Download or read book Why are Hispanic and Asian American Homeownership Rates so Low written by N. Edward Coulson and published by . This book was released on 2001 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The homeownership rates of Hispanic and Asian-American households are significantly less than those of some other demographic groups in the U.S., especially after accounting for income and other characteristics. This naturally leads to an investigation of the impact of immigration characteristics of various groups on the propensity for homeownership. It is found that being an immigrant has a substantial negative effect on the probability of being a homeowner but that this effect dissipates over time. The relative youth of these two groups in and of itself plays a significant role in lowering their homeownership rate, as does the relatively high rate of residence in areas with high value-rent ratios.

Download or read book Homeownership Gaps Among Low income and Minority Households written by and published by . This book was released on 2007 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book America s Racial and Ethnic Groups written by Jeanne M. Woodward and published by DIANE Publishing. This book was released on 1997-12 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents a statistical overview of the current housing conditions of White; Black; American Indian, Eskimo or Aleut; and Asian or Pacific Islander households. Data are also shown for Hispanic-origin households who may be of any race. Presents findings from a biennial national sample survey of approximately 55,000 housing units. Covers: patterns of distribution and growth: 1987 and 1991; social characteristics; physical characteristics of housing units; financial characteristics of the housing inventory; and selected characteristics of detailed race groups and Hispanic-origin households, by type. Extensive charts and tables.

Download or read book Wealth Accumulation and Communities of Color in the United States written by Jessica Gordon Nembhard and published by University of Michigan Press. This book was released on 2006-11-06 with total page 380 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Congratulations to Drs. Nembhard and Chiteji and the authors included in this much needed volume of work! Their book offers the perspective and insight of scholars of color that are too often missing from information produced by the asset building field (people and organizations seeking to help low-income people develop assets). Communities served by the asset building field are disproportionately made up of people of color. This book captures work produced by scholars representing these communities and offers innovative and thought provoking analyses of wealth inequality. Decision-making on research, policy, and practice that fails to incorporate the knowledge of these and other asset accumulation experts of color runs the risk of being fatally flawed and irrelevant to the communities the asset building field intends to serve." --Kilolo Kijakazi, Ph.D., The Ford Foundation "An important contribution to the economics literature on wealth and to our understanding of racial and ethnic inequality. This book adds to our knowledge and understanding of the wealth positions of Latinos, Asian Americans, Hawaiians, and Native Americans and places this information in the context of black-white wealth inequality." --Cecilia A. Conrad, Department of Economics, Pomona College "This book does an outstanding job of introducing readers to a host of interesting questions related to racial and ethnic minority status and wealth composition and accumulation. The chapters on wealth accumulation among Native Americans, Latinos, and Asian Americans offer one of the few places where this information is readily available. The recent disaster in New Orleans has shown the nation that there is a strong interaction between wealth, race, and social outcomes. This book not only fills a void in understanding the black-white wealth inequality that was apparent after Hurricane Katrina, but it also provides great insight into the wealth status of other racial and ethnic minorities." --Patrick L. Mason, Department of Economics, Florida State University "This edited volume takes up an important, indeed, fundamental, topic, bringing together leading scholars to assess wealth accumulation among people of color. No other book or research report covers as many groups of color as appear in this volume, devoting chapters to African Americans, Latinos, Native Americans, Asian Americans, and Native Hawaiians. The result is a noteworthy achievement." --Michael Sherraden, Benjamin E. Youngdahl Professor of Social Development, Washington University in St. Louis Jessica Gordon Nembhard is Assistant Professor and Economist, African American Studies Department, and co-founder of the Democracy Collaborative at the University of Maryland, College Park. Her work on the history of black cooperatives is well known in progressive circles. Ngina Chiteji is Associate Professor of Economics, Skidmore College. She was a Visiting Assistant Research Scholar at The Democracy Collaborative, University of Maryland, College Park.

Download or read book The Housing and Economic Experiences of Immigrants in U S and Canadian Cities written by Carlos Teixeira and published by University of Toronto Press. This book was released on 2015-01-01 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Housing and Economic Experiences of Immigrants in U.S. and Canadian Cities is a collection of essays examining how recent immigrants have fared in getting access to jobs and housing in urban centres across the continent.

Download or read book Housing Inequality in the United States written by Sanjaya DeSilva and published by . This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, as the homeownership rate in the United States reached its highest level in history, homeownership itself remained unevenly distributed, particularly along racial and ethnic lines. By using data from the 2000 Integrated Public Use Microdata Series (IPUMS) and 2006 American Community Survey (ACS) to study the trajectory into homeownership of black, Asian, white, and Latino households, this paper explores the various socioeconomic and demographic characteristics, as well as the distinct immigration experiences and spatial patterns that shape racial and ethnic inequality in homeownership. The unique (merged) dataset enables the authors to distinguish assimilation (length of residence) from immigration cohort effects, and to control for various spatial characteristics at the PUMA (Public Use Microdata Area) level. The paper employs a decomposition technique that delineates the distinct effects that composition differentials have on the visible white-minority disparity in homeownership. The findings reveal substantial differences along racial-ethnic lines, highlight the importance of immigration and spatial context in determining Asian and Mexican homeownership rates, and emphasize the unique role that family structure and unobserved factors (e.g. prejudice and discrimination) continue to play in shaping the black-white homeownership gap.

