Download or read book Dollars and Sense a Fable of Personal Finance written by Vinnie Venturella and published by AuthorHouse. This book was released on 2021-05-10 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Want to learn about the basics of personal finance in an easy-to-understand manner? In this fable, during some normal days, this family explores many of the financial topics all families, especially children, should understand. It’s written in plain, layman’s terms with a little bit of humor. There doesn’t seem to be anywhere in American society where the basics of personal finance are taught and emphasized over a large part of a person’s life, yet we all deal with some part of personal finance every day. Knowledge and experience in this area seem to come through trial and error and perhaps through some self-study and self-exploration. But there isn’t a place you get it on a consistent or persistent basis. This book was written using the author’s family as protagonists in this “day-in-the-life” fable to first and foremost help teach his kids some basics about personal finance. He has taken personal responsibility to teach his children these insights – for as long and they’ll let him. If you find value in this book, please model it then share it with your family, friends and associates.
Download or read book Dollars and Sense written by Dr. Dan Ariely and published by HarperCollins. This book was released on 2017-11-07 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times bestselling author, Dan Ariely, teams up with financial comedian and writer Jeff Kreisler, to delve into the truly irrational world of personal finance, blending humor and behavioral economics to help people understand the psychology behind their financial decisions and show them how they can make better ones. He entertains critical questions such as these: Why is paying for things painful? Why are we comfortable overpaying for something in the present just because we’ve overpaid for it in the past? Why is it easy to pay $4 for a soda on vacation, when we wouldn’t spend more than $1 on that same soda at our local grocery store? We think of money as numbers, values, and amounts, but when it comes down to it, when we actually use our money, we engage our hearts more than our heads. Emotions play a powerful role in shaping our financial behavior, often making us our own worst enemies as we try to save, access value, and spend responsibly. In Dollars and Sense, bestselling author and behavioral economist Dan Ariely teams up with financial comedian and writer Jeff Kreisler to challenge many of our most basic assumptions about the precarious relationship between our brains and our money. In doing so, they undermine many of personal finance’s most sacred beliefs and explain how we can override some of our own instincts to make better financial choices. Exploring a wide range of everyday topics—from the lure of pain-free spending with credit cards to the pitfalls of household budgeting to the seduction of holiday sales—Ariely and Kreisler demonstrate how our misplaced confidence in our spending habits frequently leads us astray, costing us more than we realize, whether it’s the real value of the time we spend driving forty-five minutes to save $10 or our inability to properly assess what the things we buy are actually worth. The result not only reveals the rationale behind our most head-scratching financial choices but also offers clear guidance for navigating the treacherous financial landscape of the brain. Fascinating, engaging, funny, and essential, Dollars and Sense provides the practical tools we need to understand and improve our financial choices, save and spend smarter, and ultimately live better.
Download or read book Dollars Sense written by T. Sacristen and published by iUniverse. This book was released on 2003-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: What readers say... ..".written with clarity, humor, with sage advice, sometimes with a philosophical foray into the world beyond finances, and often with a fictional example that grabs the imagination." --Henry Donaghy, Professor of English ..".turns black ink into black gold...insightful thinking and a wealth of information...Enjoy...and you'll say. "Wow I didn't know that " as I have many times." --Martin F. Jue, President MFJ Enterprises ..".extremely informative...up-to-date information...useful for my financial planning...recommend to all who are concerned about financial planning and retirement matters." --Richard D. Koshel, University Dean, Professor of Physics "Think money is dull? Read Sacristen...informative: logical...helpful...Best of all...well written and eminently readable...entertaining...Read. Enjoy. And profit. You'll be glad you did." --Norma Williamson, Author, "Monday People" "Financial planning can be very intimidating, so we procrastinate...easy-to-read examples and descriptions...that simplify financial planning. I encourage everyone to read his book and begin financial planning, now." --John E. Forde, Assistant Professor, Communications ""Everyone learns from experience. The wise learn from the experience of others."" --Democritus
Download or read book The Psychology of Money written by Morgan Housel and published by Harriman House Limited. This book was released on 2020-09-08 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.
Download or read book You and Your Money written by Henry E. Riggs and published by Xlibris Corporation. This book was released on 2013-03 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book addresses the very many considerations persons face in handling their income, savings, investing, borrowing, protecting against risks, and tax planning. Somewhat surprisingly our educational system, at the high school level and beyond, rarely addresses this myriad of issues both problems and opportunities -- that can be categorized as personal finances. Our schools lecture) ceaselessly about the challenges of drugs, sex, alcohol, smoking, social media and wellness -- and appropriately so, since young people are exposed to endless opportunities to make poor and harmful decisions regarding each of those matters. But so also are adults at all ages teenagers to senior citizens confronted by a host of challenges and opportunities as to how to manage their personal finances -- from before they receive their first paychecks and continuing on through retirement and death. As we proceed through high school, college, and even graduate school, we may take courses in accounting, finance, economics, and taxation, all of which offer tidbits of advice on handling our personal finances, but none are comprehensive in addressing personal finance. This book seeks to fill that void.
Download or read book Dollars Sense written by Elaine Scott and published by Charlesbridge Publishing. This book was released on 2016-08-02 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: We’re in the money! Many things come with instructions. Unfortunately, money isn’t one of them. Most people learn how to use it—or lose it—by trial and error. Dollars & Sense is a basic operating instruction manual for money that will teach readers about the history of money, the way our American economy works, and how to make important decisions about personal finance. From skulls, sheep, and shells as barter in ancient civilizations to credit, interest, and collateral of our modern day economics, money—and all its glorious uses and cantankerous troubles—is explained in this concise and entertaining volume. Learn about how to make money, how to budget your money, how the government manages (or mismanages!) money, and how to be rich without even trying. Money is sometimes your friend and sometimes your enemy, but in this day and age, we all have to learn to get along with it. An engaging and approachable guide for kids tackling how to responsibly manage their money. Included are sidebars, time lines, diagrams, a glossary, and further resources, as well as information on related topics such as the Great Recession and sequestration.
Download or read book Dollars and Sense written by William Jones and published by Mamba Press. This book was released on 2023-07-24 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Embark on a transformative journey towards financial mastery with "Dollars and Sense," a comprehensive guide crafted by the seasoned financial expert, William Jones. In this illuminating book, Jones invites readers into the intricate world of personal finance, seamlessly blending the artistry of financial decision-making with the scientific principles that underpin lasting wealth. Preface: A Personal Invitation to Financial Empowerment In the preface, Jones extends a warm invitation to readers, setting the tone for a personal and enlightening exploration of dollars and sense. Drawing on his wealth of experience, he lays the groundwork for a journey that transcends mere financial management, offering a roadmap to financial empowerment. Introduction: Decoding the Symphony of Financial Mastery The introduction unfolds the symphony of financial mastery—a harmonious composition of art and science. Jones introduces the key themes that will resonate throughout the book, preparing readers for a holistic understanding of the multifaceted world of money management. Chapters 1-12: Navigating the Landscape of Financial Wellness Each chapter is a masterpiece, delving into crucial aspects of financial well-being. From establishing the foundations of financial wellness and unraveling the psychology of spending to the art of investing wisely and crafting a personalized financial blueprint, Jones guides readers with clarity, insight, and a touch of storytelling. Appendices A and B: Resources and Checklists for Lifelong Success Jones doesn't stop at advice—he equips readers with practical tools. Appendix A compiles a treasure trove of resources, from recommended books and websites to useful apps and educational courses. Appendix B unfolds a checklist for long-term success, ensuring readers have a tangible roadmap to guide their financial journey. Conclusion: A Symphony of Financial Mastery Unveiled In the concluding chapter, Jones weaves together the threads of wisdom and practical guidance, inviting readers to reflect on their newfound knowledge. The book concludes not as a final note but as a milestone, leaving readers with a sense of empowerment and a lifelong invitation to financial mastery. Why "Dollars and Sense" Stands Out: Humanized Approach: Jones adopts an engaging and humanized approach, making complex financial concepts accessible to readers at all levels of expertise. Practical Tools: Beyond theory, the book provides actionable tools, checklists, and resources that empower readers to implement sound financial practices in their lives. Holistic Perspective: Jones recognizes that financial well-being is not solely about numbers; it's a holistic endeavor. He explores the psychological aspects of money, the artistry of decision-making, and the enduring impact on personal well-being. Authoritative Guidance: With an authoritative yet relatable voice, Jones distills his years of expertise into a guide that empowers readers to take control of their financial destinies. "Dollars and Sense" is more than a guide; it's an invitation to orchestrate one's financial destiny. William Jones, through a blend of expertise and empathy, offers readers the keys to the symphony of financial mastery—a journey that promises empowerment, resilience, and a life enriched by both dollars and sense.
Download or read book Your Dollars Our Sense written by Karen Sarten and published by . This book was released on 2017-11-20 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: This quick read is a go-to guide for decoding the essentials of life and money. The book makes sense of a variety of topics, including credit, saving priorities, investing, home ownership, insurance, children, estate planning and more. It provides readers with relatable and simple financial advice to help navigate various life stages and major life events in a fun, informative manner without the dryness often associated with the topic.
Download or read book Dollars No Sense written by Simeon Lindstrom and published by . This book was released on 2016-03-29 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this book, we'll be tackling the familiar challenges of personal finance management ... but in an unfamiliar way. If your main money problem is simply "I don't have enough of it!" you may be surprised at the approach this book will take. Here, you will not find the same old tips and tricks on how to save money by re-using teabags or buying rice in bulk. Instead, we'll get to the very heart of what money actually means, how we spend it and why, and what you can do to start using what you have right now to create a lifestyle that has meaning for you. We'll consider the root causes of careless spending, as well as the three biggest but largely invisible money myths we all believe in to some extent. We'll then consider ways to start creating a budget that works for you and your goals, rather than against it. The way you think about money is highly personal - your attitude to money is a reflection of your upbringing, your culture, your personality with all its virtues and shortcomings. Money can be a literal prison, tying you down to work and habits that drain you of motivation and purpose. It can also be a bridge that carries you to your life goals, a tool and a resource that allows you to access the things you truly value in life. The role that money ultimately plays in your life is entirely up to you. It rests in having the self-awareness to be honest about the choices we make every day, in the bravery to know what we value and hold dear, and the dedication to make rational strategies to reach those goals. My hope with this book is that it'll give you a starting point to begin to reconsider your relationship to money and, by extension, your relationship to yourself and the world you live in. My hope is that you'll find something that inspires you to think differently and make different choices, ones that will leave you feeling more in control and more fulfilled than before. We each only have one life - here's to spending it wisely!
Download or read book Bad with Money written by Gaby Dunn and published by Simon and Schuster. This book was released on 2019-01-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Humorous and forthright...[Gaby] Dunn makes facing money issues seem not only palatable but possibly even fun....Dunn’s book delivers.” —Publishers Weekly The beloved writer-comedian expands on her popular podcast with an engaging and empowering financial literacy book for Millennials and Gen Z. In the first episode of her “Bad With Money” podcast, Gaby Dunn asked patrons at a coffee shop two questions: First, what’s your favorite sex position? Everyone was game to answer, even the barista. Then, she asked how much money was in their bank accounts. People were aghast. “That’s a very personal question,” they insisted. And therein lies the problem. Dunn argues that our inability to speak honestly about money is our #1 barrier to understanding it, leading us to feel alone, ashamed and anxious, which in turns makes us feel even more overwhelmed by it. In Bad With Money, she reveals the legitimate, systemic reasons behind our feeling of helplessness when it comes to personal finance, demystifying the many signposts on the road to getting our financial sh*t together, like how to choose an insurance plan or buy a car, sign up for a credit card or take out student loans. She speaks directly to her audience, offering advice on how to make that #freelancelyfe work for you, navigate money while you date, and budget without becoming a Nobel-winning economist overnight. Even a topic as notoriously dry as money becomes hilarious and engaging in the hands of Dunn, who weaves her own stories with the perspectives of various comedians, artists, students, and more, arguing that—even without selling our bodies to science or suffering the indignity of snobby thrift shop buyers—we can all start taking control of our financial futures.
Download or read book Dollars Sense written by Margaret Allen and published by . This book was released on 1985* with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Secret Language of Money How to Make Smarter Financial Decisions and Live a Richer Life written by David Krueger and published by McGraw Hill Professional. This book was released on 2009-08-21 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: If money were about math, none of us would be carrying any debt. The numbers are simple. What’s complicated is what we do with money. We use money to soothe our feelings and buy respect, to show how much we care or how little. We don’t simply earn, save, and spend money: we flirt with it, crave it, and scorn it; we punish and reward ourselves with it. Without realizing it, we give money meaning it doesn’t really have—what former psychiatrist and current business coach David Krueger calls our “money story.” And in the process of playing out that money story, we often sacrifice the most important things in our life: our health, freedom, relationships, and happiness. What is your money story? Do you consistently spend more than you have? Do you follow the herd in your investments—even though you know the herd is usually wrong? Have you neglected to save for the future, even when you have the means? Do you feel controlled or shackled by debt? Is your money somehow never “enough”? Is money, or the lack of it, always on your mind? The Secret Language of Money is a guided tour to the subconscious meanings we give money, the conflicted ways our braindeals with money, the reasons we tend to make the same money mistakes over and over—and most importantly, how you can change all that. A brilliant blend of cutting-edge science and real-world application, The Secret Language of Money helps you rewrite your money story and find that elusive balance of wealth, health, and joy we all seek.
Download or read book Dollars and Sense for Kids written by Janet Bodnar and published by . This book was released on 1999 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: Janet Bodnar addresses everything from curing a case of the gimmies and determining allowance levels to budgeting, earning and saving.
Download or read book Making the Most of Your Money Now written by Jane Bryant Quinn and published by Simon and Schuster. This book was released on 2009-12-29 with total page 1264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Named the best personal finance book on the market by Consumers Union, Jane Bryant Quinn's bestseller Making the Most of Your Money has been completely revised and updated to provide a guide to financial recovery, independence, and success in the new economy. Getting your financial life on track and keeping it there -- nothing is more important to your family and you. This proven, comprehensive guidebook steers you around the risks and helps you make smart and profitable decisions at every stage of your life. Are you single, married, or divorced? A parent with a paycheck or a parent at home? Getting your first job or well along in your career? Helping your kids in college or your parents in their older age? Planning for retirement? Already retired and worried about how to make your money last? You'll find ideas to help you build your financial security here. Jane Bryant Quinn answers more questions more completely than any other personal-finance author on the market today. You'll reach for this book again and again as your life changes and new financial decisions arise. Here are just a few of the important subjects she examines: • Setting priorities during and after a financial setback, and bouncing back • Getting the most out of a bank while avoiding fees • Credit card and debit card secrets that will save you money • Family matters -- talking money before marriage and mediating claims during divorce • Cutting the cost of student debt, and finding schools that will offer big "merit" scholarships to your child • The simplest ways of pulling yourself out of debt • Why it's so important to jump on the automatic-savings bandwagon • Buying a house, selling one, or trying to rent your home when buyers aren't around • Why credit scores are more important than ever, plus tips on keeping yours in the range most attractive to lenders • Investing made easy -- mutual funds that are tailor-made for your future retirement • What every investor needs to know about building wealth • How an "investment policy" helps you make wise decisions in any market • The essential tax-deferred retirement plans, from 401(k)s to Individual Retirement Accounts -- and how to manage them • How to invest in real estate at a bargain price (and how to spot something that looks like a bargain but isn't) • Eleven ways of keeping a steady income while you're retired, even after a stock market crash • Financial planning -- what it means, how you do it, and where to find good planners Page by page, Quinn leads you through the pros and cons of every decision, to help you make the choice that will suit you best. This is the single personal-finance book that no family should be without.
Download or read book The Dumb Things Smart People Do with Their Money written by Jill Schlesinger and published by Ballantine Books. This book was released on 2019 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're smart. So don't be dumb about money. Pinpoint your biggest money blind spots and take control of your finances with these tools from CBS News Business Analyst and host of the nationally syndicated radio show Jill on Money, Jill Schlesinger. Do you have a "friend" who is super smart, has a great career, holds a graduate degree, has even saved a chunk of money for retirement, but who keeps making the same dumb mistakes when it comes to money? Is this "friend" you? After decades working as a Wall Street trader, investment adviser, and money expert for CBS, Jill Schlesinger reveals thirteen costly mistakes you're probably making right now with your money without even knowing it. Drawing on heartfelt personal stories (yes, money experts screw up, too), Schlesinger argues that it's not lack of smarts that causes even the brightest, most accomplished people among us to behave like financial dumb-asses, but simple emotional blind spots. So if you've made well-intentioned mistakes like saving for college for your kids before you've saved for your own retirement, or taken on too much risk when you invest, you've come to the right place. And if you've avoided uncomfortable moments such as sitting down to draft a will or planning long-term care for an aging parent, this is the book for you. By breaking bad habits and following Schlesinger's pragmatic and accessible rules for managing your finances, you can save tens, even hundreds, of thousands of dollars, not to mention avoid countless sleepless nights. Practical, no-nonsense, and often counterintuitive, The Dumb Things Smart People Do with Their Money tells you what you really need to hear about retirement, college financing, insurance, real estate, and more. It might just be the smartest investment you make all year. Advance praise for The Dumb Things Smart People Do with Their Money "Common sense is not always common, especially when it comes to managing your money. Consider Jill Schlesinger's book your guide to all the things you should know about money but were never taught. After reading it, you'll be smarter, wiser, and maybe even wealthier."--Chris Guillebeau, author of Side Hustle and The $100 Startup "A must-read, whether you're digging yourself out of a financial hole or stacking up savings for the future, The Dumb Things Smart People Do with Their Money is a personal finance gold mine loaded with smart financial nuggets delivered in Schlesinger's straight-talking, judgment-free style."--Beth Kobliner, author of Make Your Kid a Money Genius (Even If You're Not) and Get a Financial Life
Download or read book Personal Finance written by Rachel S. Siegel and published by . This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Personal Finance was written with two simple goals in mind: to help students develop a strong sense of financial literacy and provide a wide range of pedagogical aids to keep them engaged and on track. This book is a practical introduction that covers all of the fundamentals and introduces conceptual frameworks, such as the life cycle of financial decisions and basic market dynamics, in a way that students can easily grasp and readily use in their personal lives." --Provided by publisher.
Download or read book The Index Card written by Helaine Olen and published by Penguin. This book was released on 2016-01-05 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: “The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an offhand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.
