Download or read book Creative Real Estate Down Payments written by Chuck Sutherland and published by Ces Sutherland Management LLC. This book was released on 2015-07-14 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: Creative Real Estate Down Payments Conventional wisdom is that you can buy a piece of real estate only with a cash down payment. However, that conventional wisdom is wrong You can use almost anything as a down payment to buy real estate. I, and other people I know, have used countless items of personal and real property as a down payment on real estate. As a seller of property, I have also gladly accepted items of personal and real property as a down payment. These items as down payments were the lubricant that made a transaction possible which otherwise would not have closed. The definition of down payment is "the part of the purchase price paid in cash up front, reducing the amount of the loan or mortgage." This book explores the how to of a number of different strategies to use creative down payments. What could you give or accept as a down payment on real estate? Examples include: - Real Property: Houses, Condos, Apartments, Commercial Buildings, Commercial Land, Residential Land, Recreational Land, Dock Slips - Building Supplies: Lumber, Carpet, Plumbing, Lighting - Financial Instruments: Stocks, Bonds, Promissory Notes, Mortgages, - Professional Services: Legal Fees, Accounting Fees, Tax Advice, Plumbing Services, Home Improvements, Consulting Fees - Trade Credits: Advertising Credits, Building Supply Credits, Hotel Credits, Rent Credits, Travel Credits - Other Personal Property: Boats, Cars, Recreational Vehicles, Artwork, Jewelry, Gemstones - Anything else one person has that is seen as valuable and beneficial by the other party accepting the down payment The possible variations are endless. Often, more than one type of down payment can be combined in a transaction, such as a boat, a boat trailer, a truck to pull the boat, or even a building to store the boat in during the winter. In this book, we explore not only what can be used as a down payment, but also how various strategies might be employed. The strategies presented do not begin to encompass the available possibilities. That will be up to you to discover for yourself in your own transactions and in working with others who have experience. Here are the strategies we will be exploring: - House as Down Payment - Land as Down Payment - Professional Services as a Down Payment - Down Payment Equals Free and Clear Property - Apply the Down Payment to the Monthly Debt Service - Additional Collateral for Down Payment - Borrow a Property as Collateral for Loan - Deposit Money to Obtain a Loan Borrow a Certificate of Deposit to Obtain a Loan
Download or read book No Down Payment Formulas written by Ed Beckley and published by Bantam. This book was released on 1987-10 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contains the practical knowledge you need to begin your own investment programs. Includes over 100 no down payment ideas, over 20 ways to reduce negative cash flow, advice on how to develop a tax-free-five-year retirement plan, and a $10,000 line of credit regardless of financial status.
Download or read book Construction written by and published by . This book was released on 1952 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book How to Buy a House with No or Little Money Down written by Martin M. Shenkman and published by John Wiley & Sons. This book was released on 2002-02-28 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Ultimate guide to finding and financing a home Almost everyone aspires to owning a home, but the reality of coming up with a large enough down payment often stands in the way of making that dream come true. No longer! How to Buy a House with No (or Little) Money Down has helped tens of thousands become homeowners, and now it's your turn! Financing your dream home can be possible even if you never thought you could. This completely updated and expanded Third Edition shows you how. Even if you are relatively cash-poor or have a less-than-perfect credit rating, real estate and financial experts Martin M. Shenkman, CPA, MBA, JD, and Warren Boroson can help you obtain a mortgage and find the house you've always wanted--with expert guidance through all the confusing legal and tax issues involved. Featuring new sections on choosing an agent, using the Internet to search for an agent and a house, and how to win the bidding war, this clear, nontechnical guide tells you how to: * Make seller financing the ticket to your dream home * Take advantage of equity sharing, equity kicker mortgages, and other esoteric techniques * Use lease options to build equity while renting * Apply for and obtain fha, va, family, and other loans you may qualify for * Inspect a house from top to bottom, inside and out * Bargain with a seller and save a bundle * And much, much more You can obtain a down payment and get the most house for your buck--simply read How to Buy a House with No (or Little) Money Down and start making your dream a reality!
Download or read book FCC Record written by United States. Federal Communications Commission and published by . This book was released on 2007-04 with total page 824 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book How to Buy a House written by E. Jones and published by Amazon. This book was released on 2010-05-07 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn everything you need to know from the moment you decide to buy a house to the moment you close the deal. Find out what the legal terms mean, the different loans and mortgages available, the different costs involved, the differences in agents and houses and so much more. This home buying guide is an essential handbook for the new buyer.
Download or read book Foreclosed written by Daniel Immergluck and published by Cornell University Press. This book was released on 2011-02-11 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last two years, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or "exotic" home mortgage lending. The unfortunately timely Foreclosed explains the rise of high-risk lending and why these newer types of loans—and their associated regulatory infrastructure—failed in substantial ways. Dan Immergluck narrates the boom in subprime and exotic loans, recounting how financial innovations and deregulation facilitated excessive risk-taking, and how these loans have harmed different populations and communities. Immergluck, who has been working, researching, and writing on issues tied to housing finance and neighborhood change for almost twenty years, has an intimate knowledge of the promotion of homeownership and the history of mortgages in the United States. The changes to the mortgage market over the past fifteen years—including the securitization of mortgages and the failure of regulators to maintain control over a much riskier array of mortgage products—led, he finds, inexorably to the current crisis. After describing the development of generally stable and risk-limiting mortgage markets throughout much of the twentieth century, Foreclosed details how federal policy-makers failed to regulate the new high-risk lending markets that arose in the late 1990s and early 2000s. The book also examines federal, state, and local efforts to deal with the mortgage and foreclosure crisis of 2007 and 2008. Immergluck draws upon his wealth of experience to provide an overarching set of principles and a detailed set of policy recommendations for "righting the ship" of U.S. housing finance in ways that will promote affordable yet sustainable homeownership as an option for a broad set of households and communities.
Download or read book Interim Report written by United States. President's Commission on Housing and published by . This book was released on 1981 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Seduction by Contract written by Oren Bar-Gill and published by Oxford University Press. This book was released on 2012-08-23 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seduction by Contract explains how consumer contracts emerge from market forces and consumer psychology. Consumers' predictable mistakes - they are short-sighted, optimistic, and imperfectly rational - compel sellers to compete by hiding the true costs of products in complex, misleading contracts. Only better law can overcome the market's failure.
Download or read book Monthly Labor Review written by United States. Bureau of Labor Statistics and published by . This book was released on 1950 with total page 846 pages. Available in PDF, EPUB and Kindle. Book excerpt: Publishes in-depth articles on labor subjects, current labor statistics, information about current labor contracts, and book reviews.
Download or read book Optimal Down Payment written by Kenneth H Franco-Hernandez and published by Kenneth H. Franco-Hernandez. This book was released on 2018-06-22 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Optimal Down Payment" is the first book solely dedicated to helping millions of consumers (both home and investment buyers) determine an optimal down payment on a real estate purchase based on a new and innovative economic theory called the "Long-Term Home Loan Cost and Risk Minimization Model." After reading this book, readers will learn how to: 1) Determine an affordable home price; 2) Calculate an ideal down payment for a fixed-rate mortgage loan, which maximizes long-term interest-cost savings with the least financial risk; and 3) Develop a low-risk plan for paying off a mortgage early without necessarily having to make additional monthly payments to a mortgage bill. This book is short and concise to help busy home buyers make a well-informed borrowing decision in a short time frame. What's more, it offers great learning material for students studying economics and finance; and professors looking to connect abstract economic concepts to real life applications. The Long-Term Home Loan Cost and Risk Minimization Model was first written and unveiled in this book and is intended to pave a path for greater consumer empowerment.
Download or read book Introduction to Housing written by Katrin B. Anacker and published by University of Georgia Press. This book was released on 2018-06-01 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: This foundational text for understanding housing, housing design, homeownership, housing policy, special topics in housing, and housing in a global context has been comprehensively revised to reflect the changed housing situation in the United States during and after the Great Recession and its subsequent movements toward recovery. The book focuses on the complexities of housing and housing-related issues, engendering an understanding of housing, its relationship to national economic factors, and housing policies. It comprises individual chapters written by housing experts who have specialization within the discipline or field, offering commentary on the physical, social, psychological, economic, and policy issues that affect the current housing landscape in the United States and abroad, while proposing solutions to its challenges.
Download or read book Code of Federal Regulations written by and published by . This book was released on 2001 with total page 852 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book EntreLeadership written by Dave Ramsey and published by Simon and Schuster. This book was released on 2011-09-20 with total page 355 pages. Available in PDF, EPUB and Kindle. Book excerpt: The #1 New York Times–bestselling author of The Total Money Makeover shares his playbook for growing a successful business just as he did. Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued? Your team will never grow beyond you, so here’s another question to consider—are you growing? Whether you’re sitting at the CEO’s desk, the middle manager’s cubicle, or a card table in your living-room-based start-up, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave Ramsey opens up his championship playbook for business to show you how to: Inspire your team to take ownership and love what they do Unify your team and get rid of all gossip Handle money to set your business up for success Reach every goal you set And much, much more EntreLeadership is a one-stop guide filled with accessible advice for businesses and leaders to ensure success even through the toughest of times.
Download or read book Buying a Business For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2024-04-30 with total page 311 pages. Available in PDF, EPUB and Kindle. Book excerpt: Prospect, evaluate, purchase, and grow an existing business Buying a Business For Dummies guides you through the process of becoming an entrepreneur without starting from scratch. Before you purchase an existing business, you'll need to know what types of opportunities are out there, how to identify the right fit for your goals, and which strategies to use as you negotiate the deal and manage a smooth transition. This book gives you step-by-step advice on all of that. What about actually running the business successfully? You're covered there, too, with clear information on executing a smooth ownership transition and growing your new business. Let this friendly Dummies guide be your mentor as you embark on your business ownership adventure. Know what's involved in buying a business and see if it's for you Evaluate your risk tolerance and identify businesses worth buying Negotiating a great deal and managing a seamless handover Making changes to your new business —without making enemies Buying a Business For Dummies is a great starting point for entrepreneurs interested in a lower-risk route to business ownership.
Download or read book Chasing the American Dream written by William M. Rohe and published by Cornell University Press. This book was released on 2018-07-05 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.
Download or read book 100 Questions Every First Time Home Buyer Should Ask Fourth Edition written by Ilyce R. Glink and published by Crown. This book was released on 2018-02-13 with total page 482 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the most trusted name in real estate, a new and fully updated edition of the indispensable guide that helps first-time buyers land the home of their dreams What does "location, location, location" really mean? How do I decide what to offer on a house? What exactly is the closing? Buying a home is one of the most important decisions in any person's life. It will be the place where you plant your roots, come home after a long day, raise a family, or make a successful investment. But how, with everything from student loans and an uncertain marketplace stacked against you, do you get to that idyllic future? In 100 Questions Every First-Time Home Buyer Should Ask, Ilyce Glink, one of the most trusted names in real estate, answers all of your questions about home buying--and some you didn't know you had--and takes you on a personal journey from open houses to moving day. Weaving together advice from top brokers around the country with illustrative stories and her own unparalleled expertise, 100 Questions is a one-stop shop to getting the home of your dreams.
