Download or read book Women s Empowerment and Microcredit Programs in India written by Annabel Dulhunty and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Women's Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women's empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves 'women's empowerment'. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women's empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women's empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from 'smart economics' to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies"--

Download or read book Women s Empowerment and Microcredit Programmes in India written by Annabel Dulhunty and published by Taylor & Francis. This book was released on 2023-08-21 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women’s Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women’s empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves ‘women’s empowerment’. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women’s empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women’s empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from ‘smart economics’ to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies.

Download or read book Microfinance Challenges written by Isabelle Guérin and published by . This book was released on 2005 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed papers presented earlier in a conference.

Download or read book Micro Credit Poverty and Empowerment written by Neera Burra and published by SAGE. This book was released on 2005-11-05 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP)." "The six case studies are diverse in terms of their socio-economic and geo-political contexts, the nature and ideological orientation of the intermediary organizations, the groups largeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals. This book will be useful for students and scholars of economics, women's studies, development studies and social work, while being of equal interest to policy-makers planners, activists and NGOs."--BOOK JACKET.

Download or read book The Microcredit Business and Women s Empowerment in India written by Malika Basu and published by Shaker. This book was released on 2008 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Women Empowerment Through Capacity Building written by P. J. Christabell and published by Concept Publishing Company. This book was released on 2009 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study on the role of microfinance in building up economic and democratic capacity of women in India.

Download or read book Empowerment of Women Microfinance and women empowerment written by Meenakshi Malhotra and published by . This book was released on 2004 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reviews the position of women in society, with particular reference to their educational achievements and employment opportunities. Focuses on the potential of microcredit programmes and how women entrepreneurs affect the global economy. Assess where rural women stand in the development process today.

Download or read book The Role of Microfinance in Women s Empowerment written by Raji Ajwani-Ramchandani and published by Emerald Group Publishing. This book was released on 2017-10-17 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt: Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.

Download or read book Rural Women Empowerment and Micro Credit Programs in the World written by Mustefa Jibril and published by GRIN Verlag. This book was released on 2021-09-27 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Academic Paper from the year 2021 in the subject Business economics - Investment and Finance, , language: English, abstract: Rural women make up about half of the world's population and in land production have a strong diet and make up the majority of agricultural workers. They make up 50% of the workforce and participate in the production of half the food in the agricultural sector. For example, rural women make up about 70 to 80% of agricultural workers in sub-Saharan Africa, 65% in Asia, 45% in Latin American and Caribbean, 80% in Nigeria and Tunisia and 80% in India, but their role is in the production system it is a man’s role to add and this creates a huge burden within the mother and wife’s activities and takes a lot of time and energy for them. Research in this field shows that women spend about two thirds of their time in the production, management, and management of their homes, while men spend about a third of their time doing such things. A housewife helps to set up a farm, then ploughs, harvests, weeds and plants, milks and weaves, weaves carpets, tries to make tools and crafts, bakes bread, cooks, does housekeeping, fetches water from wells and far away, fetches firewood, cares for children, weaves wool and makes curd, butter milk, yoghurt, butter and oil. On top of all this, she is the manager of mom and family too. Although women are at home in developing countries producing about 80% of the food and have a responsibility to look after about 30% of rural households, their jobs are not considered economic activity and are simply removed from agricultural and rural development programs.

Download or read book Women s Entrepreneurship and Microfinance written by Chiranjib Neogi and published by Springer. This book was released on 2018-03-06 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.

Download or read book Micro Credit and Women s Empowerment written by SAMJHANA. WAGLE and published by . This book was released on 2020-08-18 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Download or read book Developing Women Entreprenuers Through Microfinance written by Geetha Madhuri Tentu and published by LAP Lambert Academic Publishing. This book was released on 2015-02-12 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Government of India has enacted many legislations, policies, programmes, schemes, etc. and had put them into action through various five year plans. From Fifth Five Year Plan onwards there has been a marked shift in the approach to women's issues from welfare to development and of women empowerment has been recognized as the central issue in determining the status of women. Keeping this in view the central and state governments have been implementing many programmes and schemes to empower women economically, socially, politically and legally. One such programme is empowering women through micro-credit vis-a-vis Self-Help Groups. Self Help Groups (DWCRA Groups), as sub-scheme of integrated Rural Development Scheme (IRDP), started in Andhra Pradesh in 1982-83 with UNICEF cooperation with the primary objective of focusing attention on the women members of rural families living below the poverty line with a view to generate self employment on a sustained basis. The focus of SHG strategy is on participation, savings, and credit and income generation for economic empowerment of poor households.