Download or read book Low Income Homeownership written by Nicolas P. Retsinas and published by Brookings Institution Press. This book was released on 2004-05-28 with total page 524 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.

Download or read book Encyclopedia of Asian American Issues Today 2 volumes written by Edith Wen-Chu Chen and published by Bloomsbury Publishing USA. This book was released on 2009-12-23 with total page 1043 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a revealing compilation of essays on the latest research and debates on Asian Americans, a growing and influential ethnic group today. Encyclopedia of Asian American Issues Today is the first major reference work focused on the full expanse of contemporary Asian American experiences in the United States. Drawing on over two decades of research, it takes an unprecedented look at the major issues confronting the Asian American community as a whole, and the specific ethnic identities within that community—from established groups such as Chinese, Japanese, and Korean Americans to newer groups such as Cambodian and Hmong Americans. Across two volumes, Encyclopedia of Asian American Issues Today offers 110 entries on the current state of affairs, controversies, successes, and outlooks for future for Asian Americans. The set is divided into 11 thematic sections including diversity and demographics; education; health; identity; immigrants, refugees, and citizenship; law; media; politics; war; work and economy; youth, family, and the aged. Contributors include leading experts in the fields of Asian American studies, education, public health, political science, law, economics, and psychology.

Download or read book Latinas os in the United States written by Havidan Rodriguez and published by Springer Science & Business Media. This book was released on 2007-11-21 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Latina/o population in the United States has become the largest minority group in the nation. Latinas/os are a mosaic of people, representing different nationalities and religions as well as different levels of education and income. This edited volume uses a multidisciplinary approach to document how Latinas and Latinos have changed and continue to change the face of America. It also includes critical methodological and theoretical information related to the study of the Latino/a population in the United States.

Download or read book The Decision to Own written by Gary Painter and published by . This book was released on 2000 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: There seem to be differences in mortgage application rejection rates for different racial & ethnic minorities. Substantial differences in racial, ethnic, & immigrant homeownership rates fuel the perception that housing market discrimination unfairly denies homeownership to qualified households. This report assess the determinants of home-ownership among recent movers in the L.A. area. Income, educ., & immigrant status differences explain the homeownership gap between Latinos & whites. Asians are as likely to choose homeownership as are whites, & status as an immigrant did not portend lower homeownership rates among Asians. But, the homeownership differential between whites & blacks doubled between '80 & '90.

Download or read book Issue Papers on Demographic Trends Important to Housing written by and published by . This book was released on 2003 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Psychology of Property Law written by Stephanie M. Stern and published by NYU Press. This book was released on 2020-02-25 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: Considers how research in psychology offers new perspectives on property law, and suggests avenues of reform Property law governs the acquisition, use and transfer of resources. It resolves competing claims to property, provides legal rules for transactions, affords protection to property from interference by the state, and determines remedies for injury to property rights. In seeking to accomplish these goals, the law of property is concerned with human cognition and behavior. How do we allocate property, both initially and over time, and what factors determine the perceived fairness of those distributions? What social and psychological forces underlie determinations that certain uses of property are reasonable? What remedies do property owners prefer? The Psychology of Property Law explains how assumptions about human judgement, decision-making and behavior have shaped different property rules and examines to what extent these assumptions are supported by the research. Employing key findings from psychology, the book considers whether property law’s goals could be achieved more successfully with different rules. In addition, the book highlights property laws and conflicts that offer productive areas for further behaviorally-informed research. The book critically addresses several topics from property law for which psychology has a great deal to contribute. These include ownership and possession, legal protections for residential and personal property, takings of property by the state, redistribution through property law, real estate transactions, discrimination in housing and land use, and remedies for injury to property.

Download or read book The Sociology of Housing written by Brian J. McCabe and published by University of Chicago Press. This book was released on 2023-10-19 with total page 428 pages. Available in PDF, EPUB and Kindle. Book excerpt: A landmark volume about the importance of housing in social life. In 1947, the president of the American Sociological Association, Louis Wirth, argued for the importance of housing as a field of sociological research. Now, seventy-five years later, the sociology of housing has still not developed as a distinct subfield, leaving efforts to understand housing’s place in society to other disciplines, such as economics and urban planning. With this volume, the editors and contributors solidify the importance of housing studies within the discipline of sociology by tackling topics like racial segregation, housing instability, the supply of affordable housing, and the process of eviction. In doing so, they showcase the very best traditions of sociology: they draw on diverse methodologies, present unique field sites and data sources, and foreground a range of theoretical approaches to elucidate the relationships between contemporary housing, public policy, and key social outcomes. The Sociology of Housing is a landmark volume that will be used by researchers and students alike to define this growing subfield, map continued directions for research, and center sociologists in interdisciplinary conversations about housing.

Download or read book The Encyclopedia of Housing Second Edition written by Andrew T. Carswell and published by SAGE. This book was released on 2012-06-13 with total page 929 pages. Available in PDF, EPUB and Kindle. Book excerpt: The second edition of the Encyclopedia of Housing has been updated to reflect the significant changes in the market that make the landscape of the industry so different today, and includes articles from a fresh set of scholars who have contributed to the field over the past twelve years.

Download or read book The Economic and Fiscal Consequences of Immigration written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2017-06-13 with total page 643 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Economic and Fiscal Consequences of Immigration finds that the long-term impact of immigration on the wages and employment of native-born workers overall is very small, and that any negative impacts are most likely to be found for prior immigrants or native-born high school dropouts. First-generation immigrants are more costly to governments than are the native-born, but the second generation are among the strongest fiscal and economic contributors in the U.S. This report concludes that immigration has an overall positive impact on long-run economic growth in the U.S. More than 40 million people living in the United States were born in other countries, and almost an equal number have at least one foreign-born parent. Together, the first generation (foreign-born) and second generation (children of the foreign-born) comprise almost one in four Americans. It comes as little surprise, then, that many U.S. residents view immigration as a major policy issue facing the nation. Not only does immigration affect the environment in which everyone lives, learns, and works, but it also interacts with nearly every policy area of concern, from jobs and the economy, education, and health care, to federal, state, and local government budgets. The changing patterns of immigration and the evolving consequences for American society, institutions, and the economy continue to fuel public policy debate that plays out at the national, state, and local levels. The Economic and Fiscal Consequences of Immigration assesses the impact of dynamic immigration processes on economic and fiscal outcomes for the United States, a major destination of world population movements. This report will be a fundamental resource for policy makers and law makers at the federal, state, and local levels but extends to the general public, nongovernmental organizations, the business community, educational institutions, and the research community.

Download or read book International Encyclopedia of Housing and Home written by and published by Elsevier. This book was released on 2012-10-09 with total page 3870 pages. Available in PDF, EPUB and Kindle. Book excerpt: Available online via SciVerse ScienceDirect, or in print for a limited time only, The International Encyclopedia of Housing and Home, Seven Volume Set is the first international reference work for housing scholars and professionals, that uses studies in economics and finance, psychology, social policy, sociology, anthropology, geography, architecture, law, and other disciplines to create an international portrait of housing in all its facets: from meanings of home at the microscale, to impacts on macro-economy. This comprehensive work is edited by distinguished housing expert Susan J. Smith, together with Marja Elsinga, Ong Seow Eng, Lorna Fox O'Mahony and Susan Wachter, and a multi-disciplinary editorial team of 20 world-class scholars in all. Working at the cutting edge of their subject, liaising with an expert editorial advisory board, and engaging with policy-makers and professionals, the editors have worked for almost five years to secure the quality, reach, relevance and coherence of this work. A broad and inclusive table of contents signals (or tesitifes to) detailed investigation of historical and theoretical material as well as in-depth analysis of current issues. This seven-volume set contains over 500 entries, listed alphabetically, but grouped into seven thematic sections including methods and approaches; economics and finance; environments; home and homelessness; institutions; policy; and welfare and well-being. Housing professionals, both academics and practitioners, will find The International Encyclopedia of Housing and Home useful for teaching, discovery, and research needs. International in scope, engaging with trends in every world region The editorial board and contributors are drawn from a wide constituency, collating expertise from academics, policy makers, professionals and practitioners, and from every key center for housing research Every entry stands alone on its merits and is accessed alphabetically, yet each is fully cross-referenced, and attached to one of seven thematic categories whose ‘wholes' far exceed the sum of their parts

Download or read book The SAGE Handbook of Housing Studies written by David F Clapham and published by SAGE. This book was released on 2012-04-20 with total page 710 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cross-disciplinary and critical in its approach, The SAGE Handbook of Housing Studies is an elucidating look at the key issues within the field. It covers the study of housing retrospectively, but also analyses the future directions of research and theory, demonstrating how it can contribute to wider debates in the social sciences. A comprehensive introductory chapter is followed by four parts offering complete coverage of the area: Markets: examines the perception of housing markets, how they function in different contexts, and the importance of housing behaviour and neighbourhoods Approaches: looks at how other disciplines - economics, geography, and sociology - have informed the direction of housing studies Context: traces the interactions between housing studies and other aspects of society, providing context to debate housing through issues of space, social, welfare and the environment. Policy: is a multi-disciplinary and comprehensive take on the major policy issues and the causes and possible solutions of housing problems such as regeneration and homelessness. Edited by leading names in the field and including international contributions, the book is a stimulating, wide-ranging read that will be an invaluable resource for academics and researchers in geography, urban studies, sociology, social policy, economics and politics.