Download or read book Consumer Financial Vulnerabilities in Malaysia written by Nurul Shahnaz Ahmad Mahdzan and published by Routledge. This book was released on 2020-11-29 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines four aspects of Malaysian consumers’ financial vulnerabilities. First, it discusses the issue of over-indebtedness due to excessive reliance on consumer financing. Second, the book investigates why Malaysians are ill-prepared for their golden years in terms of retirement planning and savings. Third, it delves into the problem of financial fraud victimisation among Malaysian consumers. Fourth, the book analyses the reasons why Malaysians are underinsured despite the distinct benefits of life insurance. Drawing on secondary data from government agencies such as Bank Negara Malaysia, Employees' Provident Fund, Royal Malaysian Police and the Department of Statistics Malaysia, each chapter presents statistical trends reflecting the four financial vulnerabilities. In-depth analyses of the literature reveal three broad psychological domains (cognition, motivation, and disposition) and specific psychological factors (e.g. over-confidence, self-control, social norms, and financial literacy) that significantly influence consumers’ financial decisions. The four financial vulnerabilities investigated in this book directly address the strategic outcomes of the Malaysian National Strategy for Financial Literacy 2019–2023 (MNSFL), a five-year plan to elevate the financial literacy of Malaysians. Finally, the book presents strategic recommendations that are believed to be useful guidelines for relevant policymakers to promote positive financial behaviours and rational attitudes among consumers. It will be a useful resource for policymakers and researchers interested in economic psychology and behavioural finance.
Download or read book Doing Business 2020 written by World Bank and published by World Bank Publications. This book was released on 2019-11-21 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.
Download or read book Good Faith in Insurance and Takaful Contracts in Malaysia written by Haemala Thanasegaran and published by Springer. This book was released on 2016-01-22 with total page 251 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines good faith in non-marine insurance and takaful (Islamic insurance) contracts in Malaysia, and proposes holistic law reform of the same. The first two-thirds of the book comprise an extensive comparative legal analysis of the issues between Malaysia, Australia and the United Kingdom, with the final third dedicated to a socio-economic analysis of law reform and suggestions for law reform particularly suited to Malaysia. The book evaluates whether the duty of utmost good faith (the cornerstone of insurance and takaful contracts) is effectively regulated and, in turn, observed by insurers (and takaful operators) and insureds alike in Malaysia. The adequacy of the Insurance Act 1996 (Malaysia), the Takaful Act 1984 (Malaysia), the Financial Services Act 2013 (Malaysia) and the Islamic Financial Services Act 2013 (Malaysia) is evaluated, along with the supporting infrastructure and oversight measures introduced by the Malaysian government. In doing so, The book examines the duty of utmost good faith from both a doctrinal and a social science perspective, in order to propose suitable legal reform.
Download or read book LAW POLITICS SOCIETY The Unravelling of Malaysia and Indonesia Potentiality written by Dr. Suyatno Ladiqi and published by Airlangga University Press. This book was released on 2021-11-09 with total page 211 pages. Available in PDF, EPUB and Kindle. Book excerpt: Penerbit: Airlangga University Press ISBN: 9786024737740 This book is the fourth compilation as a regular joint publishing effort since 2017 between Sultan Zainal Abidin University (UniSZA), Terengganu, Malaysia, and Airlangga University (UNAIR), Surabaya, Indonesia. Filled by lecturers and students, this book is expected to strengthen the relationship between the two universities and further strengthen the Malaysia-Indonesia relationship.
Download or read book An International Comparison of Financial Consumer Protection written by Tsai-Jyh Chen and published by Springer. This book was released on 2018-06-22 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores consumer protection in the major financial markets in the world and provides an international comparison among the countries of different cultural background and economic development. Each chapter describes the major issues of financial consumption in the selected country and the efforts to counter the problems of financial consumption. The innovation and renovation in the financial institutions and the public policies for consumer protection are also analyzed for their potential impacts on the future development of financial markets.
Download or read book Insurance Regulation and Supervision in Asia and Latin America written by OECD and published by OECD Publishing. This book was released on 2001-06-11 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication provides two sets of comparative studies on insurance regulation and supervision covering Asia and Latin America. Altogether 31 countries and economies in these regions are covered.
Download or read book Fundamentals of Islamic Money and Capital Markets written by Azmi Omar and published by John Wiley & Sons. This book was released on 2013-02-15 with total page 219 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first comprehensive guide to Islamic financial markets Based on the course taught at the International Islamic University Malaysia, this is the first book on Islamic finance to focus exclusively on money and capital markets. Covering basic concepts as well as current practices in Islamic financial markets, the book features case studies from real markets. It outlines the theory of money in terms of value, supply, and demand, while explaining the Islamic capital markets in terms of classifications, types of operations, valuations of securities, Islamic unit trust, ETFs, Islamic stock broking, and much more. Written by experts from the International Islamic University Malaysia, the leading organisation in research in Islamic finance The first guide to Islamic finance focused solely on money and capital markets An excellent introduction to money market principles for students in Islamic banking and finance, as well as researchers and current practitioners, Fundamentals of Islamic Money and Capital Markets is a vital resource on the subject.
