Download or read book wtf What the Finance written by Romulae Gadaoni (R.) and published by Romulae Gadaoni Jr. This book was released on 2017-12-31 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: Managing your money is a journey. If you don't know your road ahead, you'll probably end up in the wrong place. Personal Finance Education needs to start early. But despite the resources available to educate young adults on financial topics, too many focus on investments and stock market and failed at preparing them for the one thing that they'll be forced to make life-changing decisions on - money. Schools? Parents? Who's to blame? This book explores each topic of Financial literacy for millennials, so the reader will develop basic knowledge across every important area of personal finance. In #WTF you will discover: What are the money mistakes some of the parents won't admit How to plan and prepare for the financial road that twists and turn Why Investment in Education and Knowledge still works How to get closer to your financial target How to be a successful young entrepreneur Why it is important that Financial Education starts/finished at Home What is the true meaning of Success Romulae R Gadaoni Jr is the Founding Director/Owner of Gadaoni Advisory Pty Ltd T/A CARE Financial Services and Accounting, a full-service Consultancy Firm that serves Tax, Accounting and Financial Planning. He is an Accountant and Financial Planner who loves helping people making smart decisions based on the most important principle: aligning your money within your VALUES. Learn the Art of Creating an Inspiring Financial Strategy. Find out how at: www.carefinancialservices.com.au
Download or read book Wtf Is Ebitda written by Steven Saltman and published by . This book was released on 2019 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you've had a hankering for some finance knowledge but couldn't bring yourself to ask your lover during a post-coital cooldown, this here is your go-to reading. You'll learn how to prepare financial statements and how to say "What is profit?" in Russian, and much more.
Download or read book Finances the Other F Word written by Mel O and published by . This book was released on 2019-02-15 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Modeling for Decision Making written by Ron Messer and published by Emerald Group Publishing. This book was released on 2020-09-01 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides accounting students in post-secondary institutions with an advanced level understanding of how to use MS-Excel to make business decisions. It reflects real-life applications of this important analytical tool, which has become the accepted industry standard for spreadsheet software.
Download or read book Intelligent Money written by Chris Skinner and published by Marshall Cavendish International Asia Pte Ltd. This book was released on 2024-03-01 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: WHO cares about the money of the future? WHY should I care about money of the future? This book explains and shows that, by 2030, as money becomes digital, it will revolutionise everything. Digital money will make money personal; individualise currency and its usage; secure it; enable it to automatically grow to meet our personal goals; manage risk automatically; and make life simpler and easier for all. The most critical aspect of this book is HOW money becomes intelligent … digitally … and artificially. For over ten years, liberterians have said that bitcoin will be the currency of Planet Earth. Chris Skinner has always argued that you cannot have money without government. Who is right? For over ten years, libertarians have accused people like Chris of being a Statist – someone who support national government states in implementing law – and saying he is wrong. What they didn't ask is: who is the government? Is the government the State or the network? This issue has been at the heart of a debate for over ten years, and may finally be coming to some resolution thanks to the collapse of FTX, Celsius, ThreeArrows, Terra-Luna and many other cryptocurrency market trading platforms in the last years. The core of this argument is what is the future of money. Is it decentralised or centralised. Is it DeFi – decentralised finance – or CeFi – centralised finance? This book argues that it's HyFi or, in other words, hybrid finance. The future of money requires regulatory oversight but can operate in a decentralised form. Why? Because if you lose all of your money to a decentralised exchange, platform or currency, there needs to be a way to get it back.
