Download or read book Changing Contours of Microfinance in India written by Jayadev M. and published by Routledge. This book was released on 2016-05-12 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book brings together empirical evidences and theoretical perspectives to provide a comprehensive overview of the microfinance sector in India. The essays in the volume: focus on the application of information and communication technology (ICT) solutions in microfinance institutions to strengthen the savings movement and widen credit access to the poor and marginalized sections of society; present case studies on self-help group (SHG) movements, federations and SHG-Bank Linkage programmes; propose measures for strengthening regulatory and governance structures of the microfinance sector; and identify linkages between overall financial inclusion and the contribution of microfinance institutions (MFIs). The volume will be indispensable for scholars and researchers of microeconomics, South Asian economics and development economics as well as professionals and aspirants in the microfinance, rural banking and financial inclusion sectors.
Download or read book Changing Contours of Microfinance in India written by Jayadev M. and published by Routledge. This book was released on 2016-05-12 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book brings together empirical evidences and theoretical perspectives to provide a comprehensive overview of the microfinance sector in India. The essays in the volume: focus on the application of information and communication technology (ICT) solutions in microfinance institutions to strengthen the savings movement and widen credit access to the poor and marginalized sections of society; present case studies on self-help group (SHG) movements, federations and SHG-Bank Linkage programmes; propose measures for strengthening regulatory and governance structures of the microfinance sector; and identify linkages between overall financial inclusion and the contribution of microfinance institutions (MFIs). The volume will be indispensable for scholars and researchers of microeconomics, South Asian economics and development economics as well as professionals and aspirants in the microfinance, rural banking and financial inclusion sectors.
Download or read book Handbook of Research on Microfinancial Impacts on Women Empowerment Poverty and Inequality written by Das, Ramesh Chandra and published by IGI Global. This book was released on 2018-08-17 with total page 479 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the major tools of attaining proper development all around the world is complete financial inclusion, such that all classes of people can secure their lifestyles through access to financial services from formal sectors. Expanding access to resources and increasing self-employment opportunities help reduce poverty and improve social development. The Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality is an essential reference source that discusses the role of financial inclusion in gender equality, as well as economic independence and self-employment. Featuring research on topics such as inequality, collaborative economy, and social responsibility, this publication is ideally designed for policy makers, economic researchers, and academicians seeking coverage on social mobilization, capital formation, capacity building, and pro-poor economy designs.
Download or read book Risks and Resilience of Emerging Economies written by Tanmoyee Banerjee Chatterjee and published by Springer Nature. This book was released on 2023-08-10 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is an innovative exercise to unravel recent advances in development fundamentals in emerging economies through Indian lens that include various aspects of macroeconomics, international trade, finance, and issues connected to social sector that have become more important in post-pandemic world. The book throws light on efficacy of existing policies and need of reform in policy framework to enhance growth and development and reduce gender disparities in the context of India and other emerging economies. The papers included in different chapters use frontline techniques to discuss various issues that in turn will be of great help for graduate and postgraduate teaching as well as for research. The book substantially contributes to the growing literature on issues relating trade, development, finance, and social sector in light of threat posed by COVID-19 pandemic in emerging market economies and extends the frontiers of knowledge.
Download or read book Changing Contours of Asian Agriculture written by V. S. Vyas and published by Academic Foundation. This book was released on 2009 with total page 610 pages. Available in PDF, EPUB and Kindle. Book excerpt: Commemorative volume published on the 75th birth anniversary of V.S. Vyas, economist from Rajasthan, India; most of the papers presented at a seminar held at Jaipur in February 2008.
Download or read book Microfinance for Macro Change Emerging Challenges written by Dīpāli Panta Jośī and published by Gyan Publishing House. This book was released on 2010 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Women Microfinance and the State in Neo liberal India written by K. Kalpana and published by Routledge. This book was released on 2016-07-07 with total page 207 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses women-oriented microfinance initiatives in India and their articulation vis-à-vis state developmentalism and contemporary neo-liberal capitalism. It examines how these initiatives encourage economically disadvantaged rural women to make claims upon state-provided microcredit and connect with multiple state institutions and agencies, thereby reshaping their gendered identities. The author shows how Self-Help Group (SHG)-based microfinance institutions mobilise agency and create channels of empowerment for women as well as make them responsible for alleviating poverty for themselves and their families. The book also brings out the importance of factoring in women’s dissenting voices when they negotiate developmental projects at the grassroots level. Rich in empirical data, this volume will be useful to scholars and researchers of development studies, gender studies, economics, especially microeconomics, politics, public policy and governance.
Download or read book Financial Inclusion and Livelihood Transformation written by Srimoyee Datta and published by Springer Nature. This book was released on 2023-08-28 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the role and effect of Microfinance Institutions (MFIs) with different dimensions. It is being supported with strong empirical evidence into various parameters of MFIs directed towards inclusive finance and the transformation journey of livelihoods of its beneficiaries. It also incorporates empirical evidence with the perception of both beneficiaries and non-beneficiaries. Starting its journey toward the path of comprehending how MFIs make their footprint among the excluded population in the selected areas, it incorporates the different outcomes of MFI lending like credit utilisation patterns, income generation, and employability. As financial stability helps to break out the vicious cycle of poverty, this book emphasises the self-dependent element for the beneficiaries and their households. It addresses the important issue of the female counterparts in society. It shows how the MFIs work actively to generate female empowerment from multiple dimensions among the selected communities. It addresses key issues to consider for inclusive policy formulation, especially for backward communities in the backward areas and gives a realistic scenario of the MFI activities, their interactions with the respondents, the various outcomes, and areas for further developments, etc. This book is beneficial for academicians, researchers, and policymakers.
Download or read book Microfinance in India written by S. M. Feroze and published by . This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, microfinance in India has emerged as the most suitable and practical alternative to conventional banking in reaching the poor population. Microfinance enables poor people to be thrifty and helps them in availing themselves of the credit and other financial services for improving their income and living standards. The Self-help Group (SHG) Bank Linkage Program was formally launched in 1992 as a flagship program that envisages the organization of the rural poor into SHGs for building their capacities to manage their own finances and then negotiate bank credit on commercial terms. The poor are encouraged to voluntarily come together to save small amounts regularly and extend micro loans among themselves. Once the group attains required maturity in handling larger resources, the bank credit follows. This book explains the concepts associated with microfinance, traces its progress and performance, and examines the role of India's government agencies in its promotion. It also highlights the role of microfinance in the economic empowerment of women and as a tool of financial inclusion.
Download or read book Financializing Poverty written by Sohini Kar and published by Stanford University Press. This book was released on 2018-07-10 with total page 319 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is the business of giving small, collateral-free loans to poor borrowers that are paid back in frequent intervals with interest. While these for-profit microfinance institutions (MFIs) promise social and economic empowerment, they have mainly succeeded at enfolding the poor—especially women—into the vast circuits of global finance. Financializing Poverty ethnographically examines how the emergence of MFIs has allowed financial institutions in the city of Kolkata, India, to capitalize on the poverty of its residents. This book reveals how MFIs have restructured debt relationships in new ways. On the one hand, they have opened access to new streams of credit. However, as the network of finance increasingly incorporates the poor, the "inclusive" dimensions of microfinance are continuously met with rigid forms of credit risk management that reproduce the very inequality the loans are meant to alleviate. Moreover, despite being collateral-free loans, the use of life insurance to manage the high mortality rates of poor borrowers has led to the collateralization of life itself. Thus the newfound ability of the poor to use MFI loans has entrapped them in a system dependent not only on their circulation of capital, but on the poverty that threatens their lives.
Download or read book Bandhan written by Tamal Bandyopadhyay and published by Random House India. This book was released on 2016-06-09 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the story of Bandhan, the only bank that emerged in eastern India after Independence. Founded by the son of a sweet vendor, with a mere Rs 2 lakh, the sum total of his life savings. On 17 June, 2015, Chandra Shekhar Ghosh stepped out of the Reserve Bank of India building in Mumbai with the much-coveted banking licence, beating some of the country's top corporate houses. This moment compensated for all the frustrations that had come along the way. A year later, Bandhan Bank was launched with 6.7 million small borrowers. So, how did Ghosh build India's biggest MFI from scratch and then, along with his team, transform it into a universal bank? Bandhan: The Making of a Bank chronicles that journey. This is also Ghosh's personal story-of a boy growing up in small-town Agartala struggling with poverty, but relentless in his ambition to make it big. He battles competition, hostile moneylenders, a tough economic climate and the perpetual lack of resources. Nobody in India perhaps knows better than him the psyche of a small borrower and the alchemy of doing business with the poor, profitably. This is one of India's biggest entrepreneurial stories.
Download or read book Sustainability of Indian Microfinance Institutions written by Nadiya Marakkath and published by . This book was released on 2013-11-30 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance Metaverse Intervention in Changing Context written by Dr. M. Sanjoy Singh, Prof. S. K. Baral and published by True Sign Publishing House. This book was released on with total page 207 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Microfinance Metaverse Intervention in Changing Context" delves into the transformative intersection of microfinance and the burgeoning metaverse. As the digital realm of the metaverse expands, the book explores its profound implications on microfinance, examining how virtual banking and digital currencies are revolutionizing grassroots financial services. Beyond traditional models, microfinance institutions are now tapping into virtual economies, leveraging immersive technologies to reach underserved populations with unparalleled efficiency. The narrative seamlessly intertwines the technological nuances of the metaverse with the core principles of microfinance, offering insights into the democratization of finance in this digital age. Yet, with innovation come challenges. The book doesn't shy away from addressing the regulatory hurdles, ethical dilemmas, and socio-economic considerations that this fusion introduces. A groundbreaking exploration, it lays the foundation for understanding the next frontier in financial inclusion in our ever-evolving digital landscape.
Download or read book India Myanmar Relations written by Rajiv Bhatia and published by Routledge. This book was released on 2015-08-11 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a comprehensive evaluation of India's multi-faceted relations with Myanmar. It unravels the mysteries of the complex polity of Myanmar as it undergoes transition through democracy after long military rule. Based on meticulous research and understanding, the volume traces the trajectory of India–Myanmar associations from ancient times to the present day, and offers a fascinating story in the backdrop of the region’s geopolitics. An in-depth analysis of ‘India–Myanmar–China Triangle’ brings out the strategic stakes involved. It will be of great interest to researchers and scholars of international relations, peace and conflict studies, defence and strategic studies, politics, South and Southeast Asian studies, as well as policy-makers and political think tanks.
Download or read book Making Women Pay written by Smitha Radhakrishnan and published by Duke University Press. This book was released on 2021-10-25 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting.
Download or read book Religious Organisations in Sub Saharan Africa and South Asia written by Carole Rakodi and published by Taylor & Francis. This book was released on 2024-02-05 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the links between religion, states, social welfare and social change in Sub-Saharan Africa and South Asia. Building on the author’s previous analysis of how religious beliefs, practices and values influence social behaviour and relationships, especially within families, this book focuses on the organisational characteristics of religions and societies. The book considers how Muslim, Christian, Hindu and Buddhist organisations working in different contexts express the religious values of charity and compassion in practical activities to improve social welfare. Drawing on extensive empirical research, the book maps the organisations involved, identifying the factors that explain their choice of activities, sources of funding and modes of organisation, and highlighting similarities and differences between the religious traditions. It considers the involvement of religious actors in school-level education, as well as in international humanitarian relief and reconstruction, and addresses the claim that religious organisations have distinctive features that give them comparative advantages. Finally, the book reviews research on the roles of religious values and organisations in resisting or promoting social change, focusing on women’s movements, especially their campaigns for changes in family law, and the quest for social and legal recognition for sexual and gender minorities. The book’s wide coverage of two subcontinents in the Global South and several important religious traditions will be of interest to researchers and students in the fields of sociology, international development, religious studies, anthropology and area studies, as well as to those engaged in policy and action who are looking to improve their understanding of the complex social, cultural, political and religious contexts in which they work.
Download or read book Gendered Inequalities in Paid and Unpaid Work of Women in India written by Vibhuti Patel and published by Springer Nature. This book was released on 2022-03-25 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores Indian women's economic contribution through paid and unpaid work in different sectors of the economy and society in extremely diverse life situations and geographical locations. It highlights gender implications of interlinkages between local, national, regional and global dimensions of women's paid and unpaid work in India. It encompasses a vast canvas of life worlds of working women in the metropolitan, urban, peri-urban, rural, tribal areas in manufacturing, agricultural, fisheries, sericulture, plantation and service sectors of the Indian economy. It provides nuanced insights into intersectional marginalities of caste, class, ethnicity, religion and gender. The chapters are based on primary data collection and triangulation of qualitative and quantitative research methodologies. It presents the multiple marginalities of Indian women in the globalized political economy of the 21st century. It not only focuses on emerging issues but also suggests evidence-based policy imperatives. This book is an essential read for researchers, scholars, policymakers, practitioners and students of women/gender studies.
