Download or read book Bridging the Digital Currency written by Penelope I. and published by Xspurts.com. This book was released on 2024-03-12 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover the revolutionary influence of the NEAR Protocol with our comprehensive guide, "Bridging the Digital Currency: The Revolutionary Influence of NEAR Protocol." This book expertly guides you through the understanding and functioning of the NEAR Protocol, a scalable blockchain platform designed to evolve and optimize for the world’s needs.Begin your journey by understanding the NEAR Protocol's basics, key features, and advantages. From an in-depth introduction to a deep-dive into the intricate technical architecture including blockchain infrastructure, Sharding Mechanism, and the exciting Nightshade algorithm, this book ensures an all-round understanding of the protocol.Whether you are a developer aiming to set up the NEAR Protocol or create a DApps on it or just an enthusiastic learner, this manual provides a step-by-step guide on setting up a NEAR Protocol account and NEAR wallet while accessing necessary tools and libraries. Explore the layers of NEAR Protocol’s secure infrastructure, learn how to safeguard your wallet, and discover the key tools for safety and security. This book also features a detailed breakdown of NEAR Protocol’s integration possibilities and introduces you to its staking features, explaining the concept, rewards, and risks associated.Gain insight into NEAR Token Economics, the role of NEAR Tokens in the ecosystem, the buying, selling, and trading of these tokens. The book also imparts knowledge about NEAR Protocol's governance model while highlighting its partnerships, collaborative efforts, and the broader NEAR community projects.Define scalability with NEAR Protocol, as this guide presents a thorough understanding of how it fosters scalability with practical case studies. Understand the environmental impact of this revolutionary protocol and compare it with other known blockchain technologies.Look into the future of NEAR Protocol with our section dedicated to the projected roadmap, future developments, and predicted trends in the NEAR ecosystem.Lastly, the book provides a comparative study of the NEAR Protocol with other popular blockchains such as Ethereum and Polkadot, ending with a handy section on Frequently Asked Questions and troubleshooting to ensure that all your queries relating to the NEAR protocol are answered."Bridging the Digital Currency: The Revolutionary Influence of NEAR Protocol" is a comprehensive manual designed to cater to a wide array of readers - from beginners exploring blockchain technology to experienced developers looking to widen their horizon. Grab a copy today to unearth the capabilities of this futuristic technology.

Download or read book Bridging the Digital Currency written by Penelope I Westwood and published by Xspurts.com. This book was released on 2024-02-08 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover the revolutionary influence of the NEAR Protocol with our comprehensive guide, "Bridging the Digital Currency: The Revolutionary Influence of NEAR Protocol." This book expertly guides you through the understanding and functioning of the NEAR Protocol, a scalable blockchain platform designed to evolve and optimize for the world's needs. Begin your journey by understanding the NEAR Protocol's basics, key features, and advantages. From an in-depth introduction to a deep-dive into the intricate technical architecture including blockchain infrastructure, Sharding Mechanism, and the exciting Nightshade algorithm, this book ensures an all-round understanding of the protocol. Whether you are a developer aiming to set up the NEAR Protocol or create a DApps on it or just an enthusiastic learner, this manual provides a step-by-step guide on setting up a NEAR Protocol account and NEAR wallet while accessing necessary tools and libraries. Explore the layers of NEAR Protocol's secure infrastructure, learn how to safeguard your wallet, and discover the key tools for safety and security. This book also features a detailed breakdown of NEAR Protocol's integration possibilities and introduces you to its staking features, explaining the concept, rewards, and risks associated. Gain insight into NEAR Token Economics, the role of NEAR Tokens in the ecosystem, the buying, selling, and trading of these tokens. The book also imparts knowledge about NEAR Protocol's governance model while highlighting its partnerships, collaborative efforts, and the broader NEAR community projects. Define scalability with NEAR Protocol, as this guide presents a thorough understanding of how it fosters scalability with practical case studies. Understand the environmental impact of this revolutionary protocol and compare it with other known blockchain technologies. Look into the future of NEAR Protocol with our section dedicated to the projected roadmap, future developments, and predicted trends in the NEAR ecosystem. Lastly, the book provides a comparative study of the NEAR Protocol with other popular blockchains such as Ethereum and Polkadot, ending with a handy section on Frequently Asked Questions and troubleshooting to ensure that all your queries relating to the NEAR protocol are answered. "Bridging the Digital Currency: The Revolutionary Influence of NEAR Protocol" is a comprehensive manual designed to cater to a wide array of readers - from beginners exploring blockchain technology to experienced developers looking to widen their horizon.

Download or read book The Future of Money written by Eswar S. Prasad and published by Harvard University Press. This book was released on 2021-09-28 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think weÕve seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force wonÕt be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.

Download or read book Handbook of Blockchain Digital Finance and Inclusion Volume 1 written by David Lee Kuo Chuen and published by Academic Press. This book was released on 2017-08-03 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1: Cryptocurrency, FinTech, InsurTech, and Regulation explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets. Contributors go beyond summaries of standard models to describe new banking business models that will be sustainable and will likely dictate the future of finance. The volume not only emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing, but it also looks at engineering theories and developments that encourage innovation. Its ability to illuminate present potential and future possibilities make it a unique contribution to the literature. Explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography Provides the only advanced methodical summary of these subjects available today

Download or read book Virtual Currencies and Beyond written by Mr.Dong He and published by International Monetary Fund. This book was released on 2016-01-20 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: New technologies are driving transformational changes in the global financial system. Virtual currencies (VCs) and the underlying distributed ledger systems are among these. VCs offer many potential benefits, but also considerable risks. VCs could raise efficiency and in the long run strengthen financial inclusion. At the same time, VCs could be potential vehicles for money laundering, terrorist financing, tax evasion and fraud. While risks to the conduct of monetary policy seem less likely to arise at this stage given the very small scale of VCs, risks to financial stability may eventually emerge as the new technologies become more widely used. National authorities have begun to address these challenges and will need to calibrate regulation in a manner that appropriately addresses the risks without stifling innovation. As experience is gained, international standards and best practices could be considered to provide guidance on the most appropriate regulatory responses in different fields, thereby promoting harmonization and cooperation across jurisdictions.

Download or read book General Principles for International Remittance Services written by Group of Ten. Committee on Payment and Settlement Systems and published by . This book was released on 2007 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book CryptoDad written by J. Christopher Giancarlo and published by John Wiley & Sons. This book was released on 2021-10-26 with total page 431 pages. Available in PDF, EPUB and Kindle. Book excerpt: An insider's account of the rise of digital money and cryptocurrencies Dubbed "CryptoDad" for his impassioned plea to Congress to acknowledge and respect cryptocurrencies as the inevitable product of a fast-growing technological wave and a free marketplace, Chris Giancarlo is considered one of "the most influential individuals in financial regulation." CryptoDad: The Fight for the Future of Money describes Giancarlo’s own reckoning with the future of the global economy—at the intersection of markets, technology, and public policy—and lays out the fight for a Digital Dollar. CryptoDad is Giancarlo's own personal story, detailing his forays into the world of Wall Street to his tenure as the 13th Chairman of the United States Commodity Futures Trading Commission (CFTC), where he pushed for the agency to recognize the digitization of markets. His growing fame as a Twitter presence in this essential debate has given Giancarlo a platform to makes a case for the future of cryptocurrencies as the natural successor to America’s current failing financial market infrastructure. CryptoDad provides readers with: A thorough exploration of digital change and how it affects the lives of everyone in a global economy A revolutionary consideration of regulatory responses to the rapid pace of technological innovation A call to update our aging financial organizations, particularly the infrastructure of money itself, and focus on renewed faith and confidence in free market innovation A foreword by Cameron and Tyler Winklevoss, two of the biggest names in cryptocurrencies CryptoDad argues that the next digital wave will be the coming Internet of Value, where cryptocurrencies will do the Internet of Information did to immaterial things: make them accessible, distributable, and movable instantly across the globe. This book is an ideal introduction to the importance of technology in the marketplace.

Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Download or read book The Bitcoin Big Bang written by Brian Kelly and published by John Wiley & Sons. This book was released on 2014-11-17 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get a handle on the digital currency revolution, and learn how to get on board The Bitcoin Big Bang is a guide to navigating the uncharted territory of digital currency. Written by CNBC contributor Brian Kelly, this book goes beyond Bitcoin 101 to explain how this transformative technology is about to change the world. Digital currency is thrown into perspective against the history of payment systems and its own evolution, as readers are invited to explore the ways in which this technology is already changing the way business gets done. Readers gain insight into the mechanisms behind Bitcoin, and an expert perspective on digital currency's effect on the future of money and the economic implications of the Bitcoin revolution. In the same way that e-mail changed the way we transfer information, the decentralized Bitcoin network is about to revolutionize the business world, the legal profession, and even the role of the government. The Bitcoin Big Bang dives head first into this paradigm shift, allowing readers to: Explore the origins of digital currency Learn the history and evolution of payment systems Discover how the Bitcoin network is facilitating free and instant transfer of value Understand the mining of Bitcoin, and how to invest The digital currency revolution has implications that spread far beyond the finance industry. Anyone who exchanges payment for goods and services is on the cusp of the next big push in societal evolution, and only an understanding of the technology and a clear knowledge of the systems and behaviors at play can fully prepare us for the changes to come. The Bitcoin Big Bang is the go-to guide, helping those who use money use it better.

Download or read book Handbook of Blockchain Digital Finance and Inclusion Volume 2 written by David Lee Kuo Chuen and published by Academic Press. This book was released on 2017-08-16 with total page 556 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2: ChinaTech, Mobile Security, and Distributed Ledger emphasizes technological developments that introduce the future of finance. Descriptions of recent innovations lay the foundations for explorations of feasible solutions for banks and startups to grow. The combination of studies on blockchain technologies and applications, regional financial inclusion movements, advances in Chinese finance, and security issues delivers a grand perspective on both changing industries and lifestyles. Written for students and practitioners, it helps lead the way to future possibilities. Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography Provides the only advanced methodical summary of these subjects available today

Download or read book Bitcoin written by Jerry Brito and published by Mercatus Center at George Mason University. This book was released on 2013-12-19 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the world’s first decentralized digital currency, Bitcoin has the potential to revolutionize online payments systems in a way that benefits consumers and businesses. Instead of using an intermediary such as PayPal or submitting credit card information to a third party for verification—both of which often include transaction fees and other restrictions—Bitcoin allows individuals to pay each other directly for goods or services. The characteristics that make Bitcoin so innovative have also made it a target for regulators, who fear that the cryptocurrency will aid tax evasion, money laundering, and other crimes. While it is true that it can be used for nefarious purposes, the same can be said of cash. But, unlike cash, Bitcoin transactions are recorded in an online ledger. In this new primer published by the Mercatus Center at George Mason University, Jerry Brito and Andrea Castillo describe how the digital currency works and address many of the common misconceptions about it. They also analyze current laws and regulations that may already cover digital currencies and warn against preemptively placing regulatory restrictions on Bitcoin that could stifle the new technology before it has a chance to evolve. In addition, they give several recommendations about how to treat Bitcoin going forward. Here, at the forefront of the debate, Brito and Castillo both support innovation and provide much-needed clarity for policymakers and law enforcement. A Spanish edition of this book is also available from the Mercatus Center.

Download or read book World Development Report 2016 written by World Bank Group and published by World Bank Publications. This book was released on 2016-01-14 with total page 359 pages. Available in PDF, EPUB and Kindle. Book excerpt: Digital technologies are spreading rapidly, but digital dividends--the broader benefits of faster growth, more jobs, and better services--are not. If more than 40 percent of adults in East Africa pay their utility bills using a mobile phone, why can’t others around the world do the same? If 8 million entrepreneurs in China--one third of them women--can use an e-commerce platform to export goods to 120 countries, why can’t entrepreneurs elsewhere achieve the same global reach? And if India can provide unique digital identification to 1 billion people in five years, and thereby reduce corruption by billions of dollars, why can’t other countries replicate its success? Indeed, what’s holding back countries from realizing the profound and transformational effects that digital technologies are supposed to deliver? Two main reasons. First, nearly 60 percent of the world’s population are still offline and can’t participate in the digital economy in any meaningful way. Second, and more important, the benefits of digital technologies can be offset by growing risks. Startups can disrupt incumbents, but not when vested interests and regulatory uncertainty obstruct competition and the entry of new firms. Employment opportunities may be greater, but not when the labor market is polarized. The internet can be a platform for universal empowerment, but not when it becomes a tool for state control and elite capture. The World Development Report 2016 shows that while the digital revolution has forged ahead, its 'analog complements'--the regulations that promote entry and competition, the skills that enable workers to access and then leverage the new economy, and the institutions that are accountable to citizens--have not kept pace. And when these analog complements to digital investments are absent, the development impact can be disappointing. What, then, should countries do? They should formulate digital development strategies that are much broader than current information and communication technology (ICT) strategies. They should create a policy and institutional environment for technology that fosters the greatest benefits. In short, they need to build a strong analog foundation to deliver digital dividends to everyone, everywhere.

Download or read book Inside Blockchain Bitcoin and Cryptocurrencies written by Niaz Chowdhury and published by CRC Press. This book was released on 2019-08-16 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book covers blockchain from the underlying principles to how it enables applications to survive and surf on its shoulder. Having covered the fundamentals of blockchain, the book turns to cryptocurrency. It thoroughly examines Bitcoin before presenting six other major currencies in a rounded discussion. The book then bridges between technology and finance, concentrating on how blockchain-based applications, including cryptocurrencies, have pushed hard against mainstream industries in a bid to cement their positions permanent. It discusses blockchain as underlying banking technology, crypto mining and offering, cryptocurrency as investment instruments, crypto regulations, and markets.

Download or read book Designing Central Bank Digital Currencies written by Mr.Itai Agur and published by International Monetary Fund. This book was released on 2019-11-18 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: We study the optimal design of a central bank digital currency (CBDC) in an environment where agents sort into cash, CBDC and bank deposits according to their preferences over anonymity and security; and where network effects make the convenience of payment instruments dependent on the number of their users. CBDC can be designed with attributes similar to cash or deposits, and can be interest-bearing: a CBDC that closely competes with deposits depresses bank credit and output, while a cash-like CBDC may lead to the disappearance of cash. Then, the optimal CBDC design trades off bank intermediation against the social value of maintaining diverse payment instruments. When network effects matter, an interest-bearing CBDC alleviates the central bank's tradeoff.

Download or read book Distributed Ledgers written by Robert M. Townsend and published by MIT Press. This book was released on 2020-10-06 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: An economic analysis of what distributed ledgers can do, examining key components and discussing applications in both developed and emerging market economies. Distributed ledger technology (DLT) has the potential to transform economic organization and financial structure. In this book, Robert Townsend steps back from the hype and controversy surrounding DLT (and the related, but not synonymous, innovations of blockchain and Bitcoin) to offer an economic analysis of what distributed ledgers can do. Townsend examines the key components of distributed ledgers, discussing, evaluating, and illustrating each in the context of historical and contemporary economics, and reviewing featured applications in both developed economies and emerging-market countries.

Download or read book Human Rights and the Digital Divide written by Anne Peacock and published by Routledge. This book was released on 2019-06-03 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Internet’s importance for freedom of expression and other rights comes in part from the ability it bestows on users to create and share information, rather than just receive it. Within the context of existing freedom of expression guarantees, this book critically evaluates the goal of bridging the 'digital divide' – the gap between those who have access to the Internet and those who do not. Central to this analysis is the examination of two questions: first, is there a right to access the Internet, and if so, what does that right look like and how far does it extend? Second, if there is a right to access the Internet, is there a legal obligation on States to overcome the digital divide? Through examination of this debate’s history, analysis of case law in the European Court of Human Rights and Inter-American Court of Human Rights, and a case study of one digital inclusion programme in Jalisco, Mexico, this book concludes that there is indeed currently a legal right to Internet access, but one that it is very limited in scope. The 2012 Joint Declaration on Freedom of Expression and the Internet is aspirational in nature, rather than a representative summary of current protections afforded by the international human rights legal framework. This book establishes a critical foundation from which some of these aspirations could be advanced in the future. The digital divide is not just a human rights challenge nor will it be overcome through human rights law alone. Nevertheless, human rights law could and should do more than it has thus far.

Download or read book Sustainably Investing in Digital Assets Globally written by Selva Ozelli and published by John Wiley & Sons. This book was released on 2022-10-04 with total page 395 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover how to dip your toe into the cryptocurrency investing pool without getting burned In Sustainably Investing in Digital Assets Globally, international finance and fintech expert Selva Ozelli delivers an eye-opening and insightful discussion of cryptocurrency investment, as well as the risks and opportunities that await those who deal in this promising new technology. In the book, the author explores how cryptocurrencies have been used by illicit operators throughout the US and the world and how legitimate investors have sought to limit their exposure to illegal activity. Readers will also find comprehensive treatments of US-based and global cryptocurrency regulations, as well as: Advice for investors concerned about the environmental sustainability of blockchain technology but who still wish to invest in cryptocurrencies Information about a variety of countries and governments who have explored and implemented various cryptocurrency initiatives inside their own borders Discussions surrounding the drive by many central banks to introduce a digital currency, in addition to the surging popularity of non-fungible tokens A can’t-miss handbook for the crypto-curious investor, Sustainably Investing in Digital Assets Globally deserves a place in the bookshelves of anyone with an interest in international finance, fintech, technology, or cryptocurrency.