Download or read book Money Talks written by Juliette Fairley and published by John Wiley & Sons. This book was released on 1998-04-29 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: Table of Contents
Download or read book Impact of Digitalization on Reporting Tax Avoidance Accounting and Green Finance written by Alqatan, Ahmad and published by IGI Global. This book was released on 2024-04-01 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: Digital era reporting undergoes a seismic shift as automation takes center stage. The transition from manual reporting to real-time automated systems enhances precision and efficiency and reduces errors, empowering decision-makers. However, this era of digital reporting brings forth a new set of challenges, from data security and privacy concerns to the imperative need for robust cybersecurity measures. Impact of Digitalization on Reporting, Tax Avoidance, Accounting, and Green Finance delves into this transformative wave, comprehensively exploring its consequences on these critical domains. The book meticulously dissects both the positive and negative repercussions, encapsulating the challenges and opportunities that arise in this era of digital metamorphosis. Navigating tax avoidance in a digitalized world unveils a complex dynamic. Digitalization, on the one hand, empowers tax authorities to access and analyze vast datasets, making it challenging for businesses to engage in tax evasion. On the other hand, sophisticated digital tools provide fertile ground for corporations to devise intricate tax avoidance schemes. Striking a balance becomes paramount, necessitating regulatory measures and international cooperation while addressing ethical dimensions in leveraging technology for tax strategies. The book offers a nuanced understanding of the intricate relationship between digitalization and these critical domains, from business professionals and financial analysts to regulatory bodies and sustainability advocates.
Download or read book Digital Transformation in Islamic Finance written by Yasushi Suzuki and published by Taylor & Francis. This book was released on 2022-12-30 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: The ongoing digital transformation is shaping the Islamic mode of financial intermediation and the impact on the faith-based financial mode has been multifaceted. This has raised a host of interesting questions: what is the degree of penetration of Islamic finance in the fintech industry? Are Islamic financial institutions (IFIs) or banks ready to embrace fintech? Is fintech an enabler or barrier to achieve the intended purpose of Islamic finance? Will technology narrow the division between Islamic and conventional finance in the future? These are existential questions for Islamic finance and the book endeavors to examine the impact of financial technology on the industry. The book assesses various fintech business models and how they could be a threat or an opportunity. It also examines whether fintech provides IFIs an edge to serve clients following the Shariah norms and how the adoption of fintech in the Islamic mode is required for meeting the maqasid Al Shariah. The book discusses applicability of fintech like blockchain, digital currency, big data, and AI to different branches of Islamic finance. This book will interest students, analysts, policymakers, and regulators who are working on Islamic finance, financial economics, Islamic economics, and development finance.
Download or read book AI and the Future of Banking written by Tony Boobier and published by John Wiley & Sons. This book was released on 2020-06-22 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: An industry-specific guide to the applications of Advanced Analytics and AI to the banking industry Artificial Intelligence (AI) technologies help organisations to get smarter and more effective over time – ultimately responding to, learning from and interacting with human voices. It is predicted that by 2025, half of all businesses will be using these intelligent, self-learning systems. Across its entire breadth and depth, the banking industry is at the forefront of investigating Advanced Analytics and AI technology for use in a broad range of applications, such as customer analytics and providing wealth advice for clients. AI and the Future of Banking provides new and established banking industry professionals with the essential information on the implications of data and analytics on their roles, responsibilities and personal career development. Unlike existing books on the subject which tend to be overly technical and complex, this accessible, reader-friendly guide is designed to be easily understood by any banking professional with limited or no IT background. Chapters focus on practical guidance on the use of analytics to improve operational effectiveness, customer retention and finance and risk management. Theory and published case studies are clearly explained, whilst considerations such as operating costs, regulation and market saturation are discussed in real-world context. Written by a recognised expert in AI and Advanced Analytics, this book: Explores the numerous applications for Advanced Analytics and AI in various areas of banking and finance Offers advice on the most effective ways to integrate AI into existing bank ecosystems Suggests alternative and complementary visions for the future of banking, addressing issues like branch transformation, new models of universal banking and ‘debranding’ Explains the concept of ‘Open Banking,’ which securely shares information without needing to reveal passwords Addresses the development of leadership relative to AI adoption in the banking industry AI and the Future of Banking is an informative and up-to-date resource for bank executives and managers, new entrants to the banking industry, financial technology and financial services practitioners and students in postgraduate finance and banking courses.
