Download or read book Credit Score Secrets A Complete Beginner s Guide On How To Repair Your Credit Improve Your Score And Boost Your Business Including How T written by Scott Moss and published by Charlie Creative Lab. This book was released on 2021-01-29 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to know everything about credit scores? Are you interested in learning how to improve your credit score and repair your credit? If yes, this is the right book for you! We all want to have a good credit rating because we understand that this makes access to credit easy and affordable. A bad credit score may also result in problems in terms of securing any type of credit. For instance, you may encounter problems when renting a property, paying deposits on your phone lines and other utilities, or getting store financing. As such, it is necessary to pay attention to your rating. What happens when your efforts don't bear the needed result in boosting your credit rating? Credit repair might be the best solution for you. In any case, why should you pay more when you shouldn't? This book will walk you through the process of repairing your credit to ensure all negative items are removed from your credit report forever. You will also find proven steps and strategies to save money and get yourself in better financial shape. This book covers: Credit score? What is it about? Why is it so important to have a good credit score? Commitment, discipline, and the right mindset will make the difference! How to quickly rebuild your credit and increase your score in no time steps you can take to improve your credit score by 100+ in 30-60 days How to increase your credit limit How to improve your credit score after closing and bankruptcy Should I use a credit repair company? (beware of credit repair scams)! ...and much more! Let's live a financially stable and happy life by saving money, getting your credit in good shape, and eliminating debt. What are you waiting for? Swipe up, click "Buy Now" and start improving your future today!

Download or read book Credit Secrets written by Thomas Newton and published by . This book was released on 2020-11-10 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master Different Credit Secrets Quickly! With This Amazing Guide, You Will Raise Your Credit Score To 100+ Points And Improve Your Business! Would you like to increase your credit score, but don't know where and how to begin? Are you looking to master different strategies so you can successfully deal with any situation? Do you wish to improve your business and get out of debt fast? If so, then keep on reading! This guide is perfect for anyone interested in improving their credit score. Even if you don't know where to start from, or what are the first steps you must take, with this guide you will gain the necessary knowledge and master different strategies. You can achieve anything you set your mind to! Credit scores are very important when starting a business or just trying to take the next step in upgrading it. Based on your credit score, lenders can determine if they can depend on you financially and offer you good rates when you apply for loans. This being said, in many cases, a credit will change your life, and put an end to your struggles! Here's what our guide on credit secrets includes: How to properly check your credit score Determine whether your credit score is good or bad Tips on how to avoid low credit score Important positive steps to improve your credit score fast The best strategies to repair your credit score And many more! All of this might sound difficult and sometimes taking the step in the right direction might look scary. However, with the right guide and instructions, everything becomes easier. Improve your credit score quickly and apply for the loan that will change your life! Are you ready to master all of the credit secrets and increase your credit score?

Download or read book Revolutionary Credit Repair Secrets written by Michael McCord and published by Createspace Independent Publishing Platform. This book was released on 2016-11-01 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: Boost Your Credit Score and Get Excellent Credit! This 2 in 1 bundle contains everything you need to know to get that coveted excellent credit score. This book includes 2 manuscripts conveniently rolled up in 1: Revolutionary Credit Repair Secrets: Comprehensive Beginners Guide for Newbies Revolutionary Credit Repair Secrets: Cardinal Rules to Eliminate Negative Items from Your Credit Report and Get a Perfect Score Fixing your credit score may seem like a daunting task. If you are like most Americans, you probably don't know where to begin and may not even know how you got your finances into such a precarious position. That's why we are here to help. Your credit rating plays a critical role in your financial life. It can determine what interest rates you pay and whether you will be approved for the credit card you want. It can also determine whether you get a car loan for the auto you're shopping for at an affordable rate and many times it can even cost you a job offer! Having an exceptional credit score (800 or better) can open the door to the best interest rates and most desirable credit cards. This book will help you put together a plan for boosting your credit score and then maintaining your new higher score. If you are like many Americans, you have probably had these questions How do I request credit reports from the three nationwide credit reporting companies? How can learn my credit score, without having to pay for it? How can I successfully rebuild my credit after a bankruptcy or foreclosure, in the shortest amount of time possible? How exactly is my credit score REALLY determined? Where can I find an easy to follow and actionable step-by-step plan to improve my credit score? Revolutionary Credit Repair Secrets: Comprehensive Beginners Guide for Newbies Here is Exactly What You Will Discover..... What the FICO score is and how it dominates the credit score world How to start building a great credit score today What all the confusing credit card terms really mean Mistakes that lead to low credit scores and exactly what you need to do to avoid them How to repair your credit score, grow it over time, and maintain it for the longterm The trajectory of the credit score industry into the future and what this means for the consumer And Much More! Revolutionary Credit Repair Secrets: Cardinal Rules to Eliminate Negative Items from Your Credit Report and Get a Perfect Score Here is Exactly What You Will Discover..... Your Fico Score Your Credit Reports Creating Your Credit Repair Plan Strategies for Boosting Your Credit Score and How Exactly to Maintain that Perfect Score Mistakes to Avoid And Much More! TAKE ACTION TODAY AND PURCHASE THIS ALL-INCLUSIVE BUNDLE JAM PACKED WITH INFORMATION. Waiting any longer just means missing out on the perfect credit score and the life you deserve!

Download or read book CREDIT SECRETS written by Dave Robert Warren Graham and published by Wealth Management Academy Iph. This book was released on 2020-12-03 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you one of those people who wish to learn the best secrets and tips to fix and improve your credit score? If yes, then keep reading! Today, millions of individuals have a difficult time repairing their credit. You might find yourself trying everything you can, from checking your monthly payment to removing your new credit cards and paying your credit card debt. These steps can help but remember that your score remains relatively low. You won't be able to purchase a home for your family, and you will have difficulty finding a realtor to work with your credit. Luckily, this is where this book bundle, Credit Secrets, comes to the rescue. Book 1: Credit Score Secrets, To Increase Your Credit Score Once And For All. Book 2: Credit Repair Secrets, To Learn the Step-by Step Guide of a professional Attoney. Including Dispute Letters. Book 3 The Best Credit Habits (Unpublished Work), To Find Out in Simple Steps How To Manage Your Money To Achieve Financial Freedom Effortlessly. So, you will find tips on handling your money better and transforming your financial situation. Here's what this bundle will offer you: How to Manage your Credit Cards What to Do If You Are a Victim of Identity Theft Tips and Tricks to Raise Your Credit Score and Get 730+ Point Understanding FCRA and Section 609 What the Credit Bureaus and the Lawyers Do Not Want You to Know Discover Why It Is Always a Good Idea to Invest Learn the Right Mindset for Credit Management ...And so much more! There's no time to waste! Make sure you grab your copy of this book bundle so you can start fixing your credit score. Scroll this page up and click BUY NOW!

Download or read book Credit Secrets written by Dan Cardone and published by Dan Cardone. This book was released on 2020-12-22 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you tired and frustrated of being denied credit? Are high interest rates robbing you of your hard-earned income and preventing you from getting out of debt? Have you ever suffered a disgraceful rejection at the point of securing a mortgage or business loan because your credit score was just too low? Your low credit score is the basis for your constant rejections. We need credit for everything nowadays, whether it's to buy a house, car, or get a loan. As you grow older, your needs change and so does your credit. Analyzing your own credit can be difficult if you don't understand what it entails. Did you know that you could have credit scores in the low 600s even if you never missed a bill payment in your life? That's because your payment history is only 35% of your credit score. Credit Secrets will show credit industry secrets for maximizing the other 65%. Are you ready to improve your credit and take your finances to the next level? In this audiobook, you will learn: What is Credit Score Differences between the various scoring models and how they are calculated How to achieve a 700+ credit score Learn exactly what boosts and what lowers your credit score How to read, review, and understand your credit report Why you should always check your credit report How to dispute erroneous claims Credit Score Myths Explained How credit cards work and factors to consider when choosing one Most proven and effective ways to improve your credit score How to build your Credit Score if you're starting with none How to raise your credit score fast The best ways to maximize your Credit Score Now, it's your turn; start living a comfortable life and get your financial freedom. Scroll up, click on "Buy Now", and get your copy today!

Download or read book Credit Secrets written by Matthew D.P. and published by . This book was released on 2020-05-05 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you want to find out how to increase your credit score, this is the book for you. Can't understand consumer credit and manage it in your favor? Having a good score can really improve you from a financial point of view; it can make you get better conditions and rates, it can give you the freedom you are looking for and you can learn this even if perhaps no one before this book had taught you. The important thing when you want to improve your credit score is to follow the right information, if you follow the wrong things bankruptcy is guaranteed. With the right guidelines and applying what you will find in this book you will be able to learn new habits that will allow you to reach your goals. With this book you can ... * Understand what a good credit score is * Credit repair tricks * With practical tips to improve your score * Best chance for best scores * And so on If your interest is therefore to repair your credit, improve it or have information that will help you not to be in future difficulties, even if you have already tried some books that have not helped you, this will provide you with all the basics and information that will bring you. to have better financial awareness. Enjoy the reading.

Download or read book Credit Repair written by Warren Clayborne and published by . This book was released on 2021-01-24 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you sick and tired of having to postpone the realization of your projects just because your credit score is insufficiently assessed by who should give you credit? It isn't time to reverse this situation? Each of us, in a difficult moment in our financial life, has run into an unfavorable credit situation. What makes the difference is how quickly we got back on our feet. That is precisely what this guidebook is going to help you with. You may have heard that bad credit repair is impossible or illegal, nothing is more wrong: a bad credit report can be repaired, if you know how to do it, and it doesn't take months. Using a lawyer or a specialized company is certainly a winning choice in this topic, but it can be useless if you are totally ignorant on the subject and do not have the faintest idea of ​​how the credit score universe works. This guide is the starting point you need to improve your credit situation right away. Only by acquiring the fundamentals you will be able to understand what actions to take, what behaviors to stop immediately and what is the path that will lead you to get the money you need in the right way to achieve your goals. With the help of this book, you'll learn about: What are FICO score and FICO assessment How and when to use bankruptcy When debt collections is useful to improve credit score Credit cards: how to manage and when to eliminate A simple strategy to pay down your debt that works EVER General advice to see success with section 609 A complete set of dispute letters ready to be used Stop worrying about your debt and take the way to master them right now!

Download or read book Credit Repair written by Brian Warren and published by . This book was released on 2020-09-07 with total page 155 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you tired of being rejected by the banks and other financial institutions because you have bad credit? That is precisely what this guidebook is going to help you. Credit is a broad term in the financial world that has many different meanings to it. The idea of credit is nothing new, and it is some sort or another that most people have used. Credit repair is currently a trendy topic. You may have heard that bad credit repair is impossible or illegal. A bad credit report can be repaired. If you contact a law firm that specializes in repairing a credit report, the entirety of this should be possible legitimately. If you contract an organization that isn't a law office, it might be accomplishing something inadequate or illicit. The only way to be sure that the credit repair information you receive is legal, accurate, and useful is to contact a lawyer. Repairing credit is not difficult. Improving your credit score doesn't take months. Follow these basic strides to address your credit and improve your FICO assessment and your capacity to obtain cash on terms you can manage. With the help of this book, you'll learn about: * All about your credit score * The secret of credit repair and how to bust many common credit myths * Bankruptcy, an ally * Debt collections * Credit cards * How to pay down your debt * Section 609 * General advice to see success with 609 * Other tips * Dispute letters And much more! If you want to continue learning the next steps, get this book and start reading. Let's escape from debt starting today! Click to buy now!

Download or read book Credit Secrets written by Julia Smith Kellam and published by . This book was released on 2021-07-18 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like to discover the best, proven credit secrets that will help you raise your credit score and repair bad credit, without having to resort to lawyers and expensive credit repair companies? If the answer is "YES", then keep reading, because this is the book you were looking for... We've all made mistakes, and some of them have hurt our credit score. We know that while a high credit score can open up new opportunities for financing homes, car purchases, getting loans from banks, and all the other good things in life, a low credit score has the potential to close doors. One of the main causes for a lower than desired credit score is late payments, yet one bill will not make a difference if you haven't missed anything else. This book will help you so every little thing plays its part and your rating starts climbing towards better days! This easy-to-understand and complete manual will cover every aspect of the U.S. credit score system, and it will explain to you everything you need to know to finally raise your credit score- starting from how the credit score system works, what affects your score, and how you can check for errors on your credit report, up to template letters, getting rid of credit card related errors, and much more useful information. By reading this book you'll learn: What The Credit Score Actually Is, so that you can know everything about how the system works in order to be conscious of all your next moves to raise your score back up What Credit Repair Companies Don't Want You To Know, so that you can discover and use what they keep hidden to the public, to repair your bad credit without having to spend extra money The Most Powerful Secrets Of Credit Repair, thanks to a dedicated chapter that will reveal to you some of the best methods and tips to get rid of bad credit quickly once and for all The Section 609 Credit Repair Solution, which includes many different letter templates that work to open disputes and increase your rating How To Overcome Credit Card Debt, so that you can get rid of all the outstanding balances that you are carrying over in an easy and effective way ... & Much More! Weighted with numerous resources and information that can turn any situation around, this book will show you how to easily repair bad credit in a completely fuss-free way- empowering you with the knowledge needed to achieve financial freedom, so... ...What are you waiting for? Just scroll to the top of the page and click the "BUY NOW" button to grab your copy right away!

Download or read book 33 Ways To Raise Your Credit Score written by Tom Corson-Knowles and published by TCK Publishing. This book was released on 2013-01-10 with total page 41 pages. Available in PDF, EPUB and Kindle. Book excerpt: A concise collection of easy things you can do to boost your score. This life-changing guide is written in plain English without jargon or confusing language—just easy-to-implement action steps to help you dramatically increase your credit score (without spending a dime). Find out about: How To Instantly Improve Your Credit Score By 20 To 30 Points: Just one tip in this book could help you raise your credit rating right away—and when combined, the strategies could help you go from bad credit to excellent credit. Credit Repair Made Easy: No matter how bad your credit is right now, you can repair it with strategies for removing illegitimate and bad marks from your credit report. How To Get a Free Credit Score Without Any Hassle: Many companies claim they’ll give you a free credit score—then try to charge a large one-time fee or ongoing membership fee for access to your credit information. But there is one website that gives you your score 100% free without trying to sell you anything, and even provides free email alerts when anything new pops up on your credit report so you can take care of it right away. How To Get A Huge Discount On Your Mortgage Rates: Following the steps in this guide, you could save thousands a year in interest on your mortgage, auto loans, and other payments. How To Save As Much As $500 On Your Cell Phone Plan: With the good credit history you build, you could save as much as $500 on your next service plan. Better Rates On Car Insurance And Auto Loans: Get much cheaper rates with your new, higher credit score, and avoid getting taken advantage of by shady finance companies. The Ideal Number of Credit Cards: Did you know there’s a “secret number” of credit cards you should have to maximize your credit score? You’ll also learn how to get huge discounts on credit card rates and fees with a five-minute phone call—plus more tips and techniques to get you in healthy financial shape.

Download or read book DIY Credit Repair written by Kendyl Jameson and published by . This book was released on 2018-08-28 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is also available in Spanish. (Disponible en Español) Fix your credit and take control of your financial life! Do you need to repair your credit or increase your credit score? Do you want to eliminate debt and build credit? Have you applied for a loan and been denied due to your credit? Do you want to know how to read your credit report and understand why you were denied? Do you want to fix your credit? If you answered yes to any of the above questions or if you simply wish to improve your credit score and credit rating, then this book is for you! DIY Credit Repair: Beginners' Guide to Credit Repair is an easy to read and follow guide for individuals wishing to: repair credit; increase credit score; improve credit rating; understand credit reports; understand credit utilization ratio; and improve budgeting skills. In addition, you will find tips and suggestions for each section as well as examples for easier understanding of this otherwise complicated topic. DIY Credit Repair: Beginners' Guide to Credit Repair is written and based on personal experience. Proven to have been successful for the author, the information included has been used and applied to not only rebuild and repair credit, but also increase credit rating while sending the credit score shooting for the stars! A healthy credit score and credit utilization ratio are important for obtaining car loans, mortgages and lines of credit. These two components can make an impact on whether or not you qualify for the purchase you want to make. Overall, the better your credit and payment history, the better chances you have of being approved - and often at lower interest rates. Although services can be used for achieving some credit goals, when you do it yourself (DIY), you not only learn the process, but also gain better financial discipline while teaching yourself how to preserve your credit and make better purchasing decisions. When you fix your credit yourself, you will inherit the power to maintain your credit with a full understanding of how and when to use it, as well as when not to. Understanding the ins and outs of your personal credit now, can save you grief and frustration further down the road. All of this adds up to better chances of a more stable, sound financial situation that assists in lowering stress and improving life on a daily basis! Get excited about where you can take this and get started today!

Download or read book Revolutionary Credit Repair Secrets written by Michael McCord and published by . This book was released on 2016-10-05 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: Start Fixing Your Credit Score Today! Discover how to become more financially savvy, find financial freedom, and save money for years to come. Purchase the book Revolutionary Credit Repair Secrets: A Comprehensive Beginner's Guide for Newbies now to learn priceless tools and techniques on how to revitalize your credit score. You'll benefit from chapters on the history of the credit card, why your credit score matters, ways to fix your credit score, maintain your credit score, and grow your credit score. What's more, you'll find ways to lower your interest rates on any and every loan that you may require. The info in this book will clear up confusing financial terms and processes that are designed to keep you guessing. You and your money will become more confident after you finish the last page of our book. Imagine a life where you are offered the lowest interest rates available at a loan office. Banks and other lending agents trust you because you have a solid history of paying back money that you borrow on time and with consistency. Because of this, you are able to save more money for the future and are able to buy important goods like a home and a car as close to the actual price as possible. By being offered the lowest interest rate available, you are able to establish trust with your banking institution. Additionally, you'll be less fearful of being taken advantage of by your bank since you are more knowledgeable about how loans and borrowing money works. This life is not only possible, it is easily obtainable. And it's the life you deserve! Having an exceptional credit score (800 or better) can open the door to the best interest rates and most desirable credit cards. This book will help you put together a plan for boosting your credit score and then maintaining your new higher score. You are GUARANTEED to learn: What the FICO score is and how it dominates the credit score world How to start building a great credit score today What all the confusing credit card terms really mean Mistakes that lead to low credit scores and exactly what you need to do to avoid them How to repair your credit score, grow it over time, and maintain it for the longterm The trajectory of the credit score industry into the future and what this means for the consumer And Much More! TAKE ACTION TODAY AND PURCHASE THIS BOOK. Waiting any longer just means missing out on the perfect credit score and the life you deserve!

Download or read book Credit Score Secrets written by Harrison Moore and published by . This book was released on 2020-03-13 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn How To Raise Your Credit Score and Get Rid of Bad Credit! Do you want to improve your credit rating but don't know where to start? Do you want to learn about sound financial practices and ensure your future? READ ON! THIS BOOK IS THE ULTIMATE BEGINNER'S GUIDE ON CREDIT SCORE AND HOW TO FIX IT! A credit score is a value that ranks your creditworthiness in the eyes of the bank. It's determined through a number of guarded factors that banks use to assess risk. What you can do to maintain a good credit score is always be on time with your installments and keep your debt at a minimum. So, is the credit score really that important? Well, yes. Banks will use it to determine whether to give you a loan, some employers may also check it, and landlords definitely want to make sure that you are creditworthy. With credit score having so much impact on your life, it's a good idea to learn how to fix, maintain and improve your score! This book will teach you: What your credit score really means Secrets of high credit scores DIY methods of credit score repair Top 5 credit score myths Secrets of the credit score rating system How to choose the right credit card AND SO MUCH MORE! Maybe you're already aware of the importance of your credit score but are not sure exactly what it means and how to fix it. Maybe you think it's too late and unfixable. This book is here to give you the good news! With a little knowledge and insider tips, you can fix your credit score and understand the mechanics of keeping it healthy. Life of financial freedom is just a few clicks away! Want to have a great credit score? Scroll up, Click on 'Buy Now with 1-Click', and Get Your Copy!

Download or read book Credit Secret written by June Wise and published by Independently Published. This book was released on 2021-04-20 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you looking for advanced tactics to rebuild your credit and understand what's behind the psychology of money? People rely on credit for the ability to buy things with borrowed money that's paid back over time of finance major purchases, such as buying a car or home, and make life easier with conveniences like credit cards, which can help you manage your daily spending. This book is a beginner's guide to understand how to improve your credit score, increase it as higher as possible and learn how to get access to business credit. Typically, the higher your scores, the more likely you are to qualify for loans with the most favorable terms, including lower interest rates, higher dollar amounts, and potentially lower fees. This book includes many advantages such as: How credit works and understands how you can reach your goals without the risk of added debt Difference between business credit and personal credit, how they relate to each other, and how to keep both in good standing How to check and monitor your credit and spot any issues or blemishes Help you choose the most useful type of loan for your business What are the most common types of consumer credit and their main risks And many other useful information There are several important information to have when you applying for a loan, this book will help you clarify all these aspects.

Download or read book Credit Repair written by Charles Peterson and published by . This book was released on 2018-03-02 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn proven steps and strategies on how to thoroughly purge out negativity from your credit report Today only, get this bestseller for a special price. Read on your PC, Mac, smart phone, or tablet device. Taking care of your credit issue is less demanding when you know the reason for the problem. There are a few procedures to fix precise negative data — like an accumulated obligation you candidly owe. Just sit back and fully grasp how you can take control over your credit report! Here Is A Preview Of What You'll Read... What Is Credit Repair? The Truth About Credit Repair Improving Your Credit Score Credit Bureau Dispute Advance Balances And much, much more! Download your copy today! Take action today and download this book now at a special price!

Download or read book Credit Secrets written by John Morris and published by . This book was released on 2021-03-25 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: ★★CREDIT SECRETS BUNDLE★★ ★★INCLUDING BEST 609 LETTERS TEMPLATES★★ Tired of the overwhelming number of books you need to read to learn more about credit repair? This 2 in 1 book is all you need to save yourself from being bombarded with a lot of information that you don't actually need. Today, you don't need to worry about it! Allow this book, Credit Secrets: 2 books in 1: The Complete Guide to credit repair & dispute letters System (Section 609). The easy 6-step system to fix your score and increase it to +800 quickly and legally in 2021 to guide you on this journey. Even if you have a low credit score, you can change your financial life with simple strategies by Consultants and Credit Attorneys Book 1 focuses on credit repair, including strategies, fixing credit scores, and improving personal finance, and Book 2 is all about raising scores and becoming a pro. Being offered a bundle package is a great advantage on the part of the readers since they can get all the necessary information they need in a bundle. This eliminates buying a lot of books on credit repairs separately and having to read all of them, which is sometimes energy draining. This bundle includes Basics of credit repair Secrets Strategies by Credit Attorneys to Fix your Bad Debt The 6 Simple Steps to Fix Your Credit Score Strategies to improve your personal finance What Do I Need To Include In My Dispute ( Best Letters Templates ) And so much more! PS: An hour of this author's time is $ 200, but you'll get their best secrets inside Grab a copy of this book and take advantage of this bundle offer now!

Download or read book Credit Builder Secrets written by Jason White and published by Lulu.com. This book was released on 2018-01-17 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Builder Secrets is your gateway to better credit. In this book you'll find reasoning, tactics, and strategies to help you improve your credit score up to 200 points! In my profession, "know it alls" attempt to tell me or my clients all the time how to fix and improve credit. Often, the myth they share is to just "pay your bills on time" and that will improve your credit score. Little do they know, that's not true. Don't get me wrong, of course paying your bills on time is important, but just paying your bills alone will NOT improve your credit score. In this book, I dispel that myth and share how to really improve a credit score the right way. I don't know about you, but I'm tired of unqualified people giving bad advice. So please do me a favor. If you ever come face to face with one of these loud mouths who try to tell you how to live your life but don't take their own advice, promise me you'll run the opposite way.