Download or read book You Can Avoid Debt Now written by GEORGE IHEKE and published by Author House. This book was released on 2012-06-26 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: The title of the book is actually the most precise and accurate description of the book. It is engaging, encompassing, current and fun to read. It is written in plain language, no unnecessary jargons. It is not exclusive to any community of readership, instead it has clarity and it is within easy comprehension for any reader who genuinely wants to avoid debt. This book should be an awakening call to many, to others a source of information they have not been aware of. However what it will do for every reader is that it will remind, increase caution, and create awareness that will help them avoid debt. It is also well salted with choice press materials that are parallel to its basic doctrine. It showcases financial journalists and resources that can help update the reader on the knowledge they acquire from the book. Several issues are brought to light; the range includes matters of financial discipline, identifying financial loopholes and how to recover from debt. This book will inform the reader about many belying factors about taking on a debt. It also exposes social vehicles and puppet strings that make people susceptible to debt. Other subtle and psychological issues that systematically draw people into debt. There are no boring statistical calculations and tables, no pie charts, graph nor computed accounting work. Instead the book is focused on appealing to the common sense of the reader and making the reader more observant when making financial decisions and when dealing with service providers etc. The banking sector was exposed in a way that is unique and unusual to most work of this nature. When the book is read meticulously the reader will be able to easily spot snares and trappings entailed in deals offered by service providers and the banking sector.

Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Download or read book Surviving Debt written by and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Good Debt Bad Debt written by Jon Hanson and published by Jon Hanson. This book was released on 2006-12-26 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debt is like cholesterol: some kinds are good and some are bad. So says this lighthearted guide to the pros and cons of different types of debt.

Download or read book Get Out Of Debt Now written by and published by Mukesh Chauhan. This book was released on 2024-08-01 with total page 75 pages. Available in PDF, EPUB and Kindle. Book excerpt: Struggling with debt and seeking a way out? "Get Out of Debt Now" is your comprehensive guide to achieving financial freedom and building a secure financial future. Whether you're dealing with credit card debt, or loans, or simply want to improve your financial health, this book offers practical, easy-to-follow strategies that can transform your financial life. Inside This Book: Understanding Financial Health: Learn the basics of financial stability, including income management, expense tracking, and building an emergency fund. Improving Credit Scores: Discover the key factors that affect your credit score and actionable steps to improve it, opening doors to better financial opportunities. Effective Debt Management: Explore techniques for managing and reducing debt, differentiating between good and bad debt, and avoiding common financial pitfalls. -Strategic Investing: Get insights into smart investing practices that can help you grow your wealth over time. -Retirement Planning: Plan for a secure and comfortable retirement with advanced savings strategies and estate planning tips. - Tax Management and Risk Mitigation: Learn how to optimize your taxes and protect your assets with effective risk management techniques. - Building a Financial Legacy: Understand the importance of creating a lasting financial legacy and inspiring future generations to achieve financial wellness. Transform your financial life today! Download "Get Out of Debt Now" and take the first step towards financial freedom and a prosperous future.

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book The No Spend Year written by Michelle McGagh and published by Coronet. This book was released on 2018-01-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

Download or read book Credit Hell written by Howard S. Dvorkin and published by . This book was released on 2010-07-28 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Debt Escape Plan written by Beverly Harzog and published by Career Press. This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Harzog decided she wanted to break free from debt, she found that conventional advice about personal finance didn't work for her. Now she shares her unique debt escape plan, and shows you how to use it as the basis for your own customized debt escape plan.

Download or read book How to Get Out of Debt Stay Out of Debt and Live Prosperously written by Jerrold Mundis and published by Bantam. This book was released on 2012-05-08 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: A simple, proven-effective formula for freeing yourself from debt—and staying that way • Revised and updated, with a new Preface by the author “A must read for anyone wanting to get their head above water.”—The Wall Street Journal THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION OUT OF THE RED • Do this month’s bills pile up before you’ve paid last month’s? • Do you regularly receive past-due notices? • Do you get letters threatening legal action if immediate payment is not made? • Do the total amounts of your revolving charge accounts keep rising? INTO THE BLACK Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans—from doctors to secretaries, from executives to the unemployed—face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn • how to recognize the warning signs of serious debt • how to negotiate with angry creditors, collection agencies, and the IRS • how to design a realistic and painless payback schedule • how to identify your spending blind spots • how to cope with the anxiety and daily pressures of owing money • plus the three cardinal rules for staying out of debt forever, and much more! This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.

Download or read book Beating the College Debt Trap written by Alex Chediak and published by HarperChristian + ORM. This book was released on 2015-12-29 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

Download or read book Finance for the People written by Paco de Leon and published by Penguin. This book was released on 2022-02-01 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: An illustrated, practical guide to navigating your financial life, no matter your financial situation "a potent mix of deeply practical and wonderfully empathetic" —Erin Lowry, author of Broke Millennial "one of the most approachable financial books I've ever read." —Refinery 29 We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money, personal experiences, family and societal expectations, and a whole big complex system rigged against many of us from the start. Begin with that baseline premise and it’s no surprise so many of us find it so difficult to save enough money (but way too easy to get trapped in ballooning credit card debt), emotionally draining to deal with student loans, and nearly impossible to understand the esoteric world of investing. Unlike most personal finance books that focus on skills and behaviors, FINANCE FOR THE PEOPLE asks you to examine your beliefs and experiences around money—blending extremely practical exercises with mindfulness, and including more than 50 illustrations and diagrams to make the concepts accessible (and even fun). With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon is a friendly, approachable, and wise guide who invites readers to change their relationship with money. With her holistic approach you’ll learn how to: • root out your unconscious beliefs about money • untangle the mental and emotional burden of student loans to pay them off • use a gratitude practice to help you think differently about spending • break out of the debt cycle and begin building wealth This book is for anyone who feels unseen, ignored, or bored to death by the way personal finances are approached and taught, and is ready to go on a journey of self-discovery and step into their financial power.

Download or read book Retire Before Mom and Dad The Simple Numbers Behind A Lifetime of Financial Freedom written by Rob Berger and published by Glenbrook Press. This book was released on 2019-08-29 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Retire Before Mom and Dad, you'll learn how to unlock the superpower inside of you that is capable of transforming almost any income into lasting financial freedom. And, you'll discover that it's not about scrimping and sacrificing to get there.

Download or read book Generation Debt written by Carmen Wong Ulrich and published by Business Plus. This book was released on 2009-02-28 with total page 167 pages. Available in PDF, EPUB and Kindle. Book excerpt: With debt and the cost of living rising astronomically, Generation Debt offers the personal financial advice that every young adult must have to live a more secure life. There is a growing financial epidemic -- young adults are taking on more student loan and consumer debt than ever before, but finding it harder to pay it off. With tuition and living expenses rising every year, and the average college student graduating with over $18,000 in debt, many are trapped and can't find a way out. Now, this definitive book offers the financial advice necessary to help readers navigate their way toward a debt-free future. Informative, timely, and entertaining, Generation Debt teaches readers how to: Get a grip, set goals, and make financial plans by identifying needs vs. wants Employ the "B" word (Budget) to lower bills Master loans with payback options and consolidation strategies Learn good debt vs. bad debt and be smarter with credit cards Understand interest rates and fees, and shop for the best rates and services Take advantage of employee savings plans, stocks, bonds, and mutual funds And much more.

Download or read book Allen Carr s Easy Way to Debt Free Living written by Allen Carr and published by Arcturus Publishing. This book was released on 2011-12-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Get Out of Debt Now applies the world-famous Allen Carr's Easyway method to the problems of over-spending and debt. It removes the desire to over-spend, so that you are able to live within your means without feeling deprived. It then sets out a simple, easy-to-follow guide on how to clear the debts you have accumulated"--Back cover.

Download or read book The Millionaire Choice written by Tony Bradshaw and published by Morgan James Publishing. This book was released on 2018-09-04 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Millionaire Choice inspires and equips anyone with hopes for a better financial future. Tony Bradshaw grew up in a financially challenged home in a lower income area of Nashville, TN. In his mid 20s, he found himself following in his family’s footsteps of debt and financial struggle. Then at age 25, he experienced a financial wake-up call that changed his future forever: he decided to break his family’s cycle of financial mismanagement and become a millionaire by 40 years old. It’s what Tony calls making the millionaire choice. Regardless of circumstance or family background, everyone has the ability to make choices that affect their future positively or negatively. In The Millionaire Choice, Tony shares the principles and actions he applied during his journey to becoming a millionaire to reveal how, with the right financial knowledge and choices, anyone can become a millionaire.

Download or read book 25 Days to a Happier Home written by Alison Wood and published by Alison Wood. This book was released on 2014-07-01 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you asked the average mom what are the top five things she desired to have in this life, most of them would say, "A happy home." Many times we think happy homes only exist on sitcoms or in fairy tales. This is simply not true. You can have a happy home, but it takes hard work, time and sacrifice. This 25-day challenge will help you create a happy home for your family. Is your family worth taking the challenge? You bet! Alison Wood, the owner of the popular parenting blog Pint-sized Treasures, takes you through each day with honest, mom-to-mom and wife-to-wife advice. By her candid yet caring demeanor she offers these heart-searching challenges to help your home. She shares her own struggles and encourages you in every challenge to keep pressing forward. If you truly desire a happy home, it is worth your time to give these 25 Days a chance. Your home will forever be changed—for the better!