Download or read book The Medical department of the United States Army in the world war v 3 1928 written by United States. Surgeon-General's Office and published by . This book was released on 1928 with total page 950 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book How Money Became Dangerous written by Christopher Varelas and published by HarperCollins. This book was released on 2019-11-05 with total page 495 pages. Available in PDF, EPUB and Kindle. Book excerpt: From a veteran of the trade, a provocative and entertaining voyage into the turbulent heart of modern money that sheds new light on the rise of our threatening and complicated financial system, how money became our adversary, and why finding a new course is crucial to a healthy society In the not too distant past, money was simple. You might have had a bank account and a mortgage, perhaps some basic investments. Wall Street didn’t have a reputation for greed and recklessness. That all started to change in the eighties, as our financial systems became increasingly complex, moving beyond the understanding of the general public while impacting our lives in innumerable ways. The financial world began to feel like an enigma—a rogue force working against us, seemingly controlled by no one. From an industry veteran who’s had firsthand involvement in the events that shaped modern money, How Money Became Dangerous journeys from the crime-ridden LA jewelry district to the cutthroat Salomon Brothers trading floor, from the high-stakes world of investment banking to the center of the technology boom, capturing the key deals, developments, and players that made the financial world what it is today. The book illuminates the dark, hidden forces of Wall Street and how it has dehumanized and left behind everyday Americans. A fresh and enlightening take on how we reached this point, How Money Became Dangerous also makes the case for why Wall Street needs to be saved, if only to save ourselves.
Download or read book Pound Foolish written by Helaine Olen and published by Penguin. This book was released on 2013-12-31 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you’ve ever bought a personal finance book, watched a TV show about stock picking, listened to a radio show about getting out of debt, or attended a seminar to help you plan for your retirement, you’ve probably heard some version of these quotes: “What’s keeping you from being rich? In most cases, it is simply a lack of belief.” —SUZE ORMAN, The Courage to Be Rich “Are you latte-ing away your financial future?” —DAVID BACH, Smart Women Finish Rich “I know you’re capable of picking winning stocks and holding on to them.” —JIM CRAMER, Mad Money They’re common refrains among personal finance gurus. There’s just one problem: those and many similar statements are false. For the past few decades, Americans have spent billions of dollars on personal finance products. As salaries have stagnated and companies have cut back on benefits, we’ve taken matters into our own hands, embracing the can-do attitude that if we’re smart enough, we can overcome even daunting financial obstacles. But that’s not true. In this meticulously reported and shocking book, journalist and former financial columnist Helaine Olen goes behind the curtain of the personal finance industry to expose the myths, contradictions, and outright lies it has perpetuated. She shows how an industry that started as a response to the Great Depression morphed into a behemoth that thrives by selling us products and services that offer little if any help. Olen calls out some of the biggest names in the business, revealing how even the most respected gurus have engaged in dubious, even deceitful, practices—from accepting payments from banks and corporations in exchange for promoting certain products to blaming the victims of economic catastrophe for their own financial misfortune. Pound Foolish also disproves many myths about spending and saving, including: Small pleasures can bankrupt you: Gurus popularized the idea that cutting out lattes and other small expenditures could make us millionaires. But reducing our caffeine consumption will not offset our biggest expenses: housing, education, health care, and retirement. Disciplined investing will make you rich: Gurus also love to show how steady investing can turn modest savings into a huge nest egg at retirement. But these calculations assume a healthy market and a lifetime without any setbacks—two conditions that have no connection to the real world. Women need extra help managing money: Product pushers often target women, whose alleged financial ignorance supposedly leaves them especially at risk. In reality, women and men are both terrible at handling finances. Financial literacy classes will prevent future economic crises: Experts like to claim mandatory sessions on personal finance in school will cure many of our money ills. Not only is there little evidence this is true, the entire movement is largely funded and promoted by the financial services sector. Weaving together original reporting, interviews with experts, and studies from disciplines ranging from behavioral economics to retirement planning,Pound Foolish is a compassionate and compelling book that will change the way we think and talk about our money.
Download or read book Water and Wastewater Finance and Pricing written by George A. Raftelis and published by CRC Press. This book was released on 2014-07-24 with total page 584 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Strategy Guide for Water Utility Managers and Executives, and a Compendium of Best Financial Practices for Utility Financial Leaders, a "How-To" Guide for Rate and Finance Technicians and a Reference Point for PolicymakersDetailing utility financial plans and rate structures, and highlighting how they align with community sustainability goals and
Download or read book The Medical Department of the U S Army in the World War written by U.S. Surgeon-general's Office and published by . This book was released on 1928 with total page 942 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Medical Dept of the U S Army in the World War written by United States. Surgeon-General's Office and published by . This book was released on 1928 with total page 1014 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Dumb Things Smart People Do with Their Money written by Jill Schlesinger and published by Ballantine Books. This book was released on 2019 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're smart. So don't be dumb about money. Pinpoint your biggest money blind spots and take control of your finances with these tools from CBS News Business Analyst and host of the nationally syndicated radio show Jill on Money, Jill Schlesinger. Do you have a "friend" who is super smart, has a great career, holds a graduate degree, has even saved a chunk of money for retirement, but who keeps making the same dumb mistakes when it comes to money? Is this "friend" you? After decades working as a Wall Street trader, investment adviser, and money expert for CBS, Jill Schlesinger reveals thirteen costly mistakes you're probably making right now with your money without even knowing it. Drawing on heartfelt personal stories (yes, money experts screw up, too), Schlesinger argues that it's not lack of smarts that causes even the brightest, most accomplished people among us to behave like financial dumb-asses, but simple emotional blind spots. So if you've made well-intentioned mistakes like saving for college for your kids before you've saved for your own retirement, or taken on too much risk when you invest, you've come to the right place. And if you've avoided uncomfortable moments such as sitting down to draft a will or planning long-term care for an aging parent, this is the book for you. By breaking bad habits and following Schlesinger's pragmatic and accessible rules for managing your finances, you can save tens, even hundreds, of thousands of dollars, not to mention avoid countless sleepless nights. Practical, no-nonsense, and often counterintuitive, The Dumb Things Smart People Do with Their Money tells you what you really need to hear about retirement, college financing, insurance, real estate, and more. It might just be the smartest investment you make all year. Advance praise for The Dumb Things Smart People Do with Their Money "Common sense is not always common, especially when it comes to managing your money. Consider Jill Schlesinger's book your guide to all the things you should know about money but were never taught. After reading it, you'll be smarter, wiser, and maybe even wealthier."--Chris Guillebeau, author of Side Hustle and The $100 Startup "A must-read, whether you're digging yourself out of a financial hole or stacking up savings for the future, The Dumb Things Smart People Do with Their Money is a personal finance gold mine loaded with smart financial nuggets delivered in Schlesinger's straight-talking, judgment-free style."--Beth Kobliner, author of Make Your Kid a Money Genius (Even If You're Not) and Get a Financial Life
Download or read book Napkin Finance written by Tina Hay and published by Dey Street Books. This book was released on 2019-12-30 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first illustrated guide that makes finance fun and accessible, Napkin Finance can help even the most numbers-phobic reader learn about complex financial topics without dying of boredom. Surveys have found that two thirds of Americans can't pass a basic financial literacy test, and nine in ten believe personal finance should become a required high school course. Tina Hay understands the confusion. While attending Harvard Business School, she struggled to keep up with classmates-many of whom came from the banking world-when it came to understanding jargon and numbers-heavy concepts. Tina developed a visual learning strategy using sketches and infographics that helped her succeed in her studies and master even the most complex financial topics. Since then, Tina founded Napkin Finance, a thriving company built on the concept of taking seemingly overwhelming topics--such as budgeting, investments, and retirement accounts--and turning them into simple, skimmable explanations. Now, she's synthesized the most important content into this personal finance handbook. Napkin Finance includes dozens of individual learning modules, on topics ranging from credit scores to paying off student loans to economics and blockchain. A handy crash course in personal finance, Napkin Finance is the groundbreaking guide everyone needs to help them manage their money and feel more secure.
