Download or read book An Average Joe S Pursuit for Financial Freedom written by Michael Warren Munsey and published by Xlibris Corporation. This book was released on 2014-04-16 with total page 107 pages. Available in PDF, EPUB and Kindle. Book excerpt: An Average Joes Pursuit for Financial Freedom offers a different perspective on money than what is traditionally taught by our parents and in our school systems. The reason there is such a discrepancy between the wealthy and the poor is due to the difference in the way money is perceived. We are not born with the ability to maintain wealth: it is something that is learned. The knowledge of knowing how to make money work to generate passive income is something that anyone can learn as long as they are disciplined. An Average Joes Pursuit for Financial Freedom is based on practical concepts and discusses the problems that the majority of us face with our personal finance. The concepts in this book are based on theory by an author that practices what he writes about.
Download or read book Make Money Work For You Pursuing Financial Freedom Without Your Day Job written by Bruce Walker and published by Bruce Walker. This book was released on with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: ☆78 Percent of Workers are Living From Paycheck-to Paycheck★ We spend one-third or more of our days at work. Work defines us as people, when we aren't happy at work, other areas of our life will suffer. Yet close to more than 80 percent of workers say they don't feel satisfied with their job. This is a serious matter if we look at it from a long-term perspective. It’s understandable that it takes courage to leave a job and its security. For a lot of people, we need that paycheck to sustain our living. But when an individual is in a job that lacks growth and is fostering complacency, there is a lack of worth, we’ll feel innate that our value is not as high as we would like. “This can make us feel trapped.” Working/doing something you don't like or enjoy can feel like a waste of your precious time, but if we have a plan and know how to have money working for you. It would be a total game changer. In this book, we’ll take a closer look at exactly where you are financially and how you can quickly get to financial independence from where you are currently. LEARN:: How Money Can Work You You will Discover.. - What It Means to Not Follow The Rat - How to not Living Paycheck to Paycheck - Why Knowing Your Strengths are Important - How to Apply Killing Two Birds with One Stone - The Truth about Generating Assets - The Key to True Financial Freedom DISCOVER:: Different Strategies For Everyone It is important to realize that money is a tool that can help you to achieve your goals. Knowing how money works are just as important as having a healthy body, but the truth is that most schools don’t teach financial literacy, and as a result, many people do not make economically rational decisions on their finances. This book is for you if… ✔ Don’t want to live Paycheck to Paycheck ✔ Hate your job, but you need the money ✔ Value your time more than materialistic things ✔ Want to retire early ✔ Don’t want to stress about money If one of those applies to you, perhaps you have found the right book. This book is essential for you to break through the rat race and to achieve financial freedom, so you can do whatever you want without money having to factor into your decisions. Are You Ready to Make a Change? Download Now and Start Having Money Working For You Scroll to the top of the page and select the buy button.
Download or read book An Average Joe Can Make Dough written by Randolph Williams and published by . This book was released on 2017-06-08 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: An average Joe is more than just a name. In this book readers start out as average but quickly rise to the top. Here is your chance to save big and learning not to rob Peter to pay Paul. Accomplishing goals and moving in a forward direction can seem tough but if we shift the way we think anything is possible. As children, we are told to do certain things a certain way. Do you really understand why? In order to move forward you have to learn the why. I can't make you a millionaire but I can show you how to make dough like a Joe.
Download or read book Wealthi the Average Joe s Guide to Becoming Rich written by Darren B. Smith and published by Createspace Independent Publishing Platform. This book was released on 2017-05-28 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever wondered why you never seem to get ahead? Do you struggle to save money, or even make ends meet, despite the fact that you may be earning more each year? I am thrilled to announce that my book is finally available for purchase, through CreateSpace.com, a subsidiary of Amazon.com. WEALTHI, The Average Joe's Guide to Becoming Rich, will teach you to: 1) Increase your Income, 2) Decrease your expenses and 3) Invest the difference to become WEALTHI! The time tested principles and strategies in my book could make all the difference in your financial future. While I don't guarantee your results (you actually have to implement the principles in the book) this small investment could contain the exact answers you need to get ahead financially. What are you waiting for? Spend some time increasing your financial education! It may make all the difference in your life. https: //www.createspace.com/700725
Download or read book The Average Family s Guide to Financial Freedom written by Bill Toohey and published by Wiley. This book was released on 2000-02-24 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bill and Mary Toohey are average middle income people from a small Iowa town. Bill has been employed for 23 years as a Vocational Rehabilitation Counselor and Mary has worked for 20 years as an Office Manager for a small psychological firm. They started saving and investing in 1991 when their net worth was $63,000. Eight years later their net worth was $467,000. In other words, their assets increased by an average of more than $50,000 per year during that period while their income (not counting dividends and capital gains) averaged about $65,000 per year. But it wasn't always easy. They have three children, Colleen (24), Tim (22), and Meghann (14). Tim has been severely disabled since birth and despite the challenges of helping Tim cope with his chronic illnesses, the Toohey family has been able to achieve financial freedom on a modest income. They were able to build a sizable nest egg in eight years while encountering some of life's biggest expenses during the period. They helped to pay for their daughter's college education and wedding, paid cash for a new car, and made several expensive home improvements. Despite those major expenses the Tooheys still managed to save 46% of their gross income and were listed among the "Best Personal Finance Managers in America" in the December 1994 issues of Money magazine. The Tooheys' story, in an article written by Bill, appeared in the April 1997 issue of Money magazine. Mary co-authored an article published in the February 1998 issue of McCall's magazine. In May, 1997 Bill was invited to speak at Money magazine's Elgin Project seminar series. Money magazine "adopted" Elgin, Illinois and brought in speakers with expertise in personal finance. Former President Bush kicked off the event. How did they do it? How do they think? How do they live? Is it possible to save so much and still have a decent life? Can my family do this? Get the answers to all these questions and more in a book written specifically for families with children who don't earn big bucks.
Download or read book Financial Freedom written by Grant Sabatier and published by Penguin. This book was released on 2019-02-05 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.
Download or read book Know Your Financial Freedom written by Joe Militello and published by CreateSpace. This book was released on 2013-11-01 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a "must have" book for every American family! Strategy for wealth building and retirement planning. The strategies outlined in the book are not traditional methods used in the traditional financial world today. Joe exposes the market myths of an average rate of return and teaches people how to properly grow and protect their wealth. You will learn how 401K's and other traditional retirement accounts don't add up and how you could possibly be sabotaging your own retirement without even realizing it. You will also learn how to stop the four main wealth drains; Taxes, Market loses, Interest to banks and Depreciation on assets. Every American has been taught a certain way to handle their money, invest and borrow from banks from the time they earned their first dollar. This is what we call the "broken business model" and the problem with this almost 50% of your hard earned income is leaving your life never to be seen again! Joe's book will teach you how to reverse the money flow in your life and keep some of the money you worked so hard to earn by using properly designed strategies. Get your copy today and discover what thousands of people are learning everyday.
Download or read book Becoming a Millionaire written by Mba James G Weber and published by Independently Published. This book was released on 2019-05-20 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Becoming a Millionaire: A Pocketbook Guide for the Average Joe" is the second book in James Weber's series "Simple Reads for People with Not-So-Simple Financial Goals." This book is a simplified guide for anyone looking to make money and grow their wealth. It will walk you through strategies and techniques used to make money, save money, and grow money. You don't need to start a one-in-a-million company to get rich. You don't need to make a million dollars in the big leagues. You can work a regular 9 to 5 job on your way to "millionaire" status. This book is a must-read beginner's guide to the ins and outs of achieving your financial goals.
Download or read book Finding Yourself in Pursuit of Financial Freedom written by Raymond M. and published by . This book was released on 2016 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Freedom Blueprint written by Joseph L Wolford and published by Independently Published. This book was released on 2024-01-04 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Freedom Blueprint by Joseph L. Wolford is a comprehensive guide that empowers readers to take control of their financial destiny. From mastering the art of budgeting to navigating the complexities of investing, this book provides practical strategies for achieving lasting financial independence. Joseph L. Wolford, an experienced financial expert, distills complex concepts into actionable steps, making this book an invaluable resource for anyone seeking to unlock the secrets to a debt-free and prosperous life. Benefits Gain a Clear Path to Financial Freedom: Learn step-by-step strategies to build a solid financial foundation and achieve lasting independence. Master Money Management: Discover practical budgeting techniques and effective ways to manage expenses, allowing you to take control of your financial life. Invest with Confidence: Understand the essentials of investing, diversification, and risk management to grow your wealth intelligently. Debt-Free Living: Develop a targeted debt repayment plan to eliminate financial burdens and pave the way for a more secure future. Realize Your Financial Goals: Whether it's saving for a dream vacation, buying a home, or preparing for retirement, this book provides the tools to turn aspirations into reality. Embark on a transformative journey to financial freedom with "Financial Freedom Blueprint" by Joseph L. Wolford. This book is your comprehensive guide to building wealth, managing money effectively, and achieving the financial goals you've always dreamed of. Don't miss out on the opportunity to gain insights from a seasoned financial expert and take the first step toward a debt-free, prosperous future. Get your copy now and empower yourself with the knowledge and strategies needed to shape your financial destiny. Your path to financial independence starts here!
Download or read book Your Journey to Financial Freedom written by Jamila Souffrant and published by Harlequin. This book was released on 2023-12-05 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: *A Next Big Idea Club December 2023 Must-Read* Podcaster Jamila Souffrant shows how to skyrocket your savings, blast through debt and ultimately accelerate your unique and truly epic journey to financial freedom and independence Our fast-paced world prioritizes the productive busybody—financial security alwaysseems to rule over the insatiable hankering for a Friday night splurge. However, Jamila Souffrant argues that you can in fact spend and save responsibly, all while enjoying that extra side of guacamole. In this book, Jamila will teach you how to: Determine which of the 4 “Journeyer” stages you fall into and how you should be evaluating your spending and saving goals accordingly Map out different scenarios to quit your job, retire early, and reach financial independence Downsize costly daily expenses in ways you never considered, and spend more in ways that bring you joy Create an effective debt payoff plan that works for you As a wife, mother of three and first-generation Jamaican immigrant, Jamila knows all too well the struggles of saving for tomorrow while spending liberally today. Now, in her first book, Jamila offers her seasoned expertise in Your Journey to Financial Freedom, providing readers with the resources they need to not only save for cake but eat it, too.
Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times
Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Download or read book UNSCRIPTED written by MJ DeMarco and published by Viperion Publishing Corp. This book was released on 2017-05-23 with total page 644 pages. Available in PDF, EPUB and Kindle. Book excerpt: What if Life Wasn't About 50 Years of Wage-Slavery, Paying Bills and then Dying? Tired of sleepwalking through a mediocre life bribed by mindless video-gaming, redemptive weekends, and a scant paycheck from a soul-suffocating job? Welcome to the SCRIPTED club— where membership is neither perceived or consented. The fact is, ever since you’ve been old enough to sit obediently in a classroom, you have been culturally engineered for servitude, unwittingly enslaved into a Machiavellian system where illusionary rules go unchallenged, sanctified traditions go unquestioned, and lifelong dreams go unfulfilled. As a result, your life is hijacked and marginalised into debt, despair, and dependence. Life's death sentence becomes the daily curse of the trivial and mundane. Fun fades. Dreams die. Don't let life's consolation prize become a car and a weekend. Recapture what is yours and make a revolutionary repossession of life-and-liberty through the pursuit of entrepreneurship. A paradigm shift isn't needed—the damn paradigm needs to be thrown-out altogether. The truth is, if you blindly follow conventional wisdom pushed by conventional people living conventional lives, can you expect to be anything but conventional? Rewrite life’s script: ditch the job, give Wall Street the bird, and escape the insanity of trading your life away for a paycheck and an elderly promise called retirement. UNSCRIPT today and start leading life— instead of life leading you.
Download or read book Rich Dad s Increase Your Financial IQ written by Robert T. Kiyosaki and published by Business Plus. This book was released on 2008-03-26 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: For years, Robert Kiyosaki has firmly believed that the best investment one can ever make is in taking the time to truly understand how one's finances work. Too many people are much more interested in the quick-hitting scheme, or trying to find a short-cut to real wealth. As Kiyosaki has preached over and over again, one has to truly under the process of how money works before one can start out on trying to escape the daily financial Rat Race. Now, in this latest book in the popular Rich Dad Poor Dad series, Kiyosaki lays out his 5 key principles of Financial Intelligence for all to understand. In INCREASE YOUR FINANCIAL IQ, Kiyosaki provides real insights on these key steps to wealth: o How to increase your money -- how to assess what you're really worth now, what your prospects are, and how to start mapping out your financial future. o How to protect your money -- for better or for worse, taxes are a way of life. Kiyosaki shows you that "it's not what you make....it's what you keep." o How to budget your money -- everybody wants to live large, but you have to learn how to live within your budget. Kiyosaki shows you how you can. o How to leverage your money -- as you build your financial IQ, knowing how to put your money to work for you is a crucial step. o How to improve your financial information -- Kiyosaki shows you how to accelerate your wealth as you learn more and more.
Download or read book Early Retirement Extreme written by Jacob Lund Fisker and published by Createspace Independent Publishing Platform. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.
Download or read book Trouble at the Alabama Florida Line written by Chris E Warner and published by Wagon Publishing. This book was released on 2021-06-04 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Trouble at the Alabama-Florida Line Third in a series of fictional tomes By Chris Warner Johnny Glass is busy dealing with life. His beautiful girlfriend and band mate, Lucy Whitman, is pregnant—with his baby. Estranged by her parents, Lucy has only Johnny to help her bring a child into the world. The tiny sailboat they have called home for months is no place for an infant. Their Nirvana interrupted, Johnny senses things might never be the same. He has never been more right. Johnny and Lucy are not alone in experiencing change. Pleasure Island’s favorite hot spot for live music and fun—the beloved Flora-Bama, is no longer the tiny, ramshackle honky-tonk locals knew. New ownership and a growing population brought a slew of changes that altered the dive once revered for its spontaneity, overt tackiness and penchant for the unrefined. The quintessential beach bar and ivory island strip loved by all has evolved, prompting locals and old regulars to consider the unthinkable: Seek good times, fun and frolic elsewhere. Pleasure Island is no longer the quaint retreat. The Mayor of Orange Beach and his developer cronies have unleashed a rash of dubious high rise condo construction projects that threaten to forever alter the gulf coast skyline and way of life. With the help of their powerful allies in the state legislature, new toll bridges and roads are being built to make it ever easier to get to the beach, ensuring that the risky developments will be handsomely rewarded. Despite the obvious warnings, few beach denizens realize their treasured existence hangs precariously in the balance. Marginalized by his majority stock holding partners and the hardened victim of several past surprise disasters, patriarch Joe Gideon is again in a quandary. Upset with the greed motivating the government’s misguided leadership, Gideon feels it may be time to sell out and retire in the nearby haven of West Pensacola, Florida. That is, until he hears of Johnny’s newest challenges—and realizes that everything he has worked so hard to create—the beloved Flora-Bama and the faithful community it supports, is certainly worth fighting for. Johnny and Joe reunite with the familiar cast of local characters to devise a plan to prevent during an unprecedented pandemic and an unforeseen category two hurricane the destructive domino effect from occurring. In order to save the island from certain ruin, they must win the hearts and minds of the locals as well as defeat in court and at the ballot box the energy thieves who will stop at nothing to turn a buck at the expense of their beloved way of life in the name of “progress.” Trouble at the Alabama Florida Line, the much-anticipated sequel to They Met at the Alabama-Florida Line, by Chris Warner, is another romantic, satirical tale seeking to draw semblance to Southern living, art, failed politics and pop culture.