Download or read book Hearings Reports and Prints of the Senate Committee on Foreign Relations written by United States. Congress. Senate. Committee on Foreign Relations and published by . This book was released on 1979 with total page 1604 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Income Inequality and Poverty in Malaysia written by Shireen Mardziah Hashim and published by Rowman & Littlefield. This book was released on 1998 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: This thorough analysis of Malaysia's economic expansion evaluates the success of the government's New Economic Policy (NEP), which was designed to promote national unity by reducing poverty as well as by loosening the link between ethnicity and economic function. The first comprehensive analysis of income distribution trends after the inauguration of the NEP, the study also considers interethnic, urban-rural, and regional variations over time. Although there have been significant reductions in poverty and income inequality, Hashim uses previously unpublished data to show that both are still rampant.
Download or read book Gender and Social Protection in the Developing World written by Rebecca Holmes and published by Bloomsbury Publishing. This book was released on 2013-03-14 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: Millions of pounds of international development funds are invested annually in social protection programmes to tackle poverty. Poverty is perpetuated by risk and vulnerability, much of which is gendered. Despite this, little attention has been paid to gender-sensitive policy and programme design and implementation. Gender and Social Protection in the Developing World introduces a much-needed gender lens to these debates. Drawing on empirical evidence from poor households and communities in Africa, Asia and Latin America, the book provides rich insight into the effects of a range of social protection instruments. It concludes that with relatively simple changes to design and with investment in implementation capacity, social protection can contribute to transforming gender relations at the individual, intrahousehold and community levels. With a foreword by Stephen Devereux.
Download or read book Violence at Sea written by Peter Lehr and published by Routledge. This book was released on 2006-11-02 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: Violence at Sea is an overview of maritime piracy, examining threats that piracy poses to global security and commerce, as well as measures and policies to mitigate the threat. The essays analyze piracy activities in key shipping lanes (including the African coast, the Arabian Sea, the Bay of Bengal, and the Straits of Malacca-South China Sea); piratical groups and their capabilities; case studies on overlaps between piracy, terrorism, and organized crime; legal and policy hurdles to combating piracy; tactical recommendations for combating piracy; and new trends and developments in the area. The counter response to maritime terrorism has been slow in coming, hampered by issues rooted in sovereignty, the laws of the sea, and the inherent challenges of international coordination. Yet given the likelihood that threats posed by piracy will not recede, but rather increase, all actors affected by maritime security will, sooner or later, need to address these challenges.
Download or read book Enhancing Social Protection in Asia and the Pacific written by Sri Wening Handayani and published by Asian Development Bank. This book was released on 2011-02-01 with total page 641 pages. Available in PDF, EPUB and Kindle. Book excerpt: On 21-22 April 2010, the Asian Development Bank (ADB) organized a social protection conference in Manila. Interest in social protection has been growing since the global financial crisis heightened awareness of the many millions of people in Asia and the Pacific who live in poverty or vulnerable situations. Thus, policy makers are now keen to develop social protection systems that can assist people to both leave and stay out of poverty. The conference brought together people from ADB, its developing member countries, partner agencies, research institutes, and civil society organizations to exchange valuable experience and information and discuss ideas on how to develop social protection and expand it for the well-being of people in Asia and the Pacific. This book features selected papers from the conference that respond to the need for integrated and inclusive social protection to improve the quality of peoples' lives and livelihoods. Specific areas emphasized are health insurance, pensions, the informal sector, measures targeting children, and measuring and monitoring social protection.
Download or read book E Money Prudential Supervision Oversight and User Protection written by Mr. Marc C Dobler and published by International Monetary Fund. This book was released on 2021-12-14 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: This departmental paper discusses the evolving prudential frameworks for nonbank issuers of electronic money. Some jurisdictions take a relatively light-touch approach to regulating electronic money issuers (EMIs). Others have sought to apply more stringent requirements to protect electronic money (e-money) users, as the sector has grown in importance. The paper aims to build on previous IMF staff contributions to the literature and to draw policy conclusions for strengthening e-money regulatory regimes; in particular in jurisdictions where issuers, individually or collectively, have grown to a size to which they are of macro-financial importance (see below). Chapter 2 provides background on the development of e-money, its economic benefits, and potential risks. Chapter 3 discusses prudential supervision of EMIs, followed in Chapter 4 by their oversight from a payments system perspective. Chapter 5 discusses potential additional measures for user protection and contingency arrangements for EMI failure. The last chapter presents policy recommendations for policymakers, especially in those emerging market economies and developing countries wherein EMIs have reached a scale at which they could have a significant economic impact if they were to fail.
Download or read book BLS Report written by United States. Bureau of Labor Statistics and published by . This book was released on with total page 618 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book BLS Report written by and published by . This book was released on 1953 with total page 844 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Islamic Sustainable Finance Law and Innovation written by Nadia Mansour and published by Springer Nature. This book was released on 2023-07-26 with total page 549 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume discusses the role and characteristics of Islamic finance and how it can contribute to a sustainable financial system. Islamic finance is not only for the 1.5 billion Muslims. Several countries are interested in it because it has interesting characteristics in terms of transparency and banking regulation. Although the origins of Islamic finance date back several centuries, its resurgence is relatively recent. From its modern beginnings in Egypt and Malaysia, Islamic finance is now a growing sector and its recent performance contrasts with that of conventional banks. Rapid growth and innovation are transforming the sector, driving economic development in an increasing number of jurisdictions, while also increasing the number of new opportunities and challenges. Today, with the problem of climate change and its adverse effects on the whole world, the flexibility of Islamic finance concerning the operations available to those who wish to finance the development of infrastructure, makes this area crucial for sustainable finance.