Download or read book Micro Credit and Empowerment of Urban Women Women Empowerment written by P. Tamizhselvan and published by GRIN Verlag. This book was released on 2023-09-08 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doctoral Thesis / Dissertation from the year 2021 in the subject Business economics - Economic and Social History, grade: Commended, Bharathiar University (Tamil Nadu Institute of Urban Studies), course: PH.D, language: English, abstract: It is understood that two-third of world’s adult illiterates are women and seventy per cent of world’s poor are women and Women’s participation in a nation’s development is not merely a question of providing some special concessions to them but goes ahead only in empowering them in the process of development. In order to face and overcome the above crisis, this thesis enunciates empowerment for urban poor involving women, children, destitute, and suggesting schemes for gainful and productive employment for all those who seek it. This study has been made to address multiple deprivations of the urban poor through universalize the coverage and access to civic services and livelihood development opportunities. A nation’s economic health can be judged by the wellbeing of its people. The main role of a government of a country is to reduce its poverty rate. It introduces many welfare schemes for the upliftment of its people. Women have harder daily lives when compared with men. They have to perform plenty of tasks on a regular basis to help their family and their livelihood. The upliftment of the life of women is hence an important task for the government.

Download or read book Micro finance and the empowerment of women a review of the key issues written by Linda Mayoux and published by . This book was released on 2000 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Credit to Capabilities written by Paromita Sanyal and published by . This book was released on 2014 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book focuses on how group-based microcredit programs in India facilitate women's empowerment through the mechanism of group participation and networking.

Download or read book Microfinance through Women Self Help Groups SHGs for Grass root level Empowerment An Empirical study of Varanasi Uttar Pradesh India written by Tripti Kumari and published by kassel university press GmbH. This book was released on 2016 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance, as a concept, involves providing financial services, particularly small credit, fund transfer, and insurance to the unemployed, low-income group, and those who do not have easy access to the banking system. It has emerged as an active agent of financial inclusion, ensuring economic, and social upliftment of the unprivileged. Microfinance is being operated through two channels Self-help Group-Bank Linkage Programme (SBLP) and Micro-finance Institutions (MFIs). The special characteristic of SBLP is its direct connection with the clients at the grass-root level and working towards poverty reduction by providing financial support. The paper is based on a field study on SBLP undertaken for women in the Varanasi District of Uttar Pradesh, India. The increase in women’s participation in economic activities and decision-making reveals that SHGs have made an impact. SHGs have also helped them to create a common platform to participate, discuss, and find a solution of their problems. Women’s income and occupation structure under SHGs have also influenced the standard of living and empowerment level significantly.

Download or read book Microfinance and Women Empowerment A Study with Special Reference to Ramapuram Grama Panchayat written by Laly Antoney and published by Amazon Publishers, USA. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinancing expanded rapidly in India over the past two decades. India has witnessed innovations in financial options for Micro Finance Institutions (MFI), the addition of new products and services, such as insurance and pension schemes, and the entry of Internet kiosks to rural villages. It has been a recognised fact that microcredit is the most effective instrument of dealing with two crucial social issues, ie, poverty alleviation and women empowerment. The experience of microfinance concept is underlined the fact that it is an apt tool to empower the rural women economically, psychologically and socially. It is hoped to enhance the scope of empowerment of women, which has already found its way in the academic discourse on social welfare schemes and effective rural credit delivery mechanism. This will definitely pave the way for distinctively evolving a solution for Indian way of financing and women capability improvement in terms of the vision of Indian born Nobel laureate for Economics, Dr. Amartya Sen. This will also help us in evolving a societal friendly way of financing in developing the economy by improving the quality of life, living standards, to alleviate poverty, inequality, other developmental and gender issues. It will stimulate the women's imagination about a better world with less injustice and inequalities. Every social experiment or endeavor has inherent in it the potential for both success and failure. But if the experiment is in the right direction, the, failure becomes a stepping-stone to success. The pioneer in this experiment with the micro finance and women empowerment can take the first step or one step at a time, and this becomes the foundation of the ultimate success.