Download or read book An Analysis of the Impact of the Commercial Real Estate Concentration Guidance written by Office of Office of the Comptroller of the Currency and published by CreateSpace. This book was released on 2015-01-01 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper analyzes aspects of the interagency guidance issued in 2006, titled "Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices."1 The recent financial crisis and recession provide an opportunity to consider the relationship between the guidance and banks' commercial real estate (CRE) concentrations and performance during the downturn. This paper also analyzes how the share of banking institutions with high levels of CRE concentration, as defined in the guidance, has changed over time (part 2); documents the effect of CRE concentrations on bank failures (part 3); and studies CRE loan growth and bank capital strength since the 2006 issuance of the guidance (part 4).
Download or read book Banking Regulation Enhanced Guidance on Commercial Real Estate Risks Needed written by and published by DIANE Publishing. This book was released on with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Lehman Brothers written by Oonagh McDonald and published by Manchester University Press. This book was released on 2015-11-01 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: This electronic version has been made available under a Creative Commons (BY-NC) open access license. Using extensive documentary evidence and interviews with former Lehman employees, Oonagh McDonald reveals the decisions that led to Lehman’s collapse, investigates why the government refused a bail-out and whether the implications of this refusal were fully understood. In clear and accessible language she demonstrates both the short and long term effects of Lehman’s collapse.
Download or read book Staff Guidance Note on Macroprudential Policy written by International Monetary Fund and published by International Monetary Fund. This book was released on 2014-06-11 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: This note provides guidance to facilitate the staff’s advice on macroprudential policy in Fund surveillance. It elaborates on the principles set out in the “Key Aspects of Macroprudential Policy,” taking into account the work of international standard setters as well as the evolving country experience with macroprudential policy. The main note is accompanied by supplements offering Detailed Guidance on Instruments and Considerations for Low Income Countries
Download or read book Commercial Real Estate Losses and the Risk to Financial Stability written by Elizabeth Warren and published by DIANE Publishing. This book was released on 2010-08 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Ireland written by International Monetary Fund. European Dept. and published by International Monetary Fund. This book was released on 2016-07-28 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Selected Issues paper reviews public expenditure efficiency in Ireland. Evidence suggests that while Ireland is a low spending country, it achieves a generally efficient use of public funds, with some key differences across sectors. Although the overall space for budgetary savings appears limited, further spending efficiency could help contain cost pressures coming from the demographic challenge of an aging population and improve the quality of public services. It could also help rechannel spending toward more productive uses, for instance by increasing public investment relative to current expenditure, and support the competitive position of the Irish economy and its growth potential.
Download or read book International Convergence of Capital Measurement and Capital Standards written by and published by Lulu.com. This book was released on 2004 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Review of Regulatory Proposals on Basel Capital and Commercial Real Estate written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2007 with total page 474 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Review of regulatory proposals on Basel capital and commercial real estate hearing written by and published by DIANE Publishing. This book was released on with total page 474 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Loan Portfolio Management written by and published by . This book was released on 1988 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Crises written by Bruce G. Stevenson and published by Gatekeeper Press. This book was released on 2024-03-07 with total page 447 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit crises are catastrophic events in which banks and lenders suffer extreme losses when loans and other credit instruments default on a large scale and cause banks to fail in extraordinary numbers. Massive loss of economic value ensues, threatening the viability of national economies and the global financial system. The most recent credit crises, the 2007 Subprime Mortgage Crisis and 2007-2009 Great Recession, have striking parallels to the Roaring Twenties and the Great Depression. In both periods, rapid increases in the value of residential real estate fueled speculation in the housing and equity markets, and when the real estate bubbles burst, massive recessions and unemployment followed. In the eighty years between these catastrophes, several other credit crises occurred including a real estate investment trust crisis in the mid-1970s and a commercial real estate crisis in the late 1980s and early 1990s. Credit Crises: The Role of Excess Capital provides the first definitive explanation for these repetitive catastrophes: the Excess Capital Hypothesis (ECH). Written for bankers, bank regulators, finance professionals, and policymakers, Credit Crises provides a detailed explanation of how excess capital has been the driver of past credit crises. The ECH is the definitive roadmap for mitigating credit crises, and Credit Crises offers recommendations to bankers, bank regulators, and policymakers on how to prevent and lessen future crises.
Download or read book Exploring the Balance Between Increased Credit Availability and Prudent Lending Standards written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2009 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Concentrations in Commercial Real Estate Lending written by Jose A. Lopez and published by . This book was released on 2007 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Lessons Learned in Risk Management Oversight at Federal Financial Regulators written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Securities, Insurance, and Investment and published by . This book was released on 2009 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Commercial Real Estate Tsunami written by Tony Wood and published by Wiley. This book was released on 2010-04-06 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: An in-depth look at why a commercial real estate collapse is inevitable, and how to survive it The Commercial Real Estate Tsunami is the first book to address the phenomenon of the pending wave of commercial debt maturities coming due in the next five years, and the impact those maturities will have on the commercial real estate markets when combined with the historic economic crisis the world is experiencing at this time. Drawing on the knowledge of recognized experts in the commercial real estate industry and financial markets, as well as lessons learned from the commercial real estate downturns of the 1980s and 1990s, author Tony Wood fills a void in our understanding of the causes of the crisis and what to expect in the future. Sends a warning to the commercial real estate industry, and offers concrete solutions to mitigate the risks and hazards that lie ahead Contains the insights of a group of experts from various sectors of the commercial real estate industry Helps market participants, including investors, developers, lenders, and brokers, gain a vitally needed perspective on where we might be going next and how we will get there Heeding the advice and guidance of the contributors in this book will benefit anyone navigating these turbulent waters and help lead them to higher ground.
Download or read book Commercial Real Estate s Impact on Bank Stability written by United States. Congressional Oversight Panel and published by . This book was released on 2011 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book History of the Eighties lessons for the Future written by and published by . This book was released on 1997 with total page 736 pages. Available in PDF, EPUB and Kindle. Book excerpt:
