Download or read book Basic Money Workbook Ways to Help Reduce Personal Financial Stress written by Retired CPA James D Bond and published by BookLocker.com, Inc.. This book was released on 2023-09-25 with total page 87 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written for people—younger to older—who want to reduce personal financial stress by better managing their personal finances. Based on 50 years of managing his household’s finances, the CPA author, retired after 39 years, uses common language and avoids technical terms. The Basic Money Workbook provides practical examples to get stated immediately. The Basis Money Workbook helps manage monthly spending by offering proven ways to track recurring and non-recurring monthly expenditures. Over time, these steps can reduce credit card debt. Preparing a personal plan, or budget, is suggested as one way to decide if your spending is roughly in line with your priorities. If you are interested in where you stand financially, a simplified balance sheet example is suggested. Other benefits are described. The Basis Money Workbook is not intended to provide investment advice. Instead, it provides and illustrates ways to be more comfortable with your monthly spending and income. Technology advances are discussed as they may apply to the suggestions in the Basis Money Workbook. For people already comfortable with their personal finances, this workbook may offer alternative ways to manage their personal finances. And it may help people be more aware of services their hired professional may be providing.
Download or read book Financial Therapy written by Bradley T. Klontz and published by Springer. This book was released on 2014-09-10 with total page 381 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money-related stress dates as far back as concepts of money itself. Formerly it may have waxed and waned in tune with the economy, but today more individuals are experiencing financial mental anguish and self-destructive behavior regardless of bull or bear markets, recessions or boom periods. From a fringe area of psychology, financial therapy has emerged to meet increasingly salient concerns. Financial Therapy is the first full-length guide to the field, bridging theory, practical methods, and a growing cross-disciplinary evidence base to create a framework for improving this crucial aspect of clients' lives. Its contributors identify money-based disorders such as compulsive buying, financial hoarding, and workaholism, and analyze typical early experiences and the resulting mental constructs ("money scripts") that drive toxic relationships with money. Clearly relating financial stability to larger therapeutic goals, therapists from varied perspectives offer practical tools for assessment and intervention, advise on cultural and ethical considerations, and provide instructive case studies. A diverse palette of research-based and practice-based models meets monetary mental health issues with well-known treatment approaches, among them: Cognitive-behavioral and solution-focused therapies. Collaborative relationship models. Experiential approaches. Psychodynamic financial therapy. Feminist and humanistic approaches. Stages of change and motivational interviewing in financial therapy. A text that serves to introduce and define the field as well as plan for its future, Financial Therapy is an important investment for professionals in psychotherapy and counseling, family therapy, financial planning, and social policy.
Download or read book Financial Recovery written by Karen McCall and published by New World Library. This book was released on 2011-03-21 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: After healing her own unhealthy relationship with money, and transforming her financial disaster into prosperity and security, Karen McCall created a recovery program she has now used for more than twenty years to help individuals, couples, and businesses large and small. In the midst of her money troubles, she saw a need for something other than financial planners, accountants, and credit counselors. These experts could tell her what she should be doing differently, but she needed someone to help her understand the underlying causes of chronic, self-defeating overspending and credit card debt, underearning, and low or no savings. To save herself, she created practical, holistic tools that address these sources of pain and shame. McCall’s program supports people as they uncover their deep-seated attitudes about money; provides simple, step-by-step tools for healing areas of physical, emotional, and spiritual deprivation; and teaches skills and strategies for experiencing lasting personal and financial fulfillment even in the midst of economic challenges and reversals.
Download or read book The 4 hour Workweek written by Timothy Ferriss and published by Random House. This book was released on 2011 with total page 418 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to reconstruct your life? Whether your dream is experiencing high-end world travel, earning a monthly five-figure income with zero management, or just living more and working less, this book teaches you how to double your income, and how to outsource your life to overseas virtual assistants for $5 per hour and do whatever you want.
Download or read book You re Wealthier Than You Think written by Joseph Metzger and published by Metzger Publishing. This book was released on 2021-05-07 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance has never been so much fun! Everyone wants to be rich and to find the magic formula that gets you there easily. Surely someone out there must have a piece of secret advice that can create financial success overnight. If that magic formula does exist, you can bet the guy who has it isn't going to tell anyone. Fortunately, you don't need a secret to become a financial success. You have in your hands a book full of easy-to-understand advice that helps you to reach your goals faster and to realize you have far more control over your finances than you might expect. You'll also find more than a few good jokes along the way. Money is all about the choices you make. You decide how to earn, how to spend, how to invest, and most important, what wealth means to you. You're in control. With helpful tools that apply to everyone, regardless of where you're starting, you'll find new ways to understand money, to manage it, and to accumulate wealth with more ease and less stress. This book contains tips on: * Setting financial goals * Understanding the psychology of money * Basic money-management tools * Debt management * Cash management * Understanding investments * Understanding types of investment accounts * Choosing investments * Minimizing taxes * Cutting expenses * Retirement * Understanding credit cards * Understanding insurance Build wealth faster, reach your goals, and sleep better at night! Hit "add to cart" and change your life. About the author: Joseph Metzger is a financial and investment consultant with twenty years of experience in finance, administration, and management, specializing in non-profit organizations, and thirty years of experience with investment management.
Download or read book Personal Finance written by Robert WALKER and published by McGraw-Hill Higher Education. This book was released on with total page 496 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book All About Asset Allocation Second Edition written by Richard A. Ferri and published by McGraw Hill Professional. This book was released on 2010-07-12 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: WHEN IT COMES TO INVESTING FOR YOUR FUTURE, THERE'S ONLY ONE SURE BET—ASSET ALLOCATION THE EASY WAY TO GET STARTED Everything You Need to Know About How To: Implement a smart asset allocation strategy Diversify your investments with stocks, bonds,real estate, and other classes Change your allocation and lock in gains Trying to outwit the market is a bad gamble. If you're serious about investing for the long run, you have to take a no-nonsense, businesslike approach to your portfolio. In addition to covering all the basics, this new edition of All About Asset Allocation includes timely advice on: Learning which investments work well together and why Selecting the right mutual funds and ETFs Creating an asset allocation that’s right for your needs Knowing how and when to change an allocation Understanding target-date mutual funds "All About Asset Allocation offers advice that is both prudent and practical--keep it simple, diversify, and, above all, keep your expenses low--from an author who both knows how vital asset allocation is to investment success and, most important, works with real people." -- John C. Bogle, founder and former CEO, The Vanguard Group "With All About Asset Allocation at your side, you'll be executing a sound investment plan, using the best materials and wearing the best safety rope that money can buy." -- William Bernstein, founder and author, The Intelligent Asset Allocator
Download or read book 10 Simple Solutions to Adult ADD written by Stephanie Moulton Sarkis and published by New Harbinger Publications. This book was released on 2011-11-01 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: Managing attention-deficit disorder (ADD) as an adult is a constant challenge. You may notice that your mind sometimes wanders during conversations. Maybe you keep misplacing your keys. Or your ADD may be causing bigger problems in your life, making it difficult to keep in touch with friends and family and leading you to procrastinate on important projects. 10 Simple Solutions to Adult ADD offers ten easy ways to better manage your symptoms and live better with ADD. Written by noted author and acclaimed psychotherapist Stephanie Sarkis, who has used these solutions to personally overcome her ADD symptoms, this concise and clear new edition offers the latest treatment information to help you sharpen your focus, improve your relationships, and manage your time and money.
Download or read book Kiplinger s Personal Finance written by and published by . This book was released on 1993-08 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.
Download or read book Investing 1 0 1 with Purpose written by Jack Sutherland and published by iUniverse. This book was released on 2018-09-22 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investing 1.0.1 with Purpose is the little book that can make a big difference in your financial future. Funding a 401(k) and IRAs is the single most important thing you can do to prepare for retirement. However, it will not be enough. Around 1993, Crosby, Stills & Nash—the vocal folk, rock group—produced a hit song called “Teach Your Children,” which was about life, the power of influence, and moral behavior. They highlighted the need for having acceptable standards of conduct known as a code of the road. “You who are on the road must have a code that you can live by / And so become yourself / Because the past is just a goodbye. / Teach your children well.” In your career and in your day-to-day living activities, we all need a code of the road. This book offers new perspectives and ideas about investing for purpose to build wealth for the future. This book offers a series of coaching tips, specific examples, and a code of the road to help you achieve your long-term financial goals. I hope you will make Investing 1.0.1 with Purpose your code of the road in taking the mystery out of investing. To save is not enough! The management of money may be as important as the earning of it. Learn to control your financial future through proven money-management techniques and avoid being controlled by life’s constantly changing circumstances. It is time to put your money where your mouth is if you believe in the future, long-term growth of the economy in the USA as well as globally. The stock market is one of the best ways to participate in this future growth. Future rates of return are unpredictable, but aging is guaranteed. Humans are the only species that can shape our own financial future. Get started by putting together a plan for the future you want. Taking action to control your future through wealth building is so much more rewarding than being controlled by life’s rise and fall of unrelated events. Our best years are still ahead of us!
Download or read book End Financial Stress Now written by Emily Guy Birken and published by Simon and Schuster. This book was released on 2017-05-09 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: End financial stress for good and learn how to manage your money—without a change to income! Studies have shown time and time again that money is a leading cause of stress—but a life free from financial worry isn’t exclusive to the rich and powerful. End Financial Stress Now gives you practical, actionable instructions you need to improve your money management—no matter what your income level is. You can learn how to achieve the mindset of financial flexibility, which can help you navigate any money issues you face. These practical, step-by-step instructions on budgeting can help you track expenses, pay off debt, and save money. Featuring straightforward advice on how to increase self-discipline so you can stick to your budget as well as techniques to help you identity misinformation and false beliefs you have about money, you can follow this guide to create a fulfilling life free of financial stress.
Download or read book Build Your Money Muscles written by Joan Sotkin and published by Prosperity Place, Inc.. This book was released on 2006 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Shows how permanently improved financial circumstances arise naturally from changing how people treat themselves and others and from acquiring practical money skills. This takes new muscles that must be developed gradually, just as getting in shape physically requires steady body conditioning. To assist, each of the book's nine exercises concludes with a series of actions to help readers build the stamina necessary for achieving lasting wealth. Among them are hands-on instructions for keeping close track of spending, recording progress in a prosperity journal, and examining entrenched behaviors established in childhood. Success, while not immediate, is almost guaranteed.
Download or read book The Useful Book written by David Bowers and published by Workman Publishing. This book was released on 2016-06-14 with total page 417 pages. Available in PDF, EPUB and Kindle. Book excerpt: A modern and energetically designed encyclopedia of DIY with everything you need to know to roll up your sleeves and cook it, build it, sew it, clean it, or repair it yourself. In other words, everything you would have learned from your shop and home ec teachers, if you'd had them. The Useful Book features 138 practical projects and how-tos, with step-by-step instructions and illustrations, relevant charts, sidebars, lists, and handy toolboxes. There’s a kitchen crash course, including the must-haves for a well-stocked pantry; how to boil an egg (and peel it frustration-free); how to grill, steam, sauté, and roast vegetables. There’s Sewing 101, plus how to fold a fitted sheet, tie a tie, mop a floor, make a bed, and set the table for a formal dinner. Next up: a 21st-century shop class. The tools that everyone should have, and dozens of cool projects that teach fundamental techniques. Practice measuring, cutting, and nailing by building a birdhouse. Make a bookshelf or a riveted metal picture frame. Plus: do-it-yourself plumbing; car repair basics; and home maintenance, from priming and painting to refinishing wood floors.
Download or read book Dave Ramsey s Complete Guide to Money written by Dave Ramsey and published by Ramsey Press. This book was released on 2012-01-01 with total page 315 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!
Download or read book Buy the Milk First written by Murray J Lee and published by FriesenPress. This book was released on 2022-03-03 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you wish you were taught personal finance in school? Are you experiencing financial hardship, stressed about money, feeling out of control or simply desire to improve your financial situation? This book is for you. Buy The Milk First is filled with financial wisdom and secrets that will help you secure financial prosperity, regardless of your income. This financial guide, filled with numerous stories and examples from the author’s own life, teaches personal financial literacy and key principles such as how to: understand money, create a personal financial plan, choose financial priorities, (in other words, buy the milk first) manage and eliminate debt, increase savings, and prepare for retirement. Discussed in a simple, entertaining, and easy to read style, these principles will improve your financial position and help you discover the secrets to financial prosperity.
Download or read book The NO BS Self Help Book written by Honerod and published by Honerod Publishing. This book was released on 2023-06-19 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: “I have read 211 self-help books, yet this one has taught me the most.” — Sarah, avid self-help reader. “I wish I could un-read it and experience the joy of reading it for the first time once more.” — David, beta reader & copy editor. Attention all individuals seeking personal growth and wanting to step into their full potential! It's a common misconception that school teaches us everything we need to know, but the truth is, our education is just the tip of the iceberg. It's time to break free from the monotony and step into your full potential. In today's fast-paced world, it can be challenging to find time for personal development with distractions like the Internet, social media, and daily responsibilities. But what if I told you there's a solution that will save you time and provide you with the knowledge you need to live an unusually productive, extremely prodigious, and exceptionally influential life? Enter the world of book summaries. Books are the number one source for personal growth and change, but who has the time to read a 500-page brick in this busy world we live in? Book summaries provide you with the gist of various topics and issues in a fraction of the time it takes to read the full book. They are focused on facts and the original content, so you can quickly memorize and recall the main points and author. Every summary in my book wraps up with an 'Impact Summary', offering actionable steps and key lessons you can learn from it to leapfrog you towards success. Schools and universities can only teach us so much. True learning is a continuous process, and life never stops teaching us. That's why financial literacy, productivity, communication, and health are crucial life skills if you want to succeed. But with millions of results for "personal finance books" on Google, where do you even begin? The author has done the hard work for you, reading through the most influential books in the four categories and condensing the most important concepts into one easily digestible and time-saving package. Don't miss out on this opportunity to enhance your life and achieve your full potential.
Download or read book Zero Down Your Debt written by Holly Porter Johnson and published by . This book was released on 2017-01-10 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to get out of debt and enjoy debt free living with the powerful "Zero-Sum Budget" method Zero Down Your Debt ─ How to manage money and experience debt free living: Getting into debt is a piece of cake, but getting out? That's the hard part. Fortunately, award-winning authors Holly Porter Johnson and Greg Johnson offer actionable tips and advice in their new book on how to get out of debt and enjoy debt free living. The secret? The "zero-sum budget"-- the black belt of budgeting methods and the answer to how to get out of debt and pay off that debt quickly. They should know: It helped them wipe out $50,000 of debt. How to get out of debt: With just a pen and a piece of paper in your arsenal, you'll learn how to implement a zero-sum budget and become debt-free - once and for all. The zero-sum budget's primary tenets are giving every single dollar earned a purpose -- whether it's for bills, debt repayment or savings -- and using last month's earnings to cover this month's bills. All you need is the know-how, some willpower, and a positive attitude to transform your financial situation. Let Holly and Greg Johnson show you how to put zero-sum budgeting to work for you. In Zero Down Your Debt you will learn to: Unlock the powerful potential of your paycheck to help you save more and get ahead faster Seize control of your money by creating a simple monthly plan that actually works Understand the root causes of your debt and how to get out of debt Use a step-by-step plan to eliminate your debt once and for all and enjoy debt free living Identify and avoid budget vampires that drain your bank account and wreak havoc on your savings Prepare for unexpected expenses and survive financial emergencies
