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Book Credit Repair

Download or read book Credit Repair written by Charles Peterson and published by . This book was released on 2018-03-02 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn proven steps and strategies on how to thoroughly purge out negativity from your credit report Today only, get this bestseller for a special price. Read on your PC, Mac, smart phone, or tablet device. Taking care of your credit issue is less demanding when you know the reason for the problem. There are a few procedures to fix precise negative data — like an accumulated obligation you candidly owe. Just sit back and fully grasp how you can take control over your credit report! Here Is A Preview Of What You'll Read... What Is Credit Repair? The Truth About Credit Repair Improving Your Credit Score Credit Bureau Dispute Advance Balances And much, much more! Download your copy today! Take action today and download this book now at a special price!

Book Credit Repair

    Book Details:
  • Author : Larry Heard
  • Publisher :
  • Release : 2023-11-17
  • ISBN : 9781777255077
  • Pages : 0 pages

Download or read book Credit Repair written by Larry Heard and published by . This book was released on 2023-11-17 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contains proven steps and strategies on how to get your finances back on track by improving your credit score. Whether you are looking to improve your credit score to get a loan for a new car, get a more competitive mortgage for a house or would just like to be in a better position for the future, this book will show you how. In getting your finances back on track, it is very important to understand the different factors that affect your credit rating. This book offers a clear understanding of the matter as well as these factors. More importantly, tips on how to improve your credit score are provided herein as well. You are guaranteed to learn: What the fico score is and how it dominates the credit score world How to start building a great credit score today What all the confusing credit card terms really mean Mistakes that lead to low credit scores and exactly what you need to do to avoid them The trajectory of the credit score industry into the future and what this means for the consumer In this book, i will give you the best tips to improve your creditworthiness and some secrets that will help you realistically get the best possible score without having to wait many years for it. You'll get all the dispute letter templates you may need. So, you'll exactly know what to write in any case: if you don't receive an answer, if you need to request the removal of negative items from the original creditor or if the credit bureau doesn't remove negative items disputed.

Book Credit Secrets

    Book Details:
  • Author : Julia Smith Kellam
  • Publisher :
  • Release : 2021-07-18
  • ISBN :
  • Pages : 140 pages

Download or read book Credit Secrets written by Julia Smith Kellam and published by . This book was released on 2021-07-18 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like to discover the best, proven credit secrets that will help you raise your credit score and repair bad credit, without having to resort to lawyers and expensive credit repair companies? If the answer is "YES", then keep reading, because this is the book you were looking for... We've all made mistakes, and some of them have hurt our credit score. We know that while a high credit score can open up new opportunities for financing homes, car purchases, getting loans from banks, and all the other good things in life, a low credit score has the potential to close doors. One of the main causes for a lower than desired credit score is late payments, yet one bill will not make a difference if you haven't missed anything else. This book will help you so every little thing plays its part and your rating starts climbing towards better days! This easy-to-understand and complete manual will cover every aspect of the U.S. credit score system, and it will explain to you everything you need to know to finally raise your credit score- starting from how the credit score system works, what affects your score, and how you can check for errors on your credit report, up to template letters, getting rid of credit card related errors, and much more useful information. By reading this book you'll learn: What The Credit Score Actually Is, so that you can know everything about how the system works in order to be conscious of all your next moves to raise your score back up What Credit Repair Companies Don't Want You To Know, so that you can discover and use what they keep hidden to the public, to repair your bad credit without having to spend extra money The Most Powerful Secrets Of Credit Repair, thanks to a dedicated chapter that will reveal to you some of the best methods and tips to get rid of bad credit quickly once and for all The Section 609 Credit Repair Solution, which includes many different letter templates that work to open disputes and increase your rating How To Overcome Credit Card Debt, so that you can get rid of all the outstanding balances that you are carrying over in an easy and effective way ... & Much More! Weighted with numerous resources and information that can turn any situation around, this book will show you how to easily repair bad credit in a completely fuss-free way- empowering you with the knowledge needed to achieve financial freedom, so... ...What are you waiting for? Just scroll to the top of the page and click the "BUY NOW" button to grab your copy right away!

Book ADVANCED CREDIT REPAIR SECRETS REVEALED

Download or read book ADVANCED CREDIT REPAIR SECRETS REVEALED written by Marsha Graham and published by Marsha Graham. This book was released on 2015-04-08 with total page 223 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have a low credit score? Have you ever been denied credit? Is it time to get your financial life back on track without paying a credit repair expert hundreds (or even thousands) of dollars? If this sounds like you, then Advanced Credit Repair Secrets Revealed: The Definitive Guide to Repair And Build Your Credit Fast could be just what you’re looking for! With this helpful guide, you’ll get what you’ve always wanted: GOOD CREDIT! This exciting and concise book give you only the information you really need to start repairing and building your credit – fast! This book is a carefully prepared step by step strategy to improve your credit score in a remarkably short time span. Each step is geared at getting you closer to your financial dream be it removing all negative items from your credit report or increasing your credit score. It is a book that is well researched and professionally written to help you with your credit. Once you read this book to the end, you will never be the same again. Now, let me ask you a personal question. Would you like to buy your dream home or the new hot car you’ve always wanted? Is bad credit holding you back from getting what you want? If so - do something about it right now! When you download Advanced Credit Repair Secrets Revealed: The Definitive Guide to Repair And Build Your Credit Fast, you’ll discover some of the fastest ways to improve your credit – MONEY BACK GUARANTEED! What can this book do for you? How can you use this guide to repair your credit? Advanced Credit Repair Secrets Revealed: The Definitive Guide To Repair And Build Your Credit Fast reveals the most closely-guarded secrets the experts use to remove countless negative items from credit reports. You could improve your credit score dramatically in less than 30 days! You’ll learn how to easily raise your credit score You’ll learn how to remove all negative items from your credit report: Late Payments Charge-Off Items Collection Items Bankruptcies Student Loan Defaults Judgments Repossessions and many more! You’ll also discover many important credit skills and tips: Get a FREE credit report every 7 days Establishing good credit in 30 days or less Keep divorce from destroying your credit Uncover the steps towards homeownership Protect yourself from fraud and identity theft Know if your identity has been compromised, and what to do next What if you qualified for credit cards at zero percent interest rates for 15 or even 18 months? Can you imagine purchasing a car at zero percent and zero down? Wouldn’t you like to book your dream trip with reward points from your new credit card? Act Now - Good credit can get you the lifestyle of your dreams! Improving your credit can possibly help you to: Purchasing a new home or renting an apartment Buy a car Start a business Save money on interest Get a lower insurance rate Get a cell phone Stop paying cash for everything Get a job start a relationship Imagine having the ability to know you are pre-qualified for just about anything your heart desire: the most attractive credit offers, your dream car or house. ACT NOW! Start reading now! Take the first step to securing your financial freedom

Book The Guerrilla Guide to Credit Repair

Download or read book The Guerrilla Guide to Credit Repair written by Todd Bierman and published by Macmillan. This book was released on 2005-12-27 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad. This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you: --How to contact three major credit bureaus and get a copy of your credit report. --How to decipher and understand the report's complex codes, numbers, and implications. --Step-by-step, how to correct errors and clean up your credit history. --How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse. Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers.

Book Credit Repair

    Book Details:
  • Author : Lecturer School of Media & Communications Richard Stanton, (Vi
  • Publisher : CreateSpace
  • Release : 2015-09-13
  • ISBN : 9781517079208
  • Pages : 76 pages

Download or read book Credit Repair written by Lecturer School of Media & Communications Richard Stanton, (Vi and published by CreateSpace. This book was released on 2015-09-13 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your Ultimate Credit Repair Manual The secrets to keeping your credit score on top! Not Happy With Your Credit Score? Believe it our not but your credit score has an impact in every aspect of your life. Your credit score can determine whether or not you will be able to obtain a mortgage, car loan, job or even a damn cell phone. This score can play a major role in the financial future you have therefore you need to keep it clean and high as possible. Understanding how to improve your credit score and removing any negative items on your credit report is vital for your life if your credit score is bad! You will learn how to take control of your personal credit and restore excellent credit today. The Credit Repair book simplifies how to check for errors that can lead to a low credit score. It will answer what to do if the credit bureaus refuse to remove any inaccurate and questionable information on your credit report. This Book Will Show You How To. . . Get and Interpret Your Credit Reports Understand How the Credit System Truly Works Win The Dispute Process: What You Need To Know Apply Effective Strategies For Repairing Your Credit Learn The Best Way To Pay Off All Debts Say good-bye to the expensive credit repair services and simply do it yourself! You can create a very reputable credit record without having to spend too much money on these services that you can learn to do on your own! So what are you waiting for? Purchase your own copy today and experience freedom with friends and family like never before!

Book How to Remove ALL Negative Items from Your Credit Report

Download or read book How to Remove ALL Negative Items from Your Credit Report written by Riki Roash and published by Createspace Independent Publishing Platform. This book was released on 2013-04-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: No more paying top dollar to attorneys and credit repair companies. The secrets are revealed. This book will teach you the incredibly easy process the professionals are using and charging thousands for. A simple step-by-step guide to remove all derogatory items on your credit reports, even if they do belong to you!Are charge-offs, repos, bankruptcies, judgments, short-sales, loan modifications, late payments, and collection accounts preventing you from receiving the new home or car that you dream of, or preventing you from getting a better job or credit card?Say no more, and make them vanish from your credit report file, so your FICO score will dramatically improve!

Book Revolutionary Credit Repair Secrets

    Book Details:
  • Author : Michael McCord
  • Publisher : Createspace Independent Publishing Platform
  • Release : 2016-11-01
  • ISBN : 9781539727415
  • Pages : 96 pages

Download or read book Revolutionary Credit Repair Secrets written by Michael McCord and published by Createspace Independent Publishing Platform. This book was released on 2016-11-01 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: Boost Your Credit Score and Get Excellent Credit! This 2 in 1 bundle contains everything you need to know to get that coveted excellent credit score. This book includes 2 manuscripts conveniently rolled up in 1: Revolutionary Credit Repair Secrets: Comprehensive Beginners Guide for Newbies Revolutionary Credit Repair Secrets: Cardinal Rules to Eliminate Negative Items from Your Credit Report and Get a Perfect Score Fixing your credit score may seem like a daunting task. If you are like most Americans, you probably don't know where to begin and may not even know how you got your finances into such a precarious position. That's why we are here to help. Your credit rating plays a critical role in your financial life. It can determine what interest rates you pay and whether you will be approved for the credit card you want. It can also determine whether you get a car loan for the auto you're shopping for at an affordable rate and many times it can even cost you a job offer! Having an exceptional credit score (800 or better) can open the door to the best interest rates and most desirable credit cards. This book will help you put together a plan for boosting your credit score and then maintaining your new higher score. If you are like many Americans, you have probably had these questions How do I request credit reports from the three nationwide credit reporting companies? How can learn my credit score, without having to pay for it? How can I successfully rebuild my credit after a bankruptcy or foreclosure, in the shortest amount of time possible? How exactly is my credit score REALLY determined? Where can I find an easy to follow and actionable step-by-step plan to improve my credit score? Revolutionary Credit Repair Secrets: Comprehensive Beginners Guide for Newbies Here is Exactly What You Will Discover..... What the FICO score is and how it dominates the credit score world How to start building a great credit score today What all the confusing credit card terms really mean Mistakes that lead to low credit scores and exactly what you need to do to avoid them How to repair your credit score, grow it over time, and maintain it for the longterm The trajectory of the credit score industry into the future and what this means for the consumer And Much More! Revolutionary Credit Repair Secrets: Cardinal Rules to Eliminate Negative Items from Your Credit Report and Get a Perfect Score Here is Exactly What You Will Discover..... Your Fico Score Your Credit Reports Creating Your Credit Repair Plan Strategies for Boosting Your Credit Score and How Exactly to Maintain that Perfect Score Mistakes to Avoid And Much More! TAKE ACTION TODAY AND PURCHASE THIS ALL-INCLUSIVE BUNDLE JAM PACKED WITH INFORMATION. Waiting any longer just means missing out on the perfect credit score and the life you deserve!

Book The Complete Guide To Credit Repair

Download or read book The Complete Guide To Credit Repair written by Bill Kelly and published by Simon and Schuster. This book was released on 2000-08-01 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: With more and more people declaring bankruptcy and total debt in this country rising, the time is perfect for a book like The Complete Guide to Credit Repair. Not only will this book show people how to repair bad credit to stay out of bankruptcy, it will show them how to avoid bad credit in the future and what they can do to strengthen their situation. Credit bureau information and other vital resources have all changed within the last few years. The Complete Guide to Credit Repair - written in a simple, straightforward tone - is packed with up-to-date information on a topic that millions of people face everyday.

Book The Credit Repair Blueprint  the Ultimate Consumer Reference Guide to Dispute Information   Maintain Data Privacy

Download or read book The Credit Repair Blueprint the Ultimate Consumer Reference Guide to Dispute Information Maintain Data Privacy written by A. C. Hamilton and published by . This book was released on 2023-02-28 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Extensive Research and Methods Presented in This Book Will Be Beneficial to Anyone Seeking to Successfully Dispute Information Contained in Their Credit Report, As Well as Removing Personal Information Online and Maintaining Privacy.Every year, credit bureaus and data furnishers make millions of dollars by selling your personal information, frequently while propagating false information and violating your privacy.The majority of credit restoration guides and books available today omit a critical step when explaining how to dispute and remove items from a consumer credit report, in addition to lacking other practicable directions. The average American either doesn't have the time or the right understanding of the procedure to effectively dispute items on their credit file, and credit repair companies are rife with negative reviews and horror stories from customers that are carefully hidden and difficult to uncover by a simple web search.You DO NOT NEED TO HIRE A CREDIT REPAIR COMPANY, and you can do a better job than they usually do by using the information in this book. Maintaining a positive credit history requires frequent monitoring of your credit report, and it's very common for one of the three credit bureaus to report multiple errors in your consumer credit file. It's critical to keep an eye on your credit report and file multiple disputes, but you need to be equipped with the most up-to-date information to know how to beat them at their own game.Because your credit score influences every financial transaction you make on a daily basis, including your career, your ability to rent or buy property, obtain financing, and more, even seemingly harmless errors on your credit report can have a significant impact on all of these factors. Major mistakes on your credit report can cost you hundreds or even thousands of dollars, but they are easily avoidable with the right information and advice!

Book Revolutionary Credit Repair Secrets

    Book Details:
  • Author : Michael McCord
  • Publisher : Createspace Independent Publishing Platform
  • Release : 2016-09-13
  • ISBN : 9781537652139
  • Pages : 48 pages

Download or read book Revolutionary Credit Repair Secrets written by Michael McCord and published by Createspace Independent Publishing Platform. This book was released on 2016-09-13 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: Boost Your Credit Score and Get Excellent Credit! Your credit rating plays a critical role in your financial life. It can determine what interest rates you pay and whether you will be approved for the credit card you want. It can also determine whether you get a car loan for the auto you're shopping for at an affordable rate and many times it can even cost you a job offer! Having an exceptional credit score (800 or better) can open the door to the best interest rates and most desirable credit cards. This book will help you put together a plan for boosting your credit score and then maintaining your new higher score. If you are like many Americans, you have probably had these questions How do I request credit reports from the three nationwide credit reporting companies? How can learn my credit score, without having to pay for it? How can I successfully rebuild my credit after a bankruptcy or foreclosure, in the shortest amount of time possible? How exactly is my credit score REALLY determined? Where can I find an easy to follow and actionable step-by-step plan to improve my credit score? If you have EVER wondered any of those things, then don't worry; you have come to the right place. This book will answer all those questions. In addition, you will also learn everything you need to know about: Your Fico Score Your Credit Reports Creating Your Credit Repair Plan Strategies for Boosting Your Credit Score and How Exactly to Maintain that Perfect Score Mistakes to Avoid And Much More! TAKE ACTION TODAY AND PURCHASE THIS BOOK. Waiting any longer just means missing out on the perfect credit score and the life you deserve!

Book Your Credit  Your Life

Download or read book Your Credit Your Life written by Eddie D. Furguson and published by Living Plus Healthy Publishing. This book was released on 2015-03-26 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you or someone you know have bad credit or no credit at all? If so, pay close attention! And, if you really want to know the facts about credit, this book is definitely for YOU! This book covers everything there is to know about building a great credit score and it's understandable to the average person! In fact, some people have called it the "Credit Manual"! You'll uncover a wide array of tips, including how to repair your credit today! It even includes a sample letter that you can use to send to credit bureaus for disputing credit report errors and repairing your credit. It's like having your very own credit expert that you can reference and ask questions any time you need to! Through this book, you are going to learn what you will need to know about how to get rid of your bad credit and raise your credit score to 750 or more. You will discover: - What Are FICO Scores? - How To Find Your Score? - How To Get Your Credit Report For Free? - What Is The Best Credit Score To Get Super Low Interest Loans? - How To Raise Up Your Credit Score To 750 And Above? - The Very First Thing To Take When Raising Your Credit Score - Ways To Start Establishing A Good Credit - How To Repair Your Bad Credit Score? - How To Read The Secret Codes On Your Credit Report - How to Dispute & Fix Errors on Your Credit Report - Definitions Of The Eight Types Of Public Records - Things Need To Observe When Applying For A Mortgage - The Ugly Truth About Credit Counselors And Debt Consolidators That They Wish You Never Find Out - How To Prevent Identity Theft And What To Do If Your Identity Is Stolen - How Does Bankruptcy Affect Your Credit - And Much More...

Book Credit Repair Guide

    Book Details:
  • Author : Smart Reads
  • Publisher : Createspace Independent Publishing Platform
  • Release : 2016-12-12
  • ISBN : 9781541045576
  • Pages : 34 pages

Download or read book Credit Repair Guide written by Smart Reads and published by Createspace Independent Publishing Platform. This book was released on 2016-12-12 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you tired of paying top dollar to lawyers and companies just to fix your credit score or remove negative marks from your report? Now you don't have to! Credit Repair Guide is a book designed to help you fix and remove negative marks, mistakes and other problematic items on your credit report. It provides you with a solution on how to get in touch with credit reporting agencies and actually get them to take action! Stop wasting your money and take action now. You can easily improve your credit standing, lower your interest rates and be eligible for loans and other credit applications if you take action now to clear all the problems on your credit report. This small book will show you how to do it. About Smart Reads Smart Reads exists to provide you with the highest quality information in the least amount of time. Our team of professional writers work with experts on given topics to give you the content that matters quickly. Our books are short, easy-to-read and highly informative so you get important information right away. We also pay it forward by donating 5% of our profit to Pencils of Promise to help build schools, train teachers and support child education. Choose Smart Reads and get smart in less time.

Book Journey to Wealth

Download or read book Journey to Wealth written by Brett Mitchell and published by Author House. This book was released on 2011-09-29 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on years of consumer credit research and his own experiences as a credit consultant and consumer credit activist, Brett Mitchell teaches you how to eliminate negative items from your credit report and establish good credit. By using the credit letters in this book you can legally remove your bad credit and re-establish good credit within weeks. Learn how to re-establish your credit and remove bankruptcies, charges, collections, foreclosures, tax liens, late payments.

Book Credit Repair

    Book Details:
  • Author : Dana Lee
  • Publisher : Createspace Independent Publishing Platform
  • Release : 2018-07-25
  • ISBN : 9781724365460
  • Pages : 156 pages

Download or read book Credit Repair written by Dana Lee and published by Createspace Independent Publishing Platform. This book was released on 2018-07-25 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Repair Credit Repair Second Edition Real Life Real World Credit Repair and Score Increase Tactics. Includes real credit letters and disputes There's no need to hire attorneys or credit repair firms. All they do is send out a templated letter anyways, and creditors get those all the time...BIG DEAL. When the actual DEBTOR sends a serious letter, whoa, watch out..Consumer Laws being brandished on the collector, creditor. They don't like that and will do whatever necessary to get rid of you fast, if you reach the right person and say the right things. These proven strategies can work for anyone. This book will show you how to take action and restore or improve your credit. When doing credit repair...you want your negative information DELETED, do not settle for any other status. Let's face the facts here, without good credit you spend A LOT more money on things like mortgages, car loans, INSURANCE and cell phone plans. Even healthcare can cost a lot more. And let's not forget that nowadays employers usually will check your credit to ensure you aren't a financial risk to them. If your credit sucks, and it's a job you really want, how awful would that be if you get passed over because of your credit score or credit report Collections and Judgment, Get Them Deleted! Dispute your credit the right way using Federal laws in your favor. The Consumer Acts are vast and complex, almost every debt collector or creditor has a violation somewhere in their operations, they're almost impossible NOT to violate. Write Credit Letters From Hell and State Your Demands. No company likes dealing with debtors that know the Consumer Acts and uses them to their advantage. Most companies can barely adhere to the vast Consumer laws and Fair Credit Acts, however minor, most companies violate some aspect of the laws at one time or another. If you can't find a Fair Credit violation, use the Cyber Security breach tactic. This one is VERY SERIOUS. The Government wants large corporations to secure your data, if they are recklessly handling your information, this falls under the Cyber Security mandates and is definitely going to get their attention. Inquiries Nowadays lots of companies don't even tell you upfront that they are making a hard credit inquiry. These can add up over time and pull your score down many points, getting these deleted is the goal. Get your free REAL score and report online direct from the major bureaus. Lots of websites and companies claim they will give you a free credit score but they usually try to trick you. They will try to charge you either a large one-time fee or an ongoing membership fee for access to your credit information. But there is one website that gives you your credit score 100% free without trying to sell you anything, and you can monitor your score without any cost. They can even provide you with free email alerts when anything new pops up on your credit report so you can take care of it right away. Insurance Auto insurance rates are out of control these days, don't let them rip you off because your score places you in a certain category of risk for them, fight back by improving your score quickly and get the low rates you deserve NOW. Also, check your driving record report, sometimes errors in points or citations will cause your insurance premiums to remain high. Sometimes citations that were supposed to drop off haven't.

Book Credit Repair  How to Repair Bad Credit  Remove Negative Line Items from Your Credit Report  Comprehensive Guide for Newbies

Download or read book Credit Repair How to Repair Bad Credit Remove Negative Line Items from Your Credit Report Comprehensive Guide for Newbies written by Florino Alfeche and published by . This book was released on 2017-10 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do yourself a favor and save some money, too. Don't believe these claims: they're very likely signs of a scam. Indeed, attorneys at the Federal Trade Commission, the nation's consumer protection agency, say they've never seen a legitimate credit repair operation making those claims. The fact is there's no quick fix for creditworthiness. You can improve your credit report legitimately, but it takes time, a conscious effort, and sticking to a personal debt repayment plan.No one can legally remove accurate and timely negative information from a credit report. You can ask for an investigation -- at no charge to you -- of information in your file that you dispute as inaccurate or incomplete. Some people hire a company to investigate for them, but anything a credit repair company can do legally, you can do for yourself at little or no cost.

Book Clean Up Your Credit

Download or read book Clean Up Your Credit written by Richard Mansfield and published by Rowman & Littlefield. This book was released on 2022-05-15 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bad things happen to good people. Events not always under our control can often result in our credit scores going down, and sometimes way, way down. There are consumer protection laws that you can use to remove negative items from your credit report,. Because of a quirk in the law you can, as the author did, remove items that really are yours. But if you try to go it alone, the credit repair journey can be a nightmare. This book introduces a step-by-step credit repair system, actulal documents the author used to settle suits, and legal cases filed in federal courts against major credit bureaus. These are the credit repair secrets they really don’t want to you to know, from someone who successfully challenged the credit reporting industry. Contrary to what you may believe, there is a way to improve your credit score substantially, and this book will help you get there.The author was a vice president at Guardian Bank in charge of the collection department and went on to start a collection agency. After selling the agency he became a credit restoration coach. To prove what he knew in theory could in fact be done, he stopped paying everything: repossession, foreclosure, medical bills, student loans, and credit cards. He even filed for bankruptcy. His credit score went from over 800 down to 461. He had it back to 742 in five months. Mr. Mansfield walks you through every step of the credit restoration process. As a bonus, when you purchase the book there’s information on how to contact Mr. Mansfield directly! There is no other credit restoration book like this.