswara Rao and published by . This book was released on 2007 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: Indian banking has become strong, stable and vibrant in the post-economic reforms phase. During the last two years, Indian banking has weathered the storm of rising interest rates and falling bond values, by strategically augmenting bank credit, in an env
Download or read book Dynamics of the Indian Financial System written by Preeti Singh and published by Global Professional Publishing Limited. This book was released on 2012 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a study of the financial environment in India. It provides an overview of the financial system with a perspective of the Indian Capital Market and explores the key controllers of the capital market, the Reserve Bank and the Securities Exchange Board of India. This essential reading for those in wanting to understand the financial environment in India details the primary and secondary markets and gives special coverage of banking and non bank intermediaries. Thoroughly up-to-date, it covers the latest changes and developments in the financial environment in this dynamic country.
Download or read book Dynamics of Commercial Banking in India in the Wake of Globalization written by Kalpana Kumari Pal and published by . This book was released on 2018 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Effects of Organization Culture in the Dynamic Context of the Indian Banking Industry written by Purva Kansal and published by . This book was released on 2013 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt: In service sector, Organization culture refers to social control mechanisms which are used as a I mechanism to control people performance and service quality. It is a non purchasable capability which is in constant state of dynamism. To manage this capability, organizations need to have a clear understanding of not only their culture but culture of other organizations in their industry. Considering the heterogeneity of resources across organizations it has become important for organizations to understand the variables that can help them gain differential competitive advantage over the competitors by looking inside rather than outside. These implications of culture for organizations are discussed. The study explores the controllable nature of the Organization culture by using Indian banking sector as a case study. A sample of 100 managers responded to the questionnaire which simulated organizational scenario involving members' interactions with their faith and passion; discipline, belief and focus for their colleagues, top management and their subordinates. The questionnaire used by Chatman and Jehn in 1994 was used for this study. A T test across ownership highlighted heterogeneity of resources and indicated the difference in cultural dynamics across ownership in Indian Banks.
Download or read book Dynamics of Indian Financial System written by and published by . This book was released on 2011 with total page 422 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a study of the financial environment in India. It provides an overview of the financial system with a perspective of the Indian Capital market and explores the key controllers of the capital market, the Reserve Bank and the Securities Exchange Board of India.
Download or read book Benchmarking with a Dynamic DEA Model written by Ram Pratap Sinha and published by . This book was released on 2017 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: There was a paradigm shift in the competition scenario of the Indian commercial banking sector as a consequence of the initiation of banking sector reforms and opening up of the banking sector to the foreign participants in a gradual fashion. The present paper benchmarks the performance of public sector, private sector and foreign banks operating in India for the period 2006-07 to 2010-11 through a 'Dynamic Slacks-Based DEA Model'. The study also computes factor efficiency indicator for the output and link variables.
Download or read book Indian Banking System The Changing Scene written by Seethapathi Kramakrishna Rao T Ssivaram Y G and published by . This book was released on 2003-08-20 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Indian banking has been impacted since the process of globalization and liberalization. This book seeks to understand the dynamics of Indian banking since then. Read about the evolution of Indian banking system nuances of a bank s Financial Statements, ca
Download or read book New Dimensions of Indian Banking written by Ramashish Purvey and published by Serials Publications. This book was released on 2010 with total page 604 pages. Available in PDF, EPUB and Kindle. Book excerpt: A well-sequenced and calibrated process of financial sector reforms introduced in the early 1990s has resulted in a competitive and resilient banking sector. The` total business` (deposits plus credit) of the Indian banking industry has gone up by more than seven times. Fifteen years of financial sector reforms have strengthened the bank`s balance sheet considerably. The `gross non-performing loans (GNPL) percentage` for banks in India have declined sharply from 15.7 per cent in 1996-97 to 2.7 per cent in 2006-07. The average` capital adequacy ratio` of the scheduled commercial banks stood at the healthy level of 12.3 per cent in 2006-07 (as against the regulatory minimum of9.0 per cent) despite a sharp upturn in the credit growth cycle during the last three years. IT has almost completely changed the look and feel of banking. A significant development in this regard is the adoption of Core Banking Solutions (CBS) by banks. The core activities, presently being outsourced by Indian Banks include hardware and software maintenance, hosting, management of data center operations, application support, disaster recovery facilities, management and monitoring, maintenance and management of ATM`s. Some of its emerging opportunities exist in areas of e-banking initiatives, e-commerce outsourcing, complete outsourcing of the IT function and outsourcing the entire ATM set-up and operation to a third party. Sin1ilarly, there is need to develop some visions for bank mergers and acquisition. At present, in India, most of the mergers in banking are based on expediency and to save some banks. In the emerging market scenario for survival and growth, it is critical for a bank to align its vision, mission, goals and for more and more interaction with customers to build customer relationship banking. The book will meet the growing interest of students, researchers, scholars, policy makers and general readers.
Download or read book Bank Depositors Role as a Disciplinary Force in Indian Banking written by Abhijit Sarkar and published by . This book was released on 2009 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: The New Basel Capital Accord recognises that market discipline (Pillar III) has the potential to reinforce minimum capital standards (Pillar I) and the supervisory review process (Pillar II), and so promote safety and soundness in banks and financial systems. A number of studies in the context of developed financial system find support for this complementary relationship. However, one important question that can be raised in this context is the extent to which market can be relied upon to act as an effective disciplinary force in the immature financial markets dotting the developing economies, including India. This paper addresses this issue by examining the behaviour of the bank depositors in India. More specifically, it attempts to ascertain whether depositors respond to changes in bank fundamentals, both in terms of deposit held with a bank as well as interest received on it. Considering that a bank's ability to change interest rates (in addition to bank fundamentals) may also influence depositors' willingness to hold deposit with the concerned bank, a possibility arises that depositors' reaction and banks' response (in terms of interest rate payable on deposits) may be a jointly determined process. To account for this dynamic process, the Arellano-Bond dynamic panel generalised methods of moments (GMM) estimation method is employed. The results fail to find any significant evidence of discipline being exerted by the bank depositors. This highlights the limitations of relying on market forces as a disciplinary mechanism in cases of underdeveloped financial systems and the necessity to maintain a high capital standard as well as a vigilant and strong supervisory process.
Download or read book Macroeconomic Dynamics of Bank Risk in India written by Mohammad Azeem Khan and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Oil-dependent economies face policy challenges when oil prices are not favourable, and the passthrough process often impacts the banking sector. Due to the onslaught of Covid-19 and consequent shutdown globally, the oil prices have risen dramatically and further exacerbated the problems for oil-dependent economies. The present study attempts to interlink the energy market and the banking sector and adds to the existing knowledge about bank risk. Specifically, here we examine the impact of oil prices and oil import, along with other factors, on the systemic risk of Indian banks. Using the weekly data from March 2007 to March 2019 for 34 Indian banks, the paper first estimates the banks' systemic risk using the Delta conditional value at risk (∆CoVaR) approach proposed by Adrian and Brunnermeier (2016) based on quantile regression. This measure gives the contribution of a particular bank, being in a risky state, to the loss of the entire banking system. Further, applying the panel vector autoregression and pooled mean group models, the study highlights that oil price, oil import, global economic growth, and stock market volatility are essential determinants of bank risk in India. Increasing oil prices, oil imports, and stock market volatility increase bank risk while improving global economic growth leads to a decline in bank risk. Based on these findings and suggested implications, we hope banks can play a pivotal role in mitigating the adverse impact of oil price fluctuations on industries and macroeconomic variables.
Download or read book Information Technology and Changing Dynamics of Commercial Banks in India written by Waheeda Sheikh and published by . This book was released on 2013 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Dynamics Of Indian Financial Markets written by Seethapathi K and published by . This book was released on 2006-07-20 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Several structural changes marked India s post-liberalization period, particularly her financial markets. This led to a booming share market, buoyant forex reserve and a surging banking system. Read this book for a panoramic view of India s financial mark
Download or read book Dynamics of Indian Financial System Markets Instutions Services written by Preeti Singh and published by . This book was released on 2009-01-01 with total page 390 pages. Available in PDF, EPUB and Kindle. Book excerpt:
