Download or read book Debtors and Creditors in America written by Peter J. Coleman and published by Beard Books. This book was released on 1999 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: Americans now depend more heavily upon credit than any other society on Earth, or any other time in history. Borrowing has become a way of life for millions of families, and it is hard to imagine a time when charge accounts did not exist. Nonetheless, it would be a mistake to assume that, because a wallet filled with plastic instead of cash is a relatively new phenomenon, Americans have not been borrowers and lenders since the colonization of the New World. Author Peter J. Coleman proves otherwise. In one Form or another -- notes of hand, book credit, commercial paper, mortgages, land contracts -- settlers borrowed to pay their passage from Europe, to buy and clear land, to build and operate mills, to purchase slaves, and to gamble and drink. Debtors' prison awaited those who could not pay their debts, and a pauper's grave received the unfortunate who lacked the private means to feed and clothe himself in prison. While the debtors' prisons described in this book no longer exist, the author maintains that our credit-oriented society has yet to devise cheap, efficient, equitable, and humane methods of enforcing contracts for debt.

Download or read book Debtors Prison written by Robert Kuttner and published by Vintage. This book was released on 2013-04-30 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of our foremost economic thinkers challenges a cherished tenet of today’s financial orthodoxy: that spending less, refusing to forgive debt, and shrinking government—“austerity”—is the solution to a persisting economic crisis like ours or Europe’s, now in its fifth year. Since the collapse of September 2008, the conversation about economic recovery has centered on the question of debt: whether we have too much of it, whose debt to forgive, and how to cut the deficit. These questions dominated the sound bites of the 2012 U.S. presidential election, the fiscal-cliff debates, and the perverse policies of the European Union. Robert Kuttner makes the most powerful argument to date that these are the wrong questions and that austerity is the wrong answer. Blending economics with historical contrasts of effective debt relief and punitive debt enforcement, he makes clear that universal belt-tightening, as a prescription for recession, defies economic logic. And while the public debt gets most of the attention, it is private debts that crashed the economy and are sandbagging the recovery—mortgages, student loans, consumer borrowing to make up for lagging wages, speculative shortfalls incurred by banks. As Kuttner observes, corporations get to use bankruptcy to walk away from debts. Homeowners and small nations don’t. Thus, we need more public borrowing and investment to revive a depressed economy, and more forgiveness and reform of the overhang of past debts. In making his case, Kuttner uncovers the double standards in the politics of debt, from Robinson Crusoe author Daniel Defoe’s campaign for debt forgiveness in the seventeenth century to the two world wars and Bretton Woods. Just as debtors’ prisons once prevented individuals from surmounting their debts and resuming productive life, austerity measures shackle, rather than restore, economic growth—as the weight of past debt crushes the economy’s future potential. Above all, Kuttner shows how austerity serves only the interest of creditors—the very bankers and financial elites whose actions precipitated the collapse. Lucid, authoritative, provocative—a book that will shape the economic conversation and the search for new solutions.

Download or read book Can t Pay Won t Pay written by Collective Debt and published by Haymarket Books. This book was released on 2020-06-23 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debtors have been mocked, scolded and lied to for decades. We have been told that it is perfectly normal to go into debt to get medical care, to go to school, or even to pay for our own incarceration. We’ve been told there is no way to change an economy that pushes the majority of people into debt while a small minority hoard wealth and power. The coronavirus pandemic has revealed that mass indebtedness and extreme inequality are a political choice. In the early days of the crisis, elected officials drew up plans to spend trillions of dollars. The only question was: where would the money go and who would benefit from the bailout? The truth is that there has never been a lack of money for things like housing, education and health care. Millions of people never needed to be forced into debt for those things in the first place. Armed with this knowledge, a militant debtors movement has the potential to rewrite the contract and assure that no one has to mortgage their future to survive. Debtors of the World Must Unite. As isolated individuals, debtors have little influence. But as a bloc, we can leverage our debts and devise new tactics to challenge the corporate creditor class and help win reparative, universal public goods. Individually, our debts overwhelm us. But together, our debts can make us powerful.

Download or read book In the Red and in the Black written by Erika Vause and published by University of Virginia Press. This book was released on 2018-11-09 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The most dishonorable act that can dishonor a man." Such is Félix Grandet’s unsparing view of bankruptcy, adding that even a highway robber—who at least "risks his own life in attacking you"—is worthier of respect. Indeed, the France of Balzac’s day was an unforgiving place for borrowers. Each year, thousands of debtors found themselves arrested for commercial debts. Those who wished to escape debt imprisonment through bankruptcy sacrificed their honor—losing, among other rights and privileges, the ability to vote, to serve on a jury, or even to enter the stock market. Arguing that French Revolutionary and Napoleonic legislation created a conception of commercial identity that tied together the debtor’s social, moral, and physical person, In the Red and in the Black examines the history of debt imprisonment and bankruptcy as a means of understanding the changing logic of commercial debt. Following the practical application of these laws throughout the early nineteenth century, Erika Vause traces how financial failure and fraud became legally disentangled. The idea of personhood established in the Revolution’s aftermath unraveled over the course of the century owing to a growing penal ideology that stressed the state’s virtual monopoly over incarceration and to investors’ desire to insure their financial risks. This meticulously researched study offers a novel conceptualization of how central "the economic" was to new understandings of self, state, and the market. Telling a story deeply resonant in our own age of ambivalence about the innocence of failures by financial institutions and large-scale speculators, Vause reveals how legal personalization and depersonalization of debt was essential for unleashing the latent forces of capitalism itself.

Download or read book On the Penitentiary System in the United States written by Gustave de Beaumont and published by . This book was released on 1833 with total page 366 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Collapse of American Criminal Justice written by William J. Stuntz and published by Harvard University Press. This book was released on 2011-09-30 with total page 425 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rule of law has vanished in America’s criminal justice system. Prosecutors decide whom to punish; most accused never face a jury; policing is inconsistent; plea bargaining is rampant; and draconian sentencing fills prisons with mostly minority defendants. A leading criminal law scholar looks to history for the roots of these problems—and solutions.

Download or read book Mansions of Misery written by Jerry White and published by National Geographic Books. This book was released on 2017-12-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: For Londoners of the eighteenth and nineteenth centuries, debt was a part of everyday life. But when your creditors lost their patience, you might be thrown into one of the capital’s most notorious jails: the Marshalsea Debtors’ Prison. In Mansions of Misery, acclaimed chronicler of the capital Jerry White introduces us to the Marshalsea’s unfortunate prisoners – rich and poor; men and women; spongers, fraudsters and innocents. We get to know the trumpeter John Grano who wined and dined with the prison governor and continued to compose music whilst other prisoners were tortured and starved to death. We meet the bare-knuckle fighter known as the Bold Smuggler, who fell on hard times after being beaten by the Chelsea Snob. And then there’s Joshua Reeve Lowe, who saved Queen Victoria from assassination in Hyde Park in 1820, but whose heroism couldn’t save him from the Marshalsea. Told through these extraordinary lives, Mansions of Misery gives us a fascinating and unforgettable cross-section of London life from the early 1700s to the 1840s.

Download or read book Republic of Debtors written by Bruce H Mann and published by Harvard University Press. This book was released on 2009-06-30 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debt was an inescapable fact of life in early America. At the beginning of the eighteenth century, its sinfulness was preached by ministers and the right to imprison debtors was unquestioned. By 1800, imprisonment for debt was under attack and insolvency was no longer seen as a moral failure, merely an economic setback. In Republic of Debtors, authorBruce H. Mann illuminates this crucial transformation in early American society.

Download or read book The Abolition of Arrest and Imprisonment for Debt Considered in Six Letters Etc written by Benjamin Hawes and published by . This book was released on 1836 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Criminal Justice Restitution and Reconciliation written by Burt Galaway and published by . This book was released on 1990 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: Through the 1970s and 1980s interest in restitution has grown, with the practice moving from a few special projects to much broader application as a part of pretrial diversion, probation, and mediation programs that operate as an alternative to criminal or juvenile justice processing of cases. But, as the papers in this volume reflect, the interest in restitution has moved considerably beyond the idea of offenders repaying victims. A theory of restorative justice is emerging.

Download or read book Prison by Any Other Name written by Maya Schenwar and published by The New Press. This book was released on 2021-09-07 with total page 237 pages. Available in PDF, EPUB and Kindle. Book excerpt: With a new afterword from the authors, the critically praised indictment of widely embraced “alternatives to incarceration” Electronic monitoring. Locked-down drug treatment centers. House arrest. Mandated psychiatric treatment. Data driven surveillance. Extended probation. These are some of the key alternatives held up as cost effective substitutes for jails and prisons. But in a searing, “cogent critique” (Library Journal), Maya Schenwar and Victoria Law reveal that many of these so-called reforms actually weave in new strands of punishment and control, bringing new populations who would not otherwise have been subject to imprisonment under physical control by the state. Whether readers are seasoned abolitionists or are newly interested in sensible alternatives to retrograde policing and criminal justice policies and approaches, this highly praised book offers “a wealth of critical insights” that will help readers “tread carefully through the dizzying terrain of a world turned upside down” and “make sense of what should take the place of mass incarceration” (The Brooklyn Rail). With a foreword by Michelle Alexander, Prison by Any Other Name exposes how a kinder narrative of reform is effectively obscuring an agenda of social control, challenging us to question the ways we replicate the status quo when pursuing change, and offering a bolder vision for truly alternative justice practices.

Download or read book Abolition Geography written by Ruth Wilson Gilmore and published by Verso Books. This book was released on 2022-05-10 with total page 513 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first collection of writings from one of the foremost contemporary critical thinkers on racism, geography and incarceration Gathering together Ruth Wilson Gilmore’s work from over three decades, Abolition Geography presents her singular contribution to the politics of abolition as theorist, researcher, and organizer, offering scholars and activists ways of seeing and doing to help navigate our turbulent present. Abolition Geography moves us away from explanations of mass incarceration and racist violence focused on uninterrupted histories of prejudice or the dull compulsion of neoliberal economics. Instead, Gilmore offers a geographical grasp of how contemporary racial capitalism operates through an “anti-state state” that answers crises with the organized abandonment of people and environments deemed surplus to requirement. Gilmore escapes one-dimensional conceptions of what liberation demands, who demands liberation, or what indeed is to be abolished. Drawing on the lessons of grassroots organizing and internationalist imaginaries, Abolition Geography undoes the identification of abolition with mere decarceration, and reminds us that freedom is not a mere principle but a place. Edited with an introduction by Brenna Bhandar and Alberto Toscano.

Download or read book The New Law for Abolishing Imprisonment for Debt on Mesne Process Including the Act of Parliament with Notes of the Decisions and Practice written by William Theobald and published by . This book was released on 1838 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Act for Abolishing Imprisonment for Debt 1 2 Vict C 110 With a Practical Introduction Notes Forms and Index written by John Frederick ARCHBOLD and published by . This book was released on 1838 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Instead of Prisons written by Prison Research Education Action Project and published by . This book was released on 2005 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published: Syracuse, N.Y.: Prison Research Education Action Project, 1976.

Download or read book The Act for Abolishing Imprisonment for Debt 1 2 Vict Cap 110 With an Explanatory Introduction Notes and a Copious Index By S W Fifth Edition Containing the New Rules and Table of Fees of the Court for the Relief of Insolvent Debtors written by Samuel WELLS (Barrister-at-Law) and published by . This book was released on 1838 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.