Download or read book Down Home Money written by Myra Oliver and published by Lioncrest Publishing. This book was released on 2020-09-28 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: Myra Oliver was twenty-two when she decided she wanted freedom from debt and consumerism. She designed a plan, made changes, and reinvented herself. By thirty-three, not only was she debt-free, she built a rental portfolio that provided her with passive income to quit her job and find financial independence. We live in a consumer-driven culture that prioritizes expensive things over quality of life. We buy houses we'll never own, cars we can't afford, and stuff we don't need. Debt is robbing us of a life worth living and forcing us to stay at jobs we don't like. We're trading our time for money-and not making our money work for us. In Down Home Money, Myra shows you that financial freedom is not about how much money you make, but what you do with it. She'll take you on an empowering journey to reclaim your life and change your future. Buckle up!
Download or read book Down Home Money written by Myra Oliver and published by Lioncrest Publishing. This book was released on 2020-10-27 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: Myra Oliver was twenty-two when she decided she wanted freedom from debt and consumerism. She designed a plan, made changes, and reinvented herself. By thirty-three, not only was she debt-free, she built a rental portfolio that provided her with passive income to quit her job and find financial independence. We live in a consumer-driven culture that prioritizes expensive things over quality of life. We buy houses we'll never own, cars we can't afford, and stuff we don't need. Debt is robbing us of a life worth living and forcing us to stay at jobs we don't like. We're trading our time for money-and not making our money work for us. In Down Home Money, Myra shows you that financial freedom is not about how much money you make, but what you do with it. She'll take you on an empowering journey to reclaim your life and change your future. Buckle up!
Download or read book The Book on Investing in Real Estate with No and Low Money Down written by Brandon Turner and published by . This book was released on 2020-03-26 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Is your lack of cash holding you back from your real estate dreams? Discover the creative real estate financing techniques that savvy investors are using to do more deals, more often.No matter how much money you have in your checking account, there is always real estate you can't afford. Don't let the contents of your wallet define your future! This book provides numerous strategies for leveraging other people's money for amazing returns on your initial investment.Active real estate investor and co-host of The BiggerPockets Podcast, Brandon Turner, dives into multiple financing methods that professional investors use to tap into current real estate markets. Not only will you be able to navigate the world of creative real estate finance, but you'll get more mileage out of any real estate investment strategy. Financing deals just got easier-learn how to be a smart investor by using creativity, not cash!Inside, you'll discover:- The truth about no-money-down investing?Investing with little to no money down is possible, but it's not about a step-by-step strategy. It's about a mindset.- How to get started investing in real estate?Looking for your first deal, but you have no money or experience? Learn the best strategies for getting your feet wet without paying thousands!- Numerous strategies to mix and match?Creative investing requires a creative mind.- How to attract private money, lenders, and partners?There are millions of millionaires walking the streets. Discover the best way to attract them to you.- The ugly side of creative investing?Learn the downsides to all the strategies mentioned in this book, as well as tips for overcoming those problems.- Strategies for wholesaling, flipping, rentals, and more?Find success no matter what niche you plan to use to build your real estate empire.
Download or read book How to Invest in Real Estate With Little or No Money Down written by Robert Irwin and published by McGraw Hill Professional. This book was released on 2004-07-22 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of America's most trusted real estate experts tells how to make a killing in real estate using other people's money "Irwin is a prolific writer on real estate, and among the best." --USA Today This latest book from real estate guru Robert Irwin is a complete, step-by-step guide for newcomers to no-money-down real estate investment. It's also a source of fresh insights and guidance for experienced investors looking for solutions to problems that can arise with the no-money-down approach. Written for today's robust market, How to Invest in Real Estate with Little or No Money Down tells readers how to: Get the seller to finance the purchase Research and analyze fixer-uppers and finance the purchase and the renovations Find and buy rental properties as solid long-term investments Locate good investments in high-priced markets and get sellers to accept lowball offers Cope with no-down investing negatives, including negative cash flow, high maintenance and repairs, and time demands
Download or read book Nothing Down written by Robert G. Allen and published by . This book was released on 1984 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Download or read book Multiple Streams of Income written by Robert G. Allen and published by Wiley. This book was released on 2002-03-28 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Multiple Streams of Income is an incredible book! You will learn more practical ideas to make money, keep the money you make, and become financially independent in this book than in any other single source. It’s a financial success bible for the twenty-first century." –Brian Tracy, author of Create Your Own Future, 0-471-65578-3 "Multiple Streams of Income is an incredible book! You will learn more practical ideas to make money, keep the money you make, and become financially independent in this book than in any other single source. It’s a financial success bible for the twenty-first century." –Brian Tracy, author of Create Your Own Future Make your money work for you, 24 hours a day New sources of income are out there-it's simply up to you to find them, and Robert Allen, who has helped millions of people increase their wealth and enjoy greater success, will show you how. In Multiple Streams of Income, Allen reveals nine proven paths toward generating revenue that anyone can use, not just technology and high finance insiders. You will learn how to create the kind of residual income streams that flow into your life twenty-four hours a day-even while you sleep-doing the kind of work you can do part-time, from your own home, using little or none of your own money, with few or no employees, using simple, proven systems that really work. Now in paperback, Multiple Streams of Income is the investment bible for the savvy entrepreneur.
Download or read book Release Your Obsession With MONEY Heal from the Inside Out written by Lisa Ortigara Crego and published by . This book was released on 2021-10-23 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you always on the hunt for money? Do you feel poor? Do you want to spend, spend, spend, but have no funds for such behavior? If you answered yes to just one question, Release Your Obsession With MONEY: Heal from the Inside Out is the book for you. What stands between you and your financial freedom? Escape the dollar slump and live free from the money obsession once and for all. You don't have to inherit riches, earn a high income, or possess a degree in finance to be monetarily stable. Learn the psychology and actions behind how to make money work for you. In Release Your Obsession with MONEY: Heal from the Inside Out, author Dr. Lisa Ortigara Crego shares twenty chapters exploring real money situations and the psychological reasons behind the obsession with money. You don't need to be an expert in investing to achieve financial freedom. You just require a down-home, commonsense understanding of how a healthy money relationship using a simple, easy-to-understand approach will let you break free from the money obsession and wind up with plenty to spend.
Download or read book Debt Free For Life written by David Bach and published by Crown Currency. This book was released on 2010-12-28 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: GOODBYE DEBT—HELLO FREEDOM! Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods. But as America’s favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt. There is only debt. And all debt is too expensive—if what you desire is FREEDOM! In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before—starting today! In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom— forever! Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living – debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically. You’ll learn how to calculate your Debt Freedom Day – the actual date you will be completely free of debt. And you’ll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg -- perhaps earlier than you expected. David Bach has coached millions to pay off their debt and now he can guide you. Whether you have home loans, student loans, car loans, credit card debt—paying down your debt is truly a game you can win, if you know the rules. Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.
Download or read book How to Buy a House with No or Little Money Down written by Martin M. Shenkman and published by John Wiley & Sons. This book was released on 2002-02-28 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Ultimate guide to finding and financing a home Almost everyone aspires to owning a home, but the reality of coming up with a large enough down payment often stands in the way of making that dream come true. No longer! How to Buy a House with No (or Little) Money Down has helped tens of thousands become homeowners, and now it's your turn! Financing your dream home can be possible even if you never thought you could. This completely updated and expanded Third Edition shows you how. Even if you are relatively cash-poor or have a less-than-perfect credit rating, real estate and financial experts Martin M. Shenkman, CPA, MBA, JD, and Warren Boroson can help you obtain a mortgage and find the house you've always wanted--with expert guidance through all the confusing legal and tax issues involved. Featuring new sections on choosing an agent, using the Internet to search for an agent and a house, and how to win the bidding war, this clear, nontechnical guide tells you how to: * Make seller financing the ticket to your dream home * Take advantage of equity sharing, equity kicker mortgages, and other esoteric techniques * Use lease options to build equity while renting * Apply for and obtain fha, va, family, and other loans you may qualify for * Inspect a house from top to bottom, inside and out * Bargain with a seller and save a bundle * And much, much more You can obtain a down payment and get the most house for your buck--simply read How to Buy a House with No (or Little) Money Down and start making your dream a reality!
Download or read book Flipping Houses With No Money Down written by Edward Day and published by Independently Published. This book was released on 2020-07-24 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: Free yourself from all financial worry with zero initial capital... Are you ready to start investing in your future and your retirement, but fear that you don't have enough money to get started? Have you heard of the various investment opportunities out there but just aren't sure which one to pursue, or even where to begin? Planning for your financial future doesn't have to be some big scary process that too quickly becomes over-complicated and leaves you feeling stressed. Indeed, it can, and should, be the exact opposite. Are you ready to break free from that boring 9 to 5 lifestyle and truly invest your energy into something that could make you millions? Actually, did you know that 90% of millionaires become so as a result of real estate? It's the #1 most guaranteed market there is for continual growth on return, and now more than ever before the market is primed and ripe for the pickings. Within your first year of buying and flipping homes, you could earn yourself more money than you have in any year prior. And the best part is, you can do it all with no upfront cash in hand. In Flipping Houses With No Money Down, you'll discover: The 5-phase process of flipping any home The top 7 ways to save money without any extra effort on the turnaround How the 70% rule will save you both time and money 8 of the biggest mistakes all early investors make, and how you can avoid them Why focusing on developing your own individual character could save you thousands of dollars Scientifically proven methods and strategies for generating profit, even if you don't have any previous experience in house flipping A play-by-play guide from making your first purchase to establishing your first sale ... and so much more. Real estate investments aren't just for the big-shot billionaires and lucky inheritance trust fund children. Buying and flipping homes in this market is not a complex ordeal that only the most astute of brokers can manage to figure out. No, flipping houses is something anyone can become good at, and with the right tools and techniques, that somebody could be you. With absolutely no money down, you can turn your first investment property into profit, use that profit to generate even more profit, and then continue on this road towards financial freedom. Stop waiting around--every minute lost is another investment opportunity out the window. It's time to make money! Are you ready to launch yourself into a whole new financial reality of abundance and true freedom? Then scroll up and click the "Add to Cart" button right now.
Download or read book Spend Well Live Rich previously published as 7 Money Mantras for a Richer Life written by Michelle Singletary and published by Ballantine Books. This book was released on 2004-12-28 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!”
Download or read book Early Downhome Blues written by Jeff Todd Titon and published by UNC Press Books. This book was released on 2014-02-01 with total page 348 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hailed as a classic in music studies when it was first published in 1977, Early Downhome Blues is a detailed look at traditional country blues artists and their work. Combining musical analysis and cultural history approaches, Titon examines the origins of downhome blues in African American society. He also explores what happened to the art form when the blues were commercially recorded and became part of the larger American culture. From forty-seven musical transcriptions, Titon derives a grammar of early downhome blues melody. His book is enriched with the recollections of blues performers, audience members, and those working in the recording industry. In a new afterword, Titon reflects on the genesis of this book in the blues revival of the 1960s and the politics of tourism in the current revival under way.
Download or read book The Complete Idiot s Guide to Buying and Selling a Home written by Shelley O'Hara and published by Penguin. This book was released on 2003 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt: Goodbye, old house-hello, good buy! From looking to sell to finding a dream home, this all-in-one guide features new, updated, and vital information and tips on getting the best deal...no matter which side of the deal you're on. ? Unlike other books, this covers both buying and selling-which usually go hand-in-hand ? Revised edition includes more information on buying a second home, researching locations, saving on costs, and more ? Existing-home sales are setting new records every year ? Very low mortgage rates are making this a great time to buy
Download or read book The Part Time Real Estate Investor written by Dan W. Blacharski and published by Atlantic Publishing Company. This book was released on 2016-11-30 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today’s booming real estate market offers plenty of opportunity – a chance to build wealth and secure your future. If you are saying to yourself “that sounds great, but I cannot quit my job and begin investing full-time,” then this book is for you! Discover how to become a skilled professional real estate investor who can generate thousands, even millions of dollars, in your spare time. Unlike starting a retail business where you need to be there every day, you can work a full-time job, invest in real estate on the side, and reap huge profits. This book will help you learn the ropes of real estate investing and focus on the limited time you have to achieve your goal. The revised 2nd edition of The Part-Time Real Estate Investor: How to Generate Huge Profits While Keeping Your Day Job is an updated, comprehensive, and detailed study of the real estate investing business as a perfect part-time business. Tips and case studies are included throughout the book. Real estate is a business in which assets appreciate and cash flow is generated even when you are absent. This book will give you the information and advice necessary to buy, finance, and successfully manage a small number of positive cash flow producing properties in your spare time. Investing in real estate is one of the safest and smartest investments you can make. Real estate appreciates at a rate far greater than the rate of inflation, builds equity, provides a steady return on investment, provides cash flow, and can offer substantial tax benefits. With the sound guidance in this book you could retire comfortably and EARLY! You will discover how to find below-market deals and how to invest with little or no down payment. Learn about valuable internet resources, seller financing, foreclosures and REOs, investment property, negotiating, purchase offers, and managing rental property. Find out about flipping, auctions, tax sales, financing, mortgage terms, agents, cash flow, inspections, contracts, tenants, lease agreements, insurance, taxes and accounting, escrow, essential mathematical calculations, sample forms, development, taxation, and exchange rules.
Download or read book More than Enough written by Dave Ramsey and published by Penguin. This book was released on 1999-01-01 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: In his first bestseller, Financial Peace, Dave Ramsey taught us how to eliminate debt from our lives. Now in More Than Enough, he gives us the keys to building wealth while also creating a successful, united family. Drawing from his years of work with thousands of families and corporate employees, Ramsey presents the ten keys that guarantee family and financial peace, including: values, goals, patience, discipline, and giving back to one's community. Using these essential steps anyone can create prosperity, live debt-free, and achieve marital bliss around the issue of finances. Filled with stories of couples, single men and women, children, and single parents, More Than Enough will show you: • How to create a budget that fits your income and creates wealth • What finances and romance have to do with one another • What role values play in your financial life • How to retire wealthy in every way • And much, much more Resonating with Ramsey's down-home, folksy voice, heartwarming case histories, inspiring insights, quotations from the Bible, and exercises, quizzes, and worksheets, More Than Enough provides an inspiring wealth-building guide and a life-changing blueprint for a vital family dynamic.
Download or read book Investing For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2011-03-03 with total page 459 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have a few investments that you would like to develop into a full investment plan? Would you like to know how to strengthen your portfolio? Perhaps you want to roll your 401(k) into a new plan? Whatever your agenda is, nowadays it’s hard to find good advice on where to invest your money. Now you’ll have the ultimate one-stop, no-nonsense guide to investing with Investing for Dummies, Fourth Edition! This updated bestseller provides fresh data and analysis on where to put your money and how to improve returns on IRAs and 401(k)s, as well as investing fundamentals like examining your investment options and considering risks and returns. You’ll have all the tools you need to: Investigate and purchase individual stocks Buy bonds and other lending investments Select the right mutual fund Invest in the best stock, bond, and money market funds Choose a worthy brokerage firm Know when to invest in real estate Start and run your own small business Gather a collection of reliable investment resources This handy reference is packed with tips and advice on how to conquer important investment obstacles and what to consider when selling an investment, as well as how to invest in a down market. With Investing for Dummies, Fourth Edition, you’ll soon have the power to turbo-charge your investment and maximize your returns